Americanwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Americanwest Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americanwest Bank P O Box 105 Chewelah, WA 99109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,441 |
| Total Mortgage Loan Application Amount | $757,807,000 |
| Average Mortgage Loan Application Amount | $237,333 |
| Highest Mortgage Loan Application Amount | $8,550,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $3,383,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Americanwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americanwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Americanwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americanwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Americanwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americanwest Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 462 | $ 77,879,000 | $ 168,000 | $ 82,000 |
| King County Washington | 267 | $ 108,955,000 | $ 408,000 | $ 148,000 |
| Franklin County Washington | 111 | $ 13,784,000 | $ 124,000 | $ 48,000 |
| San Diego County California | 104 | $ 51,581,000 | $ 495,000 | $ 202,000 |
| Union County Oregon | 101 | $ 15,415,000 | $ 152,000 | $ 74,000 |
| Benton County Washington | 100 | $ 16,532,000 | $ 165,000 | $ 96,000 |
| Walla Walla County Washington | 94 | $ 12,204,000 | $ 129,000 | $ 72,000 |
| Pierce County Washington | 82 | $ 28,739,000 | $ 350,000 | $ 97,000 |
| Kootenai County Idaho | 76 | $ 15,126,000 | $ 199,000 | $ 168,000 |
| Stevens County Washington | 74 | $ 11,742,000 | $ 158,000 | $ 83,000 |
| Utah County Utah | 67 | $ 19,750,000 | $ 294,000 | $ 85,000 |
| Whitman County Washington | 60 | $ 10,888,000 | $ 181,000 | $ 97,000 |
| Snohomish County Washington | 57 | $ 19,149,000 | $ 335,000 | $ 104,000 |
| Grant County Washington | 47 | $ 6,775,000 | $ 144,000 | $ 103,000 |
| Yakima County Washington | 44 | $ 6,340,000 | $ 144,000 | $ 78,000 |
| Kitsap County Washington | 42 | $ 13,313,000 | $ 316,000 | $ 157,000 |
| Los Angeles County California | 41 | $ 71,763,000 | $ 1,750,000 | $ 21,000 |
| Umatilla County Oregon | 37 | $ 3,948,000 | $ 106,000 | $ 48,000 |
| Sanpete County Utah | 35 | $ 5,233,000 | $ 149,000 | $ 44,000 |
| Washington County Utah | 30 | $ 5,297,000 | $ 176,000 | $ 110,000 |
| Benewah County Idaho | 29 | $ 4,385,000 | $ 151,000 | $ 55,000 |
| Bonner County Idaho | 27 | $ 5,865,000 | $ 217,000 | $ 157,000 |
| Santa Clara County California | 25 | $ 22,757,000 | $ 910,000 | $ 141,000 |
| Shoshone County Idaho | 25 | $ 2,445,000 | $ 97,000 | $ 57,000 |
| Salt Lake County Utah | 24 | $ 9,700,000 | $ 404,000 | $ 142,000 |
| Alameda County California | 23 | $ 20,520,000 | $ 892,000 | $ 101,000 |
| Riverside County California | 20 | $ 11,803,000 | $ 590,000 | $ 146,000 |
| Wayne County Utah | 15 | $ 1,656,000 | $ 110,000 | $ 51,000 |
| Maricopa County Arizona | 14 | $ 3,314,000 | $ 236,000 | $ 232,000 |
| Latah County Idaho | 14 | $ 2,247,000 | $ 160,000 | $ 69,000 |
| Carbon County Utah | 13 | $ 1,414,000 | $ 108,000 | $ 58,000 |
| Mason County Washington | 12 | $ 2,349,000 | $ 195,000 | $ 125,000 |
| Clearwater County Idaho | 10 | $ 1,095,000 | $ 109,000 | $ 95,000 |
| Orange County California | 9 | $ 7,645,000 | $ 849,000 | $ 174,000 |
| Columbia County Washington | 9 | $ 1,283,000 | $ 142,000 | $ 67,000 |
| Sacramento County California | 8 | $ 20,564,000 | $ 2,570,000 | $ 8,000 |
| Multnomah County Oregon | 8 | $ 2,858,000 | $ 357,000 | $ 94,000 |
| Juab County Utah | 8 | $ 958,000 | $ 119,000 | $ 52,000 |
| Nez Perce County Idaho | 7 | $ 1,284,000 | $ 183,000 | $ 98,000 |
| Clackamas County Oregon | 7 | $ 1,432,000 | $ 204,000 | $ 275,000 |
| Pend Oreille County Washington | 7 | $ 1,247,000 | $ 178,000 | $ 122,000 |
| Chelan County Washington | 6 | $ 1,632,000 | $ 272,000 | $ 271,000 |
| Kittitas County Washington | 6 | $ 1,657,000 | $ 276,000 | $ 75,000 |
| Skagit County Washington | 6 | $ 1,128,000 | $ 188,000 | $ 166,000 |
| Contra Costa County California | 5 | $ 9,258,000 | $ 1,851,000 | $ 85,000 |
| San Bernardino County California | 5 | $ 1,285,000 | $ 257,000 | $ 132,000 |
