Inland Bank & Trust Mortgage Lending & HMDA Data, 2016
In 2016, Inland Bank & Trust of Geneva, IL reported 3,116 mortgage applications totaling $626.7 million, down 2% from 2015. The average application was for $201,123, and applicants reported an average income of $96,307. 74% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,277), Davenport-Moline-Rock Island, IA-IL (231) and Springfield, MA (214) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,116 |
| Total Mortgage Loan Application Amount | $626,702,000 |
| Average Mortgage Loan Application Amount | $201,123 |
| Highest Mortgage Loan Application Amount | $1,947,000 |
| Average Applicant Income | $96,307 |
| Highest Applicant Income | $1,855,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 801 | $ 168,553,000 | $ 210,428 | $ 102,000 |
| Hampden, Massachusetts | 199 | $ 32,848,000 | $ 165,065 | $ 64,000 |
| Will, Illinois | 158 | $ 27,755,000 | $ 175,664 | $ 83,000 |
| DuPage, Illinois | 157 | $ 37,797,000 | $ 240,745 | $ 119,000 |
| Rock Island, Illinois | 149 | $ 13,647,000 | $ 91,590 | $ 49,000 |
| McHenry, Illinois | 137 | $ 22,245,000 | $ 162,372 | $ 98,000 |
| Kane, Illinois | 131 | $ 28,285,000 | $ 215,916 | $ 106,000 |
| Lake, Illinois | 126 | $ 31,430,000 | $ 249,444 | $ 146,000 |
| Hartford, Connecticut | 105 | $ 21,859,000 | $ 208,180 | $ 84,000 |
| Sedgwick, Kansas | 103 | $ 14,569,000 | $ 141,446 | $ 68,000 |
| Worcester, Massachusetts | 95 | $ 21,885,000 | $ 230,368 | $ 93,000 |
| Scott, Iowa | 56 | $ 7,665,000 | $ 136,875 | $ 57,000 |
| Hillsborough, Florida | 38 | $ 8,784,000 | $ 231,157 | $ 93,000 |
| Cass, North Dakota | 34 | $ 8,172,000 | $ 240,352 | $ 152,000 |
| Walworth, Wisconsin | 27 | $ 5,158,000 | $ 191,037 | $ 153,000 |
| Douglas, Nebraska | 25 | $ 4,102,000 | $ 164,080 | $ 67,000 |
| Cowley, Kansas | 24 | $ 1,977,000 | $ 82,375 | $ 43,000 |
| Providence, Rhode Island | 24 | $ 3,931,000 | $ 163,791 | $ 84,000 |
| Kendall, Illinois | 20 | $ 4,013,000 | $ 200,650 | $ 103,000 |
| Cheshire, New Hampshire | 17 | $ 2,808,000 | $ 165,176 | $ 84,000 |
| Henry, Illinois | 16 | $ 2,015,000 | $ 125,937 | $ 70,000 |
| Waukesha, Wisconsin | 16 | $ 7,794,000 | $ 487,125 | $ 195,000 |
| Muscatine, Iowa | 15 | $ 1,592,000 | $ 106,133 | $ 43,000 |
| Hampshire, Massachusetts | 15 | $ 3,064,000 | $ 204,266 | $ 82,000 |
| Norfolk, Massachusetts | 14 | $ 5,191,000 | $ 370,785 | $ 101,000 |
| Clay, Minnesota | 14 | $ 2,270,000 | $ 162,142 | $ 78,000 |
| Duval, Florida | 13 | $ 2,931,000 | $ 225,461 | $ 69,000 |
| Sangamon, Illinois | 13 | $ 1,464,000 | $ 112,615 | $ 68,000 |
| Jefferson, Kentucky | 12 | $ 1,379,000 | $ 114,916 | $ 49,000 |
| Lake, Indiana | 11 | $ 2,382,000 | $ 216,545 | $ 86,000 |
| New Haven, Connecticut | 10 | $ 1,641,000 | $ 164,100 | $ 49,000 |
| Tolland, Connecticut | 10 | $ 2,089,000 | $ 208,900 | $ 80,000 |
| Mercer, Illinois | 10 | $ 786,000 | $ 78,600 | $ 53,000 |
| Winnebago, Illinois | 10 | $ 900,000 | $ 90,000 | $ 51,000 |
| Richland, South Carolina | 10 | $ 2,253,000 | $ 225,300 | $ 98,000 |
| Pinellas, Florida | 9 | $ 2,000,000 | $ 222,222 | $ 130,000 |
| Oakland, Michigan | 9 | $ 2,376,000 | $ 264,000 | $ 109,000 |
| Maricopa, Arizona | 8 | $ 2,093,000 | $ 261,625 | $ 85,000 |
| Fairfield, Connecticut | 8 | $ 3,144,000 | $ 393,000 | $ 149,000 |
| Clay, Florida | 8 | $ 1,542,000 | $ 192,750 | $ 90,000 |
| Whiteside, Illinois | 8 | $ 933,000 | $ 116,625 | $ 67,000 |
| Clark, Nevada | 8 | $ 1,935,000 | $ 241,875 | $ 134,000 |
