USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2017

In 2017, USAA Federal Savings Bank of San Antonio, TX reported 116,723 mortgage applications totaling $27.4 billion, down 7% from 2016. The average application was for $234,955, and applicants reported an average income of $96,641. 54% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,922), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,474) and San Antonio-New Braunfels, TX (2,925) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 116,723
Total Mortgage Loan Application Amount $27,424,680,000
Average Mortgage Loan Application Amount $234,955
Highest Mortgage Loan Application Amount $2,464,000
Average Applicant Income $96,641
Highest Applicant Income $8,012,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,422 $ 597,154,000 $ 246,554 $ 98,000
Bexar, Texas 2,313 $ 489,382,000 $ 211,578 $ 89,000
Clark, Nevada 1,278 $ 322,777,000 $ 252,564 $ 92,000
Harris, Texas 1,254 $ 293,284,000 $ 233,878 $ 109,000
El Paso, Colorado 1,157 $ 300,704,000 $ 259,899 $ 89,000
Hillsborough, Florida 1,005 $ 237,715,000 $ 236,532 $ 100,000
San Diego, California 946 $ 402,997,000 $ 426,001 $ 119,000
Tarrant, Texas 902 $ 200,988,000 $ 222,824 $ 95,000
Pierce, Washington 857 $ 251,889,000 $ 293,919 $ 103,000
Los Angeles, California 825 $ 338,521,000 $ 410,328 $ 120,000
Fairfax, Virginia 787 $ 348,684,000 $ 443,054 $ 145,000
Pima, Arizona 773 $ 158,368,000 $ 204,874 $ 90,000
Wake, North Carolina 671 $ 168,027,000 $ 250,412 $ 101,000
Cumberland, North Carolina 669 $ 107,142,000 $ 160,152 $ 72,000
Bell, Texas 651 $ 105,939,000 $ 162,732 $ 70,000
Cook, Illinois 640 $ 153,606,000 $ 240,009 $ 105,000
Fulton, Georgia 618 $ 159,574,000 $ 258,210 $ 115,000
Cobb, Georgia 586 $ 141,419,000 $ 241,329 $ 103,000
Dallas, Texas 579 $ 141,248,000 $ 243,951 $ 115,000
Brevard, Florida 575 $ 131,871,000 $ 229,340 $ 97,000
Riverside, California 572 $ 181,445,000 $ 317,211 $ 101,000
Pinellas, Florida 572 $ 129,255,000 $ 225,970 $ 99,000
King, Washington 562 $ 217,101,000 $ 386,300 $ 130,000
Gwinnett, Georgia 559 $ 124,051,000 $ 221,915 $ 94,000
Broward, Florida 552 $ 152,934,000 $ 277,054 $ 106,000
El Paso, Texas 544 $ 93,779,000 $ 172,387 $ 77,000
Travis, Texas 536 $ 149,099,000 $ 278,169 $ 126,000
Orange, Florida 533 $ 134,494,000 $ 252,333 $ 102,000
Mecklenburg, North Carolina 528 $ 126,906,000 $ 240,352 $ 104,000
Bernalillo, New Mexico 518 $ 114,481,000 $ 221,005 $ 104,000
Duval, Florida 510 $ 106,773,000 $ 209,358 $ 83,000
Prince William, Virginia 509 $ 185,925,000 $ 365,275 $ 122,000
Anne Arundel, Maryland 497 $ 173,750,000 $ 349,597 $ 115,000
Oklahoma, Oklahoma 489 $ 91,848,000 $ 187,828 $ 89,000
Palm Beach, Florida 463 $ 121,257,000 $ 261,894 $ 101,000
Prince George's, Maryland 462 $ 144,844,000 $ 313,515 $ 111,000
Montgomery, Tennessee 461 $ 82,902,000 $ 179,830 $ 66,000
DeKalb, Georgia 429 $ 96,443,000 $ 224,808 $ 96,000
Denton, Texas 428 $ 118,734,000 $ 277,415 $ 112,000
San Bernardino, California 418 $ 107,824,000 $ 257,952 $ 97,000
Williamson, Texas 405 $ 99,498,000 $ 245,674 $ 98,000
Sacramento, California 400 $ 115,572,000 $ 288,930 $ 102,000
Collin, Texas 397 $ 117,426,000 $ 295,783 $ 121,000
Okaloosa, Florida 392 $ 87,047,000 $ 222,058 $ 83,000
Richland, South Carolina 389 $ 72,081,000 $ 185,298 $ 84,000
Shelby, Tennessee 383 $ 76,830,000 $ 200,600 $ 97,000
Miami-Dade, Florida 381 $ 102,895,000 $ 270,065 $ 100,000
Thurston, Washington 378 $ 101,726,000 $ 269,116 $ 88,000
Columbia, Georgia 376 $ 77,307,000 $ 205,603 $ 88,000
Houston, Georgia 369 $ 65,570,000 $ 177,696 $ 79,000
Spokane, Washington 361 $ 80,843,000 $ 223,941 $ 89,000
Arapahoe, Colorado 356 $ 104,942,000 $ 294,780 $ 101,000
Charleston, South Carolina 354 $ 92,281,000 $ 260,680 $ 101,000
Franklin, Ohio 352 $ 68,509,000 $ 194,627 $ 92,000
