Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Amerifirst H.I. Finance Co. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 251 |
| Total Mortgage Loan Application Amount | $36,410,000 |
| Average Mortgage Loan Application Amount | $113,657 |
| Highest Mortgage Loan Application Amount | $734,000 |
| Average Applicant Income | $57,971 |
| Highest Applicant Income | $434,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 40 | $ 9,732,000 | $ 243,000 | $ 94,000 |
| Douglas County Nebraska | 19 | $ 1,586,000 | $ 83,000 | $ 43,000 |
| Baltimore County Maryland | 17 | $ 2,592,000 | $ 152,000 | $ 74,000 |
| Baltimore City County Maryland | 15 | $ 1,146,000 | $ 76,000 | $ 39,000 |
| Pottawattamie County Iowa | 6 | $ 418,000 | $ 69,000 | $ 46,000 |
| Montgomery County Maryland | 6 | $ 1,241,000 | $ 206,000 | $ 79,000 |
| Sarpy County Nebraska | 5 | $ 339,000 | $ 67,000 | $ 65,000 |
| Howard County Maryland | 4 | $ 807,000 | $ 201,000 | $ 106,000 |
| Wayne County Michigan | 4 | $ 334,000 | $ 83,000 | $ 47,000 |
| Richmond City County Virginia | 4 | $ 356,000 | $ 89,000 | $ 46,000 |
| New Haven County Connecticut | 3 | $ 264,000 | $ 88,000 | $ 60,000 |
| Charles County Maryland | 3 | $ 711,000 | $ 237,000 | $ 108,000 |
| Frederick County Maryland | 3 | $ 554,000 | $ 184,000 | $ 57,000 |
| Newport News County Virginia | 3 | $ 377,000 | $ 125,000 | $ 83,000 |
| Prince William County Virginia | 3 | $ 774,000 | $ 258,000 | $ 115,000 |
| Virginia Beach County Virginia | 3 | $ 489,000 | $ 163,000 | $ 51,000 |
| Jefferson County Alabama | 2 | $ 246,000 | $ 123,000 | $ 65,000 |
| Riverside County California | 2 | $ 527,000 | $ 263,000 | $ 57,000 |
| San Diego County California | 2 | $ 820,000 | $ 410,000 | $ 119,000 |
| Weld County Colorado | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| DeKalb County Georgia | 2 | $ 153,000 | $ 76,000 | $ 47,000 |
| Gwinnett County Georgia | 2 | $ 313,000 | $ 156,000 | $ 58,000 |
| Richmond County Georgia | 2 | $ 379,000 | $ 189,000 | $ 66,000 |
| Anne Arundel County Maryland | 2 | $ 462,000 | $ 231,000 | $ 94,000 |
| Carroll County Maryland | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Worcester County Massachusetts | 2 | $ 62,000 | $ 31,000 | $ 84,000 |
| Barry County Michigan | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Santa Fe County New Mexico | 2 | $ 279,000 | $ 139,000 | $ 180,000 |
| Fayette County Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 35,000 |
| Montgomery County Pennsylvania | 2 | $ 112,000 | $ 56,000 | $ 59,000 |
| Arlington County Virginia | 2 | $ 563,000 | $ 281,000 | $ 226,000 |
| Chesterfield County Virginia | 2 | $ 256,000 | $ 128,000 | $ 88,000 |
| Fairfax County Virginia | 2 | $ 698,000 | $ 349,000 | $ 73,000 |
| Petersburg County Virginia | 2 | $ 184,000 | $ 92,000 | $ 243,000 |
| Prince George County Virginia | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
| Lawrence County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Saline County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| St. Francis County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Alameda County California | 1 | $ 440,000 | $ 440,000 | $ 132,000 |
| Fresno County California | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Kern County California | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Los Angeles County California | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Mendocino County California | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Sacramento County California | 1 | $ 228,000 | $ 228,000 | $ 64,000 |
| Solano County California | 1 | $ 333,000 | $ 333,000 | $ 90,000 |
| New London County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Cobb County Georgia | 1 | $ 31,000 | $ 31,000 | $ 75,000 |
| Crawford County Georgia | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Allen County Indiana | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Grant County Indiana | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Black Hawk County Iowa | 1 | $ 57,000 | $ 57,000 | $ 13,000 |
| Cass County Iowa | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Cerro Gordo County Iowa | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Polk County Iowa | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Shelby County Iowa | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Warren County Iowa | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Harvey County Kansas | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
| Saline County Kansas | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Sedgwick County Kansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Shawnee County Kansas | 1 | $ 43,000 | $ 43,000 | $ 55,000 |
| Sumner County Kansas | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Pointe Coupee County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Knox County Maine | 1 | $ 321,000 | $ 321,000 | $ 135,000 |
