American Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
American Home Loans 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Loans 17991 Cowan Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,864 |
| Total Mortgage Loan Application Amount | $685,661,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $1,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Loans's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 547 | $ 167,176,000 | $ 305,000 | $ 151,000 |
| Riverside County California | 278 | $ 70,026,000 | $ 251,000 | $ 146,000 |
| Orange County California | 254 | $ 83,020,000 | $ 326,000 | $ 159,000 |
| San Bernardino County California | 234 | $ 52,352,000 | $ 223,000 | $ 128,000 |
| Clark County Nevada | 106 | $ 23,085,000 | $ 217,000 | $ 142,000 |
| San Diego County California | 92 | $ 31,257,000 | $ 339,000 | $ 189,000 |
| Kern County California | 51 | $ 8,479,000 | $ 166,000 | $ 72,000 |
| Wayne County Michigan | 51 | $ 5,093,000 | $ 99,000 | $ 56,000 |
| Sacramento County California | 46 | $ 10,639,000 | $ 231,000 | $ 111,000 |
| Maricopa County Arizona | 39 | $ 9,552,000 | $ 244,000 | $ 149,000 |
| Contra Costa County California | 36 | $ 10,779,000 | $ 299,000 | $ 144,000 |
| San Joaquin County California | 30 | $ 5,975,000 | $ 199,000 | $ 110,000 |
| Alameda County California | 29 | $ 9,389,000 | $ 323,000 | $ 178,000 |
| Harris County Texas | 28 | $ 5,261,000 | $ 187,000 | $ 182,000 |
| Milwaukee County Wisconsin | 27 | $ 2,089,000 | $ 77,000 | $ 52,000 |
| Hillsborough County Florida | 26 | $ 2,705,000 | $ 104,000 | $ 78,000 |
| Miami-Dade County Florida | 24 | $ 5,441,000 | $ 226,000 | $ 151,000 |
| Duval County Florida | 20 | $ 2,308,000 | $ 115,000 | $ 105,000 |
| Montgomery County Maryland | 20 | $ 5,463,000 | $ 273,000 | $ 87,000 |
| Prince George's County Maryland | 20 | $ 3,893,000 | $ 194,000 | $ 78,000 |
| Broward County Florida | 19 | $ 3,491,000 | $ 183,000 | $ 92,000 |
| Orange County Florida | 19 | $ 3,165,000 | $ 166,000 | $ 88,000 |
| Ventura County California | 17 | $ 6,524,000 | $ 383,000 | $ 214,000 |
| Cook County Illinois | 17 | $ 2,668,000 | $ 156,000 | $ 83,000 |
| Stanislaus County California | 16 | $ 4,182,000 | $ 261,000 | $ 116,000 |
| Polk County Florida | 16 | $ 1,317,000 | $ 82,000 | $ 80,000 |
| Santa Clara County California | 15 | $ 5,689,000 | $ 379,000 | $ 147,000 |
| Dallas County Texas | 15 | $ 3,985,000 | $ 265,000 | $ 168,000 |
| Solano County California | 14 | $ 4,634,000 | $ 331,000 | $ 154,000 |
| Bronx County New York | 14 | $ 3,410,000 | $ 243,000 | $ 123,000 |
| Palm Beach County Florida | 13 | $ 2,484,000 | $ 191,000 | $ 107,000 |
| Fresno County California | 12 | $ 2,271,000 | $ 189,000 | $ 77,000 |
| Pinellas County Florida | 12 | $ 1,373,000 | $ 114,000 | $ 94,000 |
| Lake County Indiana | 12 | $ 966,000 | $ 80,000 | $ 46,000 |
| El Paso County Colorado | 11 | $ 1,500,000 | $ 136,000 | $ 72,000 |
| Collier County Florida | 11 | $ 2,146,000 | $ 195,000 | $ 106,000 |
| St. Clair County Illinois | 11 | $ 979,000 | $ 89,000 | $ 6,000 |
| Adams County Colorado | 10 | $ 895,000 | $ 89,000 | $ 54,000 |
| Lee County Florida | 10 | $ 1,536,000 | $ 153,000 | $ 56,000 |
| Honolulu County Hawaii | 10 | $ 4,957,000 | $ 495,000 | $ 255,000 |
| Baltimore City County Maryland | 10 | $ 1,038,000 | $ 103,000 | $ 78,000 |
| Hennepin County Minnesota | 10 | $ 1,188,000 | $ 118,000 | $ 79,000 |
| Merced County California | 9 | $ 2,420,000 | $ 268,000 | $ 126,000 |
| Placer County California | 9 | $ 2,179,000 | $ 242,000 | $ 140,000 |
| Baltimore County Maryland | 9 | $ 1,728,000 | $ 192,000 | $ 83,000 |
| Denver County Colorado | 8 | $ 1,134,000 | $ 141,000 | $ 86,000 |
