American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2010

In 2010, American Interbanc Mortgage, Llc. of Irvine, CA reported 2,218 mortgage applications totaling $699.2 million, up 1% from 2009. The average application was for $315,245, and applicants reported an average income of $152,231. 81% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Santa Ana-Anaheim-Irvine, CA (370), Los Angeles-Long Beach-Glendale, CA (361) and San Diego-Carlsbad-San Marcos, CA (198) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,218
Total Mortgage Loan Application Amount $699,214,000
Average Mortgage Loan Application Amount $315,245
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $152,231
Highest Applicant Income $1,993,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, California 370 $ 136,441,000 $ 368,759 $ 161,000
Los Angeles, California 361 $ 115,271,000 $ 319,310 $ 130,000
San Diego, California 198 $ 68,484,000 $ 345,878 $ 161,000
Santa Clara, California 93 $ 37,435,000 $ 402,526 $ 155,000
Middlesex, Massachusetts 92 $ 29,238,000 $ 317,804 $ 182,000
San Bernardino, California 81 $ 21,730,000 $ 268,271 $ 103,000
Alameda, California 70 $ 26,113,000 $ 373,042 $ 183,000
Sacramento, California 59 $ 13,456,000 $ 228,067 $ 143,000
Ventura, California 56 $ 19,617,000 $ 350,303 $ 152,000
King, Washington 52 $ 15,490,000 $ 297,884 $ 140,000
Riverside, California 48 $ 12,006,000 $ 250,125 $ 147,000
Contra Costa, California 43 $ 15,522,000 $ 360,976 $ 164,000
Essex, Massachusetts 34 $ 8,363,000 $ 245,970 $ 161,000
Norfolk, Massachusetts 34 $ 10,953,000 $ 322,147 $ 131,000
Placer, California 21 $ 6,270,000 $ 298,571 $ 140,000
San Mateo, California 21 $ 10,140,000 $ 482,857 $ 317,000
San Francisco, California 20 $ 9,393,000 $ 469,650 $ 200,000
Santa Barbara, California 19 $ 6,328,000 $ 333,052 $ 101,000
Solano, California 18 $ 4,987,000 $ 277,055 $ 106,000
Snohomish, Washington 16 $ 3,945,000 $ 246,562 $ 190,000
Suffolk, Massachusetts 15 $ 3,561,000 $ 237,400 $ 95,000
Worcester, Massachusetts 15 $ 3,496,000 $ 233,066 $ 116,000
San Joaquin, California 14 $ 2,653,000 $ 189,500 $ 95,000
Marin, California 13 $ 5,751,000 $ 442,384 $ 175,000
Fresno, California 12 $ 2,465,000 $ 205,416 $ 91,000
San Luis Obispo, California 12 $ 3,609,000 $ 300,750 $ 118,000
Sonoma, California 11 $ 3,360,000 $ 305,454 $ 216,000
Santa Cruz, California 10 $ 3,091,000 $ 309,100 $ 111,000
Kitsap, Washington 10 $ 2,908,000 $ 290,800 $ 113,000
Nevada, California 9 $ 2,638,000 $ 293,111 $ 138,000
Yolo, California 9 $ 2,387,000 $ 265,222 $ 92,000
Larimer, Colorado 9 $ 2,244,000 $ 249,333 $ 151,000
Plymouth, Massachusetts 8 $ 1,693,000 $ 211,625 $ 124,000
Chester, Pennsylvania 8 $ 1,553,000 $ 194,125 $ 331,000
Thurston, Washington 8 $ 1,479,000 $ 184,875 $ 84,000
El Dorado, California 7 $ 2,346,000 $ 335,142 $ 122,000
Boulder, Colorado 7 $ 1,735,000 $ 247,857 $ 104,000
Bristol, Massachusetts 7 $ 1,788,000 $ 255,428 $ 98,000
Collin, Texas 7 $ 1,563,000 $ 223,285 $ 110,000
Hampshire, Massachusetts 6 $ 1,232,000 $ 205,333 $ 350,000
Washington, Oregon 6 $ 2,038,000 $ 339,666 $ 121,000
Salt Lake, Utah 6 $ 1,996,000 $ 332,666 $ 162,000
