American Interbanc Mortgage, Llc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Interbanc Mortgage, Llc. 4 Park Plaza #650 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,982 |
| Total Mortgage Loan Application Amount | $607,797,000 |
| Average Mortgage Loan Application Amount | $316,000 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with American Interbanc Mortgage, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Interbanc Mortgage, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down American Interbanc Mortgage, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Interbanc Mortgage, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Interbanc Mortgage, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Interbanc Mortgage, Llc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 330 | $ 120,050,000 | $ 363,000 | $ 145,000 |
| Los Angeles County California | 303 | $ 95,821,000 | $ 316,000 | $ 132,000 |
| San Diego County California | 189 | $ 60,895,000 | $ 322,000 | $ 136,000 |
| Santa Clara County California | 89 | $ 33,722,000 | $ 378,000 | $ 157,000 |
| Middlesex County Massachusetts | 88 | $ 25,997,000 | $ 295,000 | $ 131,000 |
| King County Washington | 69 | $ 20,422,000 | $ 295,000 | $ 129,000 |
| Alameda County California | 68 | $ 21,997,000 | $ 323,000 | $ 135,000 |
| Ventura County California | 59 | $ 19,304,000 | $ 327,000 | $ 130,000 |
| Riverside County California | 56 | $ 12,498,000 | $ 223,000 | $ 111,000 |
| San Bernardino County California | 52 | $ 12,632,000 | $ 242,000 | $ 123,000 |
| Sacramento County California | 46 | $ 10,965,000 | $ 238,000 | $ 108,000 |
| Contra Costa County California | 43 | $ 16,077,000 | $ 373,000 | $ 151,000 |
| Essex County Massachusetts | 32 | $ 8,900,000 | $ 278,000 | $ 124,000 |
| Norfolk County Massachusetts | 25 | $ 7,415,000 | $ 296,000 | $ 135,000 |
| San Mateo County California | 24 | $ 8,626,000 | $ 359,000 | $ 149,000 |
| Worcester County Massachusetts | 23 | $ 5,442,000 | $ 236,000 | $ 125,000 |
| Placer County California | 18 | $ 4,173,000 | $ 231,000 | $ 107,000 |
| Santa Barbara County California | 17 | $ 6,087,000 | $ 358,000 | $ 139,000 |
| Snohomish County Washington | 17 | $ 4,265,000 | $ 250,000 | $ 104,000 |
| San Luis Obispo County California | 16 | $ 5,902,000 | $ 368,000 | $ 144,000 |
| San Francisco County California | 15 | $ 6,317,000 | $ 421,000 | $ 173,000 |
| Sonoma County California | 15 | $ 4,314,000 | $ 287,000 | $ 160,000 |
| Suffolk County Massachusetts | 15 | $ 3,352,000 | $ 223,000 | $ 118,000 |
| Yolo County California | 14 | $ 4,486,000 | $ 320,000 | $ 133,000 |
| Hampden County Massachusetts | 13 | $ 2,956,000 | $ 227,000 | $ 113,000 |
| Pierce County Washington | 13 | $ 3,057,000 | $ 235,000 | $ 86,000 |
| Spokane County Washington | 13 | $ 2,383,000 | $ 183,000 | $ 96,000 |
| El Dorado County California | 11 | $ 2,919,000 | $ 265,000 | $ 116,000 |
| Thurston County Washington | 11 | $ 2,058,000 | $ 187,000 | $ 111,000 |
| Nevada County California | 10 | $ 2,878,000 | $ 287,000 | $ 170,000 |
| Santa Cruz County California | 10 | $ 2,697,000 | $ 269,000 | $ 102,000 |
| Fresno County California | 9 | $ 2,099,000 | $ 233,000 | $ 107,000 |
| Bristol County Massachusetts | 9 | $ 1,947,000 | $ 216,000 | $ 100,000 |
| Washington County Oregon | 9 | $ 2,152,000 | $ 239,000 | $ 99,000 |
| Bucks County Pennsylvania | 9 | $ 2,424,000 | $ 269,000 | $ 145,000 |
| Kern County California | 8 | $ 1,885,000 | $ 235,000 | $ 95,000 |
| Marin County California | 8 | $ 3,437,000 | $ 429,000 | $ 179,000 |
| San Joaquin County California | 8 | $ 1,607,000 | $ 200,000 | $ 106,000 |
| Solano County California | 8 | $ 2,188,000 | $ 273,000 | $ 153,000 |
| Clark County Washington | 8 | $ 1,813,000 | $ 226,000 | $ 98,000 |
