Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Inland Bank & Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,116 |
| Total Mortgage Loan Application Amount | $626,702,000 |
| Average Mortgage Loan Application Amount | $224,000 |
| Highest Mortgage Loan Application Amount | $1,947,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $1,855,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 801 | $ 168,553,000 | $ 210,000 | $ 102,000 |
| Hampden County Massachusetts | 199 | $ 32,848,000 | $ 165,000 | $ 64,000 |
| Will County Illinois | 158 | $ 27,755,000 | $ 175,000 | $ 83,000 |
| DuPage County Illinois | 157 | $ 37,797,000 | $ 240,000 | $ 119,000 |
| Rock Island County Illinois | 149 | $ 13,647,000 | $ 91,000 | $ 49,000 |
| McHenry County Illinois | 137 | $ 22,245,000 | $ 162,000 | $ 98,000 |
| Kane County Illinois | 131 | $ 28,285,000 | $ 215,000 | $ 106,000 |
| Lake County Illinois | 126 | $ 31,430,000 | $ 249,000 | $ 146,000 |
| Hartford County Connecticut | 105 | $ 21,859,000 | $ 208,000 | $ 84,000 |
| Sedgwick County Kansas | 103 | $ 14,569,000 | $ 141,000 | $ 68,000 |
| Worcester County Massachusetts | 95 | $ 21,885,000 | $ 230,000 | $ 93,000 |
| Scott County Iowa | 56 | $ 7,665,000 | $ 136,000 | $ 57,000 |
| Hillsborough County Florida | 38 | $ 8,784,000 | $ 231,000 | $ 93,000 |
| Cass County North Dakota | 34 | $ 8,172,000 | $ 240,000 | $ 152,000 |
| Walworth County Wisconsin | 27 | $ 5,158,000 | $ 191,000 | $ 153,000 |
| Douglas County Nebraska | 25 | $ 4,102,000 | $ 164,000 | $ 67,000 |
| Cowley County Kansas | 24 | $ 1,977,000 | $ 82,000 | $ 43,000 |
| Providence County Rhode Island | 24 | $ 3,931,000 | $ 163,000 | $ 84,000 |
| Kendall County Illinois | 20 | $ 4,013,000 | $ 200,000 | $ 103,000 |
| Cheshire County New Hampshire | 17 | $ 2,808,000 | $ 165,000 | $ 84,000 |
| Henry County Illinois | 16 | $ 2,015,000 | $ 125,000 | $ 70,000 |
| Waukesha County Wisconsin | 16 | $ 7,794,000 | $ 487,000 | $ 195,000 |
| Muscatine County Iowa | 15 | $ 1,592,000 | $ 106,000 | $ 43,000 |
| Hampshire County Massachusetts | 15 | $ 3,064,000 | $ 204,000 | $ 82,000 |
| Norfolk County Massachusetts | 14 | $ 5,191,000 | $ 370,000 | $ 101,000 |
| Clay County Minnesota | 14 | $ 2,270,000 | $ 162,000 | $ 78,000 |
| Duval County Florida | 13 | $ 2,931,000 | $ 225,000 | $ 69,000 |
| Sangamon County Illinois | 13 | $ 1,464,000 | $ 112,000 | $ 68,000 |
| Jefferson County Kentucky | 12 | $ 1,379,000 | $ 114,000 | $ 49,000 |
| Lake County Indiana | 11 | $ 2,382,000 | $ 216,000 | $ 86,000 |
| New Haven County Connecticut | 10 | $ 1,641,000 | $ 164,000 | $ 49,000 |
| Tolland County Connecticut | 10 | $ 2,089,000 | $ 208,000 | $ 80,000 |
| Mercer County Illinois | 10 | $ 786,000 | $ 78,000 | $ 53,000 |
| Winnebago County Illinois | 10 | $ 900,000 | $ 90,000 | $ 51,000 |
| Richland County South Carolina | 10 | $ 2,253,000 | $ 225,000 | $ 98,000 |
| Pinellas County Florida | 9 | $ 2,000,000 | $ 222,000 | $ 130,000 |
| Oakland County Michigan | 9 | $ 2,376,000 | $ 264,000 | $ 109,000 |
| Maricopa County Arizona | 8 | $ 2,093,000 | $ 261,000 | $ 85,000 |
| Fairfield County Connecticut | 8 | $ 3,144,000 | $ 393,000 | $ 149,000 |
| Clay County Florida | 8 | $ 1,542,000 | $ 192,000 | $ 90,000 |
| Whiteside County Illinois | 8 | $ 933,000 | $ 116,000 | $ 67,000 |
| Clark County Nevada | 8 | $ 1,935,000 | $ 241,000 | $ 134,000 |
| Lexington County South Carolina | 8 | $ 1,432,000 | $ 179,000 | $ 170,000 |
| Middlesex County Massachusetts | 7 | $ 2,353,000 | $ 336,000 | $ 150,000 |
| Lincoln County Wisconsin | 6 | $ 884,000 | $ 147,000 | $ 64,000 |
| Orange County California | 5 | $ 1,982,000 | $ 396,000 | $ 82,000 |
| Polk County Florida | 5 | $ 938,000 | $ 187,000 | $ 85,000 |
| Kankakee County Illinois | 5 | $ 596,000 | $ 119,000 | $ 68,000 |
| Peoria County Illinois | 5 | $ 540,000 | $ 108,000 | $ 57,000 |
| Barnstable County Massachusetts | 5 | $ 1,150,000 | $ 230,000 | $ 134,000 |
| Berkshire County Massachusetts | 5 | $ 777,000 | $ 155,000 | $ 56,000 |
| Bristol County Massachusetts | 5 | $ 1,258,000 | $ 251,000 | $ 117,000 |
| Essex County Massachusetts | 5 | $ 1,575,000 | $ 315,000 | $ 78,000 |
| Otter Tail County Minnesota | 5 | $ 1,522,000 | $ 304,000 | $ 410,000 |
| Sarpy County Nebraska | 5 | $ 759,000 | $ 151,000 | $ 86,000 |
| Butler County Ohio | 5 | $ 914,000 | $ 182,000 | $ 105,000 |