| Lexington, South Carolina | 8 | $ 1,432,000 | $ 179,000 | $ 170,000 |
| Middlesex, Massachusetts | 7 | $ 2,353,000 | $ 336,142 | $ 150,000 |
| Lincoln, Wisconsin | 6 | $ 884,000 | $ 147,333 | $ 64,000 |
| Orange, California | 5 | $ 1,982,000 | $ 396,400 | $ 82,000 |
| Polk, Florida | 5 | $ 938,000 | $ 187,600 | $ 85,000 |
| Kankakee, Illinois | 5 | $ 596,000 | $ 119,200 | $ 68,000 |
| Peoria, Illinois | 5 | $ 540,000 | $ 108,000 | $ 57,000 |
| Barnstable, Massachusetts | 5 | $ 1,150,000 | $ 230,000 | $ 134,000 |
| Berkshire, Massachusetts | 5 | $ 777,000 | $ 155,400 | $ 56,000 |
| Bristol, Massachusetts | 5 | $ 1,258,000 | $ 251,600 | $ 117,000 |
| Essex, Massachusetts | 5 | $ 1,575,000 | $ 315,000 | $ 78,000 |
| Otter Tail, Minnesota | 5 | $ 1,522,000 | $ 304,400 | $ 410,000 |
| Sarpy, Nebraska | 5 | $ 759,000 | $ 151,800 | $ 86,000 |
| Butler, Ohio | 5 | $ 914,000 | $ 182,800 | $ 105,000 |
| Washington, Rhode Island | 5 | $ 1,265,000 | $ 253,000 | $ 105,000 |
| Collier, Florida | 4 | $ 2,775,000 | $ 693,750 | $ 670,000 |
| Lee, Florida | 4 | $ 1,074,000 | $ 268,500 | $ 208,000 |
| Palm Beach, Florida | 4 | $ 1,422,000 | $ 355,500 | $ 191,000 |
| Pasco, Florida | 4 | $ 1,066,000 | $ 266,500 | $ 134,000 |
| St. Johns, Florida | 4 | $ 1,113,000 | $ 278,250 | $ 116,000 |
| Chatham, Georgia | 4 | $ 665,000 | $ 166,250 | $ 44,000 |
| Grundy, Illinois | 4 | $ 555,000 | $ 138,750 | $ 77,000 |
| Tazewell, Illinois | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| Porter, Indiana | 4 | $ 1,825,000 | $ 456,250 | $ 300,000 |
| Plymouth, Massachusetts | 4 | $ 1,130,000 | $ 282,500 | $ 101,000 |
| Macomb, Michigan | 4 | $ 1,016,000 | $ 254,000 | $ 104,000 |
| Hillsborough, New Hampshire | 4 | $ 1,058,000 | $ 264,500 | $ 86,000 |
| Clinton, New York | 4 | $ 568,000 | $ 142,000 | $ 68,000 |
| Suffolk, New York | 4 | $ 1,382,000 | $ 345,500 | $ 61,000 |
| Westchester, New York | 4 | $ 1,443,000 | $ 360,750 | $ 78,000 |
| Kenosha, Wisconsin | 4 | $ 669,000 | $ 167,250 | $ 63,000 |
| Milwaukee, Wisconsin | 4 | $ 733,000 | $ 183,250 | $ 182,000 |
| Los Angeles, California | 3 | $ 1,228,000 | $ 409,333 | $ 92,000 |
| Litchfield, Connecticut | 3 | $ 498,000 | $ 166,000 | $ 85,000 |
| New London, Connecticut | 3 | $ 772,000 | $ 257,333 | $ 186,000 |
| Windham, Connecticut | 3 | $ 516,000 | $ 172,000 | $ 85,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,569,000 | $ 523,000 | $ 104,000 |
| Manatee, Florida | 3 | $ 740,000 | $ 246,666 | $ 104,000 |
| Miami-Dade, Florida | 3 | $ 678,000 | $ 226,000 | $ 73,000 |
| Boone, Illinois | 3 | $ 369,000 | $ 123,000 | $ 41,000 |
| DeKalb, Illinois | 3 | $ 399,000 | $ 133,000 | $ 89,000 |
| LaSalle, Illinois | 3 | $ 369,000 | $ 123,000 | $ 68,000 |
| Dubuque, Iowa | 3 | $ 321,000 | $ 107,000 | $ 55,000 |
| Linn, Iowa | 3 | $ 350,000 | $ 116,666 | $ 45,000 |
| Butler, Kansas | 3 | $ 1,323,000 | $ 441,000 | $ 168,000 |
| Livingston, Michigan | 3 | $ 653,000 | $ 217,666 | $ 81,000 |
| Harrison, Mississippi | 3 | $ 693,000 | $ 231,000 | $ 26,000 |
| Jackson, Missouri | 3 | $ 282,000 | $ 94,000 | $ 121,000 |
| Lincoln, Nebraska | 3 | $ 505,000 | $ 168,333 | $ 87,000 |
| Burlington, New Jersey | 3 | $ 1,016,000 | $ 338,666 | $ 210,000 |
| Hamilton, Ohio | 3 | $ 446,000 | $ 148,666 | $ 93,000 |
| Kent, Rhode Island | 3 | $ 846,000 | $ 282,000 | $ 517,000 |
| Ellis, Texas | 3 | $ 483,000 | $ 161,000 | $ 79,000 |
| Limestone, Alabama | 2 | $ 448,000 | $ 224,000 | $ 101,000 |
| Mohave, Arizona | 2 | $ 468,000 | $ 234,000 | $ 71,000 |
