Inland Bank & Trust 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,492 |
| Total Mortgage Loan Application Amount | $576,190,000 |
| Average Mortgage Loan Application Amount | $255,333 |
| Highest Mortgage Loan Application Amount | $10,275,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $7,340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 705 | $ 175,488,000 | $ 248,000 | $ 110,000 |
| Hampden County Massachusetts | 167 | $ 29,445,000 | $ 176,000 | $ 66,000 |
| DuPage County Illinois | 137 | $ 31,236,000 | $ 228,000 | $ 123,000 |
| Lake County Illinois | 119 | $ 26,543,000 | $ 223,000 | $ 188,000 |
| Will County Illinois | 107 | $ 16,860,000 | $ 157,000 | $ 88,000 |
| Hartford County Connecticut | 96 | $ 18,023,000 | $ 187,000 | $ 89,000 |
| Kane County Illinois | 86 | $ 17,334,000 | $ 201,000 | $ 102,000 |
| Worcester County Massachusetts | 83 | $ 17,802,000 | $ 214,000 | $ 99,000 |
| McHenry County Illinois | 75 | $ 12,503,000 | $ 166,000 | $ 79,000 |
| Sedgwick County Kansas | 54 | $ 6,585,000 | $ 121,000 | $ 54,000 |
| Rock Island County Illinois | 53 | $ 4,441,000 | $ 83,000 | $ 46,000 |
| Scott County Iowa | 28 | $ 4,336,000 | $ 154,000 | $ 71,000 |
| Walworth County Wisconsin | 28 | $ 5,133,000 | $ 183,000 | $ 132,000 |
| Hillsborough County Florida | 27 | $ 6,810,000 | $ 252,000 | $ 92,000 |
| Tolland County Connecticut | 23 | $ 5,364,000 | $ 233,000 | $ 91,000 |
| Lake County Indiana | 23 | $ 3,083,000 | $ 134,000 | $ 57,000 |
| Cowley County Kansas | 23 | $ 2,345,000 | $ 101,000 | $ 60,000 |
| Providence County Rhode Island | 23 | $ 4,322,000 | $ 187,000 | $ 70,000 |
| Plymouth County Massachusetts | 20 | $ 6,478,000 | $ 323,000 | $ 115,000 |
| Peoria County Illinois | 19 | $ 2,605,000 | $ 137,000 | $ 60,000 |
| LaPorte County Indiana | 19 | $ 2,374,000 | $ 124,000 | $ 92,000 |
| Fairfield County Connecticut | 17 | $ 7,779,000 | $ 457,000 | $ 221,000 |
| Norfolk County Massachusetts | 16 | $ 5,457,000 | $ 341,000 | $ 112,000 |
| Duval County Florida | 15 | $ 4,229,000 | $ 281,000 | $ 166,000 |
| Cheshire County New Hampshire | 14 | $ 2,451,000 | $ 175,000 | $ 82,000 |
| Porter County Indiana | 12 | $ 2,338,000 | $ 194,000 | $ 73,000 |
| Hampshire County Massachusetts | 11 | $ 2,089,000 | $ 189,000 | $ 68,000 |
| Tazewell County Illinois | 9 | $ 985,000 | $ 109,000 | $ 46,000 |
| San Diego County California | 8 | $ 4,121,000 | $ 515,000 | $ 132,000 |
| New Haven County Connecticut | 8 | $ 1,547,000 | $ 193,000 | $ 87,000 |
| Broward County Florida | 8 | $ 4,409,000 | $ 551,000 | $ 396,000 |
| Kendall County Illinois | 8 | $ 1,787,000 | $ 223,000 | $ 90,000 |
| Richland County South Carolina | 8 | $ 1,248,000 | $ 156,000 | $ 63,000 |
| Kenosha County Wisconsin | 8 | $ 1,194,000 | $ 149,000 | $ 91,000 |
| Los Angeles County California | 7 | $ 12,019,000 | $ 1,717,000 | $ 717,000 |
| St. Johns County Florida | 7 | $ 1,902,000 | $ 271,000 | $ 104,000 |
| Butler County Kansas | 7 | $ 957,000 | $ 136,000 | $ 72,000 |
| Barnstable County Massachusetts | 7 | $ 2,420,000 | $ 345,000 | $ 111,000 |
| Middlesex County Massachusetts | 7 | $ 4,691,000 | $ 670,000 | $ 283,000 |
| Miami-Dade County Florida | 6 | $ 3,404,000 | $ 567,000 | $ 220,000 |
| Fulton County Georgia | 6 | $ 2,481,000 | $ 413,000 | $ 239,000 |
| McLean County Illinois | 6 | $ 899,000 | $ 149,000 | $ 96,000 |
| Sangamon County Illinois | 6 | $ 1,285,000 | $ 214,000 | $ 103,000 |
| Bristol County Massachusetts | 6 | $ 2,046,000 | $ 341,000 | $ 116,000 |
| Racine County Wisconsin | 6 | $ 1,387,000 | $ 231,000 | $ 94,000 |
| Waukesha County Wisconsin | 6 | $ 1,475,000 | $ 245,000 | $ 142,000 |
| Collier County Florida | 5 | $ 2,112,000 | $ 422,000 | $ 246,000 |
| Pinellas County Florida | 5 | $ 1,006,000 | $ 201,000 | $ 124,000 |
| Mercer County Illinois | 5 | $ 543,000 | $ 108,000 | $ 47,000 |
| Jefferson County Kentucky | 5 | $ 897,000 | $ 179,000 | $ 52,000 |
| Suffolk County Massachusetts | 5 | $ 1,706,000 | $ 341,000 | $ 139,000 |
| Kent County Rhode Island | 5 | $ 1,197,000 | $ 239,000 | $ 205,000 |
