American Lending Solutions Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
American Lending Solutions Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Lending Solutions Llc N4365 State Hwy 73 Columbus, WI 53925 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 |
| Total Number of Mortgage Applications | 2,959 |
| Total Mortgage Loan Application Amount | $505,020,000 |
| Average Mortgage Loan Application Amount | $158,333 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $880,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with American Lending Solutions Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Lending Solutions Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down American Lending Solutions Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Lending Solutions Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Lending Solutions Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Lending Solutions Llc's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MADISON, WI | 268 | $ 48,482,000 | $ 180,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 261 | $ 54,399,000 | $ 195,500 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 216 | $ 40,226,000 | $ 186,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 211 | $ 39,672,000 | $ 188,000 | $ 74,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 193 | $ 41,756,000 | $ 216,000 | $ 72,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 129 | $ 15,818,000 | $ 122,000 | $ 51,000 |
| APPLETON, WI | 77 | $ 11,039,000 | $ 143,000 | $ 63,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 64 | $ 14,461,000 | $ 225,000 | $ 81,000 |
| GREEN BAY, WI | 60 | $ 9,159,000 | $ 152,000 | $ 65,000 |
| JANESVILLE-BELOIT, WI | 55 | $ 7,436,000 | $ 135,000 | $ 62,000 |
| OSHKOSH-NEENAH, WI | 46 | $ 5,748,000 | $ 124,000 | $ 50,000 |
| GARY, IN | 38 | $ 6,056,000 | $ 159,000 | $ 68,000 |
| GRAND RAPIDS-WYOMING, MI | 38 | $ 5,243,000 | $ 137,000 | $ 49,000 |
| NEW HAVEN-MILFORD, CT | 38 | $ 7,971,000 | $ 209,000 | $ 86,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 35 | $ 10,719,000 | $ 306,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 35 | $ 5,422,000 | $ 154,000 | $ 62,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 33 | $ 6,142,000 | $ 190,000 | $ 67,000 |
| WAUSAU, WI | 30 | $ 4,441,000 | $ 148,000 | $ 65,000 |
| DES MOINES-WEST DES MOINES, IA | 29 | $ 4,258,000 | $ 146,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 23 | $ 4,111,000 | $ 178,000 | $ 63,000 |
| ANN ARBOR, MI | 21 | $ 3,140,000 | $ 149,000 | $ 56,000 |
| DULUTH, MN-WI | 21 | $ 2,980,000 | $ 138,000 | $ 51,500 |
| EAU CLAIRE, WI | 21 | $ 3,315,000 | $ 157,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 21 | $ 2,840,000 | $ 135,000 | $ 72,000 |
| RACINE, WI | 21 | $ 3,384,000 | $ 161,000 | $ 53,000 |
| FLINT, MI | 19 | $ 2,742,000 | $ 144,000 | $ 54,000 |
| ELGIN, IL | 17 | $ 2,997,000 | $ 176,000 | $ 77,000 |
| ST. CLOUD, MN | 17 | $ 2,827,000 | $ 166,000 | $ 51,000 |
| FOND DU LAC, WI | 16 | $ 2,230,000 | $ 139,000 | $ 49,000 |
| SHEBOYGAN, WI | 16 | $ 2,771,000 | $ 173,000 | $ 111,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 14 | $ 2,337,000 | $ 190,500 | $ 176,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 1,389,000 | $ 115,500 | $ 62,000 |
| LA CROSSE-ONALASKA, WI-MN | 12 | $ 2,128,000 | $ 177,000 | $ 101,000 |
| JACKSON, MI | 11 | $ 1,476,000 | $ 134,000 | $ 62,000 |
| KALAMAZOO-PORTAGE, MI | 11 | $ 1,308,000 | $ 118,000 | $ 41,000 |
| CEDAR RAPIDS, IA | 10 | $ 1,746,000 | $ 174,000 | $ 67,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,547,000 | $ 154,000 | $ 57,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,318,000 | $ 131,000 | $ 105,000 |
| BATTLE CREEK, MI | 9 | $ 1,164,000 | $ 129,000 | $ 50,000 |
| MONROE, MI | 8 | $ 1,329,000 | $ 166,000 | $ 89,000 |
| MUSKEGON, MI | 8 | $ 840,000 | $ 105,000 | $ 40,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 1,493,000 | $ 186,000 | $ 47,000 |
| WICHITA, KS | 8 | $ 964,000 | $ 120,000 | $ 61,000 |
| WORCESTER, MA-CT | 8 | $ 1,480,000 | $ 185,000 | $ 68,000 |
| CHARLESTON, WV | 7 | $ 963,000 | $ 137,000 | $ 108,000 |
| DUBUQUE, IA | 7 | $ 925,000 | $ 132,000 | $ 51,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 1,705,000 | $ 243,000 | $ 66,000 |
| ROCHESTER, MN | 7 | $ 1,424,000 | $ 203,000 | $ 79,000 |
| ROCKFORD, IL | 7 | $ 1,062,000 | $ 151,000 | $ 84,000 |