Montgomery, Ohio 344 $ 56,222,000 $ 163,436 $ 85,000
Virginia Beach, Virginia 342 $ 86,316,000 $ 252,385 $ 88,000
Madison, Alabama 338 $ 75,209,000 $ 222,511 $ 104,000
Ada, Idaho 329 $ 77,310,000 $ 234,984 $ 98,000
Wayne, Michigan 324 $ 50,984,000 $ 157,358 $ 82,000
Greenville, South Carolina 320 $ 64,222,000 $ 200,693 $ 85,000
Montgomery, Texas 319 $ 78,242,000 $ 245,272 $ 118,000
Orange, California 311 $ 142,426,000 $ 457,961 $ 134,000
Santa Rosa, Florida 309 $ 69,580,000 $ 225,177 $ 86,000
Volusia, Florida 307 $ 61,360,000 $ 199,869 $ 88,000
Montgomery, Maryland 306 $ 116,553,000 $ 380,892 $ 139,000
Jefferson, Colorado 301 $ 98,841,000 $ 328,375 $ 113,000
Allegheny, Pennsylvania 300 $ 55,954,000 $ 186,513 $ 95,000
Hennepin, Minnesota 297 $ 72,902,000 $ 245,461 $ 105,000
Loudoun, Virginia 297 $ 126,523,000 $ 426,003 $ 144,000
Burlington, New Jersey 292 $ 66,498,000 $ 227,732 $ 93,000
Davidson, Tennessee 288 $ 74,012,000 $ 256,986 $ 100,000
Jefferson, Kentucky 284 $ 53,311,000 $ 187,714 $ 90,000
Lee, Florida 283 $ 64,348,000 $ 227,378 $ 97,000
Salt Lake, Utah 280 $ 81,661,000 $ 291,646 $ 102,000
Onslow, North Carolina 279 $ 47,459,000 $ 170,103 $ 62,000
Pasco, Florida 276 $ 59,378,000 $ 215,137 $ 89,000
Oakland, Michigan 276 $ 58,842,000 $ 213,195 $ 105,000
Snohomish, Washington 274 $ 96,017,000 $ 350,427 $ 109,000
Johnson, Kansas 272 $ 64,908,000 $ 238,632 $ 112,000
Escambia, Florida 271 $ 51,471,000 $ 189,929 $ 85,000
Anchorage, Alaska 269 $ 79,650,000 $ 296,096 $ 104,000
St. Louis, Missouri 268 $ 56,505,000 $ 210,839 $ 102,000
Chesterfield, Virginia 268 $ 67,040,000 $ 250,149 $ 96,000
Denver, Colorado 267 $ 87,900,000 $ 329,213 $ 115,000
Chatham, Georgia 266 $ 52,667,000 $ 197,996 $ 81,000
Multnomah, Oregon 263 $ 79,919,000 $ 303,874 $ 112,000
Guadalupe, Texas 263 $ 57,443,000 $ 218,414 $ 86,000
Muscogee, Georgia 259 $ 43,093,000 $ 166,382 $ 79,000
Clark, Washington 259 $ 77,672,000 $ 299,891 $ 96,000
Marion, Indiana 258 $ 41,189,000 $ 159,647 $ 78,000
Washington, Oregon 257 $ 78,586,000 $ 305,782 $ 105,000
Kitsap, Washington 255 $ 74,866,000 $ 293,592 $ 100,000
Henry, Georgia 254 $ 53,210,000 $ 209,488 $ 85,000
Washoe, Nevada 252 $ 75,779,000 $ 300,710 $ 104,000
Sarpy, Nebraska 250 $ 51,889,000 $ 207,556 $ 89,000
Fort Bend, Texas 250 $ 66,064,000 $ 264,256 $ 116,000
St. Clair, Illinois 248 $ 44,905,000 $ 181,068 $ 85,000
Tulsa, Oklahoma 245 $ 42,801,000 $ 174,697 $ 86,000
Philadelphia, Pennsylvania 245 $ 53,123,000 $ 216,828 $ 106,000
Seminole, Florida 244 $ 58,775,000 $ 240,881 $ 97,000
Polk, Florida 242 $ 45,368,000 $ 187,471 $ 79,000
Stafford, Virginia 242 $ 83,185,000 $ 343,739 $ 116,000
Harnett, North Carolina 241 $ 46,174,000 $ 191,593 $ 69,000
Erie, New York 239 $ 41,062,000 $ 171,807 $ 89,000
Jackson, Missouri 238 $ 41,087,000 $ 172,634 $ 85,000
Dorchester, South Carolina 238 $ 54,404,000 $ 228,588 $ 86,000
Moore, North Carolina 236 $ 59,713,000 $ 253,021 $ 103,000
Pulaski, Arkansas 235 $ 42,370,000 $ 180,297 $ 77,000
Baltimore, Maryland 235 $ 56,214,000 $ 239,208 $ 95,000
Cuyahoga, Ohio 235 $ 39,091,000 $ 166,344 $ 90,000
Nueces, Texas 235 $ 49,663,000 $ 211,331 $ 92,000
Suffolk, New York 234 $ 76,374,000 $ 326,384 $ 120,000
Pinal, Arizona 232 $ 42,595,000 $ 183,599 $ 69,000
Berkeley, South Carolina 231 $ 50,097,000 $ 216,870 $ 88,000
Greene, Ohio 230 $ 47,392,000 $ 206,052 $ 100,000
Douglas, Colorado 228 $ 84,576,000 $ 370,947 $ 125,000
Jefferson, Alabama 227 $ 42,364,000 $ 186,625 $ 84,000
Macomb, Michigan 226 $ 39,189,000 $ 173,402 $ 78,000
District of Columbia, District Of Columbia 225 $ 97,910,000 $ 435,155 $ 152,000
Kern, California 224 $ 51,609,000 $ 230,397 $ 90,000
Middlesex, Massachusetts 223 $ 90,981,000 $ 407,986 $ 147,000
Beaufort, South Carolina 221 $ 59,929,000 $ 271,171 $ 98,000
Cherokee, Georgia 219 $ 51,030,000 $ 233,013 $ 96,000
Sedgwick, Kansas 219 $ 35,147,000 $ 160,488 $ 74,000
