Waterfield Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Waterfield Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterfield Bank 6903 Rockledge Drive, Suite 525 Bethesda, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,891 |
| Total Mortgage Loan Application Amount | $1,141,712,000 |
| Average Mortgage Loan Application Amount | $220,666 |
| Highest Mortgage Loan Application Amount | $2,160,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $2,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Waterfield Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterfield Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Waterfield Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterfield Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterfield Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterfield Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 363 | $ 85,554,000 | $ 235,000 | $ 88,000 |
| Monmouth County New Jersey | 215 | $ 67,089,000 | $ 312,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 180 | $ 21,300,000 | $ 118,000 | $ 59,000 |
| Prince George's County Maryland | 172 | $ 48,500,000 | $ 281,000 | $ 90,000 |
| Bergen County New Jersey | 166 | $ 58,559,000 | $ 352,000 | $ 161,000 |
| Camden County New Jersey | 141 | $ 25,871,000 | $ 183,000 | $ 79,000 |
| Middlesex County New Jersey | 133 | $ 37,071,000 | $ 278,000 | $ 99,000 |
| Burlington County New Jersey | 131 | $ 27,137,000 | $ 207,000 | $ 79,000 |
| Montgomery County Maryland | 128 | $ 42,220,000 | $ 329,000 | $ 115,000 |
| Essex County New Jersey | 112 | $ 34,822,000 | $ 310,000 | $ 102,000 |
| Miami-Dade County Florida | 105 | $ 28,480,000 | $ 271,000 | $ 130,000 |
| Union County New Jersey | 104 | $ 30,377,000 | $ 292,000 | $ 90,000 |
| Montgomery County Pennsylvania | 87 | $ 17,706,000 | $ 203,000 | $ 88,000 |
| Gloucester County New Jersey | 86 | $ 19,261,000 | $ 223,000 | $ 89,000 |
| Atlantic County New Jersey | 77 | $ 17,543,000 | $ 227,000 | $ 89,000 |
| Charleston County South Carolina | 77 | $ 15,726,000 | $ 204,000 | $ 112,000 |
| Hudson County New Jersey | 75 | $ 23,388,000 | $ 311,000 | $ 106,000 |
| Mercer County New Jersey | 71 | $ 14,064,000 | $ 198,000 | $ 69,000 |
| Passaic County New Jersey | 70 | $ 21,800,000 | $ 311,000 | $ 108,000 |
| Baltimore City County Maryland | 69 | $ 9,159,000 | $ 132,000 | $ 66,000 |
| Broward County Florida | 66 | $ 16,342,000 | $ 247,000 | $ 111,000 |
| Fairfax County Virginia | 64 | $ 20,894,000 | $ 326,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 62 | $ 16,542,000 | $ 266,000 | $ 117,000 |
| Morris County New Jersey | 59 | $ 19,401,000 | $ 328,000 | $ 109,000 |
| Orange County Florida | 58 | $ 11,813,000 | $ 203,000 | $ 125,000 |
| Bucks County Pennsylvania | 58 | $ 13,405,000 | $ 231,000 | $ 90,000 |
| Chester County Pennsylvania | 55 | $ 13,358,000 | $ 242,000 | $ 92,000 |
| Allegheny County Pennsylvania | 49 | $ 6,265,000 | $ 127,000 | $ 86,000 |
| Delaware County Pennsylvania | 47 | $ 7,279,000 | $ 154,000 | $ 65,000 |
| Baltimore County Maryland | 45 | $ 10,899,000 | $ 242,000 | $ 98,000 |
| Horry County South Carolina | 42 | $ 10,289,000 | $ 244,000 | $ 222,000 |
| Somerset County New Jersey | 41 | $ 11,398,000 | $ 278,000 | $ 96,000 |
| Wayne County Michigan | 40 | $ 6,089,000 | $ 152,000 | $ 56,000 |
| Monroe County Pennsylvania | 36 | $ 6,390,000 | $ 177,000 | $ 62,000 |
| Palm Beach County Florida | 32 | $ 8,860,000 | $ 276,000 | $ 114,000 |
| Sussex County New Jersey | 31 | $ 8,016,000 | $ 258,000 | $ 92,000 |
| Anne Arundel County Maryland | 30 | $ 7,203,000 | $ 240,000 | $ 74,000 |
