Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Ameris Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,401 |
| Total Mortgage Loan Application Amount | $120,702,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $3,826,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $2,354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Colquitt County Georgia | 186 | $ 8,233,000 | $ 44,000 | $ 67,000 |
| Coffee County Georgia | 118 | $ 4,444,000 | $ 37,000 | $ 78,000 |
| Tift County Georgia | 74 | $ 5,490,000 | $ 74,000 | $ 80,000 |
| Houston County Alabama | 69 | $ 6,847,000 | $ 99,000 | $ 64,000 |
| Grady County Georgia | 65 | $ 3,790,000 | $ 58,000 | $ 62,000 |
| Dougherty County Georgia | 62 | $ 7,182,000 | $ 115,000 | $ 100,000 |
| Thomas County Georgia | 57 | $ 3,610,000 | $ 63,000 | $ 52,000 |
| Irwin County Georgia | 49 | $ 2,532,000 | $ 51,000 | $ 66,000 |
| Brooks County Georgia | 48 | $ 1,325,000 | $ 27,000 | $ 113,000 |
| Crisp County Georgia | 37 | $ 2,442,000 | $ 66,000 | $ 54,000 |
| Seminole County Georgia | 37 | $ 1,447,000 | $ 39,000 | $ 41,000 |
| Camden County Georgia | 36 | $ 3,982,000 | $ 110,000 | $ 70,000 |
| Glynn County Georgia | 35 | $ 7,673,000 | $ 219,000 | $ 103,000 |
| Henry County Alabama | 34 | $ 1,986,000 | $ 58,000 | $ 60,000 |
| Lee County Georgia | 33 | $ 3,287,000 | $ 99,000 | $ 65,000 |
| Lowndes County Georgia | 33 | $ 3,927,000 | $ 119,000 | $ 70,000 |
| Gilchrist County Florida | 32 | $ 2,123,000 | $ 66,000 | $ 43,000 |
| Miller County Georgia | 30 | $ 1,395,000 | $ 46,000 | $ 51,000 |
| Wakulla County Florida | 20 | $ 2,604,000 | $ 130,000 | $ 74,000 |
| Beaufort County South Carolina | 20 | $ 3,575,000 | $ 178,000 | $ 79,000 |
| Barbour County Alabama | 19 | $ 1,087,000 | $ 57,000 | $ 61,000 |
| Levy County Florida | 15 | $ 2,381,000 | $ 158,000 | $ 36,000 |
| Ben Hill County Georgia | 14 | $ 496,000 | $ 35,000 | $ 49,000 |
| Alachua County Florida | 12 | $ 1,335,000 | $ 111,000 | $ 54,000 |
| Decatur County Georgia | 11 | $ 434,000 | $ 39,000 | $ 59,000 |
| Worth County Georgia | 11 | $ 675,000 | $ 61,000 | $ 70,000 |
| Duval County Florida | 10 | $ 2,852,000 | $ 285,000 | $ 91,000 |
| Berrien County Georgia | 10 | $ 1,033,000 | $ 103,000 | $ 80,000 |
| Charleston County South Carolina | 10 | $ 6,434,000 | $ 643,000 | $ 104,000 |
| Lexington County South Carolina | 10 | $ 1,559,000 | $ 155,000 | $ 75,000 |
| Early County Georgia | 9 | $ 133,000 | $ 14,000 | $ 52,000 |
| Leon County Florida | 8 | $ 1,758,000 | $ 219,000 | $ 75,000 |
| Dale County Alabama | 7 | $ 260,000 | $ 37,000 | $ 46,000 |
| Mitchell County Georgia | 7 | $ 318,000 | $ 45,000 | $ 82,000 |
| Geneva County Alabama | 6 | $ 425,000 | $ 70,000 | $ 53,000 |
| Clay County Florida | 6 | $ 1,235,000 | $ 205,000 | $ 39,000 |
| Dixie County Florida | 6 | $ 484,000 | $ 80,000 | $ 62,000 |
| Brantley County Georgia | 6 | $ 461,000 | $ 76,000 | $ 63,000 |
| Hancock County Georgia | 6 | $ 115,000 | $ 19,000 | $ 38,000 |
| Jackson County Florida | 5 | $ 414,000 | $ 82,000 | $ 33,000 |
| Atkinson County Georgia | 5 | $ 499,000 | $ 99,000 | $ 35,000 |
| Clarke County Georgia | 5 | $ 820,000 | $ 164,000 | $ 156,000 |
| Cook County Georgia | 5 | $ 295,000 | $ 59,000 | $ 53,000 |
| Dooly County Georgia | 5 | $ 132,000 | $ 26,000 | $ 51,000 |
| Bay County Florida | 4 | $ 525,000 | $ 131,000 | $ 439,000 |
| Walton County Florida | 4 | $ 5,296,000 | $ 1,324,000 | $ 137,000 |
| Jeff Davis County Georgia | 4 | $ 253,000 | $ 63,000 | $ 50,000 |
| Terrell County Georgia | 4 | $ 183,000 | $ 45,000 | $ 55,000 |
| Greenville County South Carolina | 4 | $ 340,000 | $ 85,000 | $ 62,000 |
| Richland County South Carolina | 4 | $ 433,000 | $ 108,000 | $ 16,000 |
| Spartanburg County South Carolina | 4 | $ 676,000 | $ 169,000 | $ 86,000 |