| Lexington County South Carolina | 5 | $ 1,180,000 | $ 236,000 | $ 79,000 |
| Fairfax County Virginia | 5 | $ 2,302,000 | $ 460,000 | $ 156,000 |
| Pierce County Washington | 5 | $ 1,769,000 | $ 353,000 | $ 209,000 |
| Milwaukee County Wisconsin | 5 | $ 1,444,000 | $ 288,000 | $ 351,000 |
| Maricopa County Arizona | 4 | $ 1,106,000 | $ 276,000 | $ 283,000 |
| Riverside County California | 4 | $ 1,054,000 | $ 263,000 | $ 385,000 |
| Windham County Connecticut | 4 | $ 805,000 | $ 201,000 | $ 81,000 |
| Lee County Florida | 4 | $ 818,000 | $ 204,000 | $ 112,000 |
| Palm Beach County Florida | 4 | $ 1,236,000 | $ 309,000 | $ 197,000 |
| Pasco County Florida | 4 | $ 1,111,000 | $ 277,000 | $ 136,000 |
| Champaign County Illinois | 4 | $ 1,904,000 | $ 476,000 | $ 160,000 |
| Berrien County Michigan | 4 | $ 710,000 | $ 177,000 | $ 103,000 |
| Clark County Nevada | 4 | $ 1,163,000 | $ 290,000 | $ 93,000 |
| Cass County North Dakota | 4 | $ 895,000 | $ 223,000 | $ 82,000 |
| Dorchester County South Carolina | 4 | $ 754,000 | $ 188,000 | $ 147,000 |
| Pima County Arizona | 3 | $ 4,453,000 | $ 1,484,000 | $ 639,000 |
| Orange County California | 3 | $ 1,535,000 | $ 511,000 | $ 153,000 |
| Boulder County Colorado | 3 | $ 1,033,000 | $ 344,000 | $ 106,000 |
| Middlesex County Connecticut | 3 | $ 516,000 | $ 172,000 | $ 106,000 |
| Madison County Illinois | 3 | $ 597,000 | $ 199,000 | $ 126,000 |
| Woodford County Illinois | 3 | $ 551,000 | $ 183,000 | $ 95,000 |
| Clark County Indiana | 3 | $ 448,000 | $ 149,000 | $ 56,000 |
| Sumner County Kansas | 3 | $ 208,000 | $ 69,000 | $ 117,000 |
| Clay County Minnesota | 3 | $ 588,000 | $ 196,000 | $ 49,000 |
| Jackson County Missouri | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Lake County Montana | 3 | $ 2,028,000 | $ 676,000 | $ 264,000 |
| Hillsborough County New Hampshire | 3 | $ 671,000 | $ 223,000 | $ 299,000 |
| Merrimack County New Hampshire | 3 | $ 725,000 | $ 241,000 | $ 110,000 |
| Loudoun County Virginia | 3 | $ 1,649,000 | $ 549,000 | $ 208,000 |
| Dane County Wisconsin | 3 | $ 960,000 | $ 320,000 | $ 161,000 |
| Adams County Colorado | 2 | $ 840,000 | $ 420,000 | $ 127,000 |
| New London County Connecticut | 2 | $ 881,000 | $ 440,000 | $ 194,000 |
| Charlotte County Florida | 2 | $ 259,000 | $ 129,000 | $ 82,000 |
| Clay County Florida | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
| Marion County Florida | 2 | $ 384,000 | $ 192,000 | $ 71,000 |
| Monroe County Florida | 2 | $ 1,295,000 | $ 647,000 | $ 127,000 |
| Polk County Florida | 2 | $ 385,000 | $ 192,000 | $ 48,000 |
| Santa Rosa County Florida | 2 | $ 249,000 | $ 124,000 | $ 46,000 |
| Volusia County Florida | 2 | $ 880,000 | $ 440,000 | $ 737,000 |
| Maui County Hawaii | 2 | $ 1,217,000 | $ 608,000 | $ 146,000 |
| Boone County Illinois | 2 | $ 272,000 | $ 136,000 | $ 65,000 |
| DeKalb County Illinois | 2 | $ 346,000 | $ 173,000 | $ 91,000 |
| Kankakee County Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Morgan County Illinois | 2 | $ 249,000 | $ 124,000 | $ 37,000 |
| Putnam County Illinois | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Winnebago County Illinois | 2 | $ 136,000 | $ 68,000 | $ 59,000 |
| Floyd County Indiana | 2 | $ 269,000 | $ 134,000 | $ 43,000 |
| Reno County Kansas | 2 | $ 323,000 | $ 161,000 | $ 62,000 |
| Essex County Massachusetts | 2 | $ 404,000 | $ 202,000 | $ 90,000 |
| Franklin County Massachusetts | 2 | $ 333,000 | $ 166,000 | $ 39,000 |
| Ingham County Michigan | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Kent County Michigan | 2 | $ 659,000 | $ 329,000 | $ 87,000 |
| Macomb County Michigan | 2 | $ 272,000 | $ 136,000 | $ 90,000 |
| Hennepin County Minnesota | 2 | $ 552,000 | $ 276,000 | $ 127,000 |
| St. Louis County Missouri | 2 | $ 914,000 | $ 457,000 | $ 199,000 |
| Lancaster County Nebraska | 2 | $ 473,000 | $ 236,000 | $ 74,000 |
| Rockingham County New Hampshire | 2 | $ 449,000 | $ 224,000 | $ 73,000 |
| Sullivan County New Hampshire | 2 | $ 303,000 | $ 151,000 | $ 75,000 |
| Bergen County New Jersey | 2 | $ 1,048,000 | $ 524,000 | $ 197,000 |
