Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Amerifirst H.I. Finance Co. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 625 |
| Total Mortgage Loan Application Amount | $83,260,000 |
| Average Mortgage Loan Application Amount | $99,500 |
| Highest Mortgage Loan Application Amount | $550,000 |
| Average Applicant Income | $61,700 |
| Highest Applicant Income | $324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 159 | $ 23,881,000 | $ 150,000 | $ 73,000 |
| Anne Arundel County Maryland | 49 | $ 7,159,000 | $ 146,000 | $ 65,000 |
| Baltimore County Maryland | 43 | $ 4,983,000 | $ 115,000 | $ 59,000 |
| Montgomery County Maryland | 37 | $ 6,467,000 | $ 174,000 | $ 91,000 |
| Virginia Beach County Virginia | 36 | $ 4,243,000 | $ 117,000 | $ 49,000 |
| Prince William County Virginia | 33 | $ 4,977,000 | $ 150,000 | $ 61,000 |
| Fairfax County Virginia | 29 | $ 6,138,000 | $ 211,000 | $ 78,000 |
| Allegheny County Pennsylvania | 19 | $ 1,447,000 | $ 76,000 | $ 45,000 |
| Baltimore City County Maryland | 15 | $ 1,016,000 | $ 67,000 | $ 55,000 |
| Chesterfield County Virginia | 15 | $ 1,470,000 | $ 98,000 | $ 41,000 |
| Chesapeake County Virginia | 14 | $ 1,567,000 | $ 111,000 | $ 81,000 |
| Harford County Maryland | 13 | $ 1,561,000 | $ 120,000 | $ 79,000 |
| Frederick County Maryland | 9 | $ 1,198,000 | $ 133,000 | $ 60,000 |
| Calvert County Maryland | 8 | $ 1,264,000 | $ 158,000 | $ 84,000 |
| Charles County Maryland | 8 | $ 1,601,000 | $ 200,000 | $ 81,000 |
| Loudoun County Virginia | 8 | $ 1,267,000 | $ 158,000 | $ 49,000 |
| Norfolk County Virginia | 8 | $ 873,000 | $ 109,000 | $ 57,000 |
| District of Columbia County District Of Columbia | 5 | $ 434,000 | $ 86,000 | $ 67,000 |
| Howard County Maryland | 5 | $ 880,000 | $ 176,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 38,000 |
| Hampton County Virginia | 5 | $ 651,000 | $ 130,000 | $ 57,000 |
| St. Mary's County Maryland | 4 | $ 684,000 | $ 171,000 | $ 71,000 |
| Worcester County Maryland | 4 | $ 426,000 | $ 106,000 | $ 62,000 |
| Lancaster County Pennsylvania | 4 | $ 357,000 | $ 89,000 | $ 52,000 |
| Arlington County Virginia | 4 | $ 566,000 | $ 141,000 | $ 99,000 |
| Henrico County Virginia | 4 | $ 374,000 | $ 93,000 | $ 35,000 |
| Manassas County Virginia | 4 | $ 672,000 | $ 168,000 | $ 55,000 |
| Stafford County Virginia | 4 | $ 840,000 | $ 210,000 | $ 78,000 |
| Sacramento County California | 3 | $ 217,000 | $ 72,000 | $ 24,000 |
| New Castle County Delaware | 3 | $ 206,000 | $ 68,000 | $ 55,000 |
| Carroll County Maryland | 3 | $ 286,000 | $ 95,000 | $ 72,000 |
| Washington County Pennsylvania | 3 | $ 391,000 | $ 130,000 | $ 113,000 |
| York County Pennsylvania | 3 | $ 282,000 | $ 94,000 | $ 29,000 |
| Washington County Maryland | 2 | $ 232,000 | $ 116,000 | $ 29,000 |
| Wicomico County Maryland | 2 | $ 138,000 | $ 69,000 | $ 51,000 |
| Fayette County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Franklin County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Lebanon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Mercer County Pennsylvania | 2 | $ 121,000 | $ 60,000 | $ 22,000 |
| Augusta County Virginia | 2 | $ 115,000 | $ 57,000 | $ 21,000 |
| Danville County Virginia | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Newport News County Virginia | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
| Portsmouth County Virginia | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| Prince George County Virginia | 2 | $ 91,000 | $ 45,000 | $ 57,000 |
| Fresno County California | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Stanislaus County California | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Yuba County California | 1 | $ 31,000 | $ 31,000 | $ 13,000 |
| Sussex County Delaware | 1 | $ 140,000 | $ 140,000 | $ 132,000 |
| Cecil County Maryland | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Kent County Maryland | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Adams County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Armstrong County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Bucks County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Cambria County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Chester County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Dauphin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Delaware County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Erie County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Montgomery County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 18,000 |
| Potter County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Schuylkill County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Warren County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Alexandria County Virginia | 1 | $ 92,000 | $ 92,000 | $ 17,000 |
| Amelia County Virginia | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Campbell County Virginia | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Charlottesville County Virginia | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Falls Church County Virginia | 1 | $ 230,000 | $ 230,000 | $ 146,000 |
| Fauquier County Virginia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Hanover County Virginia | 1 | $ 100,000 | $ 100,000 | $ 12,000 |
| Isle of Wight County Virginia | 1 | $ 127,000 | $ 127,000 | $ 28,000 |
| James City County Virginia | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Mecklenburg County Virginia | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Middlesex County Virginia | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Russell County Virginia | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Spotsylvania County Virginia | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Staunton County Virginia | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Warren County Virginia | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Wise County Virginia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 612 | $81,715,000 | $94,666 | $550,000 | $55,333 | $324,000 |
| Home Purchase (one-to-four family) | 12 | $1,482,000 | $121,333 | $259,000 | $77,000 | $192,000 |
| Home Improvement (one-to-four family) | 1 | $63,000 | $63,000 | $63,000 | $54,000 | $54,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 266 | $33,497,000 | $102,200 | $500,000 | $57,200 | $216,000 |
| Black | 227 | $31,177,000 | $101,400 | $352,000 | $49,800 | $174,000 |
| Information not provided by applicant in mail or telephone application | 101 | $13,580,000 | $110,400 | $550,000 | $67,600 | $324,000 |
| Hispanic | 18 | $2,724,000 | $145,000 | $475,000 | $51,000 | $111,000 |
| Asian or Pacific Islander | 9 | $1,351,000 | $168,000 | $419,000 | $66,000 | $114,000 |
| Other | 4 | $931,000 | $232,500 | $289,000 | $90,500 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 625 | $83,260,000 | $98,000 | $550,000 | $57,333 | $324,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 249 | $32,342,000 | $97,666 | $550,000 | $58,666 | $324,000 |
| Loan Originated | 197 | $28,606,000 | $102,800 | $419,000 | $64,800 | $198,000 |
| Application Denied By Financial Institution | 179 | $22,312,000 | $104,000 | $500,000 | $44,600 | $220,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 84 | $10,330,000 | $113,000 | $475,000 | $51,000 | $174,000 |
| Credit History | 35 | $4,809,000 | $106,250 | $339,000 | $46,500 | $220,000 |
| Other | 32 | $3,165,000 | $96,000 | $221,000 | $45,666 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,293,000 | $110,666 | $500,000 | $38,666 | $180,000 |
| Debt-To-Income Ratio | 5 | $734,000 | $139,500 | $250,000 | $41,500 | $100,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.