| Pima, Arizona | 2 | $ 623,000 | $ 311,500 | $ 148,000 |
| Charlotte, Florida | 2 | $ 357,000 | $ 178,500 | $ 37,000 |
| Volusia, Florida | 2 | $ 389,000 | $ 194,500 | $ 69,000 |
| Gwinnett, Georgia | 2 | $ 777,000 | $ 388,500 | $ 142,000 |
| Honolulu, Hawaii | 2 | $ 1,238,000 | $ 619,000 | $ 97,000 |
| Bureau, Illinois | 2 | $ 82,000 | $ 41,000 | $ 46,000 |
| Champaign, Illinois | 2 | $ 461,000 | $ 230,500 | $ 68,000 |
| Coles, Illinois | 2 | $ 339,000 | $ 169,500 | $ 84,000 |
| Lee, Illinois | 2 | $ 114,000 | $ 57,000 | $ 29,000 |
| Madison, Illinois | 2 | $ 508,000 | $ 254,000 | $ 96,000 |
| Ogle, Illinois | 2 | $ 235,000 | $ 117,500 | $ 64,000 |
| Woodford, Illinois | 2 | $ 492,000 | $ 246,000 | $ 157,000 |
| Clark, Indiana | 2 | $ 321,000 | $ 160,500 | $ 62,000 |
| Hamilton, Indiana | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| LaPorte, Indiana | 2 | $ 563,000 | $ 281,500 | $ 179,000 |
| Clinton, Iowa | 2 | $ 114,000 | $ 57,000 | $ 33,000 |
| Johnson, Kansas | 2 | $ 491,000 | $ 245,500 | $ 112,000 |
| Reno, Kansas | 2 | $ 81,000 | $ 40,500 | $ 37,000 |
| Sumner, Kansas | 2 | $ 193,000 | $ 96,500 | $ 41,000 |
| Dukes, Massachusetts | 2 | $ 815,000 | $ 407,500 | $ 98,000 |
| Suffolk, Massachusetts | 2 | $ 329,000 | $ 164,500 | $ 42,000 |
| Washtenaw, Michigan | 2 | $ 802,000 | $ 401,000 | $ 102,000 |
| Wayne, Michigan | 2 | $ 345,000 | $ 172,500 | $ 17,000 |
| Box Butte, Nebraska | 2 | $ 179,000 | $ 89,500 | $ 32,000 |
| Washington, Nebraska | 2 | $ 199,000 | $ 99,500 | $ 40,000 |
| Bergen, New Jersey | 2 | $ 634,000 | $ 317,000 | $ 0 |
| Kings, New York | 2 | $ 1,243,000 | $ 621,500 | $ 39,000 |
| Richland, North Dakota | 2 | $ 171,000 | $ 85,500 | $ 44,000 |
| Montgomery, Ohio | 2 | $ 228,000 | $ 114,000 | $ 130,000 |
| Newport, Rhode Island | 2 | $ 532,000 | $ 266,000 | $ 77,000 |
| Greenville, South Carolina | 2 | $ 781,000 | $ 390,500 | $ 109,000 |
| Kershaw, South Carolina | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Colorado, Texas | 2 | $ 362,000 | $ 181,000 | $ 127,000 |
| Denton, Texas | 2 | $ 521,000 | $ 260,500 | $ 262,000 |
| Harris, Texas | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| Travis, Texas | 2 | $ 660,000 | $ 330,000 | $ 129,000 |
| Washington, Texas | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Salt Lake, Utah | 2 | $ 371,000 | $ 185,500 | $ 45,000 |
| Virginia Beach, Virginia | 2 | $ 698,000 | $ 349,000 | $ 50,000 |
| Clark, Washington | 2 | $ 834,000 | $ 417,000 | $ 261,000 |
| Island, Washington | 2 | $ 834,000 | $ 417,000 | $ 69,000 |
| Snohomish, Washington | 2 | $ 1,113,000 | $ 556,500 | $ 213,000 |
| Dane, Wisconsin | 2 | $ 289,000 | $ 144,500 | $ 68,000 |
| Richland, Wisconsin | 2 | $ 265,000 | $ 132,500 | $ 46,000 |
| Baldwin, Alabama | 1 | $ 222,000 | $ 222,000 | $ 112,000 |
| Benton, Arkansas | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kern, California | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Sacramento, California | 1 | $ 758,000 | $ 758,000 | $ 215,000 |
| San Diego, California | 1 | $ 210,000 | $ 210,000 | $ 191,000 |
| San Mateo, California | 1 | $ 498,000 | $ 498,000 | $ 163,000 |
| Douglas, Colorado | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| El Paso, Colorado | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Grand, Colorado | 1 | $ 1,375,000 | $ 1,375,000 | $ 329,000 |
| Jefferson, Colorado | 1 | $ 598,000 | $ 598,000 | $ 225,000 |