| Monmouth County New Jersey | 2 | $ 861,000 | $ 430,000 | $ 248,000 |
| Monroe County New York | 2 | $ 311,000 | $ 155,000 | $ 49,000 |
| Nassau County New York | 2 | $ 860,000 | $ 430,000 | $ 270,000 |
| Rockland County New York | 2 | $ 1,156,000 | $ 578,000 | $ 179,000 |
| Suffolk County New York | 2 | $ 814,000 | $ 407,000 | $ 115,000 |
| Darlington County South Carolina | 2 | $ 228,000 | $ 114,000 | $ 44,000 |
| Dallas County Texas | 2 | $ 516,000 | $ 258,000 | $ 103,000 |
| Harris County Texas | 2 | $ 544,000 | $ 272,000 | $ 116,000 |
| Arlington County Virginia | 2 | $ 227,000 | $ 113,000 | $ 119,000 |
| Clark County Washington | 2 | $ 759,000 | $ 379,000 | $ 83,000 |
| Dodge County Wisconsin | 2 | $ 238,000 | $ 119,000 | $ 647,000 |
| Green County Wisconsin | 2 | $ 397,000 | $ 198,000 | $ 83,000 |
| Iowa County Wisconsin | 2 | $ 262,000 | $ 131,000 | $ 83,000 |
| Rock County Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 34,000 |
| Washington County Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Madison County Alabama | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Fairbanks North Star County Alaska | 1 | $ 322,000 | $ 322,000 | $ 106,000 |
| Benton County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| El Dorado County California | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Kern County California | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Marin County California | 1 | $ 615,000 | $ 615,000 | $ 115,000 |
| Merced County California | 1 | $ 424,000 | $ 424,000 | $ 308,000 |
| San Francisco County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| San Joaquin County California | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| San Luis Obispo County California | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Sierra County California | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Sonoma County California | 1 | $ 100,000 | $ 100,000 | $ 910,000 |
| Ventura County California | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Garfield County Colorado | 1 | $ 400,000 | $ 400,000 | $ 156,000 |
| Routt County Colorado | 1 | $ 488,000 | $ 488,000 | $ 660,000 |
| Litchfield County Connecticut | 1 | $ 297,000 | $ 297,000 | $ 88,000 |
| New Castle County Delaware | 1 | $ 320,000 | $ 320,000 | $ 140,000 |
| Sussex County Delaware | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 296,000 |
| Brevard County Florida | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Flagler County Florida | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Indian River County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 841,000 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Orange County Florida | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Sarasota County Florida | 1 | $ 770,000 | $ 770,000 | $ 206,000 |
| Seminole County Florida | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 563,000 | $ 563,000 | $ 150,000 |
| Walton County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chatham County Georgia | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Cherokee County Georgia | 1 | $ 266,000 | $ 266,000 | $ 218,000 |
| Cobb County Georgia | 1 | $ 184,000 | $ 184,000 | $ 147,000 |
| Coweta County Georgia | 1 | $ 296,000 | $ 296,000 | $ 165,000 |
| Douglas County Georgia | 1 | $ 96,000 | $ 96,000 | $ 218,000 |
| Hawaii County Hawaii | 1 | $ 570,000 | $ 570,000 | $ 203,000 |
| Blaine County Idaho | 1 | $ 692,000 | $ 692,000 | $ 345,000 |
| Kootenai County Idaho | 1 | $ 323,000 | $ 323,000 | $ 122,000 |
| Bureau County Illinois | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Effingham County Illinois | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Henry County Illinois | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Knox County Illinois | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Lee County Illinois | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Logan County Illinois | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Marion County Illinois | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Boone County Indiana | 1 | $ 244,000 | $ 244,000 | $ 50,000 |
