Luminate Home Loans
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Luminate Home Loans.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Luminate Home Loans 7760 France Ave S, Ste 1010 Bloomington, MN 55435 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,118 |
| Total Mortgage Loan Application Amount | $1,642,900,000 |
| Average Mortgage Loan Application Amount | $300,250 |
| Highest Mortgage Loan Application Amount | $1,965,000 |
| Average Applicant Income | $119,500 |
| Highest Applicant Income | $1,680,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,252 | $ 390,940,000 | $ 312,000 | $ 133,000 |
| Anoka County Minnesota | 507 | $ 130,185,000 | $ 256,000 | $ 92,000 |
| Dakota County Minnesota | 486 | $ 132,880,000 | $ 273,000 | $ 106,000 |
| Washington County Minnesota | 405 | $ 125,995,000 | $ 311,000 | $ 127,000 |
| Ramsey County Minnesota | 374 | $ 92,750,000 | $ 247,000 | $ 98,000 |
| Scott County Minnesota | 291 | $ 91,155,000 | $ 313,000 | $ 123,000 |
| Sherburne County Minnesota | 180 | $ 46,920,000 | $ 260,000 | $ 93,000 |
| Brown County Wisconsin | 164 | $ 32,550,000 | $ 198,000 | $ 74,000 |
| Wright County Minnesota | 151 | $ 39,715,000 | $ 263,000 | $ 97,000 |
| Carver County Minnesota | 144 | $ 47,900,000 | $ 332,000 | $ 145,000 |
| Bexar County Texas | 115 | $ 23,395,000 | $ 203,000 | $ 90,000 |
| Chisago County Minnesota | 97 | $ 24,785,000 | $ 255,000 | $ 96,000 |
| Polk County Wisconsin | 78 | $ 14,190,000 | $ 181,000 | $ 73,000 |
| St. Croix County Wisconsin | 76 | $ 19,270,000 | $ 253,000 | $ 103,000 |
| Steele County Minnesota | 70 | $ 12,720,000 | $ 181,000 | $ 75,000 |
| Dane County Wisconsin | 70 | $ 17,450,000 | $ 249,000 | $ 81,000 |
| San Diego County California | 68 | $ 29,620,000 | $ 435,000 | $ 142,000 |
| Rice County Minnesota | 65 | $ 14,685,000 | $ 225,000 | $ 73,000 |
| Isanti County Minnesota | 61 | $ 14,875,000 | $ 243,000 | $ 69,000 |
| La Crosse County Wisconsin | 57 | $ 11,205,000 | $ 196,000 | $ 62,000 |
| Burnett County Wisconsin | 55 | $ 10,425,000 | $ 189,000 | $ 94,000 |
| Tarrant County Texas | 48 | $ 11,510,000 | $ 239,000 | $ 110,000 |
| Crow Wing County Minnesota | 46 | $ 9,860,000 | $ 214,000 | $ 97,000 |
| Olmsted County Minnesota | 42 | $ 9,120,000 | $ 217,000 | $ 80,000 |
| Milwaukee County Wisconsin | 36 | $ 6,650,000 | $ 184,000 | $ 112,000 |
| Stearns County Minnesota | 32 | $ 7,000,000 | $ 218,000 | $ 87,000 |
| Itasca County Minnesota | 31 | $ 5,845,000 | $ 188,000 | $ 73,000 |
| Outagamie County Wisconsin | 31 | $ 6,225,000 | $ 200,000 | $ 69,000 |
| Travis County Texas | 29 | $ 10,235,000 | $ 352,000 | $ 174,000 |
| Collin County Texas | 28 | $ 8,470,000 | $ 302,000 | $ 134,000 |
| Denton County Texas | 26 | $ 8,280,000 | $ 318,000 | $ 137,000 |
| Barron County Wisconsin | 26 | $ 4,110,000 | $ 158,000 | $ 61,000 |
| Mille Lacs County Minnesota | 24 | $ 5,130,000 | $ 213,000 | $ 68,000 |
| Brown County South Dakota | 23 | $ 3,485,000 | $ 151,000 | $ 48,000 |
| Los Angeles County California | 22 | $ 9,940,000 | $ 451,000 | $ 155,000 |
| Waukesha County Wisconsin | 22 | $ 5,740,000 | $ 260,000 | $ 95,000 |
| Williamson County Texas | 21 | $ 4,675,000 | $ 222,000 | $ 180,000 |
| Vermilion County Illinois | 20 | $ 1,970,000 | $ 98,000 | $ 49,000 |
| St. Louis County Minnesota | 20 | $ 4,480,000 | $ 224,000 | $ 112,000 |
| Pierce County Wisconsin | 20 | $ 4,770,000 | $ 238,000 | $ 93,000 |
| Cass County Minnesota | 18 | $ 4,250,000 | $ 236,000 | $ 142,000 |
| Goodhue County Minnesota | 18 | $ 3,470,000 | $ 192,000 | $ 78,000 |
| Dallas County Texas | 18 | $ 3,180,000 | $ 176,000 | $ 76,000 |
| Oconto County Wisconsin | 18 | $ 3,850,000 | $ 213,000 | $ 104,000 |
| Kanabec County Minnesota | 17 | $ 3,505,000 | $ 206,000 | $ 98,000 |
| Le Sueur County Minnesota | 16 | $ 3,090,000 | $ 193,000 | $ 57,000 |
| Jefferson County Colorado | 15 | $ 5,005,000 | $ 333,000 | $ 103,000 |
| Pine County Minnesota | 15 | $ 2,605,000 | $ 173,000 | $ 109,000 |
| Maricopa County Arizona | 14 | $ 3,810,000 | $ 272,000 | $ 108,000 |
| Aitkin County Minnesota | 13 | $ 2,665,000 | $ 205,000 | $ 166,000 |
| Randall County Texas | 13 | $ 2,855,000 | $ 219,000 | $ 96,000 |
| Lee County Florida | 12 | $ 2,960,000 | $ 246,000 | $ 198,000 |
| Washburn County Wisconsin | 12 | $ 3,030,000 | $ 252,000 | $ 98,000 |
