Inland Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Inland Bank & Trust of Geneva, IL reported 2,492 mortgage applications totaling $576.2 million, down 20% from 2016. The average application was for $231,215, and applicants reported an average income of $112,302. 74% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,032), Springfield, MA (178) and Lake County-Kenosha County, IL-WI (127) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,492 |
| Total Mortgage Loan Application Amount | $576,190,000 |
| Average Mortgage Loan Application Amount | $231,215 |
| Highest Mortgage Loan Application Amount | $10,275,000 |
| Average Applicant Income | $112,302 |
| Highest Applicant Income | $7,340,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 705 | $ 175,488,000 | $ 248,919 | $ 110,000 |
| Hampden, Massachusetts | 167 | $ 29,445,000 | $ 176,317 | $ 66,000 |
| DuPage, Illinois | 137 | $ 31,236,000 | $ 228,000 | $ 123,000 |
| Lake, Illinois | 119 | $ 26,543,000 | $ 223,050 | $ 188,000 |
| Will, Illinois | 107 | $ 16,860,000 | $ 157,570 | $ 88,000 |
| Hartford, Connecticut | 96 | $ 18,023,000 | $ 187,739 | $ 89,000 |
| Kane, Illinois | 86 | $ 17,334,000 | $ 201,558 | $ 102,000 |
| Worcester, Massachusetts | 83 | $ 17,802,000 | $ 214,481 | $ 99,000 |
| McHenry, Illinois | 75 | $ 12,503,000 | $ 166,706 | $ 79,000 |
| Sedgwick, Kansas | 54 | $ 6,585,000 | $ 121,944 | $ 54,000 |
| Rock Island, Illinois | 53 | $ 4,441,000 | $ 83,792 | $ 46,000 |
| Scott, Iowa | 28 | $ 4,336,000 | $ 154,857 | $ 71,000 |
| Walworth, Wisconsin | 28 | $ 5,133,000 | $ 183,321 | $ 132,000 |
| Hillsborough, Florida | 27 | $ 6,810,000 | $ 252,222 | $ 92,000 |
| Tolland, Connecticut | 23 | $ 5,364,000 | $ 233,217 | $ 91,000 |
| Lake, Indiana | 23 | $ 3,083,000 | $ 134,043 | $ 57,000 |
| Cowley, Kansas | 23 | $ 2,345,000 | $ 101,956 | $ 60,000 |
| Providence, Rhode Island | 23 | $ 4,322,000 | $ 187,913 | $ 70,000 |
| Plymouth, Massachusetts | 20 | $ 6,478,000 | $ 323,900 | $ 115,000 |
| Peoria, Illinois | 19 | $ 2,605,000 | $ 137,105 | $ 60,000 |
| LaPorte, Indiana | 19 | $ 2,374,000 | $ 124,947 | $ 92,000 |
| Fairfield, Connecticut | 17 | $ 7,779,000 | $ 457,588 | $ 221,000 |
| Norfolk, Massachusetts | 16 | $ 5,457,000 | $ 341,062 | $ 112,000 |
| Duval, Florida | 15 | $ 4,229,000 | $ 281,933 | $ 166,000 |
| Cheshire, New Hampshire | 14 | $ 2,451,000 | $ 175,071 | $ 82,000 |
| Porter, Indiana | 12 | $ 2,338,000 | $ 194,833 | $ 73,000 |
| Hampshire, Massachusetts | 11 | $ 2,089,000 | $ 189,909 | $ 68,000 |
| Tazewell, Illinois | 9 | $ 985,000 | $ 109,444 | $ 46,000 |
| San Diego, California | 8 | $ 4,121,000 | $ 515,125 | $ 132,000 |
| New Haven, Connecticut | 8 | $ 1,547,000 | $ 193,375 | $ 87,000 |
| Broward, Florida | 8 | $ 4,409,000 | $ 551,125 | $ 396,000 |
| Kendall, Illinois | 8 | $ 1,787,000 | $ 223,375 | $ 90,000 |
| Richland, South Carolina | 8 | $ 1,248,000 | $ 156,000 | $ 63,000 |
| Kenosha, Wisconsin | 8 | $ 1,194,000 | $ 149,250 | $ 91,000 |
| Los Angeles, California | 7 | $ 12,019,000 | $ 1,717,000 | $ 717,000 |
| St. Johns, Florida | 7 | $ 1,902,000 | $ 271,714 | $ 104,000 |
| Butler, Kansas | 7 | $ 957,000 | $ 136,714 | $ 72,000 |
| Barnstable, Massachusetts | 7 | $ 2,420,000 | $ 345,714 | $ 111,000 |