| Calvert County Maryland | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Caroline County Maryland | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Harford County Maryland | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Plymouth County Massachusetts | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Suffolk County Massachusetts | 1 | $ 364,000 | $ 364,000 | $ 66,000 |
| Kalamazoo County Michigan | 1 | $ 189,000 | $ 189,000 | $ 77,000 |
| Kalkaska County Michigan | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Muskegon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Otsego County Michigan | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Saginaw County Michigan | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Aitkin County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Hennepin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Mower County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Ramsey County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Rock County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 127,000 |
| Lancaster County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Lincoln County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Clark County Nevada | 1 | $ 210,000 | $ 210,000 | $ 50,000 |
| Cass County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Oklahoma County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Jackson County Oregon | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Klamath County Oregon | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Beaver County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Cambria County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Dauphin County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Lancaster County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Providence County Rhode Island | 1 | $ 47,000 | $ 47,000 | $ 15,000 |
| Warren County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 16,000 |
| Amelia County Virginia | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Caroline County Virginia | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Hampton County Virginia | 1 | $ 101,000 | $ 101,000 | $ 89,000 |
| James City County Virginia | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Loudoun County Virginia | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Louisa County Virginia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Manassas County Virginia | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Norfolk County Virginia | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Stafford County Virginia | 1 | $ 314,000 | $ 314,000 | $ 70,000 |
| Warren County Virginia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Winchester County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| King County Washington | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
| Spokane County Washington | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Ozaukee County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 214 | $32,551,000 | $122,214 | $734,000 | $61,142 | $434,000 |
| Home Purchase | 36 | $3,816,000 | $85,500 | $380,000 | $43,666 | $130,000 |
| Home Improvement | 1 | $43,000 | $43,000 | $43,000 | $55,000 | $55,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 129 | $16,291,000 | $121,521 | $450,000 | $56,304 | $226,000 |
| Black or African American | 94 | $16,454,000 | $121,923 | $734,000 | $58,000 | $270,000 |
| Not Provided | 16 | $1,452,000 | $103,571 | $180,000 | $71,714 | $434,000 |
| Hispanic | 9 | $1,706,000 | $214,000 | $593,000 | $101,750 | $180,000 |
| American Indian or Alaskan Native | 2 | $147,000 | $73,500 | $85,000 | $49,000 | $65,000 |
| Asian | 1 | $360,000 | $360,000 | $360,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 250 | $36,200,000 | $117,333 | $734,000 | $60,666 | $434,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $210,000 | $210,000 | $210,000 | $50,000 | $50,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 176 | $26,628,000 | $120,454 | $734,000 | $63,681 | $270,000 |
| Application Withdrawn By Applicant | 37 | $4,140,000 | $102,000 | $360,000 | $46,214 | $125,000 |
| Application Denied By Financial Institution | 14 | $2,252,000 | $149,250 | $440,000 | $69,000 | $157,000 |
| Loan Purchased By The Institution | 11 | $1,954,000 | $159,750 | $341,000 | $66,750 | $127,000 |
| Application Approved But Not Accepted | 9 | $1,250,000 | $151,857 | $321,000 | $95,571 | $434,000 |
| File Closed For Incompleteness | 4 | $186,000 | $40,666 | $102,000 | $22,666 | $42,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11 | $1,853,000 | $145,428 | $440,000 | $69,571 | $157,000 |
| Credit History | 2 | $222,000 | $111,000 | $178,000 | $96,000 | $96,000 |
| Collateral | 1 | $177,000 | $177,000 | $177,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.