| Stanislaus County California | 7 | $ 1,165,000 | $ 166,000 | $ 96,000 |
| Ada County Idaho | 7 | $ 1,051,000 | $ 150,000 | $ 62,000 |
| Plymouth County Massachusetts | 7 | $ 1,599,000 | $ 228,000 | $ 90,000 |
| Clackamas County Oregon | 7 | $ 2,058,000 | $ 294,000 | $ 127,000 |
| Multnomah County Oregon | 7 | $ 2,315,000 | $ 330,000 | $ 158,000 |
| Kitsap County Washington | 7 | $ 2,063,000 | $ 294,000 | $ 104,000 |
| Maricopa County Arizona | 6 | $ 1,807,000 | $ 301,000 | $ 133,000 |
| Monterey County California | 6 | $ 1,828,000 | $ 304,000 | $ 80,000 |
| Salt Lake County Utah | 6 | $ 2,508,000 | $ 418,000 | $ 160,000 |
| Barnstable County Massachusetts | 5 | $ 1,045,000 | $ 209,000 | $ 135,000 |
| Union County New Jersey | 5 | $ 1,319,000 | $ 263,000 | $ 148,000 |
| Montgomery County Pennsylvania | 5 | $ 1,337,000 | $ 267,000 | $ 133,000 |
| Whatcom County Washington | 5 | $ 1,567,000 | $ 313,000 | $ 108,000 |
| Butte County California | 4 | $ 798,000 | $ 199,000 | $ 122,000 |
| Bergen County New Jersey | 4 | $ 973,000 | $ 243,000 | $ 120,000 |
| Chester County Pennsylvania | 4 | $ 1,013,000 | $ 253,000 | $ 136,000 |
| Pima County Arizona | 3 | $ 428,000 | $ 142,000 | $ 103,000 |
| Merced County California | 3 | $ 734,000 | $ 244,000 | $ 100,000 |
| Franklin County Massachusetts | 3 | $ 767,000 | $ 255,000 | $ 109,000 |
| Hampshire County Massachusetts | 3 | $ 577,000 | $ 192,000 | $ 56,000 |
| Camden County New Jersey | 3 | $ 618,000 | $ 206,000 | $ 98,000 |
| Essex County New Jersey | 3 | $ 1,132,000 | $ 377,000 | $ 200,000 |
| Mercer County New Jersey | 3 | $ 640,000 | $ 213,000 | $ 115,000 |
| Benton County Oregon | 3 | $ 642,000 | $ 214,000 | $ 88,000 |
| Allegheny County Pennsylvania | 3 | $ 834,000 | $ 278,000 | $ 124,000 |
| Delaware County Pennsylvania | 3 | $ 1,038,000 | $ 346,000 | $ 153,000 |
| Philadelphia County Pennsylvania | 3 | $ 530,000 | $ 176,000 | $ 77,000 |
| York County Pennsylvania | 3 | $ 483,000 | $ 161,000 | $ 92,000 |
| Utah County Utah | 3 | $ 894,000 | $ 298,000 | $ 132,000 |
| Walla Walla County Washington | 3 | $ 713,000 | $ 237,000 | $ 99,000 |
| Humboldt County California | 2 | $ 820,000 | $ 410,000 | $ 126,000 |
| Mendocino County California | 2 | $ 785,000 | $ 392,000 | $ 114,000 |
| Mono County California | 2 | $ 360,000 | $ 180,000 | $ 143,000 |
| Napa County California | 2 | $ 545,000 | $ 272,000 | $ 76,000 |
| Dukes County Massachusetts | 2 | $ 516,000 | $ 258,000 | $ 192,000 |
| Ocean County New Jersey | 2 | $ 634,000 | $ 317,000 | $ 85,000 |
| Clatsop County Oregon | 2 | $ 358,000 | $ 179,000 | $ 75,000 |
| Polk County Oregon | 2 | $ 436,000 | $ 218,000 | $ 66,000 |
| Lancaster County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Harris County Texas | 2 | $ 524,000 | $ 262,000 | $ 201,000 |
| Davis County Utah | 2 | $ 647,000 | $ 323,000 | $ 122,000 |
| Benton County Washington | 2 | $ 307,000 | $ 153,000 | $ 175,000 |
| Chelan County Washington | 2 | $ 319,000 | $ 159,000 | $ 121,000 |
| Cowlitz County Washington | 2 | $ 389,000 | $ 194,000 | $ 74,000 |
| Lewis County Washington | 2 | $ 428,000 | $ 214,000 | $ 156,000 |
| Whitman County Washington | 2 | $ 283,000 | $ 141,000 | $ 70,000 |
| Mohave County Arizona | 1 | $ 106,000 | $ 106,000 | $ 158,000 |
| Amador County California | 1 | $ 274,000 | $ 274,000 | $ 112,000 |
| Calaveras County California | 1 | $ 158,000 | $ 158,000 | $ 170,000 |
| Del Norte County California | 1 | $ 280,000 | $ 280,000 | $ 123,000 |
| Imperial County California | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| Lake County California | 1 | $ 132,000 | $ 132,000 | $ 106,000 |