| Middlesex, Massachusetts | 7 | $ 4,691,000 | $ 670,142 | $ 283,000 |
| Miami-Dade, Florida | 6 | $ 3,404,000 | $ 567,333 | $ 220,000 |
| Fulton, Georgia | 6 | $ 2,481,000 | $ 413,500 | $ 239,000 |
| McLean, Illinois | 6 | $ 899,000 | $ 149,833 | $ 96,000 |
| Sangamon, Illinois | 6 | $ 1,285,000 | $ 214,166 | $ 103,000 |
| Bristol, Massachusetts | 6 | $ 2,046,000 | $ 341,000 | $ 116,000 |
| Racine, Wisconsin | 6 | $ 1,387,000 | $ 231,166 | $ 94,000 |
| Waukesha, Wisconsin | 6 | $ 1,475,000 | $ 245,833 | $ 142,000 |
| Collier, Florida | 5 | $ 2,112,000 | $ 422,400 | $ 246,000 |
| Pinellas, Florida | 5 | $ 1,006,000 | $ 201,200 | $ 124,000 |
| Mercer, Illinois | 5 | $ 543,000 | $ 108,600 | $ 47,000 |
| Jefferson, Kentucky | 5 | $ 897,000 | $ 179,400 | $ 52,000 |
| Suffolk, Massachusetts | 5 | $ 1,706,000 | $ 341,200 | $ 139,000 |
| Kent, Rhode Island | 5 | $ 1,197,000 | $ 239,400 | $ 205,000 |
| Lexington, South Carolina | 5 | $ 1,180,000 | $ 236,000 | $ 79,000 |
| Fairfax, Virginia | 5 | $ 2,302,000 | $ 460,400 | $ 156,000 |
| Pierce, Washington | 5 | $ 1,769,000 | $ 353,800 | $ 209,000 |
| Milwaukee, Wisconsin | 5 | $ 1,444,000 | $ 288,800 | $ 351,000 |
| Maricopa, Arizona | 4 | $ 1,106,000 | $ 276,500 | $ 283,000 |
| Riverside, California | 4 | $ 1,054,000 | $ 263,500 | $ 385,000 |
| Windham, Connecticut | 4 | $ 805,000 | $ 201,250 | $ 81,000 |
| Lee, Florida | 4 | $ 818,000 | $ 204,500 | $ 112,000 |
| Palm Beach, Florida | 4 | $ 1,236,000 | $ 309,000 | $ 197,000 |
| Pasco, Florida | 4 | $ 1,111,000 | $ 277,750 | $ 136,000 |
| Champaign, Illinois | 4 | $ 1,904,000 | $ 476,000 | $ 160,000 |
| Berrien, Michigan | 4 | $ 710,000 | $ 177,500 | $ 103,000 |
| Clark, Nevada | 4 | $ 1,163,000 | $ 290,750 | $ 93,000 |
| Cass, North Dakota | 4 | $ 895,000 | $ 223,750 | $ 82,000 |
| Dorchester, South Carolina | 4 | $ 754,000 | $ 188,500 | $ 147,000 |
| Pima, Arizona | 3 | $ 4,453,000 | $ 1,484,333 | $ 639,000 |
| Orange, California | 3 | $ 1,535,000 | $ 511,666 | $ 153,000 |
| Boulder, Colorado | 3 | $ 1,033,000 | $ 344,333 | $ 106,000 |
| Middlesex, Connecticut | 3 | $ 516,000 | $ 172,000 | $ 106,000 |
| Madison, Illinois | 3 | $ 597,000 | $ 199,000 | $ 126,000 |
| Woodford, Illinois | 3 | $ 551,000 | $ 183,666 | $ 95,000 |
| Clark, Indiana | 3 | $ 448,000 | $ 149,333 | $ 56,000 |
| Sumner, Kansas | 3 | $ 208,000 | $ 69,333 | $ 117,000 |
| Clay, Minnesota | 3 | $ 588,000 | $ 196,000 | $ 49,000 |
| Jackson, Missouri | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Lake, Montana | 3 | $ 2,028,000 | $ 676,000 | $ 264,000 |
| Hillsborough, New Hampshire | 3 | $ 671,000 | $ 223,666 | $ 299,000 |
| Merrimack, New Hampshire | 3 | $ 725,000 | $ 241,666 | $ 110,000 |
| Loudoun, Virginia | 3 | $ 1,649,000 | $ 549,666 | $ 208,000 |
| Dane, Wisconsin | 3 | $ 960,000 | $ 320,000 | $ 161,000 |
| Adams, Colorado | 2 | $ 840,000 | $ 420,000 | $ 127,000 |
| New London, Connecticut | 2 | $ 881,000 | $ 440,500 | $ 194,000 |
| Charlotte, Florida | 2 | $ 259,000 | $ 129,500 | $ 82,000 |
| Clay, Florida | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
| Marion, Florida | 2 | $ 384,000 | $ 192,000 | $ 71,000 |
| Monroe, Florida | 2 | $ 1,295,000 | $ 647,500 | $ 127,000 |
| Polk, Florida | 2 | $ 385,000 | $ 192,500 | $ 48,000 |