| Prince William County Virginia | 29 | $ 8,360,000 | $ 288,000 | $ 90,000 |
| Berks County Pennsylvania | 28 | $ 4,128,000 | $ 147,000 | $ 84,000 |
| Richland County South Carolina | 28 | $ 3,079,000 | $ 109,000 | $ 36,000 |
| Berkeley County South Carolina | 27 | $ 4,130,000 | $ 152,000 | $ 91,000 |
| Dorchester County South Carolina | 27 | $ 4,127,000 | $ 152,000 | $ 53,000 |
| Cape May County New Jersey | 25 | $ 7,414,000 | $ 296,000 | $ 140,000 |
| Hillsborough County Florida | 24 | $ 4,541,000 | $ 189,000 | $ 161,000 |
| Howard County Maryland | 21 | $ 6,234,000 | $ 296,000 | $ 129,000 |
| Middlesex County Massachusetts | 21 | $ 5,837,000 | $ 277,000 | $ 131,000 |
| Washington County Pennsylvania | 21 | $ 2,583,000 | $ 123,000 | $ 78,000 |
| Osceola County Florida | 20 | $ 4,144,000 | $ 207,000 | $ 123,000 |
| Pinellas County Florida | 20 | $ 3,369,000 | $ 168,000 | $ 111,000 |
| Calvert County Maryland | 20 | $ 6,450,000 | $ 322,000 | $ 88,000 |
| Cumberland County New Jersey | 20 | $ 3,841,000 | $ 192,000 | $ 82,000 |
| Lancaster County Pennsylvania | 20 | $ 2,673,000 | $ 133,000 | $ 54,000 |
| Luzerne County Pennsylvania | 20 | $ 2,060,000 | $ 103,000 | $ 46,000 |
| Loudoun County Virginia | 20 | $ 6,401,000 | $ 320,000 | $ 153,000 |
| York County Pennsylvania | 19 | $ 2,789,000 | $ 146,000 | $ 93,000 |
| Frederick County Maryland | 18 | $ 4,617,000 | $ 256,000 | $ 111,000 |
| Harford County Maryland | 18 | $ 4,468,000 | $ 248,000 | $ 88,000 |
| Wayne County Pennsylvania | 18 | $ 2,738,000 | $ 152,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 18 | $ 2,464,000 | $ 136,000 | $ 54,000 |
| Oakland County Michigan | 17 | $ 4,694,000 | $ 276,000 | $ 117,000 |
| Centre County Pennsylvania | 17 | $ 2,448,000 | $ 144,000 | $ 65,000 |
| Lehigh County Pennsylvania | 17 | $ 3,591,000 | $ 211,000 | $ 81,000 |
| Pike County Pennsylvania | 17 | $ 3,116,000 | $ 183,000 | $ 102,000 |
| Lexington County South Carolina | 17 | $ 2,068,000 | $ 121,000 | $ 60,000 |
| Beaver County Pennsylvania | 16 | $ 1,556,000 | $ 97,000 | $ 59,000 |
| New Castle County Delaware | 15 | $ 3,324,000 | $ 221,000 | $ 73,000 |
| Charles County Maryland | 15 | $ 4,406,000 | $ 293,000 | $ 84,000 |
| Florence County South Carolina | 15 | $ 2,114,000 | $ 140,000 | $ 49,000 |
| Monroe County Florida | 14 | $ 7,478,000 | $ 534,000 | $ 440,000 |
| Sarasota County Florida | 14 | $ 3,270,000 | $ 233,000 | $ 83,000 |
| Blair County Pennsylvania | 14 | $ 1,336,000 | $ 95,000 | $ 66,000 |
| Northampton County Pennsylvania | 14 | $ 2,474,000 | $ 176,000 | $ 68,000 |
| Seminole County Florida | 13 | $ 2,976,000 | $ 228,000 | $ 116,000 |
| Volusia County Florida | 13 | $ 3,321,000 | $ 255,000 | $ 132,000 |
| Wake County North Carolina | 13 | $ 2,319,000 | $ 178,000 | $ 70,000 |
| Duval County Florida | 12 | $ 2,199,000 | $ 183,000 | $ 91,000 |
| Pasco County Florida | 12 | $ 2,402,000 | $ 200,000 | $ 108,000 |
| Polk County Florida | 12 | $ 1,950,000 | $ 162,000 | $ 110,000 |
| Kings County New York | 12 | $ 4,635,000 | $ 386,000 | $ 137,000 |
| Cambria County Pennsylvania | 12 | $ 980,000 | $ 81,000 | $ 30,000 |
| Lee County Florida | 11 | $ 2,284,000 | $ 207,000 | $ 80,000 |
| Essex County Massachusetts | 11 | $ 2,677,000 | $ 243,000 | $ 70,000 |
| Mecklenburg County North Carolina | 11 | $ 1,368,000 | $ 124,000 | $ 46,000 |
| Bay County Florida | 10 | $ 2,573,000 | $ 257,000 | $ 145,000 |
| Norfolk County Massachusetts | 10 | $ 2,875,000 | $ 287,000 | $ 109,000 |
| Plymouth County Massachusetts | 10 | $ 2,835,000 | $ 283,000 | $ 102,000 |