| Hartford County Connecticut | 8 | $ 1,073,000 | $ 134,000 | $ 106,000 |
| Lake County Florida | 8 | $ 1,140,000 | $ 142,000 | $ 122,000 |
| Kent County Michigan | 8 | $ 645,000 | $ 80,000 | $ 20,000 |
| Oakland County Michigan | 8 | $ 1,801,000 | $ 225,000 | $ 94,000 |
| Fort Bend County Texas | 8 | $ 1,047,000 | $ 130,000 | $ 30,000 |
| Pima County Arizona | 7 | $ 869,000 | $ 124,000 | $ 92,000 |
| Imperial County California | 7 | $ 933,000 | $ 133,000 | $ 250,000 |
| Hernando County Florida | 7 | $ 780,000 | $ 111,000 | $ 57,000 |
| Pasco County Florida | 7 | $ 701,000 | $ 100,000 | $ 75,000 |
| Union County New Jersey | 7 | $ 1,243,000 | $ 177,000 | $ 87,000 |
| Cuyahoga County Ohio | 7 | $ 498,000 | $ 71,000 | $ 50,000 |
| Brazoria County Texas | 7 | $ 988,000 | $ 141,000 | $ 77,000 |
| Collin County Texas | 7 | $ 1,168,000 | $ 166,000 | $ 80,000 |
| King County Washington | 7 | $ 1,758,000 | $ 251,000 | $ 100,000 |
| Yuma County Arizona | 6 | $ 754,000 | $ 125,000 | $ 147,000 |
| Shasta County California | 6 | $ 857,000 | $ 142,000 | $ 42,000 |
| Tulare County California | 6 | $ 841,000 | $ 140,000 | $ 67,000 |
| New Haven County Connecticut | 6 | $ 929,000 | $ 154,000 | $ 80,000 |
| Orleans County Louisiana | 6 | $ 410,000 | $ 68,000 | $ 51,000 |
| Essex County New Jersey | 6 | $ 937,000 | $ 156,000 | $ 95,000 |
| Ulster County New York | 6 | $ 513,000 | $ 85,000 | $ 47,000 |
| Franklin County Ohio | 6 | $ 903,000 | $ 150,000 | $ 76,000 |
| Monroe County Pennsylvania | 6 | $ 426,000 | $ 71,000 | $ 97,000 |
| Santa Cruz County California | 5 | $ 2,114,000 | $ 422,000 | $ 0 |
| Arapahoe County Colorado | 5 | $ 802,000 | $ 160,000 | $ 84,000 |
| Charlotte County Florida | 5 | $ 712,000 | $ 142,000 | $ 70,000 |
| Marion County Florida | 5 | $ 650,000 | $ 130,000 | $ 60,000 |
| Kauai County Hawaii | 5 | $ 3,562,000 | $ 712,000 | $ 259,000 |
| DuPage County Illinois | 5 | $ 1,921,000 | $ 384,000 | $ 208,000 |
| Will County Illinois | 5 | $ 511,000 | $ 102,000 | $ 69,000 |
| Anne Arundel County Maryland | 5 | $ 569,000 | $ 113,000 | $ 67,000 |
| Macomb County Michigan | 5 | $ 544,000 | $ 108,000 | $ 80,000 |
| Hinds County Mississippi | 5 | $ 379,000 | $ 75,000 | $ 58,000 |
| Camden County New Jersey | 5 | $ 693,000 | $ 138,000 | $ 50,000 |
| Westchester County New York | 5 | $ 2,009,000 | $ 401,000 | $ 161,000 |
| Montgomery County Ohio | 5 | $ 250,000 | $ 50,000 | $ 39,000 |
| Travis County Texas | 5 | $ 1,352,000 | $ 270,000 | $ 207,000 |
| San Mateo County California | 4 | $ 1,558,000 | $ 389,000 | $ 160,000 |
| Sonoma County California | 4 | $ 1,538,000 | $ 384,000 | $ 249,000 |
| Sutter County California | 4 | $ 492,000 | $ 123,000 | $ 105,000 |
| Manatee County Florida | 4 | $ 537,000 | $ 134,000 | $ 108,000 |
| Hawaii County Hawaii | 4 | $ 2,593,000 | $ 648,000 | $ 275,000 |
| Madison County Indiana | 4 | $ 310,000 | $ 77,000 | $ 57,000 |
| Marion County Indiana | 4 | $ 191,000 | $ 47,000 | $ 101,000 |
| Saginaw County Michigan | 4 | $ 141,000 | $ 35,000 | $ 180,000 |
| Bergen County New Jersey | 4 | $ 721,000 | $ 180,000 | $ 138,000 |
| Monmouth County New Jersey | 4 | $ 1,346,000 | $ 336,000 | $ 137,000 |
| Philadelphia County Pennsylvania | 4 | $ 290,000 | $ 72,000 | $ 73,000 |
| Lexington County South Carolina | 4 | $ 756,000 | $ 189,000 | $ 142,000 |
| Pierce County Washington | 4 | $ 592,000 | $ 148,000 | $ 72,000 |
| Portage County Wisconsin | 4 | $ 304,000 | $ 76,000 | $ 24,000 |
| Sitka County Alaska | 3 | $ 385,000 | $ 128,000 | $ 58,000 |
| Tolland County Connecticut | 3 | $ 390,000 | $ 130,000 | $ 110,000 |
| Volusia County Florida | 3 | $ 393,000 | $ 131,000 | $ 66,000 |