Hartford, Connecticut 218 $ 50,466,000 $ 231,495 $ 98,000
Solano, California 217 $ 80,089,000 $ 369,073 $ 119,000
Bay, Florida 215 $ 48,677,000 $ 226,404 $ 97,000
Chesapeake, Virginia 215 $ 58,846,000 $ 273,702 $ 89,000
Clay, Florida 213 $ 43,488,000 $ 204,169 $ 81,000
Cleveland, Oklahoma 213 $ 38,670,000 $ 181,549 $ 80,000
Horry, South Carolina 210 $ 39,389,000 $ 187,566 $ 80,000
York, South Carolina 210 $ 48,780,000 $ 232,285 $ 86,000
Honolulu, Hawaii 209 $ 98,916,000 $ 473,282 $ 123,000
New Haven, Connecticut 207 $ 50,850,000 $ 245,652 $ 111,000
Montgomery, Pennsylvania 206 $ 54,501,000 $ 264,567 $ 110,000
Guilford, North Carolina 204 $ 42,065,000 $ 206,200 $ 96,000
Knox, Tennessee 203 $ 39,730,000 $ 195,714 $ 89,000
Worcester, Massachusetts 202 $ 55,413,000 $ 274,321 $ 97,000
Galveston, Texas 202 $ 46,668,000 $ 231,029 $ 99,000
Lake, Florida 201 $ 43,336,000 $ 215,601 $ 94,000
Adams, Colorado 199 $ 55,705,000 $ 279,924 $ 96,000
Baltimore City, Maryland 198 $ 42,491,000 $ 214,601 $ 100,000
St. Johns, Florida 193 $ 54,784,000 $ 283,854 $ 102,000
Hillsborough, New Hampshire 191 $ 50,002,000 $ 261,790 $ 102,000
Norfolk, Virginia 190 $ 43,477,000 $ 228,826 $ 90,000
Clackamas, Oregon 189 $ 62,115,000 $ 328,650 $ 108,000
Lexington, South Carolina 189 $ 35,372,000 $ 187,153 $ 78,000
Hamilton, Tennessee 188 $ 39,341,000 $ 209,260 $ 96,000
Hamilton, Ohio 187 $ 35,233,000 $ 188,411 $ 96,000
Durham, North Carolina 186 $ 41,481,000 $ 223,016 $ 102,000
St. Lucie, Florida 185 $ 35,852,000 $ 193,794 $ 84,000
Douglas, Nebraska 185 $ 32,917,000 $ 177,929 $ 94,000
Mobile, Alabama 184 $ 28,948,000 $ 157,326 $ 86,000
Manatee, Florida 183 $ 45,499,000 $ 248,628 $ 99,000
Sarasota, Florida 182 $ 39,321,000 $ 216,049 $ 100,000
Orleans, Louisiana 179 $ 41,084,000 $ 229,519 $ 106,000
Fairfield, Connecticut 177 $ 61,999,000 $ 350,276 $ 145,000
Contra Costa, California 176 $ 81,032,000 $ 460,409 $ 134,000
Comal, Texas 176 $ 49,697,000 $ 282,369 $ 108,000
Davis, Utah 176 $ 48,839,000 $ 277,494 $ 94,000
Howard, Maryland 174 $ 62,822,000 $ 361,045 $ 128,000
Placer, California 172 $ 62,012,000 $ 360,534 $ 140,000
Rutherford, Tennessee 171 $ 38,115,000 $ 222,894 $ 87,000
Osceola, Florida 170 $ 38,674,000 $ 227,494 $ 85,000
Larimer, Colorado 169 $ 53,021,000 $ 313,733 $ 120,000
Camden, New Jersey 168 $ 31,025,000 $ 184,672 $ 91,000
Jefferson, New York 168 $ 30,013,000 $ 178,648 $ 87,000
Harford, Maryland 167 $ 45,032,000 $ 269,652 $ 103,000
Richmond, Georgia 166 $ 24,568,000 $ 148,000 $ 72,000
Monmouth, New Jersey 166 $ 54,316,000 $ 327,204 $ 143,000
Lake, Illinois 165 $ 37,477,000 $ 227,133 $ 104,000
New Castle, Delaware 162 $ 36,949,000 $ 228,080 $ 100,000
Marion, Florida 162 $ 27,716,000 $ 171,086 $ 81,000
Plymouth, Massachusetts 162 $ 55,360,000 $ 341,728 $ 131,000
Nassau, New York 162 $ 62,472,000 $ 385,629 $ 120,000
Forsyth, Georgia 160 $ 42,916,000 $ 268,225 $ 105,000
Essex, Massachusetts 159 $ 57,741,000 $ 363,150 $ 125,000
Sumter, South Carolina 159 $ 24,318,000 $ 152,943 $ 67,000
Hamilton, Indiana 158 $ 36,660,000 $ 232,025 $ 107,000
Charles, Maryland 158 $ 50,287,000 $ 318,272 $ 96,000
Ocean, New Jersey 158 $ 40,747,000 $ 257,892 $ 112,000
St. Tammany, Louisiana 157 $ 35,608,000 $ 226,802 $ 99,000
Orange, New York 157 $ 41,280,000 $ 262,929 $ 117,000
Providence, Rhode Island 157 $ 34,875,000 $ 222,133 $ 87,000
Brazoria, Texas 156 $ 34,903,000 $ 223,737 $ 100,000
Benton, Arkansas 154 $ 31,417,000 $ 204,006 $ 97,000
DuPage, Illinois 153 $ 43,498,000 $ 284,300 $ 133,000
Forsyth, North Carolina 153 $ 27,428,000 $ 179,267 $ 89,000
Yavapai, Arizona 152 $ 39,232,000 $ 258,105 $ 99,000
New London, Connecticut 152 $ 36,810,000 $ 242,171 $ 101,000
Dakota, Minnesota 152 $ 35,010,000 $ 230,328 $ 97,000
Fresno, California 151 $ 38,119,000 $ 252,443 $ 89,000