| Washington County Rhode Island | 5 | $ 1,265,000 | $ 253,000 | $ 105,000 |
| Collier County Florida | 4 | $ 2,775,000 | $ 693,000 | $ 670,000 |
| Lee County Florida | 4 | $ 1,074,000 | $ 268,000 | $ 208,000 |
| Palm Beach County Florida | 4 | $ 1,422,000 | $ 355,000 | $ 191,000 |
| Pasco County Florida | 4 | $ 1,066,000 | $ 266,000 | $ 134,000 |
| St. Johns County Florida | 4 | $ 1,113,000 | $ 278,000 | $ 116,000 |
| Chatham County Georgia | 4 | $ 665,000 | $ 166,000 | $ 44,000 |
| Grundy County Illinois | 4 | $ 555,000 | $ 138,000 | $ 77,000 |
| Tazewell County Illinois | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| Porter County Indiana | 4 | $ 1,825,000 | $ 456,000 | $ 300,000 |
| Plymouth County Massachusetts | 4 | $ 1,130,000 | $ 282,000 | $ 101,000 |
| Macomb County Michigan | 4 | $ 1,016,000 | $ 254,000 | $ 104,000 |
| Hillsborough County New Hampshire | 4 | $ 1,058,000 | $ 264,000 | $ 86,000 |
| Clinton County New York | 4 | $ 568,000 | $ 142,000 | $ 68,000 |
| Suffolk County New York | 4 | $ 1,382,000 | $ 345,000 | $ 61,000 |
| Westchester County New York | 4 | $ 1,443,000 | $ 360,000 | $ 78,000 |
| Kenosha County Wisconsin | 4 | $ 669,000 | $ 167,000 | $ 63,000 |
| Milwaukee County Wisconsin | 4 | $ 733,000 | $ 183,000 | $ 182,000 |
| Los Angeles County California | 3 | $ 1,228,000 | $ 409,000 | $ 92,000 |
| Litchfield County Connecticut | 3 | $ 498,000 | $ 166,000 | $ 85,000 |
| New London County Connecticut | 3 | $ 772,000 | $ 257,000 | $ 186,000 |
| Windham County Connecticut | 3 | $ 516,000 | $ 172,000 | $ 85,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,569,000 | $ 523,000 | $ 104,000 |
| Manatee County Florida | 3 | $ 740,000 | $ 246,000 | $ 104,000 |
| Miami-Dade County Florida | 3 | $ 678,000 | $ 226,000 | $ 73,000 |
| Boone County Illinois | 3 | $ 369,000 | $ 123,000 | $ 41,000 |
| DeKalb County Illinois | 3 | $ 399,000 | $ 133,000 | $ 89,000 |
| LaSalle County Illinois | 3 | $ 369,000 | $ 123,000 | $ 68,000 |
| Dubuque County Iowa | 3 | $ 321,000 | $ 107,000 | $ 55,000 |
| Linn County Iowa | 3 | $ 350,000 | $ 116,000 | $ 45,000 |
| Butler County Kansas | 3 | $ 1,323,000 | $ 441,000 | $ 168,000 |
| Livingston County Michigan | 3 | $ 653,000 | $ 217,000 | $ 81,000 |
| Harrison County Mississippi | 3 | $ 693,000 | $ 231,000 | $ 26,000 |
| Jackson County Missouri | 3 | $ 282,000 | $ 94,000 | $ 121,000 |
| Lincoln County Nebraska | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| Burlington County New Jersey | 3 | $ 1,016,000 | $ 338,000 | $ 210,000 |
| Hamilton County Ohio | 3 | $ 446,000 | $ 148,000 | $ 93,000 |
| Kent County Rhode Island | 3 | $ 846,000 | $ 282,000 | $ 517,000 |
| Ellis County Texas | 3 | $ 483,000 | $ 161,000 | $ 79,000 |
| Limestone County Alabama | 2 | $ 448,000 | $ 224,000 | $ 101,000 |
| Mohave County Arizona | 2 | $ 468,000 | $ 234,000 | $ 71,000 |
| Pima County Arizona | 2 | $ 623,000 | $ 311,000 | $ 148,000 |
| Charlotte County Florida | 2 | $ 357,000 | $ 178,000 | $ 37,000 |
| Volusia County Florida | 2 | $ 389,000 | $ 194,000 | $ 69,000 |
| Gwinnett County Georgia | 2 | $ 777,000 | $ 388,000 | $ 142,000 |
| Honolulu County Hawaii | 2 | $ 1,238,000 | $ 619,000 | $ 97,000 |
| Bureau County Illinois | 2 | $ 82,000 | $ 41,000 | $ 46,000 |
| Champaign County Illinois | 2 | $ 461,000 | $ 230,000 | $ 68,000 |
| Coles County Illinois | 2 | $ 339,000 | $ 169,000 | $ 84,000 |
| Lee County Illinois | 2 | $ 114,000 | $ 57,000 | $ 29,000 |
| Madison County Illinois | 2 | $ 508,000 | $ 254,000 | $ 96,000 |
| Ogle County Illinois | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| Woodford County Illinois | 2 | $ 492,000 | $ 246,000 | $ 157,000 |
| Clark County Indiana | 2 | $ 321,000 | $ 160,000 | $ 62,000 |
| Hamilton County Indiana | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| LaPorte County Indiana | 2 | $ 563,000 | $ 281,000 | $ 179,000 |
| Clinton County Iowa | 2 | $ 114,000 | $ 57,000 | $ 33,000 |
| Johnson County Kansas | 2 | $ 491,000 | $ 245,000 | $ 112,000 |
| Reno County Kansas | 2 | $ 81,000 | $ 40,000 | $ 37,000 |
| Sumner County Kansas | 2 | $ 193,000 | $ 96,000 | $ 41,000 |
| Dukes County Massachusetts | 2 | $ 815,000 | $ 407,000 | $ 98,000 |
| Suffolk County Massachusetts | 2 | $ 329,000 | $ 164,000 | $ 42,000 |
| Washtenaw County Michigan | 2 | $ 802,000 | $ 401,000 | $ 102,000 |