| Suffolk County Massachusetts | 10 | $ 2,400,000 | $ 240,000 | $ 79,000 |
| Warren County New Jersey | 10 | $ 2,519,000 | $ 251,000 | $ 109,000 |
| Salem County New Jersey | 9 | $ 2,029,000 | $ 225,000 | $ 88,000 |
| Sumter County South Carolina | 9 | $ 924,000 | $ 102,000 | $ 34,000 |
| Beaufort County South Carolina | 8 | $ 1,726,000 | $ 215,000 | $ 70,000 |
| St. Lucie County Florida | 7 | $ 1,219,000 | $ 174,000 | $ 77,000 |
| Worcester County Massachusetts | 7 | $ 1,377,000 | $ 196,000 | $ 86,000 |
| Hunterdon County New Jersey | 7 | $ 1,684,000 | $ 240,000 | $ 107,000 |
| Rockland County New York | 7 | $ 2,561,000 | $ 365,000 | $ 116,000 |
| Summit County Ohio | 7 | $ 777,000 | $ 111,000 | $ 49,000 |
| Bedford County Pennsylvania | 7 | $ 651,000 | $ 93,000 | $ 44,000 |
| Mifflin County Pennsylvania | 7 | $ 578,000 | $ 82,000 | $ 36,000 |
| Venango County Pennsylvania | 7 | $ 491,000 | $ 70,000 | $ 38,000 |
| Greenville County South Carolina | 7 | $ 590,000 | $ 84,000 | $ 36,000 |
| Alexandria County Virginia | 7 | $ 2,035,000 | $ 290,000 | $ 202,000 |
| Arlington County Virginia | 7 | $ 2,579,000 | $ 368,000 | $ 92,000 |
| Chesapeake County Virginia | 7 | $ 1,237,000 | $ 176,000 | $ 61,000 |
| DeKalb County Georgia | 6 | $ 1,444,000 | $ 240,000 | $ 186,000 |
| Cook County Illinois | 6 | $ 1,552,000 | $ 258,000 | $ 153,000 |
| Carroll County Maryland | 6 | $ 1,668,000 | $ 278,000 | $ 88,000 |
| Dauphin County Pennsylvania | 6 | $ 754,000 | $ 125,000 | $ 99,000 |
| Fulton County Pennsylvania | 6 | $ 794,000 | $ 132,000 | $ 57,000 |
| Somerset County Pennsylvania | 6 | $ 468,000 | $ 78,000 | $ 41,000 |
| Stafford County Virginia | 6 | $ 1,663,000 | $ 277,000 | $ 117,000 |
| Virginia Beach County Virginia | 6 | $ 1,321,000 | $ 220,000 | $ 73,000 |
| Collier County Florida | 5 | $ 891,000 | $ 178,000 | $ 119,000 |
| Hernando County Florida | 5 | $ 1,123,000 | $ 224,000 | $ 50,000 |
| Manatee County Florida | 5 | $ 2,618,000 | $ 523,000 | $ 124,000 |
| St. Johns County Florida | 5 | $ 872,000 | $ 174,000 | $ 85,000 |
| St. Mary's County Maryland | 5 | $ 762,000 | $ 152,000 | $ 87,000 |
| Washington County Maryland | 5 | $ 1,292,000 | $ 258,000 | $ 118,000 |
| Bristol County Massachusetts | 5 | $ 1,117,000 | $ 223,000 | $ 88,000 |
| Bronx County New York | 5 | $ 1,663,000 | $ 332,000 | $ 160,000 |
| Nassau County New York | 5 | $ 2,688,000 | $ 537,000 | $ 169,000 |
| Clearfield County Pennsylvania | 5 | $ 703,000 | $ 140,000 | $ 62,000 |
| Lackawanna County Pennsylvania | 5 | $ 500,000 | $ 100,000 | $ 209,000 |
| Mercer County Pennsylvania | 5 | $ 410,000 | $ 82,000 | $ 44,000 |
| Warren County Pennsylvania | 5 | $ 379,000 | $ 75,000 | $ 49,000 |
| Darlington County South Carolina | 5 | $ 522,000 | $ 104,000 | $ 42,000 |
| Georgetown County South Carolina | 5 | $ 621,000 | $ 124,000 | $ 75,000 |
| Spotsylvania County Virginia | 5 | $ 1,109,000 | $ 221,000 | $ 64,000 |
| Outagamie County Wisconsin | 5 | $ 562,000 | $ 112,000 | $ 56,000 |
| Fairfield County Connecticut | 4 | $ 903,000 | $ 225,000 | $ 97,000 |
| Fulton County Georgia | 4 | $ 983,000 | $ 245,000 | $ 89,000 |
| Will County Illinois | 4 | $ 587,000 | $ 146,000 | $ 19,000 |
| Carter County Kentucky | 4 | $ 324,000 | $ 81,000 | $ 69,000 |
| Cecil County Maryland | 4 | $ 878,000 | $ 219,000 | $ 214,000 |
| Talbot County Maryland | 4 | $ 2,966,000 | $ 741,000 | $ 380,000 |
| Worcester County Maryland | 4 | $ 825,000 | $ 206,000 | $ 84,000 |
| Goodhue County Minnesota | 4 | $ 716,000 | $ 179,000 | $ 82,000 |
| Orange County New York | 4 | $ 925,000 | $ 231,000 | $ 141,000 |
