American Momentum Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
American Momentum Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Momentum Bank 4830 W. Kennedy Blvd. Suite 200 College Station, TX 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 518 |
| Total Mortgage Loan Application Amount | $407,090,000 |
| Average Mortgage Loan Application Amount | $387,800 |
| Highest Mortgage Loan Application Amount | $54,715,000 |
| Average Applicant Income | $241,000 |
| Highest Applicant Income | $4,162,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with American Momentum Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Momentum Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down American Momentum Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Momentum Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Momentum Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Momentum Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brazos County Texas | 147 | $ 51,225,000 | $ 348,000 | $ 254,000 |
| Pasco County Florida | 62 | $ 40,190,000 | $ 648,000 | $ 238,000 |
| Osceola County Florida | 53 | $ 37,465,000 | $ 706,000 | $ 438,000 |
| Pinellas County Florida | 31 | $ 10,155,000 | $ 327,000 | $ 261,000 |
| Hillsborough County Florida | 25 | $ 10,545,000 | $ 421,000 | $ 366,000 |
| Orange County Florida | 20 | $ 58,490,000 | $ 2,924,000 | $ 136,000 |
| Midland County Texas | 17 | $ 3,055,000 | $ 179,000 | $ 98,000 |
| Lee County Florida | 14 | $ 11,830,000 | $ 845,000 | $ 299,000 |
| Ector County Texas | 14 | $ 3,840,000 | $ 274,000 | $ 202,000 |
| Collier County Florida | 11 | $ 9,865,000 | $ 896,000 | $ 328,000 |
| Lubbock County Texas | 9 | $ 1,495,000 | $ 166,000 | $ 232,000 |
| Andrews County Texas | 7 | $ 735,000 | $ 105,000 | $ 512,000 |
| Reagan County Texas | 7 | $ 605,000 | $ 86,000 | $ 104,000 |
| Harris County Texas | 6 | $ 44,630,000 | $ 7,438,000 | $ 170,000 |
| Manatee County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 198,000 |
| Crane County Texas | 5 | $ 835,000 | $ 167,000 | $ 156,000 |
| Gaines County Texas | 5 | $ 695,000 | $ 139,000 | $ 206,000 |
| Ward County Texas | 5 | $ 1,175,000 | $ 235,000 | $ 87,000 |
| Travis County Texas | 4 | $ 3,190,000 | $ 797,000 | $ 339,000 |
| Burleson County Texas | 3 | $ 725,000 | $ 241,000 | $ 83,000 |
| Galveston County Texas | 3 | $ 965,000 | $ 321,000 | $ 190,000 |
| Leon County Texas | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Montgomery County Texas | 3 | $ 2,985,000 | $ 995,000 | $ 1,662,000 |
| Robertson County Texas | 3 | $ 1,585,000 | $ 528,000 | $ 227,000 |
| Tarrant County Texas | 3 | $ 1,435,000 | $ 478,000 | $ 272,000 |
| Bay County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 448,000 |
| Brevard County Florida | 2 | $ 1,650,000 | $ 825,000 | $ 452,000 |
| Hernando County Florida | 2 | $ 29,250,000 | $ 14,625,000 | $ 105,000 |
| Lake County Florida | 2 | $ 2,350,000 | $ 1,175,000 | $ 704,000 |
| Palm Beach County Florida | 2 | $ 9,080,000 | $ 4,540,000 | $ 703,000 |
| Sarasota County Florida | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Bexar County Texas | 2 | $ 630,000 | $ 315,000 | $ 248,000 |
| Dallas County Texas | 2 | $ 900,000 | $ 450,000 | $ 84,000 |
| Frio County Texas | 2 | $ 550,000 | $ 275,000 | $ 158,000 |
| Gray County Texas | 2 | $ 460,000 | $ 230,000 | $ 118,000 |
| Martin County Texas | 2 | $ 1,160,000 | $ 580,000 | $ 302,000 |
| Trinity County Texas | 2 | $ 1,310,000 | $ 655,000 | $ 428,000 |
| Winkler County Texas | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Alachua County Florida | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Broward County Florida | 1 | $ 805,000 | $ 805,000 | $ 504,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Polk County Florida | 1 | $ 625,000 | $ 625,000 | $ 379,000 |