| Middlesex, Connecticut | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Brevard, Florida | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Broward, Florida | 1 | $ 610,000 | $ 610,000 | $ 320,000 |
| Hernando, Florida | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Nassau, Florida | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Okaloosa, Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Orange, Florida | 1 | $ 316,000 | $ 316,000 | $ 100,000 |
| Sarasota, Florida | 1 | $ 308,000 | $ 308,000 | $ 145,000 |
| Seminole, Florida | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Cobb, Georgia | 1 | $ 348,000 | $ 348,000 | $ 71,000 |
| Floyd, Georgia | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Forsyth, Georgia | 1 | $ 348,000 | $ 348,000 | $ 126,000 |
| Fulton, Georgia | 1 | $ 238,000 | $ 238,000 | $ 141,000 |
| Walton, Georgia | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Macon, Illinois | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Marshall, Illinois | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| St. Clair, Illinois | 1 | $ 126,000 | $ 126,000 | $ 81,000 |
| Stephenson, Illinois | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Vermilion, Illinois | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Warren, Illinois | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Boone, Indiana | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Newton, Indiana | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| White, Indiana | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Marion, Iowa | 1 | $ 232,000 | $ 232,000 | $ 129,000 |
| Polk, Iowa | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Pottawattamie, Iowa | 1 | $ 153,000 | $ 153,000 | $ 103,000 |
| Union, Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Finney, Kansas | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Greenwood, Kansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Neosho, Kansas | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Campbell, Kentucky | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| De Soto, Louisiana | 1 | $ 71,000 | $ 71,000 | $ 130,000 |
| Aroostook, Maine | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Cumberland, Maine | 1 | $ 263,000 | $ 263,000 | $ 203,000 |
| Somerset, Maine | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Allegan, Michigan | 1 | $ 403,000 | $ 403,000 | $ 528,000 |
| Branch, Michigan | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Gogebic, Michigan | 1 | $ 231,000 | $ 231,000 | $ 165,000 |
| Kalamazoo, Michigan | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Kent, Michigan | 1 | $ 199,000 | $ 199,000 | $ 124,000 |
| Lenawee, Michigan | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Menominee, Michigan | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Monroe, Michigan | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
| Muskegon, Michigan | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Newaygo, Michigan | 1 | $ 97,000 | $ 97,000 | $ 98,000 |
| Ottawa, Michigan | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| St. Clair, Michigan | 1 | $ 336,000 | $ 336,000 | $ 152,000 |
| St. Joseph, Michigan | 1 | $ 339,000 | $ 339,000 | $ 298,000 |
| Van Buren, Michigan | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Becker, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Crow Wing, Minnesota | 1 | $ 360,000 | $ 360,000 | $ 159,000 |