| Rock County Wisconsin | 11 | $ 2,535,000 | $ 230,000 | $ 71,000 |
| Benton County Minnesota | 10 | $ 2,600,000 | $ 260,000 | $ 70,000 |
| Dodge County Minnesota | 10 | $ 2,580,000 | $ 258,000 | $ 93,000 |
| Chippewa County Wisconsin | 10 | $ 1,720,000 | $ 172,000 | $ 60,000 |
| Eau Claire County Wisconsin | 10 | $ 1,760,000 | $ 176,000 | $ 74,000 |
| Monroe County Wisconsin | 10 | $ 1,920,000 | $ 192,000 | $ 32,000 |
| Riverside County California | 9 | $ 3,695,000 | $ 410,000 | $ 120,000 |
| San Bernardino County California | 9 | $ 2,385,000 | $ 265,000 | $ 80,000 |
| Arapahoe County Colorado | 9 | $ 2,555,000 | $ 283,000 | $ 81,000 |
| Clay County Minnesota | 9 | $ 2,135,000 | $ 237,000 | $ 93,000 |
| Davidson County Tennessee | 9 | $ 2,765,000 | $ 307,000 | $ 127,000 |
| Portage County Wisconsin | 9 | $ 1,945,000 | $ 216,000 | $ 80,000 |
| Blue Earth County Minnesota | 8 | $ 1,950,000 | $ 243,000 | $ 95,000 |
| Kandiyohi County Minnesota | 8 | $ 1,400,000 | $ 175,000 | $ 80,000 |
| Jefferson County Wisconsin | 8 | $ 1,810,000 | $ 226,000 | $ 79,000 |
| Vernon County Wisconsin | 8 | $ 1,340,000 | $ 167,000 | $ 43,000 |
| Winnebago County Wisconsin | 8 | $ 1,610,000 | $ 201,000 | $ 74,000 |
| Orange County California | 7 | $ 2,625,000 | $ 375,000 | $ 113,000 |
| Douglas County Colorado | 7 | $ 3,515,000 | $ 502,000 | $ 152,000 |
| Sarasota County Florida | 7 | $ 1,735,000 | $ 247,000 | $ 99,000 |
| Meeker County Minnesota | 7 | $ 1,375,000 | $ 196,000 | $ 83,000 |
| Morrison County Minnesota | 7 | $ 1,165,000 | $ 166,000 | $ 65,000 |
| Waseca County Minnesota | 7 | $ 1,045,000 | $ 149,000 | $ 63,000 |
| Parker County Texas | 7 | $ 1,595,000 | $ 227,000 | $ 89,000 |
| Kewaunee County Wisconsin | 7 | $ 1,325,000 | $ 189,000 | $ 55,000 |
| Denver County Colorado | 6 | $ 1,930,000 | $ 321,000 | $ 136,000 |
| McLeod County Minnesota | 6 | $ 1,560,000 | $ 260,000 | $ 75,000 |
| Sibley County Minnesota | 6 | $ 1,120,000 | $ 186,000 | $ 64,000 |
| Todd County Minnesota | 6 | $ 1,340,000 | $ 223,000 | $ 126,000 |
| Comal County Texas | 6 | $ 1,530,000 | $ 255,000 | $ 86,000 |
| Calumet County Wisconsin | 6 | $ 1,330,000 | $ 221,000 | $ 77,000 |
| Columbia County Wisconsin | 6 | $ 1,250,000 | $ 208,000 | $ 59,000 |
| Douglas County Wisconsin | 6 | $ 1,090,000 | $ 181,000 | $ 102,000 |
| Dunn County Wisconsin | 6 | $ 1,300,000 | $ 216,000 | $ 70,000 |
| Manitowoc County Wisconsin | 6 | $ 1,310,000 | $ 218,000 | $ 60,000 |
| Sonoma County California | 5 | $ 2,315,000 | $ 463,000 | $ 122,000 |
| Adams County Colorado | 5 | $ 1,375,000 | $ 275,000 | $ 138,000 |
| Wadena County Minnesota | 5 | $ 485,000 | $ 97,000 | $ 44,000 |
| Williams County North Dakota | 5 | $ 1,195,000 | $ 239,000 | $ 84,000 |
| Guadalupe County Texas | 5 | $ 985,000 | $ 197,000 | $ 75,000 |
| Ventura County California | 4 | $ 1,530,000 | $ 382,000 | $ 109,000 |
| Nicollet County Minnesota | 4 | $ 880,000 | $ 220,000 | $ 67,000 |
| Winona County Minnesota | 4 | $ 470,000 | $ 117,000 | $ 82,000 |
| Bastrop County Texas | 4 | $ 710,000 | $ 177,000 | $ 48,000 |
| Harris County Texas | 4 | $ 1,820,000 | $ 455,000 | $ 304,000 |
| Hunt County Texas | 4 | $ 1,230,000 | $ 307,000 | $ 111,000 |
| Smith County Texas | 4 | $ 810,000 | $ 202,000 | $ 57,000 |
| Webb County Texas | 4 | $ 530,000 | $ 132,000 | $ 46,000 |
| Sauk County Wisconsin | 4 | $ 920,000 | $ 230,000 | $ 73,000 |
| Wood County Wisconsin | 4 | $ 750,000 | $ 187,000 | $ 44,000 |
| Contra Costa County California | 3 | $ 1,775,000 | $ 591,000 | $ 95,000 |
| Sacramento County California | 3 | $ 675,000 | $ 225,000 | $ 48,000 |
| Solano County California | 3 | $ 1,075,000 | $ 358,000 | $ 39,000 |
| Larimer County Colorado | 3 | $ 1,005,000 | $ 335,000 | $ 70,000 |
| Polk County Iowa | 3 | $ 485,000 | $ 161,000 | $ 48,000 |
| Chippewa County Minnesota | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Faribault County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 76,000 |
| Houston County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 71,000 |
| Lyon County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 82,000 |
| Martin County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 60,000 |
| Otter Tail County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 109,000 |
| Pennington County Minnesota | 3 | $ 785,000 | $ 261,000 | $ 146,000 |
