Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Americash 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,719 |
| Total Mortgage Loan Application Amount | $627,552,000 |
| Average Mortgage Loan Application Amount | $279,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $138,500 |
| Highest Applicant Income | $1,675,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 274 | $ 53,686,000 | $ 195,000 | $ 77,000 |
| Los Angeles County California | 206 | $ 71,740,000 | $ 348,000 | $ 150,000 |
| Orange County California | 95 | $ 41,061,000 | $ 432,000 | $ 193,000 |
| Riverside County California | 85 | $ 22,607,000 | $ 265,000 | $ 135,000 |
| Cook County Illinois | 70 | $ 13,288,000 | $ 189,000 | $ 74,000 |
| San Bernardino County California | 69 | $ 17,160,000 | $ 248,000 | $ 109,000 |
| Broward County Florida | 55 | $ 12,138,000 | $ 220,000 | $ 112,000 |
| San Diego County California | 53 | $ 20,902,000 | $ 394,000 | $ 169,000 |
| Pima County Arizona | 52 | $ 11,156,000 | $ 214,000 | $ 113,000 |
| Palm Beach County Florida | 37 | $ 7,841,000 | $ 211,000 | $ 87,000 |
| Miami-Dade County Florida | 36 | $ 7,596,000 | $ 211,000 | $ 106,000 |
| Salt Lake County Utah | 35 | $ 5,491,000 | $ 156,000 | $ 91,000 |
| King County Washington | 34 | $ 10,644,000 | $ 313,000 | $ 145,000 |
| Duval County Florida | 33 | $ 5,007,000 | $ 151,000 | $ 59,000 |
| Hillsborough County Florida | 31 | $ 5,746,000 | $ 185,000 | $ 87,000 |
| Alameda County California | 29 | $ 8,990,000 | $ 310,000 | $ 123,000 |
| Orange County Florida | 27 | $ 5,181,000 | $ 191,000 | $ 103,000 |
| Pinellas County Florida | 27 | $ 6,612,000 | $ 244,000 | $ 91,000 |
| Lee County Florida | 26 | $ 5,432,000 | $ 208,000 | $ 88,000 |
| Pierce County Washington | 24 | $ 4,454,000 | $ 185,000 | $ 88,000 |
| Contra Costa County California | 22 | $ 9,527,000 | $ 433,000 | $ 177,000 |
| Santa Clara County California | 22 | $ 10,147,000 | $ 461,000 | $ 144,000 |
| Kern County California | 21 | $ 4,308,000 | $ 205,000 | $ 71,000 |
| Volusia County Florida | 21 | $ 3,592,000 | $ 171,000 | $ 69,000 |
| Shelby County Tennessee | 20 | $ 2,582,000 | $ 129,000 | $ 86,000 |
| Mohave County Arizona | 19 | $ 3,061,000 | $ 161,000 | $ 57,000 |
| Ventura County California | 19 | $ 6,722,000 | $ 353,000 | $ 132,000 |
| Bernalillo County New Mexico | 19 | $ 2,531,000 | $ 133,000 | $ 57,000 |
| Snohomish County Washington | 19 | $ 4,610,000 | $ 242,000 | $ 105,000 |
| Sacramento County California | 18 | $ 4,802,000 | $ 266,000 | $ 93,000 |
| San Mateo County California | 17 | $ 5,266,000 | $ 309,000 | $ 173,000 |
| DuPage County Illinois | 17 | $ 3,646,000 | $ 214,000 | $ 87,000 |
| Pasco County Florida | 16 | $ 2,720,000 | $ 170,000 | $ 74,000 |
| Brevard County Florida | 14 | $ 2,145,000 | $ 153,000 | $ 65,000 |
| Marion County Florida | 14 | $ 2,447,000 | $ 174,000 | $ 95,000 |
| Polk County Florida | 14 | $ 1,629,000 | $ 116,000 | $ 74,000 |
| Jackson County Missouri | 14 | $ 1,892,000 | $ 135,000 | $ 81,000 |
| Utah County Utah | 14 | $ 2,796,000 | $ 199,000 | $ 77,000 |
| San Luis Obispo County California | 13 | $ 4,585,000 | $ 352,000 | $ 200,000 |
| Ada County Idaho | 13 | $ 2,190,000 | $ 168,000 | $ 76,000 |
| Fresno County California | 12 | $ 2,958,000 | $ 246,000 | $ 84,000 |
| Seminole County Florida | 12 | $ 2,821,000 | $ 235,000 | $ 69,000 |
| Will County Illinois | 12 | $ 2,584,000 | $ 215,000 | $ 82,000 |
| St. Louis County Missouri | 12 | $ 2,445,000 | $ 203,000 | $ 102,000 |
| Multnomah County Oregon | 12 | $ 2,311,000 | $ 192,000 | $ 85,000 |
| Charleston County South Carolina | 12 | $ 6,051,000 | $ 504,000 | $ 324,000 |
| Davidson County Tennessee | 12 | $ 1,530,000 | $ 127,000 | $ 68,000 |
| Cochise County Arizona | 11 | $ 1,702,000 | $ 154,000 | $ 101,000 |
| Pinal County Arizona | 11 | $ 2,581,000 | $ 234,000 | $ 92,000 |
| San Joaquin County California | 11 | $ 3,619,000 | $ 329,000 | $ 102,000 |
