Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Ameris Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,658 |
| Total Mortgage Loan Application Amount | $163,856,000 |
| Average Mortgage Loan Application Amount | $90,333 |
| Highest Mortgage Loan Application Amount | $5,200,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $5,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Colquitt County Georgia | 190 | $ 10,184,000 | $ 53,000 | $ 59,000 |
| Coffee County Georgia | 109 | $ 4,276,000 | $ 39,000 | $ 82,000 |
| Houston County Alabama | 101 | $ 8,984,000 | $ 88,000 | $ 68,000 |
| Glynn County Georgia | 80 | $ 14,715,000 | $ 183,000 | $ 83,000 |
| Thomas County Georgia | 80 | $ 4,899,000 | $ 61,000 | $ 44,000 |
| Grady County Georgia | 77 | $ 4,060,000 | $ 52,000 | $ 56,000 |
| Dougherty County Georgia | 66 | $ 7,475,000 | $ 113,000 | $ 191,000 |
| Tift County Georgia | 65 | $ 7,330,000 | $ 112,000 | $ 58,000 |
| Crisp County Georgia | 63 | $ 5,231,000 | $ 83,000 | $ 84,000 |
| Irwin County Georgia | 62 | $ 2,973,000 | $ 47,000 | $ 49,000 |
| Miller County Georgia | 50 | $ 2,167,000 | $ 43,000 | $ 48,000 |
| Beaufort County South Carolina | 50 | $ 12,448,000 | $ 248,000 | $ 105,000 |
| Brooks County Georgia | 49 | $ 1,542,000 | $ 31,000 | $ 58,000 |
| Seminole County Georgia | 47 | $ 1,698,000 | $ 36,000 | $ 54,000 |
| Lowndes County Georgia | 40 | $ 3,963,000 | $ 99,000 | $ 83,000 |
| Gilchrist County Florida | 39 | $ 3,786,000 | $ 97,000 | $ 56,000 |
| Camden County Georgia | 38 | $ 4,642,000 | $ 122,000 | $ 79,000 |
| Lee County Georgia | 37 | $ 4,072,000 | $ 110,000 | $ 88,000 |
| Henry County Alabama | 33 | $ 1,526,000 | $ 46,000 | $ 46,000 |
| Barbour County Alabama | 26 | $ 1,567,000 | $ 60,000 | $ 78,000 |
| Wakulla County Florida | 24 | $ 2,441,000 | $ 101,000 | $ 71,000 |
| Worth County Georgia | 23 | $ 991,000 | $ 43,000 | $ 71,000 |
| Clay County Florida | 15 | $ 2,793,000 | $ 186,000 | $ 72,000 |
| Levy County Florida | 15 | $ 1,243,000 | $ 82,000 | $ 49,000 |
| Mitchell County Georgia | 14 | $ 657,000 | $ 46,000 | $ 252,000 |
| Duval County Florida | 13 | $ 7,379,000 | $ 567,000 | $ 56,000 |
| Geneva County Alabama | 11 | $ 455,000 | $ 41,000 | $ 31,000 |
| Alachua County Florida | 11 | $ 1,048,000 | $ 95,000 | $ 83,000 |
| Charleston County South Carolina | 11 | $ 5,333,000 | $ 484,000 | $ 147,000 |
| Ben Hill County Georgia | 10 | $ 277,000 | $ 27,000 | $ 57,000 |
| Decatur County Georgia | 10 | $ 429,000 | $ 42,000 | $ 34,000 |
| Franklin County Florida | 9 | $ 2,832,000 | $ 314,000 | $ 294,000 |
| Leon County Florida | 8 | $ 2,165,000 | $ 270,000 | $ 77,000 |
| Atkinson County Georgia | 8 | $ 350,000 | $ 43,000 | $ 34,000 |
| Lexington County South Carolina | 8 | $ 1,187,000 | $ 148,000 | $ 83,000 |
| Dale County Alabama | 7 | $ 483,000 | $ 69,000 | $ 47,000 |
| Dooly County Georgia | 7 | $ 158,000 | $ 22,000 | $ 40,000 |
| Early County Georgia | 7 | $ 147,000 | $ 21,000 | $ 41,000 |
| Bay County Florida | 6 | $ 808,000 | $ 134,000 | $ 150,000 |
| Berrien County Georgia | 6 | $ 342,000 | $ 57,000 | $ 29,000 |
| Turner County Georgia | 6 | $ 173,000 | $ 28,000 | $ 47,000 |
| Dorchester County South Carolina | 6 | $ 2,308,000 | $ 384,000 | $ 36,000 |