| Rensselaer County New York | 4 | $ 461,000 | $ 115,000 | $ 35,000 |
| Richmond County New York | 4 | $ 1,227,000 | $ 306,000 | $ 125,000 |
| Washington County New York | 4 | $ 712,000 | $ 178,000 | $ 93,000 |
| Westchester County New York | 4 | $ 1,437,000 | $ 359,000 | $ 103,000 |
| Cumberland County North Carolina | 4 | $ 352,000 | $ 88,000 | $ 61,000 |
| Hamilton County Ohio | 4 | $ 351,000 | $ 87,000 | $ 114,000 |
| Columbia County Pennsylvania | 4 | $ 599,000 | $ 149,000 | $ 64,000 |
| Elk County Pennsylvania | 4 | $ 440,000 | $ 110,000 | $ 50,000 |
| Newberry County South Carolina | 4 | $ 628,000 | $ 157,000 | $ 39,000 |
| Saluda County South Carolina | 4 | $ 334,000 | $ 83,000 | $ 48,000 |
| Richmond City County Virginia | 4 | $ 607,000 | $ 151,000 | $ 53,000 |
| Los Angeles County California | 3 | $ 879,000 | $ 293,000 | $ 42,000 |
| Arapahoe County Colorado | 3 | $ 519,000 | $ 173,000 | $ 120,000 |
| New Haven County Connecticut | 3 | $ 466,000 | $ 155,000 | $ 45,000 |
| Charlotte County Florida | 3 | $ 316,000 | $ 105,000 | $ 116,000 |
| Citrus County Florida | 3 | $ 484,000 | $ 161,000 | $ 56,000 |
| Lake County Florida | 3 | $ 833,000 | $ 277,000 | $ 171,000 |
| Gwinnett County Georgia | 3 | $ 731,000 | $ 243,000 | $ 122,000 |
| Hampden County Massachusetts | 3 | $ 546,000 | $ 182,000 | $ 75,000 |
| Macomb County Michigan | 3 | $ 634,000 | $ 211,000 | $ 94,000 |
| Cheshire County New Hampshire | 3 | $ 362,000 | $ 120,000 | $ 53,000 |
| Rockingham County New Hampshire | 3 | $ 797,000 | $ 265,000 | $ 78,000 |
| Erie County New York | 3 | $ 399,000 | $ 133,000 | $ 58,000 |
| Suffolk County New York | 3 | $ 1,056,000 | $ 352,000 | $ 80,000 |
| Ulster County New York | 3 | $ 896,000 | $ 298,000 | $ 128,000 |
| Gaston County North Carolina | 3 | $ 222,000 | $ 74,000 | $ 84,000 |
| Johnston County North Carolina | 3 | $ 379,000 | $ 126,000 | $ 83,000 |
| Adams County Pennsylvania | 3 | $ 1,006,000 | $ 335,000 | $ 78,000 |
| Erie County Pennsylvania | 3 | $ 224,000 | $ 74,000 | $ 22,000 |
| Indiana County Pennsylvania | 3 | $ 224,000 | $ 74,000 | $ 59,000 |
| Orangeburg County South Carolina | 3 | $ 354,000 | $ 118,000 | $ 64,000 |
| Pickens County South Carolina | 3 | $ 299,000 | $ 99,000 | $ 51,000 |
| Henry County Virginia | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Winnebago County Wisconsin | 3 | $ 426,000 | $ 142,000 | $ 80,000 |
| Hartford County Connecticut | 2 | $ 503,000 | $ 251,000 | $ 88,000 |
| Kent County Delaware | 2 | $ 540,000 | $ 270,000 | $ 146,000 |
| Sussex County Delaware | 2 | $ 346,000 | $ 173,000 | $ 168,000 |
| Brevard County Florida | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Clay County Florida | 2 | $ 646,000 | $ 323,000 | $ 100,000 |
| Escambia County Florida | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Leon County Florida | 2 | $ 453,000 | $ 226,000 | $ 57,000 |
| Marion County Florida | 2 | $ 434,000 | $ 217,000 | $ 62,000 |
| Sumter County Florida | 2 | $ 347,000 | $ 173,000 | $ 151,000 |
| Wakulla County Florida | 2 | $ 255,000 | $ 127,000 | $ 100,000 |
| Clayton County Georgia | 2 | $ 131,000 | $ 65,000 | $ 83,000 |
| Henry County Georgia | 2 | $ 476,000 | $ 238,000 | $ 61,000 |
| Lake County Illinois | 2 | $ 2,607,000 | $ 1,303,000 | $ 475,000 |
| Madison County Illinois | 2 | $ 192,000 | $ 96,000 | $ 47,000 |
| Allen County Indiana | 2 | $ 62,000 | $ 31,000 | $ 28,000 |
| Franklin County Indiana | 2 | $ 139,000 | $ 69,000 | $ 33,000 |
| Howard County Indiana | 2 | $ 171,000 | $ 85,000 | $ 60,000 |
| Tipton County Indiana | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
