York County, VA Mortgage Lenders & HMDA Data, 2017
In 2017, lenders reported 3,138 mortgage applications in York County, VA totaling $899.3 million, down 20% from 2016. The average application was for $286,000, and applicants reported an average income of $87,000. 53% of applications resulted in an originated loan and 12% were denied. The most active lender was Wells Fargo Bank NA, with 304 applications, followed by Atlantic Bay Mortgage Group and Langley Federal Credit Union.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,138 |
| Total Mortgage Loan Application Amount | $899,286,000 |
| Average Mortgage Loan Application Amount | $286,000 |
| Highest Mortgage Loan Application Amount | $48,750,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $1,762,000 |
Top Mortgage Lenders in York County, VA (2017)
Ranked by the number of mortgage applications each lender reported in York County, VA in 2017.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN |
304 | $80,545,000 | $264,000 | $99,000 |
| 2 | Atlantic Bay Mortgage Group Virginia Beach, VA |
268 | $70,397,000 | $262,000 | $99,000 |
| 3 | Langley Federal Credit Union Newport News, VA |
155 | $32,441,000 | $209,000 | $98,000 |
| 4 | USAA Federal Savings Bank San Antonio, TX |
127 | $38,068,000 | $299,000 | $105,000 |
| 5 | PennyMac Loan Services LLC Westlake Village, CA |
119 | $35,713,000 | $300,000 | $10,000 |
| 6 | Navy Federal Credit Union Vienna, VA |
111 | $27,050,000 | $243,000 | $111,000 |
| 7 | Suntrust Mortgage, Inc. Richmond, VA |
80 | $21,575,000 | $269,000 | $120,000 |
| 8 | Freedom Mortgage Corporation Boca Raton, FL |
62 | $17,257,000 | $278,000 | $27,000 |
| 9 | Townebank Portsmouth, VA |
60 | $15,111,000 | $251,000 | $107,000 |
| 10 | Suntrust Bank Atlanta, GA |
57 | $15,980,000 | $280,000 | $81,000 |
The tables below break down 2017 mortgage applications in York County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for York County, VA in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,673 | $550,946,000 | $329,000 | $48,750,000 | $89,000 | $652,000 |
| Refinancing | 1,257 | $326,422,000 | $259,000 | $13,393,000 | $84,000 | $1,762,000 |
| Home Improvement | 208 | $21,918,000 | $105,000 | $1,074,000 | $97,000 | $552,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,929 | $491,411,000 | $254,000 | $1,800,000 | $99,000 | $1,762,000 |
| Not Provided | 352 | $91,225,000 | $259,000 | $940,000 | $97,000 | $1,030,000 |
| Not applicable | 332 | $189,325,000 | $570,000 | $48,750,000 | $11,000 | $315,000 |
| Black or African American | 297 | $68,536,000 | $230,000 | $800,000 | $76,000 | $322,000 |
| Hispanic | 104 | $26,569,000 | $255,000 | $472,000 | $105,000 | $442,000 |
| Asian | 98 | $26,239,000 | $267,000 | $600,000 | $102,000 | $652,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,575,000 | $255,000 | $484,000 | $79,000 | $192,000 |
| American Indian or Alaskan Native | 12 | $2,406,000 | $200,000 | $460,000 | $91,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,560 | $436,268,000 | $279,000 | $48,750,000 | $103,000 | $1,762,000 |
| VA-guaranteed (Veterans Administration) | 1,119 | $346,527,000 | $309,000 | $940,000 | $78,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 442 | $113,443,000 | $256,000 | $13,393,000 | $57,000 | $614,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,048,000 | $179,000 | $242,000 | $53,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,671 | $479,715,000 | $287,000 | $48,750,000 | $98,000 | $1,762,000 |
| Loan Purchased By The Institution | 517 | $146,124,000 | $282,000 | $1,074,000 | $47,000 | $550,000 |
| Application Withdrawn By Applicant | 388 | $149,126,000 | $384,000 | $20,000,000 | $99,000 | $504,000 |
| Application Denied By Financial Institution | 371 | $75,891,000 | $204,000 | $789,000 | $79,000 | $360,000 |
| File Closed For Incompleteness | 122 | $32,847,000 | $269,000 | $990,000 | $94,000 | $1,030,000 |
| Application Approved But Not Accepted | 69 | $15,583,000 | $225,000 | $498,000 | $80,000 | $300,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $10,323,000 | $112,000 | $424,000 | $69,000 | $322,000 |
| Credit Application Incomplete | 57 | $13,952,000 | $244,000 | $557,000 | $89,000 | $360,000 |
| Debt-To-Income Ratio | 51 | $10,802,000 | $211,000 | $485,000 | $66,000 | $263,000 |
| Collateral | 39 | $9,051,000 | $232,000 | $577,000 | $109,000 | $292,000 |
| Other | 38 | $10,178,000 | $267,000 | $789,000 | $81,000 | $210,000 |
| Unverifiable Information | 7 | $1,538,000 | $219,000 | $360,000 | $107,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,549,000 | $309,000 | $431,000 | $84,000 | $136,000 |
| Employment History | 4 | $729,000 | $182,000 | $210,000 | $51,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About