American Home Lending Usa, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
American Home Lending Usa, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Lending Usa, Llc 230 S Buchanan St, Ste A Edwardsville, IL 62025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 554 |
| Total Mortgage Loan Application Amount | $160,970,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with American Home Lending Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Lending Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down American Home Lending Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Lending Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Lending Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Lending Usa, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Illinois | 96 | $ 20,790,000 | $ 216,000 | $ 100,000 |
| Mobile County Alabama | 56 | $ 11,180,000 | $ 199,000 | $ 108,000 |
| St. Clair County Illinois | 39 | $ 8,935,000 | $ 229,000 | $ 58,000 |
| Lee County Mississippi | 29 | $ 5,665,000 | $ 195,000 | $ 103,000 |
| Baldwin County Alabama | 16 | $ 3,330,000 | $ 208,000 | $ 112,000 |
| Los Angeles County California | 15 | $ 7,665,000 | $ 511,000 | $ 4,000 |
| Riverside County California | 11 | $ 4,585,000 | $ 416,000 | $ 19,000 |
| Prince George's County Maryland | 11 | $ 4,715,000 | $ 428,000 | $ 92,000 |
| San Diego County California | 10 | $ 5,640,000 | $ 564,000 | $ 20,000 |
| Cook County Illinois | 10 | $ 3,510,000 | $ 351,000 | $ 17,000 |
| Ventura County California | 7 | $ 3,455,000 | $ 493,000 | $ 24,000 |
| Lake County Illinois | 7 | $ 2,665,000 | $ 380,000 | $ 95,000 |
| Anne Arundel County Maryland | 7 | $ 3,005,000 | $ 429,000 | $ 86,000 |
| Tippah County Mississippi | 7 | $ 1,895,000 | $ 270,000 | $ 131,000 |
| St. Louis County Missouri | 6 | $ 1,960,000 | $ 326,000 | $ 19,000 |
| Arapahoe County Colorado | 5 | $ 2,125,000 | $ 425,000 | $ 0 |
| Will County Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 35,000 |
| St. Louis City County Missouri | 5 | $ 1,145,000 | $ 229,000 | $ 71,000 |
| Wilson County Tennessee | 5 | $ 1,935,000 | $ 387,000 | $ 19,000 |
| Madison County Alabama | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Placer County California | 4 | $ 1,880,000 | $ 470,000 | $ 67,000 |
| San Bernardino County California | 4 | $ 1,370,000 | $ 342,000 | $ 136,000 |
| Solano County California | 4 | $ 1,790,000 | $ 447,000 | $ 76,000 |
| Archuleta County Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 1,600,000 | $ 400,000 | $ 215,000 |
| Gwinnett County Georgia | 4 | $ 1,460,000 | $ 365,000 | $ 129,000 |
| Itawamba County Mississippi | 4 | $ 510,000 | $ 127,000 | $ 45,000 |
| Union County Mississippi | 4 | $ 500,000 | $ 125,000 | $ 30,000 |
| St. Charles County Missouri | 4 | $ 810,000 | $ 202,000 | $ 87,000 |
| Davidson County Tennessee | 4 | $ 1,380,000 | $ 345,000 | $ 25,000 |
| Contra Costa County California | 3 | $ 1,475,000 | $ 491,000 | $ 273,000 |
| Sacramento County California | 3 | $ 1,345,000 | $ 448,000 | $ 0 |
| San Joaquin County California | 3 | $ 1,165,000 | $ 388,000 | $ 27,000 |
| El Paso County Colorado | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
| Broward County Florida | 3 | $ 925,000 | $ 308,000 | $ 115,000 |
| Palm Beach County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 46,000 |
| Cobb County Georgia | 3 | $ 1,025,000 | $ 341,000 | $ 54,000 |
| Henry County Georgia | 3 | $ 845,000 | $ 281,000 | $ 36,000 |
| DuPage County Illinois | 3 | $ 685,000 | $ 228,000 | $ 35,000 |
| Kane County Illinois | 3 | $ 1,355,000 | $ 451,000 | $ 0 |
| Charles County Maryland | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 1,465,000 | $ 488,000 | $ 50,000 |
| DeSoto County Mississippi | 3 | $ 715,000 | $ 238,000 | $ 35,000 |
| Lafayette County Mississippi | 3 | $ 625,000 | $ 208,000 | $ 65,000 |
| Tishomingo County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 44,000 |
| Platte County Missouri | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Washington County Arkansas | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Orange County California | 2 | $ 1,030,000 | $ 515,000 | $ 52,000 |
| San Benito County California | 2 | $ 750,000 | $ 375,000 | $ 11,000 |
| Sonoma County California | 2 | $ 990,000 | $ 495,000 | $ 110,000 |
| Bay County Florida | 2 | $ 770,000 | $ 385,000 | $ 103,000 |
| Flagler County Florida | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Hernando County Florida | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Orange County Florida | 2 | $ 940,000 | $ 470,000 | $ 98,000 |
| Pinellas County Florida | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Coweta County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Paulding County Georgia | 2 | $ 870,000 | $ 435,000 | $ 0 |
| McLean County Illinois | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Monroe County Illinois | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Sangamon County Illinois | 2 | $ 610,000 | $ 305,000 | $ 39,000 |
| St. Mary's County Maryland | 2 | $ 750,000 | $ 375,000 | $ 43,000 |
| Forrest County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Jackson County Mississippi | 2 | $ 720,000 | $ 360,000 | $ 60,000 |
| Monroe County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Tate County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Clay County Missouri | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Franklin County Missouri | 2 | $ 430,000 | $ 215,000 | $ 38,000 |
| Stone County Missouri | 2 | $ 580,000 | $ 290,000 | $ 106,000 |