| Mariposa County California | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| San Benito County California | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| Shasta County California | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| Sutter County California | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Tehama County California | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Tulare County California | 1 | $ 234,000 | $ 234,000 | $ 71,000 |
| Tuolumne County California | 1 | $ 366,000 | $ 366,000 | $ 233,000 |
| Berkshire County Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 150,000 |
| Burlington County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 159,000 |
| Monmouth County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 220,000 |
| Somerset County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Deschutes County Oregon | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Lincoln County Oregon | 1 | $ 332,000 | $ 332,000 | $ 186,000 |
| Linn County Oregon | 1 | $ 252,000 | $ 252,000 | $ 123,000 |
| Marion County Oregon | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Berks County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Cumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Northampton County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Fort Bend County Texas | 1 | $ 189,000 | $ 189,000 | $ 138,000 |
| Tarrant County Texas | 1 | $ 202,000 | $ 202,000 | $ 113,000 |
| Washington County Utah | 1 | $ 227,000 | $ 227,000 | $ 81,000 |
| Weber County Utah | 1 | $ 310,000 | $ 310,000 | $ 66,000 |
| Clallam County Washington | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Franklin County Washington | 1 | $ 258,000 | $ 258,000 | $ 70,000 |
| Klickitat County Washington | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Lincoln County Washington | 1 | $ 77,000 | $ 77,000 | $ 93,000 |
| Mason County Washington | 1 | $ 201,000 | $ 201,000 | $ 103,000 |
| Okanogan County Washington | 1 | $ 158,000 | $ 158,000 | $ 77,000 |
| Pacific County Washington | 1 | $ 126,000 | $ 126,000 | $ 119,000 |
| Skagit County Washington | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,872 | $571,738,000 | $305,000 | $975,000 | $131,000 | $800,000 |
| Home Purchase | 110 | $36,059,000 | $327,000 | $626,000 | $137,000 | $439,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,479 | $452,772,000 | $306,000 | $975,000 | $133,000 | $800,000 |
| Asian | 355 | $114,525,000 | $322,000 | $750,000 | $135,000 | $613,000 |
| Hispanic | 118 | $33,136,000 | $280,000 | $697,000 | $109,000 | $390,000 |
| Black or African American | 19 | $4,618,000 | $243,000 | $424,000 | $101,000 | $213,000 |
| American Indian or Alaskan Native | 9 | $2,308,000 | $256,000 | $480,000 | $121,000 | $217,000 |
| Not Provided | 2 | $438,000 | $219,000 | $238,000 | $80,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,982 | $607,797,000 | $306,000 | $975,000 | $132,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,632 | $500,129,000 | $306,000 | $975,000 | $133,000 | $727,000 |
| Application Withdrawn By Applicant | 176 | $57,377,000 | $326,000 | $626,000 | $137,000 | $800,000 |
| Application Denied By Financial Institution | 92 | $27,477,000 | $298,000 | $750,000 | $110,000 | $500,000 |
| Application Approved But Not Accepted | 72 | $20,749,000 | $288,000 | $626,000 | $119,000 | $246,000 |
| File Closed For Incompleteness | 10 | $2,065,000 | $206,000 | $368,000 | $151,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $1,943,000 | $194,000 | $417,000 | $153,000 | $500,000 |
| Other | 8 | $1,860,000 | $232,000 | $380,000 | $144,000 | $231,000 |
| Debt-To-Income Ratio | 6 | $1,779,000 | $296,000 | $546,000 | $62,000 | $117,000 |
| Unverifiable Information | 2 | $535,000 | $267,000 | $285,000 | $77,000 | $108,000 |
| Employment History | 1 | $570,000 | $570,000 | $570,000 | $242,000 | $242,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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