America's Choice Home Loans Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
America's Choice Home Loans Lp 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | America's Choice Home Loans Lp 8584 Katy Freeway, Ste 200 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,416 |
| Total Mortgage Loan Application Amount | $261,326,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $959,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with America's Choice Home Loans Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing America's Choice Home Loans Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down America's Choice Home Loans Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how America's Choice Home Loans Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by America's Choice Home Loans Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at America's Choice Home Loans Lp's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 420 | $ 83,312,000 | $ 198,000 | $ 107,000 |
| Fort Bend County Texas | 112 | $ 20,057,000 | $ 179,000 | $ 103,000 |
| Brazos County Texas | 110 | $ 21,386,000 | $ 194,000 | $ 101,000 |
| Montgomery County Texas | 45 | $ 10,568,000 | $ 234,000 | $ 122,000 |
| Middlesex County New Jersey | 42 | $ 9,407,000 | $ 223,000 | $ 87,000 |
| Ocean County New Jersey | 42 | $ 8,871,000 | $ 211,000 | $ 80,000 |
| Nueces County Texas | 39 | $ 5,483,000 | $ 140,000 | $ 79,000 |
| Fulton County Georgia | 37 | $ 5,238,000 | $ 141,000 | $ 48,000 |
| Gwinnett County Georgia | 34 | $ 4,467,000 | $ 131,000 | $ 49,000 |
| Clayton County Georgia | 32 | $ 2,539,000 | $ 79,000 | $ 33,000 |
| Dallas County Texas | 28 | $ 3,916,000 | $ 139,000 | $ 74,000 |
| Travis County Texas | 22 | $ 5,594,000 | $ 254,000 | $ 121,000 |
| DeKalb County Georgia | 19 | $ 1,997,000 | $ 105,000 | $ 32,000 |
| Henry County Georgia | 19 | $ 1,878,000 | $ 98,000 | $ 38,000 |
| Cobb County Georgia | 18 | $ 2,177,000 | $ 120,000 | $ 46,000 |
| Galveston County Texas | 18 | $ 3,015,000 | $ 167,000 | $ 105,000 |
| Monmouth County New Jersey | 15 | $ 3,477,000 | $ 231,000 | $ 98,000 |
| Brazoria County Texas | 15 | $ 2,336,000 | $ 155,000 | $ 79,000 |
| Sussex County Delaware | 14 | $ 2,984,000 | $ 213,000 | $ 99,000 |
| Collin County Texas | 12 | $ 2,446,000 | $ 203,000 | $ 106,000 |
| Tarrant County Texas | 10 | $ 1,695,000 | $ 169,000 | $ 79,000 |
| Bexar County Texas | 8 | $ 1,887,000 | $ 235,000 | $ 96,000 |
| Burleson County Texas | 8 | $ 1,084,000 | $ 135,000 | $ 50,000 |
| Williamson County Texas | 8 | $ 1,839,000 | $ 229,000 | $ 77,000 |
| Douglas County Georgia | 7 | $ 697,000 | $ 99,000 | $ 45,000 |
| Palo Pinto County Texas | 7 | $ 1,180,000 | $ 168,000 | $ 69,000 |
| Fayette County Georgia | 6 | $ 883,000 | $ 147,000 | $ 57,000 |
| Newton County Georgia | 6 | $ 566,000 | $ 94,000 | $ 47,000 |
| Cook County Illinois | 6 | $ 1,276,000 | $ 212,000 | $ 118,000 |
| McHenry County Illinois | 6 | $ 1,309,000 | $ 218,000 | $ 81,000 |
| Denton County Texas | 6 | $ 1,177,000 | $ 196,000 | $ 68,000 |
| Bergen County New Jersey | 5 | $ 1,141,000 | $ 228,000 | $ 56,000 |
| Mercer County New Jersey | 5 | $ 1,240,000 | $ 248,000 | $ 98,000 |
| Marion County Oregon | 5 | $ 1,043,000 | $ 208,000 | $ 77,000 |
| Bell County Texas | 5 | $ 745,000 | $ 149,000 | $ 59,000 |
| Cherokee County Georgia | 4 | $ 454,000 | $ 113,000 | $ 38,000 |
| Forsyth County Georgia | 4 | $ 481,000 | $ 120,000 | $ 57,000 |
| Rockdale County Georgia | 4 | $ 302,000 | $ 75,000 | $ 41,000 |
| Camden County New Jersey | 4 | $ 691,000 | $ 172,000 | $ 56,000 |
| Hudson County New Jersey | 4 | $ 1,086,000 | $ 271,000 | $ 31,000 |
| Morris County New Jersey | 4 | $ 1,415,000 | $ 353,000 | $ 153,000 |
| Oconee County Georgia | 3 | $ 589,000 | $ 196,000 | $ 35,000 |
| Will County Illinois | 3 | $ 347,000 | $ 115,000 | $ 50,000 |
| Cumberland County Maine | 3 | $ 731,000 | $ 243,000 | $ 118,000 |
| Chambers County Texas | 3 | $ 455,000 | $ 151,000 | $ 70,000 |
| Delta County Texas | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Grayson County Texas | 3 | $ 604,000 | $ 201,000 | $ 86,000 |
