American Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
American Lending Inc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Lending Inc 2900 Bristol St Blgd H Ste 202 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 531 |
| Total Mortgage Loan Application Amount | $165,114,000 |
| Average Mortgage Loan Application Amount | $282,333 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with American Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down American Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Lending Inc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 151 | $ 52,924,000 | $ 350,000 | $ 100,000 |
| Orange County California | 44 | $ 20,679,000 | $ 469,000 | $ 131,000 |
| Riverside County California | 27 | $ 7,676,000 | $ 284,000 | $ 97,000 |
| San Bernardino County California | 27 | $ 8,106,000 | $ 300,000 | $ 92,000 |
| Harris County Texas | 17 | $ 2,703,000 | $ 159,000 | $ 203,000 |
| San Joaquin County California | 14 | $ 4,274,000 | $ 305,000 | $ 54,000 |
| Ventura County California | 13 | $ 5,165,000 | $ 397,000 | $ 89,000 |
| Contra Costa County California | 12 | $ 3,904,000 | $ 325,000 | $ 85,000 |
| Santa Clara County California | 12 | $ 7,406,000 | $ 617,000 | $ 175,000 |
| Broward County Florida | 11 | $ 3,667,000 | $ 333,000 | $ 178,000 |
| Dallas County Texas | 10 | $ 2,268,000 | $ 226,000 | $ 79,000 |
| Tarrant County Texas | 10 | $ 1,584,000 | $ 158,000 | $ 52,000 |
| Sacramento County California | 9 | $ 2,286,000 | $ 254,000 | $ 90,000 |
| Fort Bend County Texas | 9 | $ 1,555,000 | $ 172,000 | $ 69,000 |
| San Diego County California | 8 | $ 2,484,000 | $ 310,000 | $ 139,000 |
| Santa Barbara County California | 7 | $ 1,630,000 | $ 232,000 | $ 53,000 |
| Solano County California | 7 | $ 1,689,000 | $ 241,000 | $ 103,000 |
| Hillsborough County Florida | 7 | $ 1,371,000 | $ 195,000 | $ 79,000 |
| Orange County Florida | 7 | $ 1,496,000 | $ 213,000 | $ 84,000 |
| Bexar County Texas | 7 | $ 1,041,000 | $ 148,000 | $ 69,000 |
| Sonoma County California | 6 | $ 2,085,000 | $ 347,000 | $ 92,000 |
| Travis County Texas | 6 | $ 666,000 | $ 111,000 | $ 39,000 |
| Adams County Colorado | 5 | $ 999,000 | $ 199,000 | $ 65,000 |
| Alameda County California | 4 | $ 2,962,000 | $ 740,000 | $ 141,000 |
| San Mateo County California | 4 | $ 1,785,000 | $ 446,000 | $ 113,000 |
| Palm Beach County Florida | 4 | $ 825,000 | $ 206,000 | $ 62,000 |
| Seminole County Florida | 4 | $ 1,128,000 | $ 282,000 | $ 88,000 |
| Kern County California | 3 | $ 574,000 | $ 191,000 | $ 158,000 |
| Tehama County California | 3 | $ 499,000 | $ 166,000 | $ 50,000 |
| Duval County Florida | 3 | $ 276,000 | $ 92,000 | $ 49,000 |
| Miami-Dade County Florida | 3 | $ 305,000 | $ 101,000 | $ 41,000 |
| Volusia County Florida | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| Bastrop County Texas | 3 | $ 474,000 | $ 158,000 | $ 97,000 |
| Brazoria County Texas | 3 | $ 884,000 | $ 294,000 | $ 107,000 |
| Denton County Texas | 3 | $ 488,000 | $ 162,000 | $ 84,000 |
| Williamson County Texas | 3 | $ 415,000 | $ 138,000 | $ 65,000 |
| Denver County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 284,000 |
| Jefferson County Colorado | 2 | $ 428,000 | $ 214,000 | $ 51,000 |
| Brevard County Florida | 2 | $ 438,000 | $ 219,000 | $ 88,000 |
| Osceola County Florida | 2 | $ 665,000 | $ 332,000 | $ 131,000 |
| Guadalupe County Texas | 2 | $ 431,000 | $ 215,000 | $ 106,000 |
| Lubbock County Texas | 2 | $ 1,033,000 | $ 516,000 | $ 79,000 |
| Milam County Texas | 2 | $ 353,000 | $ 176,000 | $ 80,000 |
| King County Washington | 2 | $ 346,000 | $ 173,000 | $ 51,000 |
| San Francisco County California | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| San Luis Obispo County California | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
| Santa Cruz County California | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Siskiyou County California | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Yolo County California | 1 | $ 527,000 | $ 527,000 | $ 90,000 |
| Arapahoe County Colorado | 1 | $ 212,000 | $ 212,000 | $ 123,000 |
| Chaffee County Colorado | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Douglas County Colorado | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| El Paso County Colorado | 1 | $ 126,000 | $ 126,000 | $ 20,000 |
| Larimer County Colorado | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Weld County Colorado | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Fairfield County Connecticut | 1 | $ 1,033,000 | $ 1,033,000 | $ 180,000 |