| Richland County South Carolina | 6 | $ 2,695,000 | $ 449,000 | $ 407,000 |
| Brantley County Georgia | 5 | $ 192,000 | $ 38,000 | $ 41,000 |
| Cook County Georgia | 5 | $ 359,000 | $ 71,000 | $ 54,000 |
| Wilcox County Georgia | 5 | $ 63,000 | $ 12,000 | $ 525,000 |
| Jasper County South Carolina | 5 | $ 983,000 | $ 196,000 | $ 213,000 |
| Charlton County Georgia | 4 | $ 288,000 | $ 72,000 | $ 113,000 |
| Lanier County Georgia | 4 | $ 244,000 | $ 61,000 | $ 82,000 |
| Dixie County Florida | 3 | $ 328,000 | $ 109,000 | $ 51,000 |
| Jackson County Florida | 3 | $ 98,000 | $ 32,000 | $ 57,000 |
| Walton County Florida | 3 | $ 607,000 | $ 202,000 | $ 284,000 |
| Fulton County Georgia | 3 | $ 346,000 | $ 115,000 | $ 53,000 |
| McIntosh County Georgia | 3 | $ 201,000 | $ 67,000 | $ 55,000 |
| Quitman County Georgia | 3 | $ 182,000 | $ 60,000 | $ 126,000 |
| Wayne County Georgia | 3 | $ 543,000 | $ 181,000 | $ 87,000 |
| Greenville County South Carolina | 3 | $ 572,000 | $ 190,000 | $ 69,000 |
| Montgomery County Alabama | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Gadsden County Florida | 2 | $ 302,000 | $ 151,000 | $ 57,000 |
| Lafayette County Florida | 2 | $ 10,000 | $ 5,000 | $ 41,000 |
| Nassau County Florida | 2 | $ 383,000 | $ 191,000 | $ 252,000 |
| St. Johns County Florida | 2 | $ 632,000 | $ 316,000 | $ 143,000 |
| Suwannee County Florida | 2 | $ 4,246,000 | $ 2,123,000 | $ 42,000 |
| Bacon County Georgia | 2 | $ 88,000 | $ 44,000 | $ 67,000 |
| Bibb County Georgia | 2 | $ 223,000 | $ 111,000 | $ 95,000 |
| Effingham County Georgia | 2 | $ 299,000 | $ 149,000 | $ 67,000 |
| Jeff Davis County Georgia | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Macon County Georgia | 2 | $ 61,000 | $ 30,000 | $ 33,000 |
| Berkeley County South Carolina | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Clarendon County South Carolina | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Coffee County Alabama | 1 | $ 57,000 | $ 57,000 | $ 107,000 |
| Jefferson County Alabama | 1 | $ 27,000 | $ 27,000 | $ 126,000 |
| Madison County Alabama | 1 | $ 417,000 | $ 417,000 | $ 91,000 |
| Shelby County Alabama | 1 | $ 316,000 | $ 316,000 | $ 169,000 |
| Baker County Florida | 1 | $ 24,000 | $ 24,000 | $ 64,000 |
| Citrus County Florida | 1 | $ 298,000 | $ 298,000 | $ 65,000 |
| Jefferson County Florida | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Lee County Florida | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Osceola County Florida | 1 | $ 1,451,000 | $ 1,451,000 | $ 366,000 |
| Pinellas County Florida | 1 | $ 27,000 | $ 27,000 | $ 152,000 |
| Putnam County Florida | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Sumter County Florida | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Volusia County Florida | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Clayton County Georgia | 1 | $ 3,000 | $ 3,000 | $ 72,000 |
| Cobb County Georgia | 1 | $ 79,000 | $ 79,000 | $ 141,000 |
| Echols County Georgia | 1 | $ 93,000 | $ 93,000 | $ 82,000 |
| Fannin County Georgia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Jenkins County Georgia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Liberty County Georgia | 1 | $ 412,000 | $ 412,000 | $ 95,000 |