| Pendleton County Kentucky | 2 | $ 133,000 | $ 66,000 | $ 33,000 |
| Caroline County Maryland | 2 | $ 817,000 | $ 408,000 | $ 162,000 |
| Kent County Maryland | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Wicomico County Maryland | 2 | $ 155,000 | $ 77,000 | $ 72,000 |
| Kent County Michigan | 2 | $ 603,000 | $ 301,000 | $ 159,000 |
| Olmsted County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Clark County Nevada | 2 | $ 2,360,000 | $ 1,180,000 | $ 428,000 |
| Carroll County New Hampshire | 2 | $ 269,000 | $ 134,000 | $ 51,000 |
| Strafford County New Hampshire | 2 | $ 356,000 | $ 178,000 | $ 38,000 |
| Oneida County New York | 2 | $ 337,000 | $ 168,000 | $ 45,000 |
| Onondaga County New York | 2 | $ 104,000 | $ 52,000 | $ 50,000 |
| Ontario County New York | 2 | $ 245,000 | $ 122,000 | $ 77,000 |
| Saratoga County New York | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Schenectady County New York | 2 | $ 239,000 | $ 119,000 | $ 41,000 |
| Sullivan County New York | 2 | $ 549,000 | $ 274,000 | $ 307,000 |
| Dare County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 63,000 |
| Franklin County North Carolina | 2 | $ 208,000 | $ 104,000 | $ 108,000 |
| Rowan County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 50,000 |
| Union County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 33,000 |
| Clark County Ohio | 2 | $ 149,000 | $ 74,000 | $ 125,000 |
| Mahoning County Ohio | 2 | $ 99,000 | $ 49,000 | $ 21,000 |
| Armstrong County Pennsylvania | 2 | $ 237,000 | $ 118,000 | $ 50,000 |
| Bradford County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 105,000 |
| Clarion County Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Clinton County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 49,000 |
| Crawford County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 15,000 |
| Cumberland County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 40,000 |
| Fayette County Pennsylvania | 2 | $ 83,000 | $ 41,000 | $ 33,000 |
| Franklin County Pennsylvania | 2 | $ 233,000 | $ 116,000 | $ 66,000 |
| Greene County Pennsylvania | 2 | $ 143,000 | $ 71,000 | $ 34,000 |
| Huntingdon County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 53,000 |
| Schuylkill County Pennsylvania | 2 | $ 217,000 | $ 108,000 | $ 43,000 |
| Tioga County Pennsylvania | 2 | $ 89,000 | $ 44,000 | $ 71,000 |
| Clarendon County South Carolina | 2 | $ 234,000 | $ 117,000 | $ 55,000 |
| Colleton County South Carolina | 2 | $ 193,000 | $ 96,000 | $ 49,000 |
| Hampton County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 49,000 |
| Lancaster County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 30,000 |
| Spartanburg County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 46,000 |
| Davidson County Tennessee | 2 | $ 649,000 | $ 324,000 | $ 179,000 |
| Shelby County Tennessee | 2 | $ 286,000 | $ 143,000 | $ 54,000 |
| Chesterfield County Virginia | 2 | $ 423,000 | $ 211,000 | $ 43,000 |
| Clarke County Virginia | 2 | $ 1,778,000 | $ 889,000 | $ 264,000 |
| Frederick County Virginia | 2 | $ 334,000 | $ 167,000 | $ 45,000 |
| Hanover County Virginia | 2 | $ 445,000 | $ 222,000 | $ 71,000 |
| Manassas County Virginia | 2 | $ 474,000 | $ 237,000 | $ 71,000 |
| Orange County Virginia | 2 | $ 602,000 | $ 301,000 | $ 73,000 |
| Roanoke County Virginia | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 216,000 | $ 108,000 | $ 64,000 |