| Santa Rosa, Florida | 2 | $ 249,000 | $ 124,500 | $ 46,000 |
| Volusia, Florida | 2 | $ 880,000 | $ 440,000 | $ 737,000 |
| Maui, Hawaii | 2 | $ 1,217,000 | $ 608,500 | $ 146,000 |
| Boone, Illinois | 2 | $ 272,000 | $ 136,000 | $ 65,000 |
| DeKalb, Illinois | 2 | $ 346,000 | $ 173,000 | $ 91,000 |
| Kankakee, Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Morgan, Illinois | 2 | $ 249,000 | $ 124,500 | $ 37,000 |
| Putnam, Illinois | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Winnebago, Illinois | 2 | $ 136,000 | $ 68,000 | $ 59,000 |
| Floyd, Indiana | 2 | $ 269,000 | $ 134,500 | $ 43,000 |
| Reno, Kansas | 2 | $ 323,000 | $ 161,500 | $ 62,000 |
| Essex, Massachusetts | 2 | $ 404,000 | $ 202,000 | $ 90,000 |
| Franklin, Massachusetts | 2 | $ 333,000 | $ 166,500 | $ 39,000 |
| Ingham, Michigan | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Kent, Michigan | 2 | $ 659,000 | $ 329,500 | $ 87,000 |
| Macomb, Michigan | 2 | $ 272,000 | $ 136,000 | $ 90,000 |
| Hennepin, Minnesota | 2 | $ 552,000 | $ 276,000 | $ 127,000 |
| St. Louis, Missouri | 2 | $ 914,000 | $ 457,000 | $ 199,000 |
| Lancaster, Nebraska | 2 | $ 473,000 | $ 236,500 | $ 74,000 |
| Rockingham, New Hampshire | 2 | $ 449,000 | $ 224,500 | $ 73,000 |
| Sullivan, New Hampshire | 2 | $ 303,000 | $ 151,500 | $ 75,000 |
| Bergen, New Jersey | 2 | $ 1,048,000 | $ 524,000 | $ 197,000 |
| Monmouth, New Jersey | 2 | $ 861,000 | $ 430,500 | $ 248,000 |
| Monroe, New York | 2 | $ 311,000 | $ 155,500 | $ 49,000 |
| Nassau, New York | 2 | $ 860,000 | $ 430,000 | $ 270,000 |
| Rockland, New York | 2 | $ 1,156,000 | $ 578,000 | $ 179,000 |
| Suffolk, New York | 2 | $ 814,000 | $ 407,000 | $ 115,000 |
| Darlington, South Carolina | 2 | $ 228,000 | $ 114,000 | $ 44,000 |
| Dallas, Texas | 2 | $ 516,000 | $ 258,000 | $ 103,000 |
| Harris, Texas | 2 | $ 544,000 | $ 272,000 | $ 116,000 |
| Arlington, Virginia | 2 | $ 227,000 | $ 113,500 | $ 119,000 |
| Clark, Washington | 2 | $ 759,000 | $ 379,500 | $ 83,000 |
| Dodge, Wisconsin | 2 | $ 238,000 | $ 119,000 | $ 647,000 |
| Green, Wisconsin | 2 | $ 397,000 | $ 198,500 | $ 83,000 |
| Iowa, Wisconsin | 2 | $ 262,000 | $ 131,000 | $ 83,000 |
| Rock, Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 34,000 |
| Washington, Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Madison, Alabama | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Fairbanks North Star, Alaska | 1 | $ 322,000 | $ 322,000 | $ 106,000 |
| Benton, Arkansas | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| El Dorado, California | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Kern, California | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Marin, California | 1 | $ 615,000 | $ 615,000 | $ 115,000 |
| Merced, California | 1 | $ 424,000 | $ 424,000 | $ 308,000 |
| San Francisco, California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| San Joaquin, California | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| San Luis Obispo, California | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Sierra, California | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Sonoma, California | 1 | $ 100,000 | $ 100,000 | $ 910,000 |
| Ventura, California | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Garfield, Colorado | 1 | $ 400,000 | $ 400,000 | $ 156,000 |