| Hartford County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Lake County Florida | 1 | $ 266,000 | $ 266,000 | $ 122,000 |
| Marion County Florida | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Okaloosa County Florida | 1 | $ 574,000 | $ 574,000 | $ 174,000 |
| Pinellas County Florida | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Polk County Florida | 1 | $ 168,000 | $ 168,000 | $ 179,000 |
| Sarasota County Florida | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| St. Lucie County Florida | 1 | $ 176,000 | $ 176,000 | $ 100,000 |
| Gwinnett County Georgia | 1 | $ 307,000 | $ 307,000 | $ 104,000 |
| Elko County Nevada | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Otero County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Tillman County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Erie County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Bell County Texas | 1 | $ 274,000 | $ 274,000 | $ 79,000 |
| Cameron County Texas | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Hays County Texas | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Hockley County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Jefferson County Texas | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Kaufman County Texas | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Llano County Texas | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| McLennan County Texas | 1 | $ 164,000 | $ 164,000 | $ 90,000 |
| Montgomery County Texas | 1 | $ 620,000 | $ 620,000 | $ 281,000 |
| Nacogdoches County Texas | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Parker County Texas | 1 | $ 217,000 | $ 217,000 | $ 36,000 |
| Smith County Texas | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Manassas County Virginia | 1 | $ 400,000 | $ 400,000 | $ 175,000 |
| Orange County Virginia | 1 | $ 219,000 | $ 219,000 | $ 17,000 |
| Prince Edward County Virginia | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Prince William County Virginia | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Lewis County Washington | 1 | $ 370,000 | $ 370,000 | $ 134,000 |
| Pierce County Washington | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Snohomish County Washington | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for American Lending Inc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 303 | $88,367,000 | $291,000 | $1,200,000 | $101,000 | $2,160,000 |
| Refinancing | 227 | $76,528,000 | $337,000 | $2,700,000 | $100,000 | $690,000 |
| Home Improvement | 1 | $219,000 | $219,000 | $219,000 | $53,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 174 | $61,123,000 | $351,000 | $1,300,000 | $116,000 | $858,000 |
| Hispanic | 168 | $44,765,000 | $266,000 | $990,000 | $93,000 | $2,160,000 |
| Black or African American | 94 | $23,688,000 | $252,000 | $1,300,000 | $80,000 | $303,000 |
| Asian | 75 | $26,006,000 | $346,000 | $1,058,000 | $100,000 | $302,000 |
| Not Provided | 10 | $6,988,000 | $698,000 | $2,700,000 | $203,000 | $690,000 |
| American Indian or Alaskan Native | 6 | $1,394,000 | $232,000 | $490,000 | $81,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,150,000 | $287,000 | $547,000 | $80,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 314 | $102,157,000 | $325,000 | $2,700,000 | $116,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 199 | $56,248,000 | $282,000 | $1,158,000 | $76,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 18 | $6,709,000 | $372,000 | $766,000 | $103,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 391 | $127,127,000 | $325,000 | $2,700,000 | $105,000 | $2,160,000 |
| Loan Originated | 140 | $37,987,000 | $271,000 | $1,300,000 | $88,000 | $630,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 128 | $38,058,000 | $297,000 | $1,125,000 | $88,000 | $416,000 |
| Credit Application Incomplete | 127 | $44,840,000 | $353,000 | $2,700,000 | $112,000 | $858,000 |
| Debt-To-Income Ratio | 37 | $12,717,000 | $343,000 | $990,000 | $99,000 | $394,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $10,236,000 | $284,000 | $800,000 | $155,000 | $2,160,000 |
| Other | 25 | $8,018,000 | $320,000 | $1,300,000 | $94,000 | $360,000 |
| Credit History | 22 | $7,199,000 | $327,000 | $990,000 | $110,000 | $316,000 |
| Employment History | 12 | $4,578,000 | $381,000 | $1,200,000 | $127,000 | $464,000 |
| Collateral | 3 | $1,007,000 | $335,000 | $357,000 | $80,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $474,000 | $474,000 | $474,000 | $10,000 | $10,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Lending Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.