| Boone County Illinois | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| Polk County Iowa | 3 | $ 220,000 | $ 73,000 | $ 25,000 |
| Jefferson County Louisiana | 3 | $ 366,000 | $ 122,000 | $ 34,000 |
| St. Tammany County Louisiana | 3 | $ 342,000 | $ 114,000 | $ 44,000 |
| Newaygo County Michigan | 3 | $ 310,000 | $ 103,000 | $ 79,000 |
| Wright County Minnesota | 3 | $ 401,000 | $ 133,000 | $ 14,000 |
| St. Louis County Missouri | 3 | $ 181,000 | $ 60,000 | $ 24,000 |
| Kings County New York | 3 | $ 1,005,000 | $ 335,000 | $ 160,000 |
| Queens County New York | 3 | $ 1,004,000 | $ 334,000 | $ 72,000 |
| Guilford County North Carolina | 3 | $ 339,000 | $ 113,000 | $ 62,000 |
| Mecklenburg County North Carolina | 3 | $ 219,000 | $ 73,000 | $ 28,000 |
| Horry County South Carolina | 3 | $ 1,164,000 | $ 388,000 | $ 341,000 |
| Davidson County Tennessee | 3 | $ 297,000 | $ 99,000 | $ 94,000 |
| Tarrant County Texas | 3 | $ 283,000 | $ 94,000 | $ 68,000 |
| Utah County Utah | 3 | $ 353,000 | $ 117,000 | $ 62,000 |
| Pinal County Arizona | 2 | $ 314,000 | $ 157,000 | $ 52,000 |
| El Dorado County California | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Humboldt County California | 2 | $ 215,000 | $ 107,000 | $ 54,000 |
| Kings County California | 2 | $ 445,000 | $ 222,000 | $ 102,000 |
| San Benito County California | 2 | $ 670,000 | $ 335,000 | $ 126,000 |
| San Francisco County California | 2 | $ 690,000 | $ 345,000 | $ 300,000 |
| San Luis Obispo County California | 2 | $ 429,000 | $ 214,000 | $ 145,000 |
| Tehama County California | 2 | $ 557,000 | $ 278,000 | $ 69,000 |
| Yuba County California | 2 | $ 801,000 | $ 400,000 | $ 192,000 |
| Garfield County Colorado | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Windham County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Kent County Delaware | 2 | $ 389,000 | $ 194,000 | $ 77,000 |
| New Castle County Delaware | 2 | $ 506,000 | $ 253,000 | $ 139,000 |
| Sussex County Delaware | 2 | $ 363,000 | $ 181,000 | $ 65,000 |
| Citrus County Florida | 2 | $ 460,000 | $ 230,000 | $ 153,000 |
| Highlands County Florida | 2 | $ 105,000 | $ 52,000 | $ 34,000 |
| Leon County Florida | 2 | $ 146,000 | $ 73,000 | $ 58,000 |
| Putnam County Florida | 2 | $ 147,000 | $ 73,000 | $ 96,000 |
| Santa Rosa County Florida | 2 | $ 306,000 | $ 153,000 | $ 96,000 |
| St. Lucie County Florida | 2 | $ 445,000 | $ 222,000 | $ 36,000 |
| Champaign County Illinois | 2 | $ 134,000 | $ 67,000 | $ 65,000 |
| Kane County Illinois | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| McHenry County Illinois | 2 | $ 597,000 | $ 298,000 | $ 74,000 |
| Delaware County Indiana | 2 | $ 92,000 | $ 46,000 | $ 60,000 |
| Porter County Indiana | 2 | $ 236,000 | $ 118,000 | $ 97,000 |
| Vanderburgh County Indiana | 2 | $ 121,000 | $ 60,000 | $ 51,000 |
| Johnson County Kansas | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| St. Charles County Louisiana | 2 | $ 626,000 | $ 313,000 | $ 106,000 |
| Hancock County Maine | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Calvert County Maryland | 2 | $ 135,000 | $ 67,000 | $ 74,000 |
| Charles County Maryland | 2 | $ 1,500,000 | $ 750,000 | $ 360,000 |
| Howard County Maryland | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Washington County Maryland | 2 | $ 305,000 | $ 152,000 | $ 72,000 |
| Wicomico County Maryland | 2 | $ 165,000 | $ 82,000 | $ 66,000 |
| Kalamazoo County Michigan | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Mecosta County Michigan | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| DeSoto County Mississippi | 2 | $ 333,000 | $ 166,000 | $ 122,000 |