| Charlotte County Florida | 11 | $ 1,817,000 | $ 165,000 | $ 73,000 |
| Collier County Florida | 11 | $ 2,749,000 | $ 249,000 | $ 68,000 |
| Escambia County Florida | 11 | $ 1,424,000 | $ 129,000 | $ 68,000 |
| Clackamas County Oregon | 11 | $ 2,508,000 | $ 228,000 | $ 88,000 |
| Lane County Oregon | 11 | $ 1,936,000 | $ 176,000 | $ 75,000 |
| Milwaukee County Wisconsin | 11 | $ 1,366,000 | $ 124,000 | $ 66,000 |
| Solano County California | 10 | $ 2,397,000 | $ 239,000 | $ 113,000 |
| Sarasota County Florida | 10 | $ 3,474,000 | $ 347,000 | $ 151,000 |
| Kitsap County Washington | 10 | $ 1,825,000 | $ 182,000 | $ 82,000 |
| Lake County Illinois | 9 | $ 2,043,000 | $ 227,000 | $ 96,000 |
| McHenry County Illinois | 9 | $ 1,583,000 | $ 175,000 | $ 89,000 |
| Lexington County South Carolina | 9 | $ 1,288,000 | $ 143,000 | $ 70,000 |
| St. Lucie County Florida | 8 | $ 1,302,000 | $ 162,000 | $ 69,000 |
| St. Clair County Illinois | 8 | $ 665,000 | $ 83,000 | $ 65,000 |
| Washington County Oregon | 8 | $ 1,772,000 | $ 221,000 | $ 96,000 |
| Dane County Wisconsin | 8 | $ 2,917,000 | $ 364,000 | $ 196,000 |
| Placer County California | 7 | $ 2,079,000 | $ 297,000 | $ 113,000 |
| Bay County Florida | 7 | $ 1,082,000 | $ 154,000 | $ 87,000 |
| Lake County Florida | 7 | $ 1,229,000 | $ 175,000 | $ 82,000 |
| St. Johns County Florida | 7 | $ 1,537,000 | $ 219,000 | $ 95,000 |
| Oklahoma County Oklahoma | 7 | $ 640,000 | $ 91,000 | $ 72,000 |
| Horry County South Carolina | 7 | $ 1,362,000 | $ 194,000 | $ 91,000 |
| Davis County Utah | 7 | $ 1,413,000 | $ 201,000 | $ 92,000 |
| Douglas County Colorado | 6 | $ 985,000 | $ 164,000 | $ 126,000 |
| El Paso County Colorado | 6 | $ 720,000 | $ 120,000 | $ 53,000 |
| Manatee County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 85,000 |
| Osceola County Florida | 6 | $ 1,128,000 | $ 188,000 | $ 69,000 |
| Canyon County Idaho | 6 | $ 811,000 | $ 135,000 | $ 60,000 |
| Jefferson County Missouri | 6 | $ 904,000 | $ 150,000 | $ 89,000 |
| Dona Ana County New Mexico | 6 | $ 1,328,000 | $ 221,000 | $ 70,000 |
| Santa Fe County New Mexico | 6 | $ 1,473,000 | $ 245,000 | $ 82,000 |
| Richland County South Carolina | 6 | $ 565,000 | $ 94,000 | $ 132,000 |
| Yuma County Arizona | 5 | $ 1,423,000 | $ 284,000 | $ 82,000 |
| Santa Barbara County California | 5 | $ 1,901,000 | $ 380,000 | $ 126,000 |
| Sonoma County California | 5 | $ 906,000 | $ 181,000 | $ 98,000 |
| Arapahoe County Colorado | 5 | $ 1,278,000 | $ 255,000 | $ 94,000 |
| Okaloosa County Florida | 5 | $ 639,000 | $ 127,000 | $ 50,000 |
| Marion County Indiana | 5 | $ 840,000 | $ 168,000 | $ 66,000 |
| Dakota County Minnesota | 5 | $ 800,000 | $ 160,000 | $ 91,000 |
| Hennepin County Minnesota | 5 | $ 731,000 | $ 146,000 | $ 73,000 |
| Todd County Minnesota | 5 | $ 747,000 | $ 149,000 | $ 64,000 |
| Sandoval County New Mexico | 5 | $ 808,000 | $ 161,000 | $ 64,000 |
| Berkeley County South Carolina | 5 | $ 538,000 | $ 107,000 | $ 63,000 |
| Hamilton County Tennessee | 5 | $ 542,000 | $ 108,000 | $ 70,000 |
| Knox County Tennessee | 5 | $ 499,000 | $ 99,000 | $ 66,000 |
| Washington County Utah | 5 | $ 843,000 | $ 168,000 | $ 57,000 |
| Weber County Utah | 5 | $ 765,000 | $ 153,000 | $ 78,000 |
| Clark County Washington | 5 | $ 1,951,000 | $ 390,000 | $ 156,000 |
| Spokane County Washington | 5 | $ 755,000 | $ 151,000 | $ 47,000 |
| Navajo County Arizona | 4 | $ 1,039,000 | $ 259,000 | $ 127,000 |
| Yavapai County Arizona | 4 | $ 685,000 | $ 171,000 | $ 73,000 |
| Imperial County California | 4 | $ 780,000 | $ 195,000 | $ 88,000 |
| Kings County California | 4 | $ 460,000 | $ 115,000 | $ 63,000 |
| Merced County California | 4 | $ 1,124,000 | $ 281,000 | $ 108,000 |
| San Francisco County California | 4 | $ 1,887,000 | $ 471,000 | $ 211,000 |
| Santa Cruz County California | 4 | $ 1,725,000 | $ 431,000 | $ 282,000 |