| FORT WAYNE, IN | 6 | $ 860,000 | $ 143,000 | $ 66,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,106,000 | $ 184,000 | $ 60,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 700,000 | $ 116,000 | $ 26,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,396,000 | $ 232,000 | $ 63,000 |
| SAGINAW, MI | 6 | $ 648,000 | $ 108,000 | $ 70,000 |
| BECKLEY, WV | 5 | $ 854,000 | $ 170,000 | $ 39,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 596,000 | $ 119,000 | $ 45,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 837,000 | $ 167,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 5 | $ 599,000 | $ 119,000 | $ 47,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 722,000 | $ 144,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 1,154,000 | $ 230,000 | $ 47,000 |
| AMES, IA | 4 | $ 508,000 | $ 127,000 | $ 95,000 |
| FARGO, ND-MN | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| LINCOLN, NE | 4 | $ 766,000 | $ 191,000 | $ 70,000 |
| TOPEKA, KS | 4 | $ 419,000 | $ 104,000 | $ 70,000 |
| CARBONDALE-MARION, IL | 3 | $ 280,000 | $ 93,000 | $ 36,000 |
| CUMBERLAND, MD-WV | 3 | $ 437,000 | $ 145,000 | $ 52,000 |
| ELKHART-GOSHEN, IN | 3 | $ 662,000 | $ 220,000 | $ 62,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 432,000 | $ 144,000 | $ 104,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 408,000 | $ 136,000 | $ 27,000 |
| ST. LOUIS, MO-IL | 3 | $ 488,000 | $ 162,000 | $ 62,000 |
| WHEELING, WV-OH | 3 | $ 451,000 | $ 150,000 | $ 68,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| WINCHESTER, VA-WV | 2 | $ 358,000 | $ 179,000 | $ 49,000 |
| BAY CITY, MI | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| BLOOMINGTON, IN | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| GRAND FORKS, ND-MN | 1 | $ 188,000 | $ 188,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| LAWRENCE, KS | 1 | $ 280,000 | $ 280,000 | $ 52,000 |
| MANHATTAN, KS | 1 | $ 189,000 | $ 189,000 | $ 111,000 |
| MIDLAND, MI | 1 | $ 86,000 | $ 86,000 | $ 16,000 |
| TERRE HAUTE, IN | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for American Lending Solutions Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,659 | $459,008,000 | $172,000 | $1,440,000 | $65,000 | $880,000 |
| Home Purchase | 226 | $34,973,000 | $154,000 | $999,000 | $68,000 | $880,000 |
| Home Improvement | 74 | $11,039,000 | $149,000 | $416,000 | $59,000 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,276 | $390,701,000 | $171,000 | $1,440,000 | $66,000 | $880,000 |
| Black or African American | 404 | $63,458,000 | $157,000 | $525,000 | $57,000 | $312,000 |
| Hispanic | 153 | $25,634,000 | $167,000 | $514,000 | $56,000 | $235,000 |
| Asian | 83 | $18,868,000 | $227,000 | $784,000 | $99,000 | $422,000 |
| American Indian or Alaskan Native | 27 | $4,197,000 | $155,000 | $324,000 | $55,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,162,000 | $135,000 | $360,000 | $71,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,755 | $284,061,000 | $161,000 | $967,000 | $57,000 | $305,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 974 | $180,989,000 | $185,000 | $1,440,000 | $81,000 | $880,000 |
| VA-guaranteed (Veterans Administration) | 178 | $32,965,000 | $185,000 | $448,000 | $63,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $7,005,000 | $134,000 | $255,000 | $51,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,438 | $412,528,000 | $169,000 | $967,000 | $67,000 | $500,000 |
| Loan Originated | 521 | $92,492,000 | $177,000 | $1,440,000 | $55,000 | $880,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,551 | $265,028,000 | $170,000 | $784,000 | $72,000 | $500,000 |
| Credit History | 482 | $76,723,000 | $159,000 | $967,000 | $58,000 | $296,000 |
| Collateral | 212 | $36,973,000 | $174,000 | $562,000 | $68,000 | $365,000 |
| Debt-To-Income Ratio | 128 | $22,844,000 | $178,000 | $426,000 | $42,000 | $215,000 |
| Other | 44 | $7,154,000 | $162,000 | $463,000 | $67,000 | $207,000 |
| Employment History | 9 | $1,518,000 | $168,000 | $394,000 | $55,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,691,000 | $187,000 | $360,000 | $65,000 | $102,000 |
| Unverifiable Information | 3 | $597,000 | $199,000 | $252,000 | $76,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Lending Solutions Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Lending Solutions Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.