| Howell County Missouri | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Jackson County Missouri | 2 | $ 850,000 | $ 425,000 | $ 216,000 |
| Platte County Missouri | 2 | $ 1,000,000 | $ 500,000 | $ 360,000 |
| Nye County Nevada | 2 | $ 504,000 | $ 252,000 | $ 61,000 |
| Washoe County Nevada | 2 | $ 1,123,000 | $ 561,000 | $ 204,000 |
| Merrimack County New Hampshire | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Atlantic County New Jersey | 2 | $ 499,000 | $ 249,000 | $ 124,000 |
| Middlesex County New Jersey | 2 | $ 555,000 | $ 277,000 | $ 101,000 |
| Bernalillo County New Mexico | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Orange County New York | 2 | $ 525,000 | $ 262,000 | $ 168,000 |
| Seneca County New York | 2 | $ 84,000 | $ 42,000 | $ 22,000 |
| Watauga County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 98,000 |
| Ashtabula County Ohio | 2 | $ 104,000 | $ 52,000 | $ 41,000 |
| Delaware County Ohio | 2 | $ 258,000 | $ 129,000 | $ 88,000 |
| Preble County Ohio | 2 | $ 195,000 | $ 97,000 | $ 68,000 |
| Comanche County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| Multnomah County Oregon | 2 | $ 677,000 | $ 338,000 | $ 138,000 |
| Polk County Oregon | 2 | $ 198,000 | $ 99,000 | $ 90,000 |
| Washington County Oregon | 2 | $ 181,000 | $ 90,000 | $ 78,000 |
| Bucks County Pennsylvania | 2 | $ 850,000 | $ 425,000 | $ 300,000 |
| Luzerne County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 44,000 |
| Greenville County South Carolina | 2 | $ 79,000 | $ 39,000 | $ 27,000 |
| Putnam County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 434,000 |
| Galveston County Texas | 2 | $ 227,000 | $ 113,000 | $ 279,000 |
| Jefferson County Texas | 2 | $ 177,000 | $ 88,000 | $ 49,000 |
| Parker County Texas | 2 | $ 823,000 | $ 411,000 | $ 248,000 |
| Davis County Utah | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 1,378,000 | $ 689,000 | $ 0 |
| Weber County Utah | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Spokane County Washington | 2 | $ 108,000 | $ 54,000 | $ 45,000 |
| Dane County Wisconsin | 2 | $ 509,000 | $ 254,000 | $ 103,000 |
| Ozaukee County Wisconsin | 2 | $ 229,000 | $ 114,000 | $ 120,000 |
| Richland County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Big Horn County Wyoming | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Coconino County Arizona | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| La Paz County Arizona | 1 | $ 512,000 | $ 512,000 | $ 122,000 |
| Mohave County Arizona | 1 | $ 354,000 | $ 354,000 | $ 240,000 |
| Navajo County Arizona | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Baxter County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Fulton County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Washington County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Amador County California | 1 | $ 356,000 | $ 356,000 | $ 64,000 |
| Butte County California | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Calaveras County California | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Glenn County California | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Lake County California | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Madera County California | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Marin County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Monterey County California | 1 | $ 522,000 | $ 522,000 | $ 114,000 |
| Santa Barbara County California | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Jefferson County Colorado | 1 | $ 387,000 | $ 387,000 | $ 109,000 |
| Montrose County Colorado | 1 | $ 296,000 | $ 296,000 | $ 107,000 |
| Weld County Colorado | 1 | $ 264,000 | $ 264,000 | $ 116,000 |