| Ada County Idaho | 5 | $ 3,128,000 | $ 625,000 | $ 86,000 |
| Clark County Nevada | 5 | $ 1,380,000 | $ 276,000 | $ 131,000 |
| Thurston County Washington | 5 | $ 827,000 | $ 165,000 | $ 125,000 |
| Whatcom County Washington | 5 | $ 3,121,000 | $ 624,000 | $ 60,000 |
| San Joaquin County California | 4 | $ 2,994,000 | $ 748,000 | $ 42,000 |
| Santa Barbara County California | 4 | $ 1,667,000 | $ 416,000 | $ 196,000 |
| Baker County Oregon | 4 | $ 744,000 | $ 186,000 | $ 69,000 |
| Washington County Oregon | 4 | $ 645,000 | $ 161,000 | $ 72,000 |
| Weber County Utah | 4 | $ 3,407,000 | $ 851,000 | $ 82,000 |
| Asotin County Washington | 4 | $ 811,000 | $ 202,000 | $ 93,000 |
| Clark County Washington | 4 | $ 575,000 | $ 143,000 | $ 42,000 |
| Jefferson County Washington | 4 | $ 1,220,000 | $ 305,000 | $ 946,000 |
| Placer County California | 3 | $ 1,867,000 | $ 622,000 | $ 191,000 |
| San Francisco County California | 3 | $ 7,681,000 | $ 2,560,000 | $ 183,000 |
| Ventura County California | 3 | $ 2,223,000 | $ 741,000 | $ 223,000 |
| Lewis and Clark County Montana | 3 | $ 718,000 | $ 239,000 | $ 74,000 |
| Missoula County Montana | 3 | $ 473,000 | $ 157,000 | $ 66,000 |
| Lane County Oregon | 3 | $ 646,000 | $ 215,000 | $ 441,000 |
| Lincoln County Oregon | 3 | $ 494,000 | $ 164,000 | $ 75,000 |
| Linn County Oregon | 3 | $ 2,040,000 | $ 680,000 | $ 59,000 |
| Summit County Utah | 3 | $ 816,000 | $ 272,000 | $ 350,000 |
| Ferry County Washington | 3 | $ 434,000 | $ 144,000 | $ 59,000 |
| Mohave County Arizona | 2 | $ 167,000 | $ 83,000 | $ 129,000 |
| Marin County California | 2 | $ 9,100,000 | $ 4,550,000 | $ 62,000 |
| Napa County California | 2 | $ 14,550,000 | $ 7,275,000 | $ 0 |
| Nevada County California | 2 | $ 543,000 | $ 271,000 | $ 145,000 |
| San Mateo County California | 2 | $ 1,092,000 | $ 546,000 | $ 121,000 |
| Canyon County Idaho | 2 | $ 1,284,000 | $ 642,000 | $ 83,000 |
| Jefferson County Idaho | 2 | $ 170,000 | $ 85,000 | $ 168,000 |
| Teton County Idaho | 2 | $ 353,000 | $ 176,000 | $ 36,000 |
| Valley County Idaho | 2 | $ 330,000 | $ 165,000 | $ 335,000 |
| Sanders County Montana | 2 | $ 302,000 | $ 151,000 | $ 45,000 |
| Deschutes County Oregon | 2 | $ 511,000 | $ 255,000 | $ 104,000 |
| Douglas County Oregon | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| Davis County Utah | 2 | $ 577,000 | $ 288,000 | $ 79,000 |
| Emery County Utah | 2 | $ 75,000 | $ 37,000 | $ 65,000 |
| Adams County Washington | 2 | $ 438,000 | $ 219,000 | $ 52,000 |
| Island County Washington | 2 | $ 834,000 | $ 417,000 | $ 196,000 |
| Okanogan County Washington | 2 | $ 286,000 | $ 143,000 | $ 160,000 |
| Pacific County Washington | 2 | $ 174,000 | $ 87,000 | $ 79,000 |
| San Juan County Washington | 2 | $ 767,000 | $ 383,000 | $ 146,000 |
| Gila County Arizona | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Navajo County Arizona | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Pima County Arizona | 1 | $ 284,000 | $ 284,000 | $ 117,000 |
| Fresno County California | 1 | $ 3,150,000 | $ 3,150,000 | $ 0 |
| Imperial County California | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Kern County California | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Santa Cruz County California | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| Solano County California | 1 | $ 3,850,000 | $ 3,850,000 | $ 0 |
| Sonoma County California | 1 | $ 2,900,000 | $ 2,900,000 | $ 0 |
| Yolo County California | 1 | $ 1,161,000 | $ 1,161,000 | $ 0 |
| Adams County Colorado | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Denver County Colorado | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 3,638,000 | $ 3,638,000 | $ 0 |
| Larimer County Colorado | 1 | $ 410,000 | $ 410,000 | $ 399,000 |
| Boise County Idaho | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Caribou County Idaho | 1 | $ 244,000 | $ 244,000 | $ 90,000 |
| Elmore County Idaho | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Idaho County Idaho | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Lemhi County Idaho | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Lewis County Idaho | 1 | $ 287,000 | $ 287,000 | $ 85,000 |