| Tulare County California | 4 | $ 1,085,000 | $ 271,000 | $ 109,000 |
| Citrus County Florida | 4 | $ 1,068,000 | $ 267,000 | $ 51,000 |
| Flagler County Florida | 4 | $ 949,000 | $ 237,000 | $ 75,000 |
| Okeechobee County Florida | 4 | $ 385,000 | $ 96,000 | $ 43,000 |
| Champaign County Illinois | 4 | $ 579,000 | $ 144,000 | $ 78,000 |
| DeKalb County Illinois | 4 | $ 1,507,000 | $ 376,000 | $ 113,000 |
| Kane County Illinois | 4 | $ 1,309,000 | $ 327,000 | $ 116,000 |
| McLean County Illinois | 4 | $ 426,000 | $ 106,000 | $ 80,000 |
| St. Louis City County Missouri | 4 | $ 855,000 | $ 213,000 | $ 169,000 |
| Taney County Missouri | 4 | $ 178,000 | $ 44,000 | $ 136,000 |
| Valencia County New Mexico | 4 | $ 477,000 | $ 119,000 | $ 67,000 |
| Canadian County Oklahoma | 4 | $ 453,000 | $ 113,000 | $ 54,000 |
| Deschutes County Oregon | 4 | $ 1,003,000 | $ 250,000 | $ 141,000 |
| Aiken County South Carolina | 4 | $ 403,000 | $ 100,000 | $ 73,000 |
| Greenville County South Carolina | 4 | $ 619,000 | $ 154,000 | $ 74,000 |
| Spartanburg County South Carolina | 4 | $ 244,000 | $ 61,000 | $ 68,000 |
| Sevier County Tennessee | 4 | $ 392,000 | $ 98,000 | $ 95,000 |
| Cowlitz County Washington | 4 | $ 364,000 | $ 91,000 | $ 63,000 |
| Island County Washington | 4 | $ 816,000 | $ 204,000 | $ 56,000 |
| Stevens County Washington | 4 | $ 1,002,000 | $ 250,000 | $ 113,000 |
| Taylor County Wisconsin | 4 | $ 329,000 | $ 82,000 | $ 96,000 |
| Waukesha County Wisconsin | 4 | $ 686,000 | $ 171,000 | $ 90,000 |
| Coconino County Arizona | 3 | $ 717,000 | $ 239,000 | $ 43,000 |
| El Dorado County California | 3 | $ 1,083,000 | $ 361,000 | $ 137,000 |
| Madera County California | 3 | $ 1,138,000 | $ 379,000 | $ 124,000 |
| Monterey County California | 3 | $ 1,430,000 | $ 476,000 | $ 219,000 |
| Sutter County California | 3 | $ 739,000 | $ 246,000 | $ 69,000 |
| Tuolumne County California | 3 | $ 1,086,000 | $ 362,000 | $ 176,000 |
| Adams County Colorado | 3 | $ 323,000 | $ 107,000 | $ 74,000 |
| Denver County Colorado | 3 | $ 710,000 | $ 236,000 | $ 148,000 |
| Hernando County Florida | 3 | $ 508,000 | $ 169,000 | $ 56,000 |
| Indian River County Florida | 3 | $ 521,000 | $ 173,000 | $ 79,000 |
| Leon County Florida | 3 | $ 588,000 | $ 196,000 | $ 41,000 |
| Nassau County Florida | 3 | $ 440,000 | $ 146,000 | $ 67,000 |
| Putnam County Florida | 3 | $ 461,000 | $ 153,000 | $ 67,000 |
| Coles County Illinois | 3 | $ 329,000 | $ 109,000 | $ 154,000 |
| Kankakee County Illinois | 3 | $ 320,000 | $ 106,000 | $ 78,000 |
| Peoria County Illinois | 3 | $ 412,000 | $ 137,000 | $ 40,000 |
| Sangamon County Illinois | 3 | $ 253,000 | $ 84,000 | $ 66,000 |
| Winnebago County Illinois | 3 | $ 338,000 | $ 112,000 | $ 49,000 |
| Hamilton County Indiana | 3 | $ 438,000 | $ 146,000 | $ 44,000 |
| Ramsey County Minnesota | 3 | $ 599,000 | $ 199,000 | $ 83,000 |
| Washington County Minnesota | 3 | $ 581,000 | $ 193,000 | $ 76,000 |
| Camden County Missouri | 3 | $ 844,000 | $ 281,000 | $ 108,000 |
| Clay County Missouri | 3 | $ 227,000 | $ 75,000 | $ 65,000 |
| Greene County Missouri | 3 | $ 366,000 | $ 122,000 | $ 36,000 |
| Johnson County Missouri | 3 | $ 495,000 | $ 165,000 | $ 56,000 |
| Comanche County Oklahoma | 3 | $ 431,000 | $ 143,000 | $ 97,000 |
| Haskell County Oklahoma | 3 | $ 226,000 | $ 75,000 | $ 48,000 |
| Coos County Oregon | 3 | $ 437,000 | $ 145,000 | $ 66,000 |
| Marion County Oregon | 3 | $ 595,000 | $ 198,000 | $ 53,000 |
| Yamhill County Oregon | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Beaufort County South Carolina | 3 | $ 408,000 | $ 136,000 | $ 104,000 |
| Georgetown County South Carolina | 3 | $ 1,017,000 | $ 339,000 | $ 96,000 |
| Rutherford County Tennessee | 3 | $ 299,000 | $ 99,000 | $ 62,000 |
| Sullivan County Tennessee | 3 | $ 428,000 | $ 142,000 | $ 51,000 |
| Sumner County Tennessee | 3 | $ 350,000 | $ 116,000 | $ 30,000 |