| Jefferson County West Virginia | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Baldwin County Alabama | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Mobile County Alabama | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Pima County Arizona | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Washington County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Humboldt County California | 1 | $ 239,000 | $ 239,000 | $ 58,000 |
| San Bernardino County California | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Tulare County California | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
| Douglas County Colorado | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Pueblo County Colorado | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Middlesex County Connecticut | 1 | $ 284,000 | $ 284,000 | $ 30,000 |
| Windham County Connecticut | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Alachua County Florida | 1 | $ 196,000 | $ 196,000 | $ 86,000 |
| DeSoto County Florida | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Flagler County Florida | 1 | $ 249,000 | $ 249,000 | $ 324,000 |
| Gilchrist County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Highlands County Florida | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Nassau County Florida | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Okaloosa County Florida | 1 | $ 183,000 | $ 183,000 | $ 48,000 |
| Chatham County Georgia | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Cobb County Georgia | 1 | $ 222,000 | $ 222,000 | $ 131,000 |
| Douglas County Georgia | 1 | $ 138,000 | $ 138,000 | $ 129,000 |
| Jackson County Georgia | 1 | $ 203,000 | $ 203,000 | $ 81,000 |
| Newton County Georgia | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| DeKalb County Illinois | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Fayette County Illinois | 1 | $ 80,000 | $ 80,000 | $ 199,000 |
| Peoria County Illinois | 1 | $ 71,000 | $ 71,000 | $ 57,000 |
| Brown County Indiana | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Hamilton County Indiana | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Hendricks County Indiana | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| LaPorte County Indiana | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 169,000 | $ 169,000 | $ 129,000 |
| Morgan County Indiana | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Pulaski County Indiana | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Osage County Kansas | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Sedgwick County Kansas | 1 | $ 171,000 | $ 171,000 | $ 93,000 |
| Fayette County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| Kenton County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Caddo County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| St. Tammany County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Cumberland County Maine | 1 | $ 213,000 | $ 213,000 | $ 190,000 |
| Barnstable County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Antrim County Michigan | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Barry County Michigan | 1 | $ 192,000 | $ 192,000 | $ 77,000 |
| Berrien County Michigan | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Washtenaw County Michigan | 1 | $ 203,000 | $ 203,000 | $ 129,000 |
| Wexford County Michigan | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Dakota County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Hinds County Mississippi | 1 | $ 121,000 | $ 121,000 | $ 74,000 |
| Audrain County Missouri | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Greene County Missouri | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Taney County Missouri | 1 | $ 302,000 | $ 302,000 | $ 400,000 |