Paulding, Georgia 151 $ 27,720,000 $ 183,576 $ 83,000
Alameda, California 150 $ 75,743,000 $ 504,953 $ 139,000
Alexandria, Virginia 150 $ 58,394,000 $ 389,293 $ 150,000
Baldwin, Alabama 149 $ 34,018,000 $ 228,308 $ 96,000
San Joaquin, California 149 $ 44,537,000 $ 298,906 $ 100,000
Frederick, Maryland 149 $ 44,757,000 $ 300,382 $ 106,000
Delaware, Pennsylvania 149 $ 38,191,000 $ 256,315 $ 107,000
Cochise, Arizona 148 $ 25,018,000 $ 169,040 $ 80,000
Alachua, Florida 147 $ 28,596,000 $ 194,530 $ 102,000
Utah, Utah 147 $ 40,821,000 $ 277,693 $ 101,000
Kent, Delaware 146 $ 31,436,000 $ 215,315 $ 77,000
Milwaukee, Wisconsin 145 $ 29,184,000 $ 201,268 $ 102,000
Montgomery, Alabama 143 $ 26,370,000 $ 184,405 $ 84,000
Dona Ana, New Mexico 143 $ 26,235,000 $ 183,461 $ 90,000
Hays, Texas 143 $ 32,328,000 $ 226,069 $ 97,000
Henrico, Virginia 143 $ 32,703,000 $ 228,692 $ 101,000
Coweta, Georgia 142 $ 32,441,000 $ 228,457 $ 106,000
Lane, Oregon 142 $ 36,065,000 $ 253,978 $ 85,000
Arlington, Virginia 141 $ 63,731,000 $ 451,992 $ 155,000
Ventura, California 140 $ 60,209,000 $ 430,064 $ 123,000
Leon, Florida 140 $ 27,058,000 $ 193,271 $ 97,000
East Baton Rouge, Louisiana 139 $ 28,979,000 $ 208,482 $ 88,000
Cumberland, Maine 137 $ 34,514,000 $ 251,927 $ 106,000
St. Charles, Missouri 137 $ 31,465,000 $ 229,671 $ 93,000
Onondaga, New York 137 $ 22,332,000 $ 163,007 $ 83,000
Johnston, North Carolina 137 $ 29,459,000 $ 215,029 $ 82,000
Fairbanks North Star, Alaska 136 $ 33,431,000 $ 245,816 $ 85,000
Sandoval, New Mexico 136 $ 29,810,000 $ 219,191 $ 99,000
Newport News, Virginia 136 $ 28,304,000 $ 208,117 $ 74,000
Jefferson, Louisiana 134 $ 25,318,000 $ 188,940 $ 83,000
Bucks, Pennsylvania 134 $ 38,695,000 $ 288,768 $ 121,000
Matanuska-Susitna, Alaska 133 $ 35,189,000 $ 264,578 $ 91,000
Lowndes, Georgia 133 $ 22,344,000 $ 168,000 $ 69,000
New Hanover, North Carolina 132 $ 29,072,000 $ 220,242 $ 103,000
Deschutes, Oregon 132 $ 39,823,000 $ 301,689 $ 113,000
Spartanburg, South Carolina 132 $ 22,123,000 $ 167,598 $ 79,000
Spotsylvania, Virginia 132 $ 38,786,000 $ 293,833 $ 109,000
Harrison, Mississippi 131 $ 22,407,000 $ 171,045 $ 82,000
Cabarrus, North Carolina 131 $ 27,493,000 $ 209,870 $ 89,000
Kootenai, Idaho 130 $ 33,102,000 $ 254,630 $ 99,000
Marion, Oregon 130 $ 31,849,000 $ 244,992 $ 93,000
Will, Illinois 129 $ 29,729,000 $ 230,457 $ 92,000
Buncombe, North Carolina 129 $ 31,435,000 $ 243,682 $ 103,000
Parker, Texas 129 $ 30,869,000 $ 239,294 $ 99,000
Monroe, New York 128 $ 19,173,000 $ 149,789 $ 74,000
Summit, Ohio 128 $ 22,186,000 $ 173,328 $ 119,000
Lee, Alabama 127 $ 24,601,000 $ 193,708 $ 82,000
Coryell, Texas 127 $ 17,892,000 $ 140,881 $ 63,000
Hampton, Virginia 127 $ 24,879,000 $ 195,897 $ 77,000
York, Virginia 127 $ 38,068,000 $ 299,748 $ 105,000
Liberty, Georgia 126 $ 19,074,000 $ 151,380 $ 63,000
Clay, Missouri 126 $ 24,857,000 $ 197,277 $ 94,000
Hoke, North Carolina 125 $ 21,126,000 $ 169,008 $ 63,000
Comanche, Oklahoma 125 $ 20,421,000 $ 163,368 $ 73,000
Chester, Pennsylvania 125 $ 36,686,000 $ 293,488 $ 122,000
Taylor, Texas 125 $ 21,348,000 $ 170,784 $ 73,000
Sussex, Delaware 124 $ 26,978,000 $ 217,564 $ 97,000
Kent, Michigan 124 $ 22,174,000 $ 178,822 $ 82,000
Brunswick, North Carolina 124 $ 28,454,000 $ 229,467 $ 97,000
Laramie, Wyoming 124 $ 29,170,000 $ 235,241 $ 79,000
Weld, Colorado 123 $ 33,505,000 $ 272,398 $ 86,000
Dane, Wisconsin 123 $ 28,858,000 $ 234,617 $ 98,000
Bossier, Louisiana 120 $ 25,568,000 $ 213,066 $ 86,000
Bergen, New Jersey 120 $ 44,189,000 $ 368,241 $ 130,000
Warren, Ohio 119 $ 29,310,000 $ 246,302 $ 117,000
McLennan, Texas 118 $ 22,484,000 $ 190,542 $ 89,000
Hardin, Kentucky 117 $ 22,787,000 $ 194,760 $ 87,000
DeSoto, Mississippi 117 $ 23,281,000 $ 198,982 $ 85,000
Shelby, Alabama 116 $ 26,125,000 $ 225,215 $ 91,000
Fayette, Georgia 115 $ 33,194,000 $ 288,643 $ 120,000