| Washington County Tennessee | 3 | $ 238,000 | $ 79,000 | $ 99,000 |
| Tooele County Utah | 3 | $ 468,000 | $ 156,000 | $ 62,000 |
| Clallam County Washington | 3 | $ 382,000 | $ 127,000 | $ 38,000 |
| Thurston County Washington | 3 | $ 502,000 | $ 167,000 | $ 90,000 |
| Kenosha County Wisconsin | 3 | $ 434,000 | $ 144,000 | $ 73,000 |
| Ozaukee County Wisconsin | 3 | $ 1,111,000 | $ 370,000 | $ 100,000 |
| Gila County Arizona | 2 | $ 265,000 | $ 132,000 | $ 46,000 |
| Amador County California | 2 | $ 252,000 | $ 126,000 | $ 74,000 |
| Butte County California | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| Del Norte County California | 2 | $ 312,000 | $ 156,000 | $ 36,000 |
| Marin County California | 2 | $ 3,594,000 | $ 1,797,000 | $ 424,000 |
| Mariposa County California | 2 | $ 569,000 | $ 284,000 | $ 73,000 |
| Shasta County California | 2 | $ 491,000 | $ 245,000 | $ 65,000 |
| Siskiyou County California | 2 | $ 270,000 | $ 135,000 | $ 126,000 |
| Conejos County Colorado | 2 | $ 295,000 | $ 147,000 | $ 146,000 |
| Delta County Colorado | 2 | $ 237,000 | $ 118,000 | $ 50,000 |
| La Plata County Colorado | 2 | $ 374,000 | $ 187,000 | $ 102,000 |
| Logan County Colorado | 2 | $ 323,000 | $ 161,000 | $ 95,000 |
| Montezuma County Colorado | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Weld County Colorado | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Alachua County Florida | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Clay County Florida | 2 | $ 199,000 | $ 99,000 | $ 74,000 |
| Highlands County Florida | 2 | $ 298,000 | $ 149,000 | $ 126,000 |
| Jackson County Florida | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Martin County Florida | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Monroe County Florida | 2 | $ 785,000 | $ 392,000 | $ 465,000 |
| Santa Rosa County Florida | 2 | $ 724,000 | $ 362,000 | $ 98,000 |
| Bonneville County Idaho | 2 | $ 235,000 | $ 117,000 | $ 43,000 |
| Kootenai County Idaho | 2 | $ 396,000 | $ 198,000 | $ 22,000 |
| Madison County Idaho | 2 | $ 456,000 | $ 228,000 | $ 63,000 |
| Kendall County Illinois | 2 | $ 590,000 | $ 295,000 | $ 76,000 |
| LaSalle County Illinois | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| Ogle County Illinois | 2 | $ 257,000 | $ 128,000 | $ 52,000 |
| Vermilion County Illinois | 2 | $ 84,000 | $ 42,000 | $ 56,000 |
| Allen County Indiana | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Harrison County Indiana | 2 | $ 152,000 | $ 76,000 | $ 58,000 |
| Johnson County Indiana | 2 | $ 245,000 | $ 122,000 | $ 57,000 |
| Lake County Indiana | 2 | $ 278,000 | $ 139,000 | $ 180,000 |
| Vanderburgh County Indiana | 2 | $ 133,000 | $ 66,000 | $ 41,000 |
| Oakland County Michigan | 2 | $ 206,000 | $ 103,000 | $ 65,000 |
| Anoka County Minnesota | 2 | $ 177,000 | $ 88,000 | $ 101,000 |
| Carlton County Minnesota | 2 | $ 135,000 | $ 67,000 | $ 40,000 |
| Carver County Minnesota | 2 | $ 392,000 | $ 196,000 | $ 76,000 |
| St. Louis County Minnesota | 2 | $ 185,000 | $ 92,000 | $ 32,000 |
| Wright County Minnesota | 2 | $ 747,000 | $ 373,000 | $ 214,000 |
| Benton County Missouri | 2 | $ 268,000 | $ 134,000 | $ 66,000 |
| Platte County Missouri | 2 | $ 422,000 | $ 211,000 | $ 62,000 |
| Delaware County Oklahoma | 2 | $ 353,000 | $ 176,000 | $ 46,000 |
| Harmon County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 32,000 |
| Rogers County Oklahoma | 2 | $ 357,000 | $ 178,000 | $ 79,000 |
| Tillman County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Tulsa County Oklahoma | 2 | $ 219,000 | $ 109,000 | $ 60,000 |
| Wagoner County Oklahoma | 2 | $ 367,000 | $ 183,000 | $ 40,000 |
| Columbia County Oregon | 2 | $ 319,000 | $ 159,000 | $ 56,000 |
| Douglas County Oregon | 2 | $ 291,000 | $ 145,000 | $ 51,000 |
| Josephine County Oregon | 2 | $ 312,000 | $ 156,000 | $ 49,000 |
| Klamath County Oregon | 2 | $ 167,000 | $ 83,000 | $ 85,000 |