| Clay County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 102,000 |
| Dawson County Montana | 1 | $ 177,000 | $ 177,000 | $ 105,000 |
| Flathead County Montana | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Golden Valley County Montana | 1 | $ 251,000 | $ 251,000 | $ 43,000 |
| Hill County Montana | 1 | $ 200,000 | $ 200,000 | $ 242,000 |
| Lake County Montana | 1 | $ 257,000 | $ 257,000 | $ 105,000 |
| Powell County Montana | 1 | $ 287,000 | $ 287,000 | $ 150,000 |
| Rosebud County Montana | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Silver Bow County Montana | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Stillwater County Montana | 1 | $ 207,000 | $ 207,000 | $ 101,000 |
| Yellowstone County Montana | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Benton County Oregon | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Josephine County Oregon | 1 | $ 269,000 | $ 269,000 | $ 75,000 |
| Marion County Oregon | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Polk County Oregon | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Tillamook County Oregon | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Wallowa County Oregon | 1 | $ 411,000 | $ 411,000 | $ 89,000 |
| Yamhill County Oregon | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Richland County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Cache County Utah | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Iron County Utah | 1 | $ 155,000 | $ 155,000 | $ 474,000 |
| Rich County Utah | 1 | $ 410,000 | $ 410,000 | $ 138,000 |
| Alexandria County Virginia | 1 | $ 457,000 | $ 457,000 | $ 157,000 |
| Cowlitz County Washington | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
| Douglas County Washington | 1 | $ 415,000 | $ 415,000 | $ 1,430,000 |
| Grays Harbor County Washington | 1 | $ 119,000 | $ 119,000 | $ 107,000 |
| Lincoln County Washington | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Americanwest Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,446 | $517,139,000 | $357,000 | $8,550,000 | $110,000 | $3,383,000 |
| Home Purchase | 975 | $238,439,000 | $244,000 | $5,850,000 | $98,000 | $1,397,000 |
| Home Improvement | 20 | $2,229,000 | $111,000 | $630,000 | $48,000 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,837 | $402,212,000 | $218,000 | $3,431,000 | $115,000 | $3,383,000 |
| Hispanic | 242 | $37,720,000 | $155,000 | $1,755,000 | $59,000 | $533,000 |
| Not Provided | 182 | $95,432,000 | $524,000 | $8,500,000 | $93,000 | $982,000 |
| Asian | 78 | $36,869,000 | $472,000 | $3,787,000 | $115,000 | $536,000 |
| Not applicable | 74 | $178,733,000 | $2,415,000 | $8,550,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,448,000 | $222,000 | $717,000 | $116,000 | $375,000 |
| Black or African American | 9 | $3,567,000 | $396,000 | $1,281,000 | $259,000 | $827,000 |
| American Indian or Alaskan Native | 8 | $826,000 | $103,000 | $175,000 | $62,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,846 | $652,080,000 | $353,000 | $8,550,000 | $120,000 | $3,383,000 |
| FHA-insured (Federal Housing Administration) | 435 | $76,202,000 | $175,000 | $702,000 | $58,000 | $827,000 |
| VA-guaranteed (Veterans Administration) | 111 | $22,567,000 | $203,000 | $538,000 | $63,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,958,000 | $142,000 | $271,000 | $44,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,530 | $378,534,000 | $247,000 | $8,550,000 | $108,000 | $1,430,000 |
| Application Withdrawn By Applicant | 385 | $87,387,000 | $226,000 | $3,863,000 | $116,000 | $3,383,000 |
| Application Denied By Financial Institution | 378 | $253,340,000 | $670,000 | $8,500,000 | $77,000 | $665,000 |
| File Closed For Incompleteness | 124 | $30,232,000 | $243,000 | $1,500,000 | $103,000 | $551,000 |
| Application Approved But Not Accepted | 24 | $8,314,000 | $346,000 | $1,250,000 | $126,000 | $595,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanwest Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americanwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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