America's Choice Home Loans Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
America's Choice Home Loans Lp 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | America's Choice Home Loans Lp 8584 Katy Freeway, Ste 200 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,079 |
| Total Mortgage Loan Application Amount | $544,155,000 |
| Average Mortgage Loan Application Amount | $289,750 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $156,750 |
| Highest Applicant Income | $1,169,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with America's Choice Home Loans Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing America's Choice Home Loans Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down America's Choice Home Loans Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how America's Choice Home Loans Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by America's Choice Home Loans Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at America's Choice Home Loans Lp's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 612 | $ 158,320,000 | $ 258,000 | $ 130,000 |
| Brazos County Texas | 343 | $ 88,655,000 | $ 258,000 | $ 153,000 |
| Fort Bend County Texas | 231 | $ 63,245,000 | $ 273,000 | $ 138,000 |
| Montgomery County Texas | 93 | $ 26,175,000 | $ 281,000 | $ 141,000 |
| McLennan County Texas | 64 | $ 18,280,000 | $ 285,000 | $ 182,000 |
| Ocean County New Jersey | 56 | $ 13,020,000 | $ 232,000 | $ 89,000 |
| Galveston County Texas | 51 | $ 14,475,000 | $ 283,000 | $ 153,000 |
| Williamson County Texas | 51 | $ 13,595,000 | $ 266,000 | $ 119,000 |
| Travis County Texas | 41 | $ 13,345,000 | $ 325,000 | $ 185,000 |
| Brazoria County Texas | 39 | $ 9,065,000 | $ 232,000 | $ 134,000 |
| Maverick County Texas | 30 | $ 5,100,000 | $ 170,000 | $ 59,000 |
| Henderson County Texas | 25 | $ 5,875,000 | $ 235,000 | $ 149,000 |
| Bexar County Texas | 24 | $ 6,740,000 | $ 280,000 | $ 126,000 |
| Bell County Texas | 23 | $ 5,365,000 | $ 233,000 | $ 139,000 |
| Hidalgo County Texas | 21 | $ 5,305,000 | $ 252,000 | $ 302,000 |
| Dallas County Texas | 14 | $ 4,090,000 | $ 292,000 | $ 217,000 |
| Mills County Texas | 14 | $ 3,750,000 | $ 267,000 | $ 148,000 |
| Waller County Texas | 13 | $ 3,915,000 | $ 301,000 | $ 114,000 |
| Forsyth County Georgia | 11 | $ 2,935,000 | $ 266,000 | $ 97,000 |
| Comal County Texas | 11 | $ 4,075,000 | $ 370,000 | $ 156,000 |
| Lampasas County Texas | 11 | $ 1,875,000 | $ 170,000 | $ 100,000 |
| Burleson County Texas | 10 | $ 2,280,000 | $ 228,000 | $ 84,000 |
| Grimes County Texas | 10 | $ 2,990,000 | $ 299,000 | $ 94,000 |
| Navarro County Texas | 10 | $ 1,520,000 | $ 152,000 | $ 109,000 |
| Collin County Texas | 9 | $ 3,065,000 | $ 340,000 | $ 183,000 |
| Tarrant County Texas | 9 | $ 2,805,000 | $ 311,000 | $ 185,000 |
| Ellis County Texas | 7 | $ 2,495,000 | $ 356,000 | $ 194,000 |
| Dawson County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 97,000 |
| Denton County Texas | 6 | $ 1,960,000 | $ 326,000 | $ 149,000 |
| Milam County Texas | 6 | $ 1,660,000 | $ 276,000 | $ 116,000 |
| Robertson County Texas | 6 | $ 2,100,000 | $ 350,000 | $ 103,000 |
| Burnet County Texas | 5 | $ 1,745,000 | $ 349,000 | $ 147,000 |
| Hall County Georgia | 4 | $ 1,420,000 | $ 355,000 | $ 238,000 |
| Lumpkin County Georgia | 4 | $ 970,000 | $ 242,000 | $ 72,000 |
| Brown County Texas | 4 | $ 520,000 | $ 130,000 | $ 54,000 |
| Hamilton County Texas | 4 | $ 670,000 | $ 167,000 | $ 107,000 |
| Jefferson County Texas | 4 | $ 620,000 | $ 155,000 | $ 57,000 |
| Midland County Texas | 4 | $ 970,000 | $ 242,000 | $ 136,000 |
| Smith County Texas | 4 | $ 740,000 | $ 185,000 | $ 190,000 |
| Cobb County Georgia | 3 | $ 925,000 | $ 308,000 | $ 122,000 |
| DeKalb County Georgia | 3 | $ 705,000 | $ 235,000 | $ 243,000 |
| Newton County Georgia | 3 | $ 495,000 | $ 165,000 | $ 56,000 |
| Monmouth County New Jersey | 3 | $ 975,000 | $ 325,000 | $ 176,000 |
| Coryell County Texas | 3 | $ 505,000 | $ 168,000 | $ 112,000 |
| Hill County Texas | 3 | $ 395,000 | $ 131,000 | $ 87,000 |
| Parker County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 105,000 |
| Columbia County Georgia | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Douglas County Georgia | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Atlantic County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Middlesex County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Anderson County Texas | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Austin County Texas | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Bastrop County Texas | 2 | $ 940,000 | $ 470,000 | $ 213,000 |
| Callahan County Texas | 2 | $ 560,000 | $ 280,000 | $ 104,000 |
| Chambers County Texas | 2 | $ 480,000 | $ 240,000 | $ 107,000 |
| Colorado County Texas | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Erath County Texas | 2 | $ 420,000 | $ 210,000 | $ 122,000 |
| Gillespie County Texas | 2 | $ 790,000 | $ 395,000 | $ 210,000 |
| Hays County Texas | 2 | $ 810,000 | $ 405,000 | $ 261,000 |
| Lee County Texas | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Leon County Texas | 2 | $ 430,000 | $ 215,000 | $ 126,000 |