| Linn County Oregon | 2 | $ 324,000 | $ 162,000 | $ 74,000 |
| Anderson County South Carolina | 2 | $ 197,000 | $ 98,000 | $ 76,000 |
| Dorchester County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 83,000 |
| Greenwood County South Carolina | 2 | $ 354,000 | $ 177,000 | $ 93,000 |
| Kershaw County South Carolina | 2 | $ 196,000 | $ 98,000 | $ 44,000 |
| Orangeburg County South Carolina | 2 | $ 206,000 | $ 103,000 | $ 54,000 |
| Pickens County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 168,000 |
| Blount County Tennessee | 2 | $ 449,000 | $ 224,000 | $ 126,000 |
| Bradley County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 68,000 |
| Carter County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 18,000 |
| Dickson County Tennessee | 2 | $ 396,000 | $ 198,000 | $ 28,000 |
| McNairy County Tennessee | 2 | $ 105,000 | $ 52,000 | $ 36,000 |
| White County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 93,000 |
| Williamson County Tennessee | 2 | $ 265,000 | $ 132,000 | $ 71,000 |
| Yakima County Washington | 2 | $ 251,000 | $ 125,000 | $ 90,000 |
| Calumet County Wisconsin | 2 | $ 173,000 | $ 86,000 | $ 59,000 |
| Dodge County Wisconsin | 2 | $ 920,000 | $ 460,000 | $ 136,000 |
| Door County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 60,000 |
| Price County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
| Racine County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 70,000 |
| Walworth County Wisconsin | 2 | $ 341,000 | $ 170,000 | $ 86,000 |
| Waupaca County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 45,000 |
| Apache County Arizona | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Mendocino County California | 1 | $ 620,000 | $ 620,000 | $ 137,000 |
| Napa County California | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Plumas County California | 1 | $ 880,000 | $ 880,000 | $ 300,000 |
| Stanislaus County California | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Alamosa County Colorado | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Boulder County Colorado | 1 | $ 90,000 | $ 90,000 | $ 118,000 |
| Broomfield County Colorado | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Elbert County Colorado | 1 | $ 383,000 | $ 383,000 | $ 100,000 |
| Garfield County Colorado | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Larimer County Colorado | 1 | $ 210,000 | $ 210,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Pueblo County Colorado | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Bradford County Florida | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Franklin County Florida | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 468,000 | $ 468,000 | $ 180,000 |
| Bannock County Idaho | 1 | $ 146,000 | $ 146,000 | $ 91,000 |
| Bingham County Idaho | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| Gem County Idaho | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Idaho County Idaho | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
| Jerome County Idaho | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Payette County Idaho | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Twin Falls County Idaho | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Adams County Illinois | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Boone County Illinois | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Henry County Illinois | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Lee County Illinois | 1 | $ 158,000 | $ 158,000 | $ 83,000 |
| Madison County Illinois | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Montgomery County Illinois | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Pike County Illinois | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Clark County Indiana | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Dearborn County Indiana | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Delaware County Indiana | 1 | $ 89,000 | $ 89,000 | $ 63,000 |
