Amerifirst Financial Corporation
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Amerifirst Financial Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Amerifirst Financial Corporation 950 Trade Centre Way Suite 400 Kalamazoo, MI 49009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 18,430 |
| Total Mortgage Loan Application Amount | $3,641,160,000 |
| Average Mortgage Loan Application Amount | $169,500 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $65,833 |
| Highest Applicant Income | $2,664,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Madison County Georgia | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Murray County Georgia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Oconee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Walton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Wayne County Georgia | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Worth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cumberland County Illinois | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Edgar County Illinois | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Franklin County Illinois | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Kankakee County Illinois | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| Kendall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Lake County Illinois | 1 | $ 545,000 | $ 545,000 | $ 175,000 |
| Mason County Illinois | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Monroe County Illinois | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Peoria County Illinois | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Pulaski County Illinois | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Shelby County Illinois | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Wabash County Illinois | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| White County Illinois | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Whiteside County Illinois | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Adams County Indiana | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| DeKalb County Indiana | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Marshall County Indiana | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Noble County Indiana | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Posey County Indiana | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Starke County Indiana | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Sullivan County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Union County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wabash County Indiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Warrick County Indiana | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Boyd County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Casey County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Clinton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Edmonson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Gallatin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Henderson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Lewis County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| McLean County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Nicholas County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Robertson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Spencer County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 91,000 |
| Washington County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Wolfe County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Woodford County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Delta County Michigan | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Houghton County Michigan | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Carver County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 201,000 |
| Douglas County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| McLeod County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Alleghany County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Beaufort County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Chowan County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clay County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Graham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Greene County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Onslow County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Robeson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Surry County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Vance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Ashtabula County Ohio | 1 | $ 425,000 | $ 425,000 | $ 479,000 |
| Athens County Ohio | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Crawford County Ohio | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Gallia County Ohio | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Harrison County Ohio | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Highland County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Monroe County Ohio | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Paulding County Ohio | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Perry County Ohio | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Pickaway County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Berks County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 111,000 |
| Fayette County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Lancaster County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Lawrence County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Berkeley County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Cherokee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Chester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 149,000 |
| Chesterfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Dorchester County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Kershaw County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Lee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Marion County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Oconee County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Bradley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Campbell County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 239,000 |
| Cheatham County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Cocke County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Franklin County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Gibson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Greene County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hamilton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Hawkins County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Jefferson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Johnson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Lewis County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Macon County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Marion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| McMinn County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Meigs County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Moore County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Sevier County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Unicoi County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Wayne County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Amelia County Virginia | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Ashland County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Juneau County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Lincoln County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Sawyer County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Sheboygan County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Vilas County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Wood County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Amerifirst Financial Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,843 | $2,270,395,000 | $209,000 | $1,725,000 | $82,000 | $2,664,000 |
| Refinancing | 4,799 | $843,015,000 | $175,000 | $875,000 | $86,000 | $1,339,000 |
| Cash-out Refinancing | 2,428 | $470,180,000 | $193,000 | $785,000 | $85,000 | $1,519,000 |
| Other Purpose | 337 | $53,755,000 | $159,000 | $825,000 | $74,000 | $864,000 |
| Home Improvement | 21 | $3,595,000 | $171,000 | $725,000 | $68,000 | $177,000 |
| Not Applicable | 2 | $220,000 | $110,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,173 | $2,500,265,000 | $189,000 | $1,725,000 | $82,000 | $2,052,000 |
| Not Provided | 2,473 | $513,475,000 | $207,000 | $885,000 | $92,000 | $2,664,000 |
| Hispanic | 1,561 | $356,765,000 | $228,000 | $835,000 | $78,000 | $655,000 |
| Black or African American | 900 | $189,900,000 | $211,000 | $905,000 | $73,000 | $727,000 |
| Asian | 201 | $54,695,000 | $272,000 | $755,000 | $120,000 | $764,000 |
| American Indian or Alaskan Native | 50 | $8,690,000 | $173,000 | $545,000 | $78,000 | $547,000 |
| Not applicable | 34 | $6,140,000 | $180,000 | $495,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,765,000 | $252,000 | $595,000 | $70,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,293 | $2,551,855,000 | $207,000 | $1,725,000 | $93,000 | $2,664,000 |
| FHA-insured (Federal Housing Administration) | 3,633 | $634,365,000 | $174,000 | $885,000 | $60,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,385 | $191,815,000 | $138,000 | $355,000 | $48,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 1,119 | $263,125,000 | $235,000 | $1,105,000 | $76,000 | $356,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,341 | $2,471,565,000 | $200,000 | $1,725,000 | $84,000 | $2,664,000 |
| Application Withdrawn By Applicant | 4,187 | $837,405,000 | $200,000 | $1,115,000 | $85,000 | $1,420,000 |
| Application Denied By Financial Institution | 1,352 | $225,380,000 | $166,000 | $645,000 | $70,000 | $502,000 |
| Application Approved But Not Accepted | 496 | $97,640,000 | $196,000 | $775,000 | $79,000 | $699,000 |
| Loan Purchased By The Institution | 33 | $5,775,000 | $175,000 | $495,000 | $0 | $0 |
| File Closed For Incompleteness | 21 | $3,395,000 | $161,000 | $395,000 | $64,000 | $132,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,078 | $3,415,780,000 | $200,000 | $1,725,000 | $84,000 | $2,664,000 |
| Credit Application Incomplete | 682 | $114,260,000 | $167,000 | $595,000 | $77,000 | $502,000 |
| Debt-To-Income Ratio | 199 | $35,015,000 | $175,000 | $595,000 | $48,000 | $180,000 |
| Credit History | 166 | $24,780,000 | $149,000 | $545,000 | $65,000 | $252,000 |
| Collateral | 128 | $21,130,000 | $165,000 | $615,000 | $79,000 | $338,000 |
| Other | 57 | $8,025,000 | $140,000 | $395,000 | $62,000 | $174,000 |
| Employment History | 55 | $9,385,000 | $170,000 | $555,000 | $62,000 | $264,000 |
| Unverifiable Information | 33 | $6,115,000 | $185,000 | $645,000 | $61,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,670,000 | $208,000 | $545,000 | $89,000 | $279,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.