| Wayne County Michigan | 2 | $ 345,000 | $ 172,000 | $ 17,000 |
| Box Butte County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 32,000 |
| Washington County Nebraska | 2 | $ 199,000 | $ 99,000 | $ 40,000 |
| Bergen County New Jersey | 2 | $ 634,000 | $ 317,000 | $ 0 |
| Kings County New York | 2 | $ 1,243,000 | $ 621,000 | $ 39,000 |
| Richland County North Dakota | 2 | $ 171,000 | $ 85,000 | $ 44,000 |
| Montgomery County Ohio | 2 | $ 228,000 | $ 114,000 | $ 130,000 |
| Newport County Rhode Island | 2 | $ 532,000 | $ 266,000 | $ 77,000 |
| Greenville County South Carolina | 2 | $ 781,000 | $ 390,000 | $ 109,000 |
| Kershaw County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Colorado County Texas | 2 | $ 362,000 | $ 181,000 | $ 127,000 |
| Denton County Texas | 2 | $ 521,000 | $ 260,000 | $ 262,000 |
| Harris County Texas | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| Travis County Texas | 2 | $ 660,000 | $ 330,000 | $ 129,000 |
| Washington County Texas | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Salt Lake County Utah | 2 | $ 371,000 | $ 185,000 | $ 45,000 |
| Virginia Beach County Virginia | 2 | $ 698,000 | $ 349,000 | $ 50,000 |
| Clark County Washington | 2 | $ 834,000 | $ 417,000 | $ 261,000 |
| Island County Washington | 2 | $ 834,000 | $ 417,000 | $ 69,000 |
| Snohomish County Washington | 2 | $ 1,113,000 | $ 556,000 | $ 213,000 |
| Dane County Wisconsin | 2 | $ 289,000 | $ 144,000 | $ 68,000 |
| Richland County Wisconsin | 2 | $ 265,000 | $ 132,000 | $ 46,000 |
| Baldwin County Alabama | 1 | $ 222,000 | $ 222,000 | $ 112,000 |
| Benton County Arkansas | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kern County California | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Sacramento County California | 1 | $ 758,000 | $ 758,000 | $ 215,000 |
| San Diego County California | 1 | $ 210,000 | $ 210,000 | $ 191,000 |
| San Mateo County California | 1 | $ 498,000 | $ 498,000 | $ 163,000 |
| Douglas County Colorado | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| El Paso County Colorado | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Grand County Colorado | 1 | $ 1,375,000 | $ 1,375,000 | $ 329,000 |
| Jefferson County Colorado | 1 | $ 598,000 | $ 598,000 | $ 225,000 |
| Middlesex County Connecticut | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Broward County Florida | 1 | $ 610,000 | $ 610,000 | $ 320,000 |
| Hernando County Florida | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Nassau County Florida | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Okaloosa County Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Orange County Florida | 1 | $ 316,000 | $ 316,000 | $ 100,000 |
| Sarasota County Florida | 1 | $ 308,000 | $ 308,000 | $ 145,000 |
| Seminole County Florida | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 348,000 | $ 348,000 | $ 71,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Forsyth County Georgia | 1 | $ 348,000 | $ 348,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 238,000 | $ 238,000 | $ 141,000 |
| Walton County Georgia | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Macon County Illinois | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Marshall County Illinois | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| St. Clair County Illinois | 1 | $ 126,000 | $ 126,000 | $ 81,000 |
| Stephenson County Illinois | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Vermilion County Illinois | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Warren County Illinois | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Boone County Indiana | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Newton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| White County Indiana | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Marion County Iowa | 1 | $ 232,000 | $ 232,000 | $ 129,000 |
| Polk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Pottawattamie County Iowa | 1 | $ 153,000 | $ 153,000 | $ 103,000 |
| Union County Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Finney County Kansas | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Greenwood County Kansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Neosho County Kansas | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Campbell County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| De Soto County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 130,000 |