| Hillsborough County New Hampshire | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Cayuga County New York | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Clinton County New York | 1 | $ 217,000 | $ 217,000 | $ 86,000 |
| Essex County New York | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Genesee County New York | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Madison County New York | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Queens County New York | 1 | $ 531,000 | $ 531,000 | $ 175,000 |
| Steuben County New York | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Wayne County New York | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Alamance County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Alleghany County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Brunswick County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Buncombe County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 172,000 |
| Catawba County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Cleveland County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Craven County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Currituck County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 46,000 |
| Davidson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Davie County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Guilford County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 475,000 |
| New Hanover County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Orange County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 67,000 |
| Randolph County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Warren County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Trumbull County Ohio | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Carbon County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Juniata County Pennsylvania | 1 | $ 584,000 | $ 584,000 | $ 208,000 |
| Lebanon County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Snyder County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| Susquehanna County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Kent County Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| Aiken County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Anderson County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Laurens County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Lee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Oconee County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Blount County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Giles County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Hamilton County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Madison County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Rutherford County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 39,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Washington County Vermont | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Covington County Virginia | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Culpeper County Virginia | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Danville County Virginia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Dinwiddie County Virginia | 1 | $ 146,000 | $ 146,000 | $ 38,000 |
| Fauquier County Virginia | 1 | $ 174,000 | $ 174,000 | $ 61,000 |
| Grayson County Virginia | 1 | $ 98,000 | $ 98,000 | $ 79,000 |
| Hampton County Virginia | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Hopewell County Virginia | 1 | $ 246,000 | $ 246,000 | $ 110,000 |