| Routt, Colorado | 1 | $ 488,000 | $ 488,000 | $ 660,000 |
| Litchfield, Connecticut | 1 | $ 297,000 | $ 297,000 | $ 88,000 |
| New Castle, Delaware | 1 | $ 320,000 | $ 320,000 | $ 140,000 |
| Sussex, Delaware | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Bay, Florida | 1 | $ 275,000 | $ 275,000 | $ 296,000 |
| Brevard, Florida | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Flagler, Florida | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Indian River, Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 841,000 |
| Nassau, Florida | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Orange, Florida | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Sarasota, Florida | 1 | $ 770,000 | $ 770,000 | $ 206,000 |
| Seminole, Florida | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Sumter, Florida | 1 | $ 563,000 | $ 563,000 | $ 150,000 |
| Walton, Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chatham, Georgia | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Cherokee, Georgia | 1 | $ 266,000 | $ 266,000 | $ 218,000 |
| Cobb, Georgia | 1 | $ 184,000 | $ 184,000 | $ 147,000 |
| Coweta, Georgia | 1 | $ 296,000 | $ 296,000 | $ 165,000 |
| Douglas, Georgia | 1 | $ 96,000 | $ 96,000 | $ 218,000 |
| Hawaii, Hawaii | 1 | $ 570,000 | $ 570,000 | $ 203,000 |
| Blaine, Idaho | 1 | $ 692,000 | $ 692,000 | $ 345,000 |
| Kootenai, Idaho | 1 | $ 323,000 | $ 323,000 | $ 122,000 |
| Bureau, Illinois | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Effingham, Illinois | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Henry, Illinois | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Knox, Illinois | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Lee, Illinois | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Logan, Illinois | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Marion, Illinois | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Boone, Indiana | 1 | $ 244,000 | $ 244,000 | $ 50,000 |
| Marion, Indiana | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Newton, Indiana | 1 | $ 16,000 | $ 16,000 | $ 106,000 |
| White, Indiana | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Cedar, Iowa | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Louisa, Iowa | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Muscatine, Iowa | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| O'Brien, Iowa | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Crawford, Kansas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Harvey, Kansas | 1 | $ 233,000 | $ 233,000 | $ 58,000 |
| Johnson, Kansas | 1 | $ 200,000 | $ 200,000 | $ 242,000 |
| Neosho, Kansas | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Lafayette, Louisiana | 1 | $ 330,000 | $ 330,000 | $ 384,000 |
| Cumberland, Maine | 1 | $ 360,000 | $ 360,000 | $ 242,000 |
| Kennebec, Maine | 1 | $ 132,000 | $ 132,000 | $ 102,000 |
| Knox, Maine | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Berkshire, Massachusetts | 1 | $ 337,000 | $ 337,000 | $ 62,000 |
| Dukes, Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 133,000 |
| Lenawee, Michigan | 1 | $ 224,000 | $ 224,000 | $ 62,000 |
| Livingston, Michigan | 1 | $ 212,000 | $ 212,000 | $ 240,000 |