Pierce, Washington 6 $ 1,844,000 $ 307,333 $ 171,000
Whatcom, Washington 6 $ 1,532,000 $ 255,333 $ 111,000
Maricopa, Arizona 5 $ 836,000 $ 167,200 $ 422,000
Butte, California 5 $ 867,000 $ 173,400 $ 108,000
El Paso, Colorado 5 $ 1,331,000 $ 266,200 $ 129,000
Fairfield, Connecticut 5 $ 1,573,000 $ 314,600 $ 254,000
Barnstable, Massachusetts 5 $ 1,514,000 $ 302,800 $ 191,000
Multnomah, Oregon 5 $ 1,413,000 $ 282,600 $ 178,000
Dallas, Texas 5 $ 915,000 $ 183,000 $ 121,000
Utah, Utah 5 $ 1,107,000 $ 221,400 $ 76,000
Clark, Washington 5 $ 876,000 $ 175,200 $ 82,000
Spokane, Washington 5 $ 1,059,000 $ 211,800 $ 88,000
Calaveras, California 4 $ 608,000 $ 152,000 $ 619,000
Kern, California 4 $ 669,000 $ 167,250 $ 90,000
Monterey, California 4 $ 1,286,000 $ 321,500 $ 167,000
Shasta, California 4 $ 700,000 $ 175,000 $ 141,000
Stanislaus, California 4 $ 530,000 $ 132,500 $ 96,000
Arapahoe, Colorado 4 $ 1,180,000 $ 295,000 $ 136,000
Hartford, Connecticut 4 $ 1,364,000 $ 341,000 $ 517,000
Montgomery, Maryland 4 $ 1,228,000 $ 307,000 $ 119,000
Essex, New Jersey 4 $ 1,239,000 $ 309,750 $ 121,000
Morris, New Jersey 4 $ 1,352,000 $ 338,000 $ 188,000
Allegheny, Pennsylvania 4 $ 740,000 $ 185,000 $ 141,000
Montgomery, Pennsylvania 4 $ 1,022,000 $ 255,500 $ 140,000
Philadelphia, Pennsylvania 4 $ 1,164,000 $ 291,000 $ 550,000
Williamson, Texas 4 $ 741,000 $ 185,250 $ 137,000
Skagit, Washington 4 $ 950,000 $ 237,500 $ 95,000
Jefferson, Colorado 3 $ 733,000 $ 244,333 $ 90,000
New Haven, Connecticut 3 $ 700,000 $ 233,333 $ 156,000
Honolulu, Hawaii 3 $ 1,011,000 $ 337,000 $ 83,000
Ada, Idaho 3 $ 534,000 $ 178,000 $ 108,000
Hampden, Massachusetts 3 $ 793,000 $ 264,333 $ 111,000
Atlantic, New Jersey 3 $ 649,000 $ 216,333 $ 370,000
Bergen, New Jersey 3 $ 1,034,000 $ 344,666 $ 148,000
Burlington, New Jersey 3 $ 677,000 $ 225,666 $ 133,000
Ocean, New Jersey 3 $ 872,000 $ 290,666 $ 112,000
Union, New Jersey 3 $ 723,000 $ 241,000 $ 117,000
Oklahoma, Oklahoma 3 $ 536,000 $ 178,666 $ 96,000
Bucks, Pennsylvania 3 $ 788,000 $ 262,666 $ 124,000
Lehigh, Pennsylvania 3 $ 757,000 $ 252,333 $ 86,000
Fort Bend, Texas 3 $ 553,000 $ 184,333 $ 745,000
Davis, Utah 3 $ 726,000 $ 242,000 $ 97,000
Benton, Washington 3 $ 701,000 $ 233,666 $ 585,000
Walla Walla, Washington 3 $ 917,000 $ 305,666 $ 92,000
Lake, California 2 $ 432,000 $ 216,000 $ 237,000
Merced, California 2 $ 652,000 $ 326,000 $ 156,000
Tulare, California 2 $ 387,000 $ 193,500 $ 79,000
Tuolumne, California 2 $ 522,000 $ 261,000 $ 126,000
Yuba, California 2 $ 407,000 $ 203,500 $ 153,000
Adams, Colorado 2 $ 398,000 $ 199,000 $ 94,000
Denver, Colorado 2 $ 392,000 $ 196,000 $ 91,000
Douglas, Colorado 2 $ 548,000 $ 274,000 $ 134,000
DuPage, Illinois 2 $ 387,000 $ 193,500 $ 114,000
Macomb, Michigan 2 $ 280,000 $ 140,000 $ 96,000
Cape May, New Jersey 2 $ 547,000 $ 273,500 $ 302,000
Mercer, New Jersey 2 $ 404,000 $ 202,000 $ 88,000
Middlesex, New Jersey 2 $ 399,000 $ 199,500 $ 70,000
Somerset, New Jersey 2 $ 592,000 $ 296,000 $ 144,000
Marion, Oregon 2 $ 375,000 $ 187,500 $ 145,000
Carbon, Pennsylvania 2 $ 827,000 $ 413,500 $ 144,000
Shelby, Tennessee 2 $ 518,000 $ 259,000 $ 77,000