| Audrain, Missouri | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Boone, Missouri | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Cass, Missouri | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Gallatin, Montana | 1 | $ 1,220,000 | $ 1,220,000 | $ 1,440,000 |
| Cass, Nebraska | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Lancaster, Nebraska | 1 | $ 310,000 | $ 310,000 | $ 98,000 |
| York, Nebraska | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Washoe, Nevada | 1 | $ 372,000 | $ 372,000 | $ 52,000 |
| Grafton, New Hampshire | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| Rockingham, New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 110,000 |
| Sullivan, New Hampshire | 1 | $ 257,000 | $ 257,000 | $ 138,000 |
| Essex, New Jersey | 1 | $ 440,000 | $ 440,000 | $ 196,000 |
| Middlesex, New Jersey | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Morris, New Jersey | 1 | $ 226,000 | $ 226,000 | $ 91,000 |
| Bernalillo, New Mexico | 1 | $ 417,000 | $ 417,000 | $ 630,000 |
| Santa Fe, New Mexico | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Dutchess, New York | 1 | $ 424,000 | $ 424,000 | $ 115,000 |
| Greene, New York | 1 | $ 272,000 | $ 272,000 | $ 91,000 |
| Queens, New York | 1 | $ 544,000 | $ 544,000 | $ 148,000 |
| Saratoga, New York | 1 | $ 369,000 | $ 369,000 | $ 137,000 |
| Henderson, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Jackson, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Mecklenburg, North Carolina | 1 | $ 237,000 | $ 237,000 | $ 84,000 |
| Rockingham, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Union, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Stark, North Dakota | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Williams, North Dakota | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Clermont, Ohio | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Greene, Ohio | 1 | $ 62,000 | $ 62,000 | $ 96,000 |
| Lorain, Ohio | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Preble, Ohio | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Summit, Ohio | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Washington, Oregon | 1 | $ 386,000 | $ 386,000 | $ 170,000 |
| Bucks, Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 129,000 |
| Chester, Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 115,000 |
| Delaware, Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 97,000 |
| Bristol, Rhode Island | 1 | $ 311,000 | $ 311,000 | $ 125,000 |
| Berkeley, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Florence, South Carolina | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Orangeburg, South Carolina | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Spartanburg, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Fentress, Tennessee | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Shelby, Tennessee | 1 | $ 199,000 | $ 199,000 | $ 250,000 |
| Collin, Texas | 1 | $ 355,000 | $ 355,000 | $ 334,000 |
| Dallas, Texas | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Fort Bend, Texas | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Live Oak, Texas | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Maverick, Texas | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Nueces, Texas | 1 | $ 243,000 | $ 243,000 | $ 77,000 |
| Tarrant, Texas | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Wichita, Texas | 1 | $ 278,000 | $ 278,000 | $ 186,000 |
| Williamson, Texas | 1 | $ 552,000 | $ 552,000 | $ 270,000 |