Fayette, Kentucky 115 $ 22,698,000 $ 197,373 $ 89,000
Middlesex, New Jersey 115 $ 32,127,000 $ 279,365 $ 114,000
York, Pennsylvania 115 $ 23,513,000 $ 204,460 $ 92,000
Douglas, Georgia 114 $ 23,802,000 $ 208,789 $ 84,000
Norfolk, Massachusetts 114 $ 44,869,000 $ 393,587 $ 134,000
Rockingham, New Hampshire 113 $ 32,627,000 $ 288,734 $ 112,000
Hernando, Florida 111 $ 17,206,000 $ 155,009 $ 68,000
Weber, Utah 111 $ 25,445,000 $ 229,234 $ 84,000
Lancaster, Nebraska 110 $ 18,632,000 $ 169,381 $ 84,000
Lancaster, Pennsylvania 110 $ 22,652,000 $ 205,927 $ 89,000
Indian River, Florida 108 $ 22,593,000 $ 209,194 $ 92,000
Wayne, North Carolina 108 $ 17,672,000 $ 163,629 $ 66,000
Richmond City, Virginia 108 $ 24,376,000 $ 225,703 $ 111,000
Pueblo, Colorado 107 $ 19,289,000 $ 180,271 $ 76,000
Hidalgo, Texas 107 $ 18,363,000 $ 171,616 $ 80,000
Wichita, Texas 107 $ 15,779,000 $ 147,467 $ 69,000
Yuma, Arizona 106 $ 19,396,000 $ 182,981 $ 74,000
Boulder, Colorado 106 $ 36,887,000 $ 347,990 $ 113,000
Leavenworth, Kansas 106 $ 20,435,000 $ 192,783 $ 93,000
St. Mary's, Maryland 106 $ 30,063,000 $ 283,613 $ 118,000
Canadian, Oklahoma 106 $ 19,878,000 $ 187,528 $ 80,000
Brazos, Texas 106 $ 22,868,000 $ 215,735 $ 106,000
James City, Virginia 106 $ 31,654,000 $ 298,622 $ 114,000
Coffee, Alabama 105 $ 17,545,000 $ 167,095 $ 78,000
Ramsey, Minnesota 105 $ 22,252,000 $ 211,923 $ 91,000
Craven, North Carolina 105 $ 18,878,000 $ 179,790 $ 76,000
Aiken, South Carolina 105 $ 19,151,000 $ 182,390 $ 91,000
Sonoma, California 104 $ 42,982,000 $ 413,288 $ 144,000
Lake, Indiana 104 $ 20,262,000 $ 194,826 $ 98,000
Washtenaw, Michigan 104 $ 23,189,000 $ 222,971 $ 101,000
Clayton, Georgia 103 $ 13,023,000 $ 126,436 $ 67,000
Union, New Jersey 103 $ 33,502,000 $ 325,262 $ 118,000
Westchester, New York 103 $ 44,060,000 $ 427,766 $ 153,000
Stanislaus, California 102 $ 29,284,000 $ 287,098 $ 95,000
Anoka, Minnesota 102 $ 23,065,000 $ 226,127 $ 88,000
Bryan, Georgia 101 $ 23,902,000 $ 236,653 $ 89,000
Lafayette, Louisiana 100 $ 18,993,000 $ 189,930 $ 91,000
Lubbock, Texas 100 $ 17,581,000 $ 175,810 $ 93,000
Santa Clara, California 99 $ 52,463,000 $ 529,929 $ 149,000
Platte, Missouri 99 $ 22,783,000 $ 230,131 $ 96,000
Butler, Ohio 99 $ 21,006,000 $ 212,181 $ 94,000
Union, North Carolina 98 $ 26,560,000 $ 271,020 $ 104,000
York, Maine 97 $ 23,785,000 $ 245,206 $ 98,000
Ellis, Texas 97 $ 22,549,000 $ 232,463 $ 99,000
Citrus, Florida 96 $ 15,283,000 $ 159,197 $ 74,000
St. Louis City, Missouri 96 $ 16,651,000 $ 173,447 $ 93,000
Essex, New Jersey 96 $ 33,331,000 $ 347,197 $ 146,000
Morris, New Jersey 96 $ 35,253,000 $ 367,218 $ 144,000
Kalamazoo, Michigan 95 $ 16,081,000 $ 169,273 $ 83,000
Tom Green, Texas 95 $ 17,093,000 $ 179,926 $ 72,000
Monterey, California 94 $ 41,102,000 $ 437,255 $ 131,000
Cascade, Montana 94 $ 17,220,000 $ 183,191 $ 69,000
Lucas, Ohio 94 $ 14,538,000 $ 154,659 $ 88,000
Sumner, Tennessee 94 $ 24,763,000 $ 263,436 $ 98,000
Williamson, Tennessee 94 $ 33,472,000 $ 356,085 $ 132,000
Island, Washington 94 $ 27,911,000 $ 296,925 $ 127,000
Kane, Illinois 93 $ 23,858,000 $ 256,537 $ 96,000
Nassau, Florida 92 $ 22,936,000 $ 249,304 $ 100,000
Whatcom, Washington 92 $ 27,712,000 $ 301,217 $ 196,000
Greene, Missouri 91 $ 13,458,000 $ 147,890 $ 81,000
Santa Fe, New Mexico 91 $ 26,928,000 $ 295,912 $ 108,000
Russell, Alabama 90 $ 14,645,000 $ 162,722 $ 66,000
Hall, Georgia 89 $ 22,484,000 $ 252,629 $ 108,000
Pitt, North Carolina 89 $ 16,017,000 $ 179,966 $ 91,000
Canyon, Idaho 88 $ 16,175,000 $ 183,806 $ 67,000
Anderson, South Carolina 88 $ 16,950,000 $ 192,613 $ 85,000
Rockwall, Texas 88 $ 23,542,000 $ 267,522 $ 108,000
Berkeley, West Virginia 88 $ 16,831,000 $ 191,261 $ 76,000
Barnstable, Massachusetts 87 $ 25,068,000 $ 288,137 $ 110,000
Hampden, Massachusetts 87 $ 16,711,000 $ 192,080 $ 87,000