| Red Lake County Minnesota | 3 | $ 615,000 | $ 205,000 | $ 127,000 |
| Williamson County Tennessee | 3 | $ 1,525,000 | $ 508,000 | $ 266,000 |
| Hays County Texas | 3 | $ 685,000 | $ 228,000 | $ 136,000 |
| Johnson County Texas | 3 | $ 705,000 | $ 235,000 | $ 68,000 |
| Kaufman County Texas | 3 | $ 565,000 | $ 188,000 | $ 73,000 |
| Rockwall County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 84,000 |
| Adams County Wisconsin | 3 | $ 985,000 | $ 328,000 | $ 137,000 |
| Bayfield County Wisconsin | 3 | $ 1,165,000 | $ 388,000 | $ 215,000 |
| Buffalo County Wisconsin | 3 | $ 705,000 | $ 235,000 | $ 83,000 |
| Green County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 72,000 |
| Marathon County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 34,000 |
| Marinette County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Ozaukee County Wisconsin | 3 | $ 975,000 | $ 325,000 | $ 153,000 |
| Racine County Wisconsin | 3 | $ 825,000 | $ 275,000 | $ 37,000 |
| Sawyer County Wisconsin | 3 | $ 725,000 | $ 241,000 | $ 398,000 |
| Washington County Wisconsin | 3 | $ 605,000 | $ 201,000 | $ 100,000 |
| Fresno County California | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Inyo County California | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Kern County California | 2 | $ 500,000 | $ 250,000 | $ 50,000 |
| Mendocino County California | 2 | $ 590,000 | $ 295,000 | $ 62,000 |
| Monterey County California | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Placer County California | 2 | $ 820,000 | $ 410,000 | $ 131,000 |
| San Joaquin County California | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Stanislaus County California | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Broomfield County Colorado | 2 | $ 660,000 | $ 330,000 | $ 184,000 |
| El Paso County Colorado | 2 | $ 900,000 | $ 450,000 | $ 58,000 |
| Park County Colorado | 2 | $ 660,000 | $ 330,000 | $ 158,000 |
| Bay County Florida | 2 | $ 670,000 | $ 335,000 | $ 231,000 |
| Charlotte County Florida | 2 | $ 350,000 | $ 175,000 | $ 154,000 |
| Hillsborough County Florida | 2 | $ 730,000 | $ 365,000 | $ 197,000 |
| Monroe County Florida | 2 | $ 980,000 | $ 490,000 | $ 435,000 |
| Okaloosa County Florida | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| St. Johns County Florida | 2 | $ 390,000 | $ 195,000 | $ 213,000 |
| Volusia County Florida | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| Cook County Illinois | 2 | $ 810,000 | $ 405,000 | $ 259,000 |
| Allen County Indiana | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Warrick County Indiana | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| Beltrami County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Brown County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Carlton County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Douglas County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 240,000 |
| Fillmore County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 27,000 |
| Grant County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Hubbard County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Polk County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Wabasha County Minnesota | 2 | $ 800,000 | $ 400,000 | $ 161,000 |
| Mahoning County Ohio | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Hamilton County Tennessee | 2 | $ 890,000 | $ 445,000 | $ 126,000 |
| Sumner County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 254,000 |
| Atascosa County Texas | 2 | $ 480,000 | $ 240,000 | $ 88,000 |
| Bell County Texas | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Cameron County Texas | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Fort Bend County Texas | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Midland County Texas | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Potter County Texas | 2 | $ 520,000 | $ 260,000 | $ 131,000 |
| Ashland County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 35,000 |
| Crawford County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 26,000 |
| Dodge County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Door County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 71,000 |