| Elkhart County Indiana | 1 | $ 221,000 | $ 221,000 | $ 72,000 |
| Fulton County Indiana | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Jefferson County Indiana | 1 | $ 228,000 | $ 228,000 | $ 43,000 |
| Morgan County Indiana | 1 | $ 320,000 | $ 320,000 | $ 126,000 |
| Porter County Indiana | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Posey County Indiana | 1 | $ 243,000 | $ 243,000 | $ 82,000 |
| Shelby County Indiana | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| St. Joseph County Indiana | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Wabash County Indiana | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Muskegon County Michigan | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Becker County Minnesota | 1 | $ 308,000 | $ 308,000 | $ 72,000 |
| Clay County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Douglas County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Olmsted County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Pennington County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 94,000 |
| Pine County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Scott County Minnesota | 1 | $ 382,000 | $ 382,000 | $ 128,000 |
| Sherburne County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Steele County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Winona County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 235,000 |
| Crawford County Missouri | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Laclede County Missouri | 1 | $ 92,000 | $ 92,000 | $ 81,000 |
| Madison County Missouri | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Pulaski County Missouri | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Ripley County Missouri | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Stoddard County Missouri | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Stone County Missouri | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Eddy County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Lea County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 14,000 |
| Luna County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 20,000 |
| Otero County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Roosevelt County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| San Juan County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Creek County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 111,000 |
| Dewey County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Grady County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Kay County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Okmulgee County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Seminole County Oklahoma | 1 | $ 311,000 | $ 311,000 | $ 142,000 |
| Sequoyah County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Woodward County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 132,000 |
| Curry County Oregon | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Jackson County Oregon | 1 | $ 274,000 | $ 274,000 | $ 105,000 |
| Union County Oregon | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
| Wasco County Oregon | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Abbeville County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Bamberg County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Florence County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Newberry County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Anderson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Bedford County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Cumberland County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Dyer County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Fentress County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Greene County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Hamblen County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Lincoln County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Monroe County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Sequatchie County Tennessee | 1 | $ 368,000 | $ 368,000 | $ 180,000 |
