American Lending Group, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
American Lending Group, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Lending Group, Inc 3288 Eagle View Ln, Ste 300 Lexington, KY 40509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,741 |
| Total Mortgage Loan Application Amount | $221,062,000 |
| Average Mortgage Loan Application Amount | $126,500 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $30,000 |
| Highest Applicant Income | $449,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Lending Group, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Lending Group, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American Lending Group, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Lending Group, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Lending Group, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Lending Group, Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Kentucky | 220 | $ 28,610,000 | $ 130,000 | $ 47,000 |
| Jefferson County Kentucky | 44 | $ 4,869,000 | $ 110,000 | $ 28,000 |
| Jessamine County Kentucky | 41 | $ 4,158,000 | $ 101,000 | $ 34,000 |
| Woodford County Kentucky | 25 | $ 3,827,000 | $ 153,000 | $ 50,000 |
| Scott County Kentucky | 18 | $ 2,663,000 | $ 147,000 | $ 52,000 |
| Warren County Kentucky | 14 | $ 1,094,000 | $ 78,000 | $ 34,000 |
| Madison County Kentucky | 12 | $ 1,454,000 | $ 121,000 | $ 39,000 |
| Clark County Kentucky | 10 | $ 1,641,000 | $ 164,000 | $ 64,000 |
| Daviess County Kentucky | 9 | $ 1,343,000 | $ 149,000 | $ 26,000 |
| Franklin County Kentucky | 9 | $ 1,016,000 | $ 112,000 | $ 32,000 |
| Montgomery County Kentucky | 8 | $ 717,000 | $ 89,000 | $ 26,000 |
| Pulaski County Kentucky | 8 | $ 717,000 | $ 89,000 | $ 32,000 |
| Garrard County Kentucky | 7 | $ 829,000 | $ 118,000 | $ 50,000 |
| Anderson County Kentucky | 6 | $ 652,000 | $ 108,000 | $ 27,000 |
| Bullitt County Kentucky | 6 | $ 710,000 | $ 118,000 | $ 26,000 |
| Oldham County Kentucky | 6 | $ 861,000 | $ 143,000 | $ 70,000 |
| Gwinnett County Georgia | 5 | $ 852,000 | $ 170,000 | $ 22,000 |
| Mercer County Kentucky | 5 | $ 585,000 | $ 117,000 | $ 36,000 |
| Nelson County Kentucky | 5 | $ 607,000 | $ 121,000 | $ 22,000 |
| Bourbon County Kentucky | 4 | $ 197,000 | $ 49,000 | $ 44,000 |
| Laurel County Kentucky | 4 | $ 622,000 | $ 155,000 | $ 40,000 |
| Lee County Florida | 3 | $ 1,283,000 | $ 427,000 | $ 10,000 |
| Boyle County Kentucky | 3 | $ 894,000 | $ 298,000 | $ 56,000 |
| Harrison County Kentucky | 3 | $ 252,000 | $ 84,000 | $ 16,000 |
| Kenton County Kentucky | 3 | $ 452,000 | $ 150,000 | $ 32,000 |
| Lincoln County Kentucky | 3 | $ 359,000 | $ 119,000 | $ 24,000 |
| Powell County Kentucky | 3 | $ 269,000 | $ 89,000 | $ 37,000 |
| Shelby County Kentucky | 3 | $ 397,000 | $ 132,000 | $ 51,000 |
| Rockdale County Georgia | 2 | $ 745,000 | $ 372,000 | $ 10,000 |
| Clark County Indiana | 2 | $ 220,000 | $ 110,000 | $ 13,000 |
| Floyd County Indiana | 2 | $ 330,000 | $ 165,000 | $ 26,000 |
| Allen County Kentucky | 2 | $ 82,000 | $ 41,000 | $ 37,000 |
| Barren County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 10,000 |
| Boone County Kentucky | 2 | $ 303,000 | $ 151,000 | $ 70,000 |
| Butler County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Nicholas County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 18,000 |
| Owen County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 10,000 |
| Spencer County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 28,000 |
| Washington County Kentucky | 2 | $ 163,000 | $ 81,000 | $ 10,000 |
| Blount County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Brazoria County Texas | 2 | $ 168,000 | $ 84,000 | $ 69,000 |
| Limestone County Alabama | 1 | $ 179,000 | $ 179,000 | $ 10,000 |
| Maricopa County Arizona | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
| Fresno County California | 1 | $ 320,000 | $ 320,000 | $ 65,000 |
| Los Angeles County California | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| San Bernardino County California | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Santa Clara County California | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Ventura County California | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Denver County Colorado | 1 | $ 302,000 | $ 302,000 | $ 76,000 |
| Broward County Florida | 1 | $ 226,000 | $ 226,000 | $ 23,000 |
| Clay County Florida | 1 | $ 225,000 | $ 225,000 | $ 10,000 |
| Duval County Florida | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Pasco County Florida | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Polk County Florida | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Cherokee County Georgia | 1 | $ 210,000 | $ 210,000 | $ 10,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 10,000 |
| DeKalb County Georgia | 1 | $ 361,000 | $ 361,000 | $ 10,000 |
| Fayette County Georgia | 1 | $ 261,000 | $ 261,000 | $ 300,000 |
| Fulton County Georgia | 1 | $ 154,000 | $ 154,000 | $ 10,000 |
| Habersham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 10,000 |
| Henry County Georgia | 1 | $ 115,000 | $ 115,000 | $ 10,000 |
| Madison County Georgia | 1 | $ 175,000 | $ 175,000 | $ 20,000 |
| Peach County Georgia | 1 | $ 100,000 | $ 100,000 | $ 10,000 |