| St. Clair, Michigan | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Washtenaw, Michigan | 1 | $ 528,000 | $ 528,000 | $ 273,000 |
| Wayne, Michigan | 1 | $ 424,000 | $ 424,000 | $ 93,000 |
| Becker, Minnesota | 1 | $ 261,000 | $ 261,000 | $ 144,000 |
| Morrison, Minnesota | 1 | $ 186,000 | $ 186,000 | $ 142,000 |
| Pine, Minnesota | 1 | $ 190,000 | $ 190,000 | $ 29,000 |
| Boone, Missouri | 1 | $ 236,000 | $ 236,000 | $ 120,000 |
| Cape Girardeau, Missouri | 1 | $ 296,000 | $ 296,000 | $ 105,000 |
| Stone, Missouri | 1 | $ 120,000 | $ 120,000 | $ 136,000 |
| Flathead, Montana | 1 | $ 374,000 | $ 374,000 | $ 560,000 |
| Atlantic, New Jersey | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 342,000 | $ 342,000 | $ 95,000 |
| Sussex, New Jersey | 1 | $ 422,000 | $ 422,000 | $ 240,000 |
| Santa Fe, New Mexico | 1 | $ 1,116,000 | $ 1,116,000 | $ 290,000 |
| Cattaraugus, New York | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Chenango, New York | 1 | $ 424,000 | $ 424,000 | $ 82,000 |
| Putnam, New York | 1 | $ 209,000 | $ 209,000 | $ 115,000 |
| Westchester, New York | 1 | $ 400,000 | $ 400,000 | $ 52,000 |
| Dare, North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 237,000 |
| Guilford, North Carolina | 1 | $ 875,000 | $ 875,000 | $ 350,000 |
| Moore, North Carolina | 1 | $ 324,000 | $ 324,000 | $ 145,000 |
| Ramsey, North Dakota | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Williams, North Dakota | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hamilton, Ohio | 1 | $ 1,078,000 | $ 1,078,000 | $ 315,000 |
| Hancock, Ohio | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Montgomery, Ohio | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Ottawa, Ohio | 1 | $ 400,000 | $ 400,000 | $ 163,000 |
| Kay, Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 63,000 |
| Pontotoc, Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Tulsa, Oklahoma | 1 | $ 379,000 | $ 379,000 | $ 119,000 |
| Wagoner, Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 124,000 |
| Allegheny, Pennsylvania | 1 | $ 308,000 | $ 308,000 | $ 150,000 |
| Washington, Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 30,000 |
| Berkeley, South Carolina | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Charleston, South Carolina | 1 | $ 424,000 | $ 424,000 | $ 271,000 |
| Greenville, South Carolina | 1 | $ 261,000 | $ 261,000 | $ 219,000 |
| Kershaw, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Laurens, South Carolina | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Oconee, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Pickens, South Carolina | 1 | $ 786,000 | $ 786,000 | $ 197,000 |
| Spartanburg, South Carolina | 1 | $ 197,000 | $ 197,000 | $ 51,000 |
| Moody, South Dakota | 1 | $ 424,000 | $ 424,000 | $ 110,000 |
| Knox, Tennessee | 1 | $ 390,000 | $ 390,000 | $ 80,000 |
| Roane, Tennessee | 1 | $ 514,000 | $ 514,000 | $ 148,000 |
| Rutherford, Tennessee | 1 | $ 204,000 | $ 204,000 | $ 144,000 |
| Sumner, Tennessee | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Williamson, Tennessee | 1 | $ 350,000 | $ 350,000 | $ 147,000 |
| Kaufman, Texas | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Tarrant, Texas | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Travis, Texas | 1 | $ 91,000 | $ 91,000 | $ 277,000 |