| Muscogee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Pulaski County Georgia | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Sumter County Georgia | 1 | $ 201,000 | $ 201,000 | $ 49,000 |
| Ware County Georgia | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Washington County Georgia | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Erie County New York | 1 | $ 240,000 | $ 240,000 | $ 56,000 |
| Cherokee County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Haywood County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 99,000 |
| Mecklenburg County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Lucas County Ohio | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Hampton County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 22,000 |
| Lancaster County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 91,000 |
| Cumberland County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| Henrico County Virginia | 1 | $ 224,000 | $ 224,000 | $ 612,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 997 | $99,497,000 | $99,000 | $1,913,000 | $87,000 | $5,134,000 |
| Home Purchase | 384 | $58,668,000 | $152,000 | $5,200,000 | $74,000 | $838,000 |
| Home Improvement | 277 | $5,691,000 | $20,000 | $417,000 | $50,000 | $723,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,232 | $107,848,000 | $87,000 | $1,746,000 | $91,000 | $5,134,000 |
| Black or African American | 196 | $10,168,000 | $51,000 | $425,000 | $54,000 | $376,000 |
| Not applicable | 145 | $34,240,000 | $236,000 | $5,200,000 | $0 | $0 |
| Hispanic | 40 | $3,154,000 | $78,000 | $1,482,000 | $55,000 | $532,000 |
| Not Provided | 31 | $6,148,000 | $198,000 | $1,913,000 | $108,000 | $1,652,000 |
| Asian | 14 | $2,298,000 | $164,000 | $642,000 | $44,000 | $131,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,559 | $150,323,000 | $96,000 | $5,200,000 | $80,000 | $5,134,000 |
| FHA-insured (Federal Housing Administration) | 80 | $10,488,000 | $131,000 | $425,000 | $52,000 | $409,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,226,000 | $111,000 | $216,000 | $33,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,819,000 | $227,000 | $342,000 | $75,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,321 | $117,939,000 | $89,000 | $5,200,000 | $82,000 | $5,134,000 |
| Application Denied By Financial Institution | 208 | $24,138,000 | $116,000 | $1,275,000 | $54,000 | $497,000 |
| Application Withdrawn By Applicant | 113 | $18,336,000 | $162,000 | $417,000 | $78,000 | $612,000 |
| Application Approved But Not Accepted | 11 | $2,420,000 | $220,000 | $400,000 | $80,000 | $131,000 |
| File Closed For Incompleteness | 5 | $1,023,000 | $204,000 | $385,000 | $58,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $7,125,000 | $69,000 | $503,000 | $36,000 | $134,000 |
| Debt-To-Income Ratio | 54 | $8,990,000 | $166,000 | $1,275,000 | $57,000 | $497,000 |
| Collateral | 27 | $4,404,000 | $163,000 | $417,000 | $75,000 | $163,000 |
| Other | 15 | $2,541,000 | $169,000 | $417,000 | $130,000 | $490,000 |
| Employment History | 6 | $607,000 | $101,000 | $225,000 | $34,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $221,000 | $73,000 | $79,000 | $35,000 | $51,000 |
| Unverifiable Information | 1 | $250,000 | $250,000 | $250,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.