| Sumter County Georgia | 1 | $ 60,000 | $ 60,000 | $ 10,000 |
| Thomas County Georgia | 1 | $ 154,000 | $ 154,000 | $ 10,000 |
| Troup County Georgia | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Lake County Illinois | 1 | $ 296,000 | $ 296,000 | $ 10,000 |
| Breathitt County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Breckinridge County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Calloway County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Carter County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 10,000 |
| Edmonson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 10,000 |
| Fulton County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Grayson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Greenup County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Hardin County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 10,000 |
| Harlan County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Henderson County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Knox County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| McCracken County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 97,000 |
| Ohio County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Pike County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 10,000 |
| Rockcastle County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 10,000 |
| Rowan County Kentucky | 1 | $ 256,000 | $ 256,000 | $ 10,000 |
| Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Taylor County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Trigg County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Union County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 10,000 |
| Webster County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Wolfe County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Frederick County Maryland | 1 | $ 725,000 | $ 725,000 | $ 10,000 |
| Worcester County Massachusetts | 1 | $ 32,000 | $ 32,000 | $ 10,000 |
| Van Buren County Michigan | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 87,000 | $ 87,000 | $ 10,000 |
| Kings County New York | 1 | $ 400,000 | $ 400,000 | $ 50,000 |
| Transylvania County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Franklin County Ohio | 1 | $ 159,000 | $ 159,000 | $ 56,000 |
| Hamilton County Ohio | 1 | $ 266,000 | $ 266,000 | $ 60,000 |
| Lawrence County Ohio | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Montgomery County Ohio | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Stark County Ohio | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Summit County Ohio | 1 | $ 89,000 | $ 89,000 | $ 10,000 |
| Clackamas County Oregon | 1 | $ 185,000 | $ 185,000 | $ 10,000 |
| Carter County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Knox County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Harris County Texas | 1 | $ 200,000 | $ 200,000 | $ 10,000 |
| Nueces County Texas | 1 | $ 73,000 | $ 73,000 | $ 133,000 |
| Fairfax County Virginia | 1 | $ 385,000 | $ 385,000 | $ 10,000 |
| Hanover County Virginia | 1 | $ 105,000 | $ 105,000 | $ 10,000 |
| Campbell County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for American Lending Group, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 884 | $116,161,000 | $131,000 | $950,000 | $32,000 | $449,000 |
| Refinancing | 857 | $104,901,000 | $122,000 | $880,000 | $28,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 941 | $118,134,000 | $125,000 | $950,000 | $22,000 | $300,000 |
| White | 713 | $92,024,000 | $129,000 | $880,000 | $41,000 | $449,000 |
| Black or African American | 50 | $5,814,000 | $116,000 | $428,000 | $21,000 | $119,000 |
| Asian | 19 | $3,212,000 | $169,000 | $360,000 | $44,000 | $100,000 |
| Hispanic | 15 | $1,522,000 | $101,000 | $215,000 | $27,000 | $75,000 |
| American Indian or Alaskan Native | 2 | $254,000 | $127,000 | $127,000 | $105,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $102,000 | $102,000 | $102,000 | $10,000 | $10,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,741 | $221,062,000 | $126,000 | $950,000 | $30,000 | $449,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,085 | $144,203,000 | $132,000 | $950,000 | $29,000 | $400,000 |
| Application Denied By Financial Institution | 430 | $44,883,000 | $104,000 | $755,000 | $18,000 | $240,000 |
| Loan Originated | 226 | $31,976,000 | $141,000 | $880,000 | $59,000 | $449,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 346 | $35,147,000 | $101,000 | $755,000 | $18,000 | $125,000 |
| Debt-To-Income Ratio | 40 | $4,736,000 | $118,000 | $350,000 | $23,000 | $150,000 |
| Collateral | 12 | $1,413,000 | $117,000 | $392,000 | $32,000 | $240,000 |
| Credit Application Incomplete | 10 | $1,062,000 | $106,000 | $184,000 | $14,000 | $40,000 |
| Other | 10 | $1,225,000 | $122,000 | $296,000 | $21,000 | $54,000 |
| Unverifiable Information | 6 | $770,000 | $128,000 | $180,000 | $10,000 | $10,000 |
| Employment History | 3 | $270,000 | $90,000 | $115,000 | $10,000 | $10,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $60,000 | $60,000 | $60,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Lending Group, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Lending Group, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.