| Marion County Indiana | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Newton County Indiana | 1 | $ 16,000 | $ 16,000 | $ 106,000 |
| White County Indiana | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Cedar County Iowa | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Louisa County Iowa | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Muscatine County Iowa | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| O'Brien County Iowa | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Crawford County Kansas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Harvey County Kansas | 1 | $ 233,000 | $ 233,000 | $ 58,000 |
| Johnson County Kansas | 1 | $ 200,000 | $ 200,000 | $ 242,000 |
| Neosho County Kansas | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Lafayette County Louisiana | 1 | $ 330,000 | $ 330,000 | $ 384,000 |
| Cumberland County Maine | 1 | $ 360,000 | $ 360,000 | $ 242,000 |
| Kennebec County Maine | 1 | $ 132,000 | $ 132,000 | $ 102,000 |
| Knox County Maine | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Berkshire County Massachusetts | 1 | $ 337,000 | $ 337,000 | $ 62,000 |
| Dukes County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 133,000 |
| Lenawee County Michigan | 1 | $ 224,000 | $ 224,000 | $ 62,000 |
| Livingston County Michigan | 1 | $ 212,000 | $ 212,000 | $ 240,000 |
| St. Clair County Michigan | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Washtenaw County Michigan | 1 | $ 528,000 | $ 528,000 | $ 273,000 |
| Wayne County Michigan | 1 | $ 424,000 | $ 424,000 | $ 93,000 |
| Becker County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 144,000 |
| Morrison County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 142,000 |
| Pine County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 29,000 |
| Boone County Missouri | 1 | $ 236,000 | $ 236,000 | $ 120,000 |
| Cape Girardeau County Missouri | 1 | $ 296,000 | $ 296,000 | $ 105,000 |
| Stone County Missouri | 1 | $ 120,000 | $ 120,000 | $ 136,000 |
| Flathead County Montana | 1 | $ 374,000 | $ 374,000 | $ 560,000 |
| Atlantic County New Jersey | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 342,000 | $ 342,000 | $ 95,000 |
| Sussex County New Jersey | 1 | $ 422,000 | $ 422,000 | $ 240,000 |
| Santa Fe County New Mexico | 1 | $ 1,116,000 | $ 1,116,000 | $ 290,000 |
| Cattaraugus County New York | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Chenango County New York | 1 | $ 424,000 | $ 424,000 | $ 82,000 |
| Putnam County New York | 1 | $ 209,000 | $ 209,000 | $ 115,000 |
| Westchester County New York | 1 | $ 400,000 | $ 400,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 237,000 |
| Guilford County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 350,000 |
| Moore County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 145,000 |
| Ramsey County North Dakota | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Williams County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hamilton County Ohio | 1 | $ 1,078,000 | $ 1,078,000 | $ 315,000 |
| Hancock County Ohio | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Ottawa County Ohio | 1 | $ 400,000 | $ 400,000 | $ 163,000 |
| Kay County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 63,000 |
| Pontotoc County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Tulsa County Oklahoma | 1 | $ 379,000 | $ 379,000 | $ 119,000 |
| Wagoner County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 124,000 |
| Allegheny County Pennsylvania | 1 | $ 308,000 | $ 308,000 | $ 150,000 |
| Washington County Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 30,000 |
| Berkeley County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Charleston County South Carolina | 1 | $ 424,000 | $ 424,000 | $ 271,000 |
| Greenville County South Carolina | 1 | $ 261,000 | $ 261,000 | $ 219,000 |
| Kershaw County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Laurens County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Pickens County South Carolina | 1 | $ 786,000 | $ 786,000 | $ 197,000 |