Jackson, Mississippi 87 $ 14,547,000 $ 167,206 $ 74,000
Coconino, Arizona 86 $ 24,823,000 $ 288,639 $ 100,000
Mohave, Arizona 86 $ 15,803,000 $ 183,755 $ 105,000
Bibb, Georgia 86 $ 14,198,000 $ 165,093 $ 81,000
Bristol, Massachusetts 86 $ 24,675,000 $ 286,918 $ 106,000
Curry, New Mexico 86 $ 13,666,000 $ 158,906 $ 59,000
Lonoke, Arkansas 85 $ 13,524,000 $ 159,105 $ 77,000
Suffolk, Virginia 85 $ 24,032,000 $ 282,729 $ 100,000
Washington, Arkansas 84 $ 17,367,000 $ 206,750 $ 105,000
Charlotte, Florida 84 $ 17,444,000 $ 207,666 $ 82,000
Martin, Florida 84 $ 18,450,000 $ 219,642 $ 89,000
Albemarle, Virginia 83 $ 26,242,000 $ 316,168 $ 129,000
Hawaii, Hawaii 82 $ 26,663,000 $ 325,158 $ 126,000
Hendricks, Indiana 82 $ 15,094,000 $ 184,073 $ 84,000
Wilson, Tennessee 82 $ 22,757,000 $ 277,524 $ 115,000
Washington, Utah 82 $ 20,350,000 $ 248,170 $ 100,000
Limestone, Alabama 81 $ 18,639,000 $ 230,111 $ 104,000
Santa Barbara, California 81 $ 31,495,000 $ 388,827 $ 114,000
Calvert, Maryland 81 $ 28,714,000 $ 354,493 $ 120,000
Kings, New York 81 $ 32,616,000 $ 402,666 $ 123,000
Henderson, North Carolina 81 $ 17,302,000 $ 213,604 $ 91,000
Cumberland, Pennsylvania 81 $ 18,244,000 $ 225,234 $ 105,000
Waukesha, Wisconsin 81 $ 20,364,000 $ 251,407 $ 110,000
McHenry, Illinois 80 $ 16,951,000 $ 211,887 $ 84,000
Ingham, Michigan 80 $ 12,662,000 $ 158,275 $ 77,000
Monroe, Pennsylvania 80 $ 13,385,000 $ 167,312 $ 95,000
Johnson, Texas 80 $ 16,668,000 $ 208,350 $ 93,000
Saline, Arkansas 79 $ 15,054,000 $ 190,556 $ 81,000
Benton, Washington 79 $ 20,465,000 $ 259,050 $ 95,000
Atlantic, New Jersey 78 $ 17,269,000 $ 221,397 $ 101,000
Lehigh, Pennsylvania 78 $ 17,004,000 $ 218,000 $ 109,000
Houston, Alabama 77 $ 13,334,000 $ 173,168 $ 86,000
Flagler, Florida 77 $ 17,491,000 $ 227,155 $ 80,000
Riley, Kansas 77 $ 15,821,000 $ 205,467 $ 86,000
Carroll, Maryland 77 $ 24,208,000 $ 314,389 $ 109,000
Washington, Minnesota 77 $ 21,073,000 $ 273,675 $ 114,000
Jefferson, Missouri 77 $ 14,560,000 $ 189,090 $ 87,000
Pulaski, Missouri 77 $ 11,640,000 $ 151,168 $ 71,000
Merrimack, New Hampshire 77 $ 18,757,000 $ 243,597 $ 104,000
Mercer, New Jersey 77 $ 18,449,000 $ 239,597 $ 121,000
Kent, Rhode Island 77 $ 17,348,000 $ 225,298 $ 82,000
Shawnee, Kansas 76 $ 11,833,000 $ 155,697 $ 75,000
Niagara, New York 76 $ 11,075,000 $ 145,723 $ 77,000
Iredell, North Carolina 76 $ 18,337,000 $ 241,276 $ 88,000
Gallatin, Montana 75 $ 20,654,000 $ 275,386 $ 92,000
Gloucester, New Jersey 75 $ 16,807,000 $ 224,093 $ 109,000
Collier, Florida 74 $ 20,443,000 $ 276,256 $ 118,000
Walton, Florida 74 $ 20,303,000 $ 274,364 $ 114,000
Allen, Indiana 74 $ 12,635,000 $ 170,743 $ 77,000
Geary, Kansas 74 $ 11,602,000 $ 156,783 $ 62,000
Somerset, New Jersey 74 $ 24,122,000 $ 325,972 $ 138,000
Saratoga, New York 74 $ 18,904,000 $ 255,459 $ 105,000
Stark, Ohio 74 $ 11,276,000 $ 152,378 $ 69,000
Lorain, Ohio 73 $ 13,433,000 $ 184,013 $ 87,000
Franklin, Pennsylvania 73 $ 14,833,000 $ 203,191 $ 109,000
Smith, Texas 73 $ 14,971,000 $ 205,082 $ 93,000
Jefferson, West Virginia 73 $ 19,316,000 $ 264,602 $ 117,000
Sumter, Florida 72 $ 17,034,000 $ 236,583 $ 96,000
Polk, Iowa 72 $ 15,224,000 $ 211,444 $ 88,000
Suffolk, Massachusetts 72 $ 27,642,000 $ 383,916 $ 120,000
Strafford, New Hampshire 72 $ 17,836,000 $ 247,722 $ 97,000
Pennington, South Dakota 72 $ 15,148,000 $ 210,388 $ 97,000
Faulkner, Arkansas 71 $ 11,609,000 $ 163,507 $ 73,000
Camden, Georgia 71 $ 12,182,000 $ 171,577 $ 82,000
Otero, New Mexico 71 $ 11,347,000 $ 159,816 $ 78,000
Randall, Texas 71 $ 13,752,000 $ 193,690 $ 95,000
Fauquier, Virginia 71 $ 25,224,000 $ 355,267 $ 123,000
Sebastian, Arkansas 70 $ 11,540,000 $ 164,857 $ 80,000
Middlesex, Connecticut 70 $ 16,846,000 $ 240,657 $ 122,000
Newton, Georgia 70 $ 12,308,000 $ 175,828 $ 75,000
Monroe, Indiana 70 $ 13,105,000 $ 187,214 $ 91,000