Denton, Texas 2 $ 482,000 $ 241,000 $ 131,000
Harris, Texas 2 $ 484,000 $ 242,000 $ 178,000
Montgomery, Texas 2 $ 331,000 $ 165,500 $ 95,000
Tarrant, Texas 2 $ 385,000 $ 192,500 $ 84,000
Grand, Utah 2 $ 311,000 $ 155,500 $ 91,000
Cowlitz, Washington 2 $ 265,000 $ 132,500 $ 62,000
Jefferson, Washington 2 $ 701,000 $ 350,500 $ 242,000
Pima, Arizona 1 $ 400,000 $ 400,000 $ 131,000
Amador, California 1 $ 141,000 $ 141,000 $ 40,000
Kings, California 1 $ 190,000 $ 190,000 $ 136,000
Lassen, California 1 $ 150,000 $ 150,000 $ 47,000
Mariposa, California 1 $ 173,000 $ 173,000 $ 327,000
Mono, California 1 $ 413,000 $ 413,000 $ 182,000
Napa, California 1 $ 224,000 $ 224,000 $ 101,000
San Benito, California 1 $ 274,000 $ 274,000 $ 63,000
Tehama, California 1 $ 100,000 $ 100,000 $ 40,000
Broomfield, Colorado 1 $ 223,000 $ 223,000 $ 45,000
Park, Colorado 1 $ 236,000 $ 236,000 $ 109,000
Summit, Colorado 1 $ 532,000 $ 532,000 $ 167,000
Middlesex, Connecticut 1 $ 256,000 $ 256,000 $ 111,000
Windham, Connecticut 1 $ 170,000 $ 170,000 $ 22,000
Brevard, Florida 1 $ 383,000 $ 383,000 $ 150,000
Manatee, Florida 1 $ 285,000 $ 285,000 $ 92,000
Santa Rosa, Florida 1 $ 165,000 $ 165,000 $ 228,000
Sarasota, Florida 1 $ 183,000 $ 183,000 $ 336,000
Hawaii, Hawaii 1 $ 488,000 $ 488,000 $ 163,000
Kauai, Hawaii 1 $ 244,000 $ 244,000 $ 154,000
Bear Lake, Idaho 1 $ 165,000 $ 165,000 $ 143,000
Jefferson, Idaho 1 $ 302,000 $ 302,000 $ 90,000
Latah, Idaho 1 $ 189,000 $ 189,000 $ 258,000
Nez Perce, Idaho 1 $ 165,000 $ 165,000 $ 52,000
Boone, Illinois 1 $ 102,000 $ 102,000 $ 65,000
Champaign, Illinois 1 $ 300,000 $ 300,000 $ 68,000
Cook, Illinois 1 $ 225,000 $ 225,000 $ 124,000
Madison, Illinois 1 $ 185,000 $ 185,000 $ 125,000
McHenry, Illinois 1 $ 312,000 $ 312,000 $ 147,000
St. Clair, Illinois 1 $ 189,000 $ 189,000 $ 83,000
Baltimore, Maryland 1 $ 180,000 $ 180,000 $ 143,000
St. Mary's, Maryland 1 $ 139,000 $ 139,000 $ 168,000
Talbot, Maryland 1 $ 290,000 $ 290,000 $ 91,000
Berkshire, Massachusetts 1 $ 409,000 $ 409,000 $ 94,000
Dukes, Massachusetts 1 $ 253,000 $ 253,000 $ 161,000
Wayne, Michigan 1 $ 203,000 $ 203,000 $ 1,176,000
Flathead, Montana 1 $ 292,000 $ 292,000 $ 112,000
Camden, New Jersey 1 $ 361,000 $ 361,000 $ 97,000
Cumberland, New Jersey 1 $ 331,000 $ 331,000 $ 104,000
Monmouth, New Jersey 1 $ 165,000 $ 165,000 $ 101,000
Warren, New Jersey 1 $ 312,000 $ 312,000 $ 199,000
Bernalillo, New Mexico 1 $ 290,000 $ 290,000 $ 125,000
Dona Ana, New Mexico 1 $ 200,000 $ 200,000 $ 102,000
Cuyahoga, Ohio 1 $ 214,000 $ 214,000 $ 124,000
Geauga, Ohio 1 $ 165,000 $ 165,000 $ 98,000
Greene, Ohio 1 $ 147,000 $ 147,000 $ 84,000
Mahoning, Ohio 1 $ 169,000 $ 169,000 $ 113,000
Clackamas, Oregon 1 $ 301,000 $ 301,000 $ 95,000
Lane, Oregon 1 $ 140,000 $ 140,000 $ 327,000
Lincoln, Oregon 1 $ 234,000 $ 234,000 $ 188,000
Berks, Pennsylvania 1 $ 232,000 $ 232,000 $ 129,000
Butler, Pennsylvania 1 $ 166,000 $ 166,000 $ 114,000
Crawford, Pennsylvania 1 $ 132,000 $ 132,000 $ 99,000
Lebanon, Pennsylvania 1 $ 194,000 $ 194,000 $ 44,000
Luzerne, Pennsylvania 1 $ 249,000 $ 249,000 $ 150,000
Northampton, Pennsylvania 1 $ 134,000 $ 134,000 $ 46,000