| James City County Virginia | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| King George County Virginia | 1 | $ 302,000 | $ 302,000 | $ 76,000 |
| Norfolk County Virginia | 1 | $ 237,000 | $ 237,000 | $ 74,000 |
| Page County Virginia | 1 | $ 173,000 | $ 173,000 | $ 39,000 |
| Portsmouth County Virginia | 1 | $ 247,000 | $ 247,000 | $ 73,000 |
| King County Washington | 1 | $ 314,000 | $ 314,000 | $ 129,000 |
| Thurston County Washington | 1 | $ 154,000 | $ 154,000 | $ 49,000 |
| Berkeley County West Virginia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Dane County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Waupaca County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Waterfield Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,547 | $610,728,000 | $239,000 | $1,800,000 | $92,000 | $1,893,000 |
| Home Purchase | 2,308 | $523,889,000 | $226,000 | $2,160,000 | $101,000 | $2,328,000 |
| Home Improvement | 36 | $7,095,000 | $197,000 | $828,000 | $98,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,528 | $594,139,000 | $235,000 | $2,160,000 | $103,000 | $2,328,000 |
| Not Provided | 834 | $186,039,000 | $223,000 | $1,365,000 | $96,000 | $1,062,000 |
| Black or African American | 768 | $164,905,000 | $214,000 | $1,500,000 | $77,000 | $709,000 |
| Hispanic | 586 | $144,129,000 | $245,000 | $1,360,000 | $87,000 | $540,000 |
| Asian | 144 | $43,932,000 | $305,000 | $1,300,000 | $109,000 | $394,000 |
| American Indian or Alaskan Native | 16 | $4,726,000 | $295,000 | $1,200,000 | $95,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,842,000 | $256,000 | $399,000 | $131,000 | $282,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,447 | $1,044,375,000 | $234,000 | $2,160,000 | $99,000 | $2,328,000 |
| FHA-insured (Federal Housing Administration) | 408 | $92,224,000 | $226,000 | $468,000 | $72,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,376,000 | $95,000 | $207,000 | $41,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,737,000 | $248,000 | $383,000 | $72,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,483 | $810,774,000 | $232,000 | $1,800,000 | $94,000 | $2,148,000 |
| Application Denied By Financial Institution | 872 | $206,298,000 | $236,000 | $2,160,000 | $101,000 | $2,328,000 |
| Application Approved But Not Accepted | 278 | $69,033,000 | $248,000 | $1,637,000 | $112,000 | $1,047,000 |
| File Closed For Incompleteness | 158 | $38,944,000 | $246,000 | $1,173,000 | $91,000 | $624,000 |
| Application Withdrawn By Applicant | 100 | $16,663,000 | $166,000 | $1,242,000 | $88,000 | $597,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 263 | $60,794,000 | $231,000 | $1,360,000 | $78,000 | $540,000 |
| Debt-To-Income Ratio | 188 | $44,258,000 | $235,000 | $675,000 | $81,000 | $403,000 |
| Collateral | 138 | $32,478,000 | $235,000 | $1,420,000 | $120,000 | $1,200,000 |
| Other | 109 | $25,650,000 | $235,000 | $619,000 | $138,000 | $2,328,000 |
| Unverifiable Information | 61 | $16,227,000 | $266,000 | $1,100,000 | $148,000 | $1,650,000 |
| Employment History | 46 | $11,663,000 | $253,000 | $2,160,000 | $113,000 | $780,000 |
| Credit Application Incomplete | 42 | $9,905,000 | $235,000 | $580,000 | $93,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,113,000 | $228,000 | $735,000 | $99,000 | $228,000 |
| Mortgage Insurance Denied | 7 | $1,210,000 | $172,000 | $247,000 | $60,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterfield Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterfield Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.