| Rutherford County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 33,000 |
| Elmore County Alabama | 1 | $ 255,000 | $ 255,000 | $ 249,000 |
| Franklin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Jefferson County Alabama | 1 | $ 375,000 | $ 375,000 | $ 234,000 |
| Montgomery County Alabama | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Morgan County Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Wilcox County Alabama | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Pulaski County Arkansas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| White County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Alameda County California | 1 | $ 475,000 | $ 475,000 | $ 55,000 |
| Butte County California | 1 | $ 305,000 | $ 305,000 | $ 500,000 |
| Colusa County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Imperial County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Inyo County California | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Santa Barbara County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Santa Clara County California | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Yuba County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Adams County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Weld County Colorado | 1 | $ 485,000 | $ 485,000 | $ 192,000 |
| Brevard County Florida | 1 | $ 265,000 | $ 265,000 | $ 14,000 |
| Escambia County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lake County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Lee County Florida | 1 | $ 225,000 | $ 225,000 | $ 263,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Polk County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 287,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Columbia County Georgia | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| DeKalb County Georgia | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Houston County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Clinton County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jersey County Illinois | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Macoupin County Illinois | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Cecil County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Worcester County Maryland | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Wayne County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Covington County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| George County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Lamar County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Panola County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Prentiss County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Jackson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Jefferson County Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Johnson County Missouri | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Monroe County Missouri | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Taney County Missouri | 1 | $ 275,000 | $ 275,000 | $ 213,000 |
| Bledsoe County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for American Home Lending Usa, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 360 | $121,940,000 | $338,000 | $855,000 | $58,000 | $500,000 |
| Home Purchase | 156 | $29,310,000 | $187,000 | $515,000 | $86,000 | $1,200,000 |
| Cash-out Refinancing | 38 | $9,720,000 | $255,000 | $655,000 | $124,000 | $360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 360 | $98,140,000 | $272,000 | $725,000 | $83,000 | $1,200,000 |
| Black or African American | 88 | $25,720,000 | $292,000 | $685,000 | $41,000 | $309,000 |
| Not Provided | 58 | $19,250,000 | $331,000 | $815,000 | $52,000 | $307,000 |
| Hispanic | 29 | $10,595,000 | $365,000 | $605,000 | $40,000 | $360,000 |
| Asian | 11 | $4,225,000 | $384,000 | $775,000 | $67,000 | $150,000 |
| American Indian or Alaskan Native | 4 | $1,450,000 | $362,000 | $445,000 | $9,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $295,000 | $169,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $66,640,000 | $245,000 | $645,000 | $124,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 241 | $88,235,000 | $366,000 | $855,000 | $13,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $6,095,000 | $148,000 | $285,000 | $52,000 | $95,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 392 | $110,980,000 | $283,000 | $855,000 | $76,000 | $1,200,000 |
| Application Withdrawn By Applicant | 143 | $44,775,000 | $313,000 | $815,000 | $59,000 | $380,000 |
| Application Denied By Financial Institution | 19 | $5,215,000 | $274,000 | $665,000 | $36,000 | $167,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 535 | $155,755,000 | $291,000 | $855,000 | $72,000 | $1,200,000 |
| Credit History | 8 | $2,460,000 | $307,000 | $475,000 | $32,000 | $88,000 |
| Other | 3 | $945,000 | $315,000 | $665,000 | $26,000 | $53,000 |
| Unverifiable Information | 3 | $575,000 | $191,000 | $305,000 | $28,000 | $57,000 |
| Collateral | 2 | $640,000 | $320,000 | $345,000 | $83,000 | $167,000 |
| Debt-To-Income Ratio | 2 | $440,000 | $220,000 | $265,000 | $35,000 | $56,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $37,000 | $37,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Lending Usa, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Lending Usa, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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