| Summit, Utah | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Washington, Vermont | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Windham, Vermont | 1 | $ 92,000 | $ 92,000 | $ 208,000 |
| Fairfax, Virginia | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Giles, Virginia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| James City, Virginia | 1 | $ 310,000 | $ 310,000 | $ 189,000 |
| Prince William, Virginia | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Cowlitz, Washington | 1 | $ 715,000 | $ 715,000 | $ 103,000 |
| Pierce, Washington | 1 | $ 180,000 | $ 180,000 | $ 22,000 |
| Dodge, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 145,000 |
| Forest, Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 194,000 |
| Iowa, Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Jefferson, Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Marathon, Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Oneida, Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Outagamie, Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Ozaukee, Wisconsin | 1 | $ 342,000 | $ 342,000 | $ 89,000 |
| Racine, Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Rock, Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 150,000 |
| Sawyer, Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Sheboygan, Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 475,000 |
| Vilas, Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 211,000 |
| Waupaca, Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 115,000 |
| Winnebago, Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,117 | $368,231,000 | $173,000 | $1,947,000 | $84,000 | $1,855,000 |
| Refinancing | 820 | $216,146,000 | $263,000 | $1,900,000 | $124,000 | $1,422,000 |
| Home Improvement | 179 | $42,325,000 | $236,000 | $1,500,000 | $115,000 | $583,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,193 | $464,132,000 | $211,000 | $1,947,000 | $105,000 | $1,855,000 |
| Hispanic | 474 | $68,917,000 | $145,000 | $626,000 | $60,000 | $290,000 |
| Black or African American | 218 | $35,284,000 | $161,000 | $785,000 | $73,000 | $926,000 |
| Asian | 136 | $32,162,000 | $236,000 | $1,180,000 | $115,000 | $419,000 |
| Not Provided | 74 | $18,883,000 | $255,000 | $875,000 | $100,000 | $341,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $2,326,000 | $290,000 | $421,000 | $202,000 | $239,000 |
| Not applicable | 8 | $4,196,000 | $524,000 | $1,447,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $802,000 | $160,000 | $417,000 | $79,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $429,567,000 | $214,000 | $1,947,000 | $115,000 | $1,855,000 |
| FHA-insured (Federal Housing Administration) | 864 | $140,381,000 | $162,000 | $612,000 | $60,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 187 | $47,491,000 | $253,000 | $730,000 | $77,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $9,263,000 | $140,000 | $294,000 | $56,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,305 | $445,841,000 | $193,000 | $1,947,000 | $96,000 | $1,626,000 |
| Application Withdrawn By Applicant | 293 | $62,326,000 | $212,000 | $1,220,000 | $105,000 | $1,855,000 |
| Application Denied By Financial Institution | 291 | $60,864,000 | $209,000 | $1,500,000 | $80,000 | $516,000 |
| File Closed For Incompleteness | 203 | $53,281,000 | $262,000 | $867,000 | $115,000 | $984,000 |
| Application Approved But Not Accepted | 24 | $4,390,000 | $182,000 | $540,000 | $72,000 | $209,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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