| Wilson County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Carbon County Utah | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
| Iron County Utah | 1 | $ 177,000 | $ 177,000 | $ 108,000 |
| Juab County Utah | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Morgan County Utah | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Summit County Utah | 1 | $ 288,000 | $ 288,000 | $ 148,000 |
| Uintah County Utah | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Benton County Washington | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Douglas County Washington | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lincoln County Washington | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Mason County Washington | 1 | $ 187,000 | $ 187,000 | $ 57,000 |
| Whatcom County Washington | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Brown County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Clark County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Jefferson County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Juneau County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Langlade County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Marathon County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 21,000 |
| Marquette County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Oconto County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 102,000 |
| Pierce County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Sauk County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 114,000 |
| St. Croix County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Winnebago County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Laramie County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Sheridan County Wyoming | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Americash in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,532 | $564,661,000 | $223,000 | $3,000,000 | $96,000 | $1,080,000 |
| Home Purchase | 187 | $62,891,000 | $336,000 | $2,750,000 | $181,000 | $1,675,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $298,432,000 | $235,000 | $3,000,000 | $100,000 | $1,675,000 |
| Not Provided | 1,048 | $234,954,000 | $224,000 | $1,764,000 | $106,000 | $582,000 |
| Hispanic | 190 | $42,827,000 | $225,000 | $859,000 | $94,000 | $465,000 |
| Black or African American | 144 | $30,861,000 | $214,000 | $675,000 | $93,000 | $430,000 |
| Asian | 44 | $13,465,000 | $306,000 | $1,246,000 | $135,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,055,000 | $297,000 | $548,000 | $125,000 | $252,000 |
| American Indian or Alaskan Native | 9 | $1,958,000 | $217,000 | $568,000 | $109,000 | $384,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,714 | $626,407,000 | $230,000 | $3,000,000 | $102,000 | $1,675,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $982,000 | $245,000 | $400,000 | $139,000 | $244,000 |
| FHA-insured (Federal Housing Administration) | 1 | $163,000 | $163,000 | $163,000 | $46,000 | $46,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,583 | $370,860,000 | $234,000 | $2,750,000 | $105,000 | $1,675,000 |
| Application Approved But Not Accepted | 562 | $123,819,000 | $220,000 | $1,939,000 | $94,000 | $1,080,000 |
| Application Withdrawn By Applicant | 364 | $90,505,000 | $248,000 | $3,000,000 | $107,000 | $1,080,000 |
| Application Denied By Financial Institution | 202 | $40,787,000 | $201,000 | $1,000,000 | $91,000 | $384,000 |
| File Closed For Incompleteness | 8 | $1,581,000 | $197,000 | $395,000 | $122,000 | $249,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.