Usaa Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage statistics in Texas.
The mortgage statistics provided below are specific to mortgages loaned by Usaa Federal Savings Bank, and
charts are available for all areas of Texas.
Search for mortgage details by county or metropolitan area
and explore the total number of mortgage applications and mortgage application details for 2003-2017.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 116,720 |
| Total Mortgage Loan Application Amount | $27,423,878,000 |
| Average Mortgage Loan Application Amount | $180,990 |
| Highest Mortgage Loan Application Amount | $2,464,000 |
| Average Applicant Income | $86,805 |
| Highest Applicant Income | $8,012,000 |
We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
As you search for the best mortgages in TX, our lists will give you a good idea what to expect in any situation.
These numbers will tell you what the best mortgage loans are by county, by race, and per income. With this information, you can be prepared to
get the best mortgage price when you search out a mortgage lender.
Our numbers detail mortgage loan totals in categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage applicants in Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 79,249 | $19,543,014,000 | $246,000 | $2,460,000 | $103,000 | $3,100,000 |
| Refinancing | 27,381 | $5,729,534,000 | $209,000 | $2,464,000 | $77,000 | $8,012,000 |
| Home Improvement | 10,093 | $2,152,132,000 | $213,000 | $1,836,000 | $100,000 | $4,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 77,627 | $18,135,518,000 | $233,000 | $2,464,000 | $98,000 | $8,012,000 |
| Not Provided | 13,642 | $3,336,068,000 | $244,000 | $2,000,000 | $101,000 | $2,197,000 |
| Black or African American | 10,738 | $2,431,887,000 | $226,000 | $1,029,000 | $87,000 | $963,000 |
| Hispanic | 9,463 | $2,222,341,000 | $234,000 | $1,209,000 | $88,000 | $1,302,000 |
| Asian | 2,649 | $712,923,000 | $269,000 | $1,438,000 | $101,000 | $1,469,000 |
| American Indian or Alaskan Native | 1,635 | $350,826,000 | $214,000 | $1,080,000 | $87,000 | $1,866,000 |
| Native Hawaiin or Other Pacific Islander | 726 | $189,052,000 | $260,000 | $1,003,000 | $93,000 | $585,000 |
| Not applicable | 243 | $46,065,000 | $189,000 | $514,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 67,205 | $16,765,590,000 | $249,000 | $1,954,000 | $85,000 | $1,302,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 49,518 | $10,659,090,000 | $215,000 | $2,464,000 | $112,000 | $8,012,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 63,346 | $14,647,435,000 | $231,000 | $1,760,000 | $95,000 | $2,197,000 |
| Application Withdrawn By Applicant | 28,197 | $7,157,167,000 | $253,000 | $2,000,000 | $113,000 | $8,012,000 |
| Application Denied By Financial Institution | 21,119 | $4,714,730,000 | $223,000 | $2,464,000 | $84,000 | $4,080,000 |
| File Closed For Incompleteness | 2,190 | $518,823,000 | $236,000 | $2,460,000 | $108,000 | $1,302,000 |
| Application Approved But Not Accepted | 1,628 | $340,460,000 | $209,000 | $1,013,000 | $44,000 | $538,000 |
| Loan Purchased By The Institution | 243 | $46,065,000 | $189,000 | $514,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6,839 | $1,518,822,000 | $222,000 | $1,836,000 | $57,000 | $399,000 |
| Collateral | 5,198 | $1,146,485,000 | $220,000 | $1,108,000 | $102,000 | $4,080,000 |
| Credit Application Incomplete | 3,951 | $968,987,000 | $245,000 | $1,463,000 | $105,000 | $963,000 |
| Credit History | 2,406 | $513,568,000 | $213,000 | $2,464,000 | $91,000 | $1,211,000 |
| Other | 1,211 | $239,159,000 | $197,000 | $806,000 | $68,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 793 | $169,278,000 | $213,000 | $647,000 | $97,000 | $580,000 |
| Employment History | 618 | $134,897,000 | $218,000 | $1,200,000 | $76,000 | $726,000 |
| Unverifiable Information | 100 | $23,015,000 | $230,000 | $920,000 | $97,000 | $550,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage application data give you everything you need to know as you start your search for the best lenders in TX, and give you an idea of what the best mortgage loans really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.