| Middlesex County Connecticut | 1 | $ 280,000 | $ 280,000 | $ 78,000 |
| New London County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| Brevard County Florida | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 187,000 | $ 187,000 | $ 91,000 |
| Flagler County Florida | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Gadsden County Florida | 1 | $ 32,000 | $ 32,000 | $ 62,000 |
| Okaloosa County Florida | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 291,000 | $ 291,000 | $ 87,000 |
| Walton County Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Fulton County Georgia | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Canyon County Idaho | 1 | $ 116,000 | $ 116,000 | $ 115,000 |
| Fremont County Idaho | 1 | $ 162,000 | $ 162,000 | $ 108,000 |
| DeKalb County Illinois | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Fulton County Illinois | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Jefferson County Illinois | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Lake County Illinois | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Clark County Indiana | 1 | $ 590,000 | $ 590,000 | $ 156,000 |
| Linn County Iowa | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Sedgwick County Kansas | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Garrard County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Jefferson County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Vernon County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Frederick County Maryland | 1 | $ 431,000 | $ 431,000 | $ 108,000 |
| Harford County Maryland | 1 | $ 390,000 | $ 390,000 | $ 97,000 |
| St. Mary's County Maryland | 1 | $ 210,000 | $ 210,000 | $ 127,000 |
| Talbot County Maryland | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Barry County Michigan | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Genesee County Michigan | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Lenawee County Michigan | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Marshall County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Ramsey County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 408,000 |
| Maries County Missouri | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Morgan County Missouri | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Hudson County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Mercer County New Jersey | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Warren County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| New York County New York | 1 | $ 1,288,000 | $ 1,288,000 | $ 504,000 |
| Niagara County New York | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Onondaga County New York | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Richmond County New York | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Rockland County New York | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Suffolk County New York | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Currituck County North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Rowan County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Belmont County Ohio | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Hamilton County Ohio | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Lake County Ohio | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Stark County Ohio | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Chester County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 114,000 |
| Montgomery County Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 126,000 |
| Anderson County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Beaufort County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 168,000 |