| Shawano County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Trempealeau County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Vilas County Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 226,000 |
| Walworth County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Waupaca County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Cochise County Arizona | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Yavapai County Arizona | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Alameda County California | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Kings County California | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Madera County California | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Merced County California | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Mono County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Napa County California | 1 | $ 455,000 | $ 455,000 | $ 95,000 |
| Nevada County California | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| San Luis Obispo County California | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Santa Barbara County California | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Siskiyou County California | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Tulare County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Tuolumne County California | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Elbert County Colorado | 1 | $ 495,000 | $ 495,000 | $ 169,000 |
| Garfield County Colorado | 1 | $ 515,000 | $ 515,000 | $ 111,000 |
| Grand County Colorado | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Rio Grande County Colorado | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Weld County Colorado | 1 | $ 605,000 | $ 605,000 | $ 374,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Gulf County Florida | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| DuPage County Illinois | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Edgar County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Adams County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fountain County Indiana | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Henry County Indiana | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Black Hawk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Dickinson County Iowa | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Dubuque County Iowa | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Winneshiek County Iowa | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Becker County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Big Stone County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Cook County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Cottonwood County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 360,000 |
| Freeborn County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Lac qui Parle County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Mower County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Murray County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Pope County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Redwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Renville County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Swift County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Watonwan County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Burke County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Pierce County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Richland County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Columbiana County Ohio | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Summit County Ohio | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Edmunds County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lincoln County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Minnehaha County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Turner County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 426,000 |
| Lawrence County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 39,000 |