| Aroostook County Maine | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Cumberland County Maine | 1 | $ 263,000 | $ 263,000 | $ 203,000 |
| Somerset County Maine | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Allegan County Michigan | 1 | $ 403,000 | $ 403,000 | $ 528,000 |
| Branch County Michigan | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Gogebic County Michigan | 1 | $ 231,000 | $ 231,000 | $ 165,000 |
| Kalamazoo County Michigan | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Kent County Michigan | 1 | $ 199,000 | $ 199,000 | $ 124,000 |
| Lenawee County Michigan | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Menominee County Michigan | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Monroe County Michigan | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
| Muskegon County Michigan | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Newaygo County Michigan | 1 | $ 97,000 | $ 97,000 | $ 98,000 |
| Ottawa County Michigan | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| St. Clair County Michigan | 1 | $ 336,000 | $ 336,000 | $ 152,000 |
| St. Joseph County Michigan | 1 | $ 339,000 | $ 339,000 | $ 298,000 |
| Van Buren County Michigan | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Becker County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Crow Wing County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 159,000 |
| Audrain County Missouri | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Boone County Missouri | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Cass County Missouri | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Gallatin County Montana | 1 | $ 1,220,000 | $ 1,220,000 | $ 1,440,000 |
| Cass County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Lancaster County Nebraska | 1 | $ 310,000 | $ 310,000 | $ 98,000 |
| York County Nebraska | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 372,000 | $ 372,000 | $ 52,000 |
| Grafton County New Hampshire | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| Rockingham County New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 110,000 |
| Sullivan County New Hampshire | 1 | $ 257,000 | $ 257,000 | $ 138,000 |
| Essex County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 196,000 |
| Middlesex County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Morris County New Jersey | 1 | $ 226,000 | $ 226,000 | $ 91,000 |
| Bernalillo County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 630,000 |
| Santa Fe County New Mexico | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Dutchess County New York | 1 | $ 424,000 | $ 424,000 | $ 115,000 |
| Greene County New York | 1 | $ 272,000 | $ 272,000 | $ 91,000 |
| Queens County New York | 1 | $ 544,000 | $ 544,000 | $ 148,000 |
| Saratoga County New York | 1 | $ 369,000 | $ 369,000 | $ 137,000 |
| Henderson County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Jackson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Mecklenburg County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 84,000 |
| Rockingham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Stark County North Dakota | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Williams County North Dakota | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Clermont County Ohio | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Greene County Ohio | 1 | $ 62,000 | $ 62,000 | $ 96,000 |
| Lorain County Ohio | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Preble County Ohio | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Summit County Ohio | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Washington County Oregon | 1 | $ 386,000 | $ 386,000 | $ 170,000 |
| Bucks County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 129,000 |
| Chester County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 115,000 |
| Delaware County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 97,000 |
| Bristol County Rhode Island | 1 | $ 311,000 | $ 311,000 | $ 125,000 |
| Berkeley County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Florence County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Orangeburg County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Fentress County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Shelby County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 250,000 |