| Richland County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 96,000 |
| Rhea County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 82,000 |
| Robertson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Sequatchie County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| Eastland County Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Erath County Texas | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| McMullen County Texas | 1 | $ 342,000 | $ 342,000 | $ 72,000 |
| Trinity County Texas | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Young County Texas | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Box Elder County Utah | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Columbia County Washington | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Cowlitz County Washington | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Kitsap County Washington | 1 | $ 231,000 | $ 231,000 | $ 49,000 |
| Snohomish County Washington | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Thurston County Washington | 1 | $ 284,000 | $ 284,000 | $ 62,000 |
| Forest County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Shawano County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Waukesha County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for American Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,493 | $391,612,000 | $262,000 | $2,000,000 | $127,000 | $1,116,000 |
| Home Purchase | 1,371 | $294,049,000 | $214,000 | $1,088,000 | $127,000 | $1,020,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 924 | $221,020,000 | $239,000 | $1,000,000 | $128,000 | $888,000 |
| White | 733 | $186,388,000 | $254,000 | $1,950,000 | $137,000 | $1,116,000 |
| Not Provided | 724 | $170,744,000 | $235,000 | $2,000,000 | $121,000 | $1,020,000 |
| Black or African American | 344 | $65,080,000 | $189,000 | $1,000,000 | $101,000 | $480,000 |
| Asian | 104 | $30,154,000 | $289,000 | $938,000 | $165,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $10,210,000 | $378,000 | $1,399,000 | $207,000 | $504,000 |
| American Indian or Alaskan Native | 8 | $2,065,000 | $258,000 | $424,000 | $117,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,864 | $685,661,000 | $239,000 | $2,000,000 | $127,000 | $1,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 981 | $231,171,000 | $235,000 | $1,625,000 | $130,000 | $900,000 |
| Loan Originated | 902 | $216,026,000 | $239,000 | $1,000,000 | $121,000 | $622,000 |
| Application Denied By Financial Institution | 721 | $175,317,000 | $243,000 | $1,950,000 | $133,000 | $1,116,000 |
| Application Withdrawn By Applicant | 237 | $56,394,000 | $237,000 | $2,000,000 | $121,000 | $504,000 |
| File Closed For Incompleteness | 23 | $6,753,000 | $293,000 | $720,000 | $130,000 | $228,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 256 | $61,111,000 | $238,000 | $1,200,000 | $127,000 | $1,116,000 |
| Other | 218 | $53,814,000 | $246,000 | $1,000,000 | $142,000 | $888,000 |
| Collateral | 116 | $26,747,000 | $230,000 | $1,950,000 | $133,000 | $692,000 |
| Debt-To-Income Ratio | 65 | $19,232,000 | $295,000 | $840,000 | $131,000 | $429,000 |
| Unverifiable Information | 49 | $11,026,000 | $225,000 | $637,000 | $133,000 | $273,000 |
| Employment History | 12 | $2,120,000 | $176,000 | $792,000 | $75,000 | $156,000 |
| Credit Application Incomplete | 3 | $685,000 | $228,000 | $388,000 | $198,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $504,000 | $504,000 | $504,000 | $174,000 | $174,000 |
| Mortgage Insurance Denied | 1 | $78,000 | $78,000 | $78,000 | $111,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.