| Spartanburg County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 51,000 |
| Moody County South Dakota | 1 | $ 424,000 | $ 424,000 | $ 110,000 |
| Knox County Tennessee | 1 | $ 390,000 | $ 390,000 | $ 80,000 |
| Roane County Tennessee | 1 | $ 514,000 | $ 514,000 | $ 148,000 |
| Rutherford County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 144,000 |
| Sumner County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Williamson County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 147,000 |
| Kaufman County Texas | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Tarrant County Texas | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Travis County Texas | 1 | $ 91,000 | $ 91,000 | $ 277,000 |
| Bennington County Vermont | 1 | $ 460,000 | $ 460,000 | $ 279,000 |
| Rutland County Vermont | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Frederick County Virginia | 1 | $ 180,000 | $ 180,000 | $ 44,000 |
| James City County Virginia | 1 | $ 319,000 | $ 319,000 | $ 83,000 |
| Mathews County Virginia | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Williamsburg County Virginia | 1 | $ 747,000 | $ 747,000 | $ 255,000 |
| York County Virginia | 1 | $ 526,000 | $ 526,000 | $ 275,000 |
| Skagit County Washington | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Thurston County Washington | 1 | $ 206,000 | $ 206,000 | $ 215,000 |
| Jefferson County West Virginia | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| Adams County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Kewaunee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| Lafayette County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Oneida County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Portage County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Sheboygan County Wisconsin | 1 | $ 258,000 | $ 258,000 | $ 754,000 |
| Winnebago County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Wood County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 88,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,689 | $348,840,000 | $206,000 | $10,275,000 | $93,000 | $2,681,000 |
| Refinancing | 477 | $140,881,000 | $295,000 | $3,900,000 | $146,000 | $7,340,000 |
| Home Improvement | 326 | $86,469,000 | $265,000 | $1,800,000 | $163,000 | $2,088,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,783 | $422,549,000 | $236,000 | $7,000,000 | $125,000 | $7,340,000 |
| Hispanic | 320 | $53,726,000 | $167,000 | $768,000 | $66,000 | $504,000 |
| Black or African American | 163 | $26,867,000 | $164,000 | $908,000 | $78,000 | $897,000 |
| Asian | 97 | $24,432,000 | $251,000 | $2,200,000 | $104,000 | $525,000 |
| Not Provided | 94 | $19,339,000 | $205,000 | $800,000 | $119,000 | $1,350,000 |
| Not applicable | 27 | $25,986,000 | $962,000 | $10,275,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,708,000 | $451,000 | $853,000 | $146,000 | $235,000 |
| American Indian or Alaskan Native | 2 | $583,000 | $291,000 | $424,000 | $123,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,806 | $445,708,000 | $246,000 | $10,275,000 | $129,000 | $7,340,000 |
| FHA-insured (Federal Housing Administration) | 515 | $88,878,000 | $172,000 | $576,000 | $63,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 123 | $34,377,000 | $279,000 | $2,060,000 | $92,000 | $630,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $7,227,000 | $150,000 | $253,000 | $55,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,856 | $400,418,000 | $215,000 | $10,275,000 | $109,000 | $7,340,000 |
| Application Denied By Financial Institution | 264 | $71,373,000 | $270,000 | $1,825,000 | $112,000 | $1,585,000 |
| Application Withdrawn By Applicant | 231 | $60,181,000 | $260,000 | $1,993,000 | $120,000 | $841,000 |
| File Closed For Incompleteness | 122 | $37,691,000 | $308,000 | $2,060,000 | $147,000 | $1,475,000 |
| Application Approved But Not Accepted | 19 | $6,527,000 | $343,000 | $1,800,000 | $139,000 | $865,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.