| Seminole County Florida | 1 | $ 475,000 | $ 475,000 | $ 190,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Volusia County Florida | 1 | $ 545,000 | $ 545,000 | $ 184,000 |
| Aransas County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 82,000 |
| Bell County Texas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Burnet County Texas | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Dawson County Texas | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Denton County Texas | 1 | $ 335,000 | $ 335,000 | $ 147,000 |
| Garza County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Grimes County Texas | 1 | $ 535,000 | $ 535,000 | $ 91,000 |
| Madison County Texas | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Milam County Texas | 1 | $ 325,000 | $ 325,000 | $ 663,000 |
| Terry County Texas | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Upshur County Texas | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Victoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Walker County Texas | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Washington County Texas | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Yoakum County Texas | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for American Momentum Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 419 | $379,715,000 | $906,000 | $54,715,000 | $281,000 | $4,162,000 |
| Cash-out Refinancing | 33 | $10,035,000 | $304,000 | $1,625,000 | $210,000 | $2,087,000 |
| Refinancing | 27 | $10,695,000 | $396,000 | $1,875,000 | $209,000 | $703,000 |
| Other Purpose | 21 | $4,365,000 | $207,000 | $405,000 | $325,000 | $2,731,000 |
| Home Improvement | 18 | $2,280,000 | $126,000 | $315,000 | $180,000 | $583,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 233 | $107,135,000 | $459,000 | $4,745,000 | $250,000 | $2,087,000 |
| Not Provided | 144 | $73,320,000 | $509,000 | $3,505,000 | $304,000 | $4,069,000 |
| Hispanic | 71 | $18,865,000 | $265,000 | $1,625,000 | $184,000 | $2,731,000 |
| Asian | 20 | $6,720,000 | $336,000 | $695,000 | $448,000 | $4,162,000 |
| Not applicable | 19 | $183,855,000 | $9,676,000 | $54,715,000 | $0 | $0 |
| Black or African American | 13 | $5,595,000 | $430,000 | $1,955,000 | $254,000 | $1,667,000 |
| American Indian or Alaskan Native | 6 | $2,910,000 | $485,000 | $755,000 | $460,000 | $1,072,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 509 | $403,955,000 | $793,000 | $54,715,000 | $273,000 | $4,162,000 |
| VA-guaranteed (Veterans Administration) | 5 | $2,295,000 | $459,000 | $575,000 | $135,000 | $188,000 |
| FHA-insured (Federal Housing Administration) | 4 | $840,000 | $210,000 | $305,000 | $77,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 313 | $269,855,000 | $862,000 | $54,715,000 | $283,000 | $4,069,000 |
| Application Withdrawn By Applicant | 93 | $35,425,000 | $380,000 | $1,175,000 | $294,000 | $4,162,000 |
| Application Denied By Financial Institution | 79 | $38,385,000 | $485,000 | $4,745,000 | $178,000 | $1,242,000 |
| File Closed For Incompleteness | 29 | $15,375,000 | $530,000 | $2,005,000 | $282,000 | $2,731,000 |
| Application Approved But Not Accepted | 4 | $48,050,000 | $12,012,000 | $46,715,000 | $420,000 | $599,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 439 | $368,705,000 | $839,000 | $54,715,000 | $287,000 | $4,162,000 |
| Debt-To-Income Ratio | 35 | $24,685,000 | $705,000 | $4,745,000 | $154,000 | $717,000 |
| Credit History | 19 | $4,005,000 | $210,000 | $595,000 | $107,000 | $247,000 |
| Credit Application Incomplete | 13 | $3,925,000 | $301,000 | $625,000 | $226,000 | $1,242,000 |
| Collateral | 9 | $5,145,000 | $571,000 | $3,475,000 | $301,000 | $1,194,000 |
| Other | 2 | $340,000 | $170,000 | $175,000 | $367,000 | $662,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Momentum Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Momentum Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.