| Bennington, Vermont | 1 | $ 460,000 | $ 460,000 | $ 279,000 |
| Rutland, Vermont | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Frederick, Virginia | 1 | $ 180,000 | $ 180,000 | $ 44,000 |
| James City, Virginia | 1 | $ 319,000 | $ 319,000 | $ 83,000 |
| Mathews, Virginia | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Williamsburg, Virginia | 1 | $ 747,000 | $ 747,000 | $ 255,000 |
| York, Virginia | 1 | $ 526,000 | $ 526,000 | $ 275,000 |
| Skagit, Washington | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Thurston, Washington | 1 | $ 206,000 | $ 206,000 | $ 215,000 |
| Jefferson, West Virginia | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| Adams, Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Kewaunee, Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| Lafayette, Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Oneida, Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Portage, Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Sheboygan, Wisconsin | 1 | $ 258,000 | $ 258,000 | $ 754,000 |
| Winnebago, Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Wood, Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,689 | $348,840,000 | $206,000 | $10,275,000 | $93,000 | $2,681,000 |
| Refinancing | 477 | $140,881,000 | $295,000 | $3,900,000 | $146,000 | $7,340,000 |
| Home Improvement | 326 | $86,469,000 | $265,000 | $1,800,000 | $163,000 | $2,088,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,783 | $422,549,000 | $236,000 | $7,000,000 | $125,000 | $7,340,000 |
| Hispanic | 320 | $53,726,000 | $167,000 | $768,000 | $66,000 | $504,000 |
| Black or African American | 163 | $26,867,000 | $164,000 | $908,000 | $78,000 | $897,000 |
| Asian | 97 | $24,432,000 | $251,000 | $2,200,000 | $104,000 | $525,000 |
| Not Provided | 94 | $19,339,000 | $205,000 | $800,000 | $119,000 | $1,350,000 |
| Not applicable | 27 | $25,986,000 | $962,000 | $10,275,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,708,000 | $451,000 | $853,000 | $146,000 | $235,000 |
| American Indian or Alaskan Native | 2 | $583,000 | $291,000 | $424,000 | $123,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,806 | $445,708,000 | $246,000 | $10,275,000 | $129,000 | $7,340,000 |
| FHA-insured (Federal Housing Administration) | 515 | $88,878,000 | $172,000 | $576,000 | $63,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 123 | $34,377,000 | $279,000 | $2,060,000 | $92,000 | $630,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $7,227,000 | $150,000 | $253,000 | $55,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,856 | $400,418,000 | $215,000 | $10,275,000 | $109,000 | $7,340,000 |
| Application Denied By Financial Institution | 264 | $71,373,000 | $270,000 | $1,825,000 | $112,000 | $1,585,000 |
| Application Withdrawn By Applicant | 231 | $60,181,000 | $260,000 | $1,993,000 | $120,000 | $841,000 |
| File Closed For Incompleteness | 122 | $37,691,000 | $308,000 | $2,060,000 | $147,000 | $1,475,000 |
| Application Approved But Not Accepted | 19 | $6,527,000 | $343,000 | $1,800,000 | $139,000 | $865,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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