| Collin County Texas | 1 | $ 355,000 | $ 355,000 | $ 334,000 |
| Dallas County Texas | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Fort Bend County Texas | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Live Oak County Texas | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Maverick County Texas | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Nueces County Texas | 1 | $ 243,000 | $ 243,000 | $ 77,000 |
| Tarrant County Texas | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Wichita County Texas | 1 | $ 278,000 | $ 278,000 | $ 186,000 |
| Williamson County Texas | 1 | $ 552,000 | $ 552,000 | $ 270,000 |
| Summit County Utah | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Washington County Vermont | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Windham County Vermont | 1 | $ 92,000 | $ 92,000 | $ 208,000 |
| Fairfax County Virginia | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Giles County Virginia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| James City County Virginia | 1 | $ 310,000 | $ 310,000 | $ 189,000 |
| Prince William County Virginia | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 715,000 | $ 715,000 | $ 103,000 |
| Pierce County Washington | 1 | $ 180,000 | $ 180,000 | $ 22,000 |
| Dodge County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 145,000 |
| Forest County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 194,000 |
| Iowa County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Jefferson County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Marathon County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Oneida County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Outagamie County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Ozaukee County Wisconsin | 1 | $ 342,000 | $ 342,000 | $ 89,000 |
| Racine County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Rock County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 150,000 |
| Sawyer County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Sheboygan County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 475,000 |
| Vilas County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 211,000 |
| Waupaca County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 115,000 |
| Winnebago County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,117 | $368,231,000 | $173,000 | $1,947,000 | $84,000 | $1,855,000 |
| Refinancing | 820 | $216,146,000 | $263,000 | $1,900,000 | $124,000 | $1,422,000 |
| Home Improvement | 179 | $42,325,000 | $236,000 | $1,500,000 | $115,000 | $583,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,193 | $464,132,000 | $211,000 | $1,947,000 | $105,000 | $1,855,000 |
| Hispanic | 474 | $68,917,000 | $145,000 | $626,000 | $60,000 | $290,000 |
| Black or African American | 218 | $35,284,000 | $161,000 | $785,000 | $73,000 | $926,000 |
| Asian | 136 | $32,162,000 | $236,000 | $1,180,000 | $115,000 | $419,000 |
| Not Provided | 74 | $18,883,000 | $255,000 | $875,000 | $100,000 | $341,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $2,326,000 | $290,000 | $421,000 | $202,000 | $239,000 |
| Not applicable | 8 | $4,196,000 | $524,000 | $1,447,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $802,000 | $160,000 | $417,000 | $79,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $429,567,000 | $214,000 | $1,947,000 | $115,000 | $1,855,000 |
| FHA-insured (Federal Housing Administration) | 864 | $140,381,000 | $162,000 | $612,000 | $60,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 187 | $47,491,000 | $253,000 | $730,000 | $77,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $9,263,000 | $140,000 | $294,000 | $56,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,305 | $445,841,000 | $193,000 | $1,947,000 | $96,000 | $1,626,000 |
| Application Withdrawn By Applicant | 293 | $62,326,000 | $212,000 | $1,220,000 | $105,000 | $1,855,000 |
| Application Denied By Financial Institution | 291 | $60,864,000 | $209,000 | $1,500,000 | $80,000 | $516,000 |
| File Closed For Incompleteness | 203 | $53,281,000 | $262,000 | $867,000 | $115,000 | $984,000 |
| Application Approved But Not Accepted | 24 | $4,390,000 | $182,000 | $540,000 | $72,000 | $209,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.