| Llano County Texas | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Nueces County Texas | 2 | $ 770,000 | $ 385,000 | $ 157,000 |
| Titus County Texas | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Washington County Texas | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Coweta County Georgia | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Fulton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Rockdale County Georgia | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| White County Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 793,000 |
| Mercer County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Calhoun County Texas | 1 | $ 475,000 | $ 475,000 | $ 272,000 |
| Cameron County Texas | 1 | $ 515,000 | $ 515,000 | $ 292,000 |
| Comanche County Texas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Franklin County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Grayson County Texas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Guadalupe County Texas | 1 | $ 175,000 | $ 175,000 | $ 266,000 |
| Houston County Texas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Hunt County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Johnson County Texas | 1 | $ 435,000 | $ 435,000 | $ 346,000 |
| Kaufman County Texas | 1 | $ 305,000 | $ 305,000 | $ 256,000 |
| Kerr County Texas | 1 | $ 255,000 | $ 255,000 | $ 310,000 |
| Lubbock County Texas | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Madison County Texas | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Polk County Texas | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Rockwall County Texas | 1 | $ 335,000 | $ 335,000 | $ 182,000 |
| San Patricio County Texas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Trinity County Texas | 1 | $ 275,000 | $ 275,000 | $ 669,000 |
| Uvalde County Texas | 1 | $ 515,000 | $ 515,000 | $ 360,000 |
| Val Verde County Texas | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Van Zandt County Texas | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Victoria County Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Walker County Texas | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Wharton County Texas | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for America's Choice Home Loans Lp in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,037 | $255,875,000 | $246,000 | $1,005,000 | $109,000 | $1,169,000 |
| Refinancing | 899 | $249,295,000 | $277,000 | $2,505,000 | $165,000 | $1,076,000 |
| Cash-out Refinancing | 141 | $38,255,000 | $271,000 | $1,005,000 | $171,000 | $600,000 |
| Home Improvement | 2 | $730,000 | $365,000 | $485,000 | $182,000 | $311,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,397 | $383,765,000 | $274,000 | $1,205,000 | $155,000 | $1,169,000 |
| Hispanic | 329 | $68,455,000 | $208,000 | $515,000 | $81,000 | $312,000 |
| Black or African American | 144 | $34,340,000 | $238,000 | $655,000 | $105,000 | $349,000 |
| Not Provided | 108 | $27,330,000 | $253,000 | $515,000 | $128,000 | $720,000 |
| Asian | 92 | $28,290,000 | $307,000 | $2,505,000 | $140,000 | $900,000 |
| American Indian or Alaskan Native | 2 | $510,000 | $255,000 | $295,000 | $121,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $390,000 | $195,000 | $215,000 | $59,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,565 | $424,095,000 | $270,000 | $2,505,000 | $158,000 | $1,169,000 |
| FHA-insured (Federal Housing Administration) | 381 | $81,245,000 | $213,000 | $495,000 | $70,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 113 | $34,945,000 | $309,000 | $775,000 | $95,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,870,000 | $193,000 | $255,000 | $62,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,512 | $397,850,000 | $263,000 | $1,205,000 | $142,000 | $1,169,000 |
| Application Withdrawn By Applicant | 522 | $137,090,000 | $262,000 | $2,505,000 | $127,000 | $1,076,000 |
| Application Denied By Financial Institution | 45 | $9,215,000 | $204,000 | $415,000 | $96,000 | $575,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,034 | $534,940,000 | $262,000 | $2,505,000 | $138,000 | $1,169,000 |
| Other | 9 | $1,925,000 | $213,000 | $365,000 | $146,000 | $575,000 |
| Debt-To-Income Ratio | 9 | $1,725,000 | $191,000 | $355,000 | $48,000 | $67,000 |
| Employment History | 7 | $1,565,000 | $223,000 | $375,000 | $115,000 | $300,000 |
| Collateral | 6 | $1,010,000 | $168,000 | $255,000 | $116,000 | $190,000 |
| Unverifiable Information | 4 | $890,000 | $222,000 | $295,000 | $74,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,050,000 | $262,000 | $415,000 | $78,000 | $120,000 |
| Credit History | 4 | $750,000 | $187,000 | $265,000 | $89,000 | $118,000 |
| Credit Application Incomplete | 2 | $300,000 | $150,000 | $195,000 | $54,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into America's Choice Home Loans Lp's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess America's Choice Home Loans Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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