Gaston, North Carolina 70 $ 14,160,000 $ 202,285 $ 93,000
Jackson, Oregon 70 $ 17,233,000 $ 246,185 $ 90,000
Tuscaloosa, Alabama 69 $ 14,150,000 $ 205,072 $ 92,000
El Dorado, California 69 $ 24,386,000 $ 353,420 $ 125,000
Mesa, Colorado 69 $ 16,263,000 $ 235,695 $ 94,000
Elmore, Idaho 69 $ 11,691,000 $ 169,434 $ 69,000
Delaware, Ohio 69 $ 16,921,000 $ 245,231 $ 100,000
Luzerne, Pennsylvania 69 $ 10,390,000 $ 150,579 $ 80,000
St. Joseph, Indiana 68 $ 11,222,000 $ 165,029 $ 81,000
Missoula, Montana 68 $ 16,208,000 $ 238,352 $ 85,000
Dauphin, Pennsylvania 68 $ 12,694,000 $ 186,676 $ 100,000
Northampton, Pennsylvania 68 $ 15,937,000 $ 234,367 $ 116,000
Grayson, Texas 68 $ 13,459,000 $ 197,926 $ 99,000
Johnson, Indiana 67 $ 11,215,000 $ 167,388 $ 78,000
Passaic, New Jersey 67 $ 20,426,000 $ 304,865 $ 123,000
Alamance, North Carolina 67 $ 11,969,000 $ 178,641 $ 75,000
Orange, North Carolina 67 $ 15,917,000 $ 237,567 $ 107,000
Washington, Tennessee 67 $ 12,821,000 $ 191,358 $ 117,000
Cameron, Texas 67 $ 11,025,000 $ 164,552 $ 89,000
Caddo, Louisiana 66 $ 11,952,000 $ 181,090 $ 89,000
Livingston, Michigan 65 $ 14,686,000 $ 225,938 $ 94,000
Flathead, Montana 65 $ 18,129,000 $ 278,907 $ 104,000
Yakima, Washington 65 $ 14,427,000 $ 221,953 $ 96,000
Rockdale, Georgia 64 $ 10,545,000 $ 164,765 $ 66,000
Dutchess, New York 64 $ 17,158,000 $ 268,093 $ 130,000
Queens, New York 64 $ 22,860,000 $ 357,187 $ 105,000
Penobscot, Maine 63 $ 10,790,000 $ 171,269 $ 89,000
Lewis and Clark, Montana 63 $ 14,104,000 $ 223,873 $ 94,000
Frederick, Virginia 63 $ 16,624,000 $ 263,873 $ 100,000
Elmore, Alabama 62 $ 10,984,000 $ 177,161 $ 71,000
Garland, Arkansas 62 $ 10,179,000 $ 164,177 $ 85,000
Yuba, California 62 $ 17,663,000 $ 284,887 $ 96,000
Effingham, Georgia 62 $ 12,168,000 $ 196,258 $ 89,000
Glynn, Georgia 62 $ 14,359,000 $ 231,596 $ 104,000
Hinds, Mississippi 62 $ 10,047,000 $ 162,048 $ 88,000
Sussex, New Jersey 62 $ 15,592,000 $ 251,483 $ 98,000
Clermont, Ohio 62 $ 11,843,000 $ 191,016 $ 99,000
Fairfield, Ohio 62 $ 11,979,000 $ 193,209 $ 81,000
Madison, Illinois 61 $ 10,928,000 $ 179,147 $ 93,000
Linn, Oregon 61 $ 13,906,000 $ 227,967 $ 80,000
Pickens, South Carolina 61 $ 11,952,000 $ 195,934 $ 85,000
Jefferson, Texas 61 $ 11,251,000 $ 184,442 $ 93,000
Clallam, Washington 61 $ 13,722,000 $ 224,950 $ 75,000
St. Louis, Minnesota 60 $ 10,710,000 $ 178,500 $ 79,000
Ulster, New York 60 $ 11,731,000 $ 195,516 $ 100,000
Carteret, North Carolina 60 $ 14,449,000 $ 240,816 $ 94,000
Chatham, North Carolina 60 $ 17,659,000 $ 294,316 $ 102,000
Kaufman, Texas 60 $ 13,253,000 $ 220,883 $ 98,000
Skagit, Washington 60 $ 17,026,000 $ 283,766 $ 102,000
Johnson, Missouri 59 $ 8,989,000 $ 152,355 $ 64,000
Yellowstone, Montana 59 $ 13,985,000 $ 237,033 $ 89,000
Ward, North Dakota 59 $ 14,406,000 $ 244,169 $ 77,000
Washington, Rhode Island 59 $ 14,687,000 $ 248,932 $ 98,000
Val Verde, Texas 59 $ 10,144,000 $ 171,932 $ 81,000
Kanawha, West Virginia 59 $ 8,252,000 $ 139,864 $ 75,000
Navajo, Arizona 58 $ 11,488,000 $ 198,068 $ 91,000
Butte, California 58 $ 15,646,000 $ 269,758 $ 91,000
Litchfield, Connecticut 58 $ 13,873,000 $ 239,189 $ 103,000
Butler, Kansas 58 $ 10,814,000 $ 186,448 $ 81,000
Ascension, Louisiana 58 $ 14,119,000 $ 243,431 $ 106,000
Oneida, New York 58 $ 9,928,000 $ 171,172 $ 93,000
Westmoreland, Pennsylvania 58 $ 10,488,000 $ 180,827 $ 92,000
Lancaster, South Carolina 58 $ 12,681,000 $ 218,637 $ 99,000
Boone, Kentucky 57 $ 11,900,000 $ 208,771 $ 88,000
Tulare, California 56 $ 12,324,000 $ 220,071 $ 88,000
Tolland, Connecticut 56 $ 13,301,000 $ 237,517 $ 100,000
Muskegon, Michigan 56 $ 7,388,000 $ 131,928 $ 67,000
Cass, Missouri 56 $ 10,527,000 $ 187,982 $ 102,000
Calhoun, Alabama 55 $ 7,670,000 $ 139,454 $ 68,000
Monroe, Florida 55 $ 20,006,000 $ 363,745 $ 120,000
Walton, Georgia 55 $ 11,737,000 $ 213,400 $ 94,000