| Grimes County Texas | 3 | $ 428,000 | $ 142,000 | $ 219,000 |
| Guadalupe County Texas | 3 | $ 1,239,000 | $ 413,000 | $ 114,000 |
| Kaufman County Texas | 3 | $ 402,000 | $ 134,000 | $ 62,000 |
| McLennan County Texas | 3 | $ 189,000 | $ 63,000 | $ 76,000 |
| Rockwall County Texas | 3 | $ 679,000 | $ 226,000 | $ 102,000 |
| San Patricio County Texas | 3 | $ 436,000 | $ 145,000 | $ 65,000 |
| Bibb County Georgia | 2 | $ 146,000 | $ 73,000 | $ 25,000 |
| Carroll County Georgia | 2 | $ 275,000 | $ 137,000 | $ 65,000 |
| Coweta County Georgia | 2 | $ 179,000 | $ 89,000 | $ 28,000 |
| Hall County Georgia | 2 | $ 188,000 | $ 94,000 | $ 38,000 |
| Paulding County Georgia | 2 | $ 162,000 | $ 81,000 | $ 31,000 |
| Walton County Georgia | 2 | $ 264,000 | $ 132,000 | $ 48,000 |
| Penobscot County Maine | 2 | $ 274,000 | $ 137,000 | $ 72,000 |
| York County Maine | 2 | $ 364,000 | $ 182,000 | $ 103,000 |
| Somerset County New Jersey | 2 | $ 592,000 | $ 296,000 | $ 153,000 |
| Sussex County New Jersey | 2 | $ 312,000 | $ 156,000 | $ 184,000 |
| Bastrop County Texas | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Ellis County Texas | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Fayette County Texas | 2 | $ 634,000 | $ 317,000 | $ 311,000 |
| Hunt County Texas | 2 | $ 326,000 | $ 163,000 | $ 73,000 |
| Kendall County Texas | 2 | $ 817,000 | $ 408,000 | $ 174,000 |
| Liberty County Texas | 2 | $ 246,000 | $ 123,000 | $ 106,000 |
| Robertson County Texas | 2 | $ 331,000 | $ 165,000 | $ 116,000 |
| Waller County Texas | 2 | $ 591,000 | $ 295,000 | $ 79,000 |
| Washington County Texas | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Webb County Texas | 2 | $ 350,000 | $ 175,000 | $ 132,000 |
| Virginia Beach County Virginia | 2 | $ 656,000 | $ 328,000 | $ 86,000 |
| Jefferson County Alabama | 1 | $ 36,000 | $ 36,000 | $ 17,000 |
| Kent County Delaware | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| New Castle County Delaware | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Barrow County Georgia | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Clarke County Georgia | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Dawson County Georgia | 1 | $ 190,000 | $ 190,000 | $ 130,000 |
| Dougherty County Georgia | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Jackson County Georgia | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Lee County Georgia | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Madison County Illinois | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Frederick County Maryland | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Harford County Maryland | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| Montgomery County Maryland | 1 | $ 259,000 | $ 259,000 | $ 139,000 |
| Washington County Maryland | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Burlington County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Essex County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Gloucester County New Jersey | 1 | $ 267,000 | $ 267,000 | $ 83,000 |
| Union County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 146,000 |
| Warren County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Multnomah County Oregon | 1 | $ 152,000 | $ 152,000 | $ 200,000 |
| Polk County Oregon | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Wasco County Oregon | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Yamhill County Oregon | 1 | $ 306,000 | $ 306,000 | $ 76,000 |
| Aransas County Texas | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Austin County Texas | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| Burnet County Texas | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Coleman County Texas | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Comal County Texas | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Erath County Texas | 1 | $ 224,000 | $ 224,000 | $ 69,000 |
| Gillespie County Texas | 1 | $ 1,600,000 | $ 1,600,000 | $ 831,000 |