| Maury County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Rutherford County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Andrews County Texas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Bowie County Texas | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Ector County Texas | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Grayson County Texas | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Henderson County Texas | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| Hill County Texas | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Hood County Texas | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Kendall County Texas | 1 | $ 415,000 | $ 415,000 | $ 215,000 |
| Llano County Texas | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Lynn County Texas | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| Upshur County Texas | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Van Zandt County Texas | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Wise County Texas | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Grant County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Iowa County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Jackson County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Kenosha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Oneida County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 362,000 |
| Price County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Richland County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Sheboygan County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Luminate Home Loans in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,666 | $747,100,000 | $280,000 | $1,475,000 | $113,000 | $1,308,000 |
| Home Purchase | 2,586 | $650,470,000 | $251,000 | $1,965,000 | $96,000 | $1,056,000 |
| Cash-out Refinancing | 775 | $208,825,000 | $269,000 | $1,575,000 | $124,000 | $1,680,000 |
| Home Improvement | 91 | $36,505,000 | $401,000 | $1,245,000 | $145,000 | $658,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,748 | $1,266,020,000 | $266,000 | $1,965,000 | $108,000 | $1,680,000 |
| Not Provided | 779 | $233,815,000 | $300,000 | $1,575,000 | $122,000 | $1,056,000 |
| Hispanic | 234 | $54,170,000 | $231,000 | $955,000 | $79,000 | $547,000 |
| Asian | 180 | $46,670,000 | $259,000 | $735,000 | $92,000 | $294,000 |
| Black or African American | 156 | $37,580,000 | $240,000 | $605,000 | $82,000 | $753,000 |
| American Indian or Alaskan Native | 18 | $3,790,000 | $210,000 | $385,000 | $82,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $41,000 | $41,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,873 | $1,354,395,000 | $277,000 | $1,965,000 | $121,000 | $1,680,000 |
| FHA-insured (Federal Housing Administration) | 805 | $180,555,000 | $224,000 | $715,000 | $56,000 | $515,000 |
| VA-guaranteed (Veterans Administration) | 296 | $84,380,000 | $285,000 | $915,000 | $54,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 144 | $23,570,000 | $163,000 | $285,000 | $51,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,751 | $1,260,625,000 | $265,000 | $1,965,000 | $106,000 | $1,680,000 |
| Application Withdrawn By Applicant | 1,097 | $306,185,000 | $279,000 | $1,575,000 | $113,000 | $1,308,000 |
| Application Denied By Financial Institution | 252 | $70,650,000 | $280,000 | $1,255,000 | $110,000 | $532,000 |
| Application Approved But Not Accepted | 14 | $4,370,000 | $312,000 | $885,000 | $136,000 | $561,000 |
| Preapproval Approved but not Accepted | 3 | $735,000 | $245,000 | $365,000 | $72,000 | $82,000 |
| Preapproval Denied by Financial Institution | 1 | $335,000 | $335,000 | $335,000 | $90,000 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,865 | $1,571,915,000 | $268,000 | $1,965,000 | $107,000 | $1,680,000 |
| Credit Application Incomplete | 111 | $31,775,000 | $286,000 | $975,000 | $129,000 | $532,000 |
| Debt-To-Income Ratio | 60 | $15,890,000 | $264,000 | $1,055,000 | $88,000 | $444,000 |
| Credit History | 37 | $9,835,000 | $265,000 | $795,000 | $91,000 | $388,000 |
| Collateral | 16 | $4,950,000 | $309,000 | $1,255,000 | $106,000 | $459,000 |
| Other | 11 | $2,815,000 | $255,000 | $525,000 | $109,000 | $291,000 |
| Employment History | 10 | $3,920,000 | $392,000 | $855,000 | $139,000 | $462,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,260,000 | $315,000 | $515,000 | $71,000 | $134,000 |
| Unverifiable Information | 4 | $540,000 | $135,000 | $175,000 | $92,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.