Vernon, Louisiana 55 $ 9,613,000 $ 174,781 $ 78,000
Pender, North Carolina 55 $ 14,471,000 $ 263,109 $ 105,000
Midland, Texas 55 $ 13,903,000 $ 252,781 $ 103,000
Shasta, California 54 $ 11,991,000 $ 222,055 $ 82,000
Kennebec, Maine 54 $ 10,631,000 $ 196,870 $ 113,000
Cape May, New Jersey 54 $ 13,294,000 $ 246,185 $ 138,000
Carroll, Georgia 53 $ 8,449,000 $ 159,415 $ 77,000
Christian, Kentucky 53 $ 7,047,000 $ 132,962 $ 66,000
Genesee, Michigan 53 $ 8,439,000 $ 159,226 $ 80,000
Rankin, Mississippi 53 $ 9,468,000 $ 178,641 $ 85,000
Davidson, North Carolina 53 $ 9,249,000 $ 174,509 $ 92,000
Medina, Ohio 53 $ 10,292,000 $ 194,188 $ 86,000
Clarke, Georgia 52 $ 8,793,000 $ 169,096 $ 73,000
Calcasieu, Louisiana 52 $ 9,325,000 $ 179,326 $ 88,000
Cecil, Maryland 52 $ 12,714,000 $ 244,500 $ 93,000
Licking, Ohio 52 $ 8,860,000 $ 170,384 $ 77,000
Kings, California 51 $ 12,252,000 $ 240,235 $ 96,000
Wyandotte, Kansas 51 $ 8,866,000 $ 173,843 $ 89,000
Oldham, Kentucky 51 $ 13,401,000 $ 262,764 $ 117,000
Boone, Missouri 51 $ 9,092,000 $ 178,274 $ 76,000
Grafton, New Hampshire 51 $ 9,888,000 $ 193,882 $ 107,000
Hudson, New Jersey 51 $ 18,583,000 $ 364,372 $ 146,000
Albany, New York 51 $ 11,121,000 $ 218,058 $ 105,000
Nevada, California 50 $ 15,621,000 $ 312,420 $ 140,000
Tippecanoe, Indiana 50 $ 9,048,000 $ 180,960 $ 83,000
Monroe, Michigan 50 $ 8,179,000 $ 163,580 $ 78,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,249 $19,543,014,000 $246,000 $2,460,000 $103,000 $3,100,000
Refinancing 27,381 $5,729,534,000 $209,000 $2,464,000 $77,000 $8,012,000
Home Improvement 10,093 $2,152,132,000 $213,000 $1,836,000 $100,000 $4,080,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 77,627 $18,135,518,000 $233,000 $2,464,000 $98,000 $8,012,000
Not Provided 13,642 $3,336,068,000 $244,000 $2,000,000 $101,000 $2,197,000
Black or African American 10,738 $2,431,887,000 $226,000 $1,029,000 $87,000 $963,000
Hispanic 9,463 $2,222,341,000 $234,000 $1,209,000 $88,000 $1,302,000
Asian 2,649 $712,923,000 $269,000 $1,438,000 $101,000 $1,469,000
American Indian or Alaskan Native 1,635 $350,826,000 $214,000 $1,080,000 $87,000 $1,866,000
Native Hawaiian or Other Pacific Islander 726 $189,052,000 $260,000 $1,003,000 $93,000 $585,000
Not applicable 243 $46,065,000 $189,000 $514,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 67,205 $16,765,590,000 $249,000 $1,954,000 $85,000 $1,302,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 49,518 $10,659,090,000 $215,000 $2,464,000 $112,000 $8,012,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 63,346 $14,647,435,000 $231,000 $1,760,000 $95,000 $2,197,000
Application Withdrawn By Applicant 28,197 $7,157,167,000 $253,000 $2,000,000 $113,000 $8,012,000
Application Denied By Financial Institution 21,119 $4,714,730,000 $223,000 $2,464,000 $84,000 $4,080,000
File Closed For Incompleteness 2,190 $518,823,000 $236,000 $2,460,000 $108,000 $1,302,000
Application Approved But Not Accepted 1,628 $340,460,000 $209,000 $1,013,000 $44,000 $538,000
Loan Purchased By The Institution 243 $46,065,000 $189,000 $514,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 6,839 $1,518,822,000 $222,000 $1,836,000 $57,000 $399,000
Collateral 5,198 $1,146,485,000 $220,000 $1,108,000 $102,000 $4,080,000
Credit Application Incomplete 3,951 $968,987,000 $245,000 $1,463,000 $105,000 $963,000
Credit History 2,406 $513,568,000 $213,000 $2,464,000 $91,000 $1,211,000
Other 1,211 $239,159,000 $197,000 $806,000 $68,000 $660,000
Insufficient Cash (Downpayment, Closing Cost) 793 $169,278,000 $213,000 $647,000 $97,000 $580,000
Employment History 618 $134,897,000 $218,000 $1,200,000 $76,000 $726,000
Unverifiable Information 100 $23,015,000 $230,000 $920,000 $97,000 $550,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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