| Gregg County Texas | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Hidalgo County Texas | 1 | $ 69,000 | $ 69,000 | $ 116,000 |
| Johnson County Texas | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Kleberg County Texas | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Lee County Texas | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Leon County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Lubbock County Texas | 1 | $ 201,000 | $ 201,000 | $ 73,000 |
| Madison County Texas | 1 | $ 292,000 | $ 292,000 | $ 115,000 |
| Matagorda County Texas | 1 | $ 256,000 | $ 256,000 | $ 99,000 |
| Midland County Texas | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Nacogdoches County Texas | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Polk County Texas | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| San Jacinto County Texas | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Sterling County Texas | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Tyler County Texas | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Van Zandt County Texas | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Victoria County Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Walker County Texas | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Wharton County Texas | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Wheeler County Texas | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Portsmouth County Virginia | 1 | $ 208,000 | $ 208,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for America's Choice Home Loans Lp in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,015 | $171,668,000 | $169,000 | $825,000 | $82,000 | $825,000 |
| Refinancing | 400 | $89,417,000 | $223,000 | $1,600,000 | $116,000 | $959,000 |
| Home Improvement | 1 | $241,000 | $241,000 | $241,000 | $65,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 813 | $166,672,000 | $205,000 | $1,600,000 | $105,000 | $959,000 |
| Black or African American | 279 | $35,223,000 | $126,000 | $393,000 | $52,000 | $230,000 |
| Hispanic | 176 | $28,147,000 | $159,000 | $417,000 | $75,000 | $492,000 |
| Not Provided | 100 | $21,747,000 | $217,000 | $800,000 | $114,000 | $384,000 |
| Asian | 43 | $8,721,000 | $202,000 | $417,000 | $113,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $676,000 | $169,000 | $209,000 | $102,000 | $205,000 |
| American Indian or Alaskan Native | 1 | $140,000 | $140,000 | $140,000 | $54,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 688 | $98,802,000 | $143,000 | $638,000 | $60,000 | $454,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 602 | $139,394,000 | $231,000 | $1,600,000 | $132,000 | $959,000 |
| VA-guaranteed (Veterans Administration) | 92 | $18,064,000 | $196,000 | $417,000 | $69,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,066,000 | $149,000 | $306,000 | $51,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 959 | $179,181,000 | $186,000 | $1,243,000 | $95,000 | $959,000 |
| Application Withdrawn By Applicant | 395 | $71,891,000 | $182,000 | $1,600,000 | $87,000 | $831,000 |
| Application Denied By Financial Institution | 60 | $10,101,000 | $168,000 | $417,000 | $70,000 | $210,000 |
| File Closed For Incompleteness | 2 | $153,000 | $76,000 | $102,000 | $51,000 | $69,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,966,000 | $151,000 | $316,000 | $57,000 | $125,000 |
| Debt-To-Income Ratio | 9 | $1,211,000 | $134,000 | $229,000 | $69,000 | $121,000 |
| Collateral | 8 | $1,817,000 | $227,000 | $359,000 | $77,000 | $145,000 |
| Other | 4 | $1,077,000 | $269,000 | $400,000 | $90,000 | $126,000 |
| Unverifiable Information | 4 | $1,007,000 | $251,000 | $417,000 | $145,000 | $210,000 |
| Credit Application Incomplete | 1 | $171,000 | $171,000 | $171,000 | $58,000 | $58,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into America's Choice Home Loans Lp's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess America's Choice Home Loans Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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