York, Pennsylvania 1 $ 226,000 $ 226,000 $ 134,000
Beaufort, South Carolina 1 $ 128,000 $ 128,000 $ 249,000
Richland, South Carolina 1 $ 189,000 $ 189,000 $ 36,000
Davidson, Tennessee 1 $ 417,000 $ 417,000 $ 151,000
Hamilton, Tennessee 1 $ 180,000 $ 180,000 $ 65,000
Knox, Tennessee 1 $ 150,000 $ 150,000 $ 44,000
Putnam, Tennessee 1 $ 195,000 $ 195,000 $ 1,056,000
Sumner, Tennessee 1 $ 360,000 $ 360,000 $ 119,000
Williamson, Tennessee 1 $ 256,000 $ 256,000 $ 188,000
Bexar, Texas 1 $ 207,000 $ 207,000 $ 234,000
Galveston, Texas 1 $ 330,000 $ 330,000 $ 201,000
McLennan, Texas 1 $ 123,000 $ 123,000 $ 83,000
Travis, Texas 1 $ 380,000 $ 380,000 $ 140,000
Wasatch, Utah 1 $ 350,000 $ 350,000 $ 105,000
Washington, Utah 1 $ 170,000 $ 170,000 $ 42,000
Weber, Utah 1 $ 186,000 $ 186,000 $ 105,000
Franklin, Washington 1 $ 144,000 $ 144,000 $ 49,000
Grant, Washington 1 $ 216,000 $ 216,000 $ 68,000
Grays Harbor, Washington 1 $ 135,000 $ 135,000 $ 43,000
Kittitas, Washington 1 $ 185,000 $ 185,000 $ 72,000
Klickitat, Washington 1 $ 247,000 $ 247,000 $ 144,000
Lewis, Washington 1 $ 277,000 $ 277,000 $ 123,000
Mason, Washington 1 $ 141,000 $ 141,000 $ 57,000
Stevens, Washington 1 $ 268,000 $ 268,000 $ 72,000
Whitman, Washington 1 $ 177,000 $ 177,000 $ 87,000
Yakima, Washington 1 $ 173,000 $ 173,000 $ 110,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,928 $600,625,000 $311,000 $1,250,000 $155,000 $1,993,000
Home Purchase 287 $97,929,000 $341,000 $1,095,000 $134,000 $738,000
Home Improvement 3 $660,000 $220,000 $300,000 $117,000 $196,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,632 $506,502,000 $310,000 $1,250,000 $155,000 $1,993,000
Asian 444 $151,339,000 $340,000 $980,000 $149,000 $1,980,000
Hispanic 87 $25,502,000 $293,000 $599,000 $137,000 $1,582,000
Black or African American 22 $5,729,000 $260,000 $500,000 $116,000 $305,000
Not Provided 17 $5,240,000 $308,000 $528,000 $201,000 $1,573,000
American Indian or Alaskan Native 10 $3,429,000 $342,000 $950,000 $104,000 $220,000
Native Hawaiian or Other Pacific Islander 6 $1,473,000 $245,000 $398,000 $89,000 $146,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,211 $696,725,000 $315,000 $1,250,000 $153,000 $1,993,000
FHA-insured (Federal Housing Administration) 7 $2,489,000 $355,000 $580,000 $96,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,786 $552,660,000 $309,000 $1,095,000 $150,000 $1,993,000
Application Withdrawn By Applicant 180 $62,804,000 $348,000 $950,000 $181,000 $1,851,000
Application Denied By Financial Institution 153 $52,261,000 $341,000 $1,250,000 $136,000 $1,176,000
Application Approved But Not Accepted 87 $27,562,000 $316,000 $730,000 $161,000 $1,836,000
File Closed For Incompleteness 12 $3,927,000 $327,000 $533,000 $282,000 $1,980,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3 $1,063,000 $354,000 $490,000 $172,000 $187,000
Collateral 2 $497,000 $248,000 $277,000 $199,000 $275,000
Debt-To-Income Ratio 2 $616,000 $308,000 $456,000 $90,000 $128,000
Employment History 2 $681,000 $340,000 $465,000 $98,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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