| Bacon County Georgia | 3 | $ 105,000 | $ 35,000 | $ 38,000 |
| Charlton County Georgia | 3 | $ 425,000 | $ 141,000 | $ 134,000 |
| Lanier County Georgia | 3 | $ 171,000 | $ 57,000 | $ 107,000 |
| McIntosh County Georgia | 3 | $ 692,000 | $ 230,000 | $ 53,000 |
| Quitman County Georgia | 3 | $ 164,000 | $ 54,000 | $ 39,000 |
| Sumter County Georgia | 3 | $ 76,000 | $ 25,000 | $ 19,000 |
| Turner County Georgia | 3 | $ 79,000 | $ 26,000 | $ 27,000 |
| Berkeley County South Carolina | 3 | $ 480,000 | $ 160,000 | $ 142,000 |
| Jefferson County Alabama | 2 | $ 229,000 | $ 114,000 | $ 58,000 |
| Lee County Alabama | 2 | $ 193,000 | $ 96,000 | $ 1,230,000 |
| Gadsden County Florida | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Madison County Florida | 2 | $ 137,000 | $ 68,000 | $ 115,000 |
| Taylor County Florida | 2 | $ 83,000 | $ 41,000 | $ 12,000 |
| Baldwin County Georgia | 2 | $ 11,000 | $ 5,000 | $ 41,000 |
| Cherokee County Georgia | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Houston County Georgia | 2 | $ 304,000 | $ 152,000 | $ 24,000 |
| Wayne County Georgia | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| Wilcox County Georgia | 2 | $ 164,000 | $ 82,000 | $ 26,000 |
| Anderson County South Carolina | 2 | $ 196,000 | $ 98,000 | $ 39,000 |
| Dorchester County South Carolina | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| Oconee County South Carolina | 2 | $ 236,000 | $ 118,000 | $ 33,000 |
| Pickens County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 31,000 |
| Bullock County Alabama | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
| Pike County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ventura County California | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Calhoun County Florida | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Columbia County Florida | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Holmes County Florida | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Nassau County Florida | 1 | $ 201,000 | $ 201,000 | $ 66,000 |
| Orange County Florida | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Pinellas County Florida | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Polk County Florida | 1 | $ 21,000 | $ 21,000 | $ 59,000 |
| Putnam County Florida | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| St. Johns County Florida | 1 | $ 184,000 | $ 184,000 | $ 51,000 |
| Baker County Georgia | 1 | $ 5,000 | $ 5,000 | $ 100,000 |
| Bartow County Georgia | 1 | $ 185,000 | $ 185,000 | $ 362,000 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Calhoun County Georgia | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Clinch County Georgia | 1 | $ 11,000 | $ 11,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 295,000 | $ 295,000 | $ 264,000 |
| Emanuel County Georgia | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Fulton County Georgia | 1 | $ 329,000 | $ 329,000 | $ 201,000 |
| Glascock County Georgia | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Greene County Georgia | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Macon County Georgia | 1 | $ 9,000 | $ 9,000 | $ 47,000 |
| Murray County Georgia | 1 | $ 16,000 | $ 16,000 | $ 268,000 |
| Pulaski County Georgia | 1 | $ 216,000 | $ 216,000 | $ 87,000 |
| Rabun County Georgia | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| Randolph County Georgia | 1 | $ 27,000 | $ 27,000 | $ 3,000 |
| Troup County Georgia | 1 | $ 112,000 | $ 112,000 | $ 92,000 |
| Walton County Georgia | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Warren County Georgia | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Washington County Georgia | 1 | $ 2,000 | $ 2,000 | $ 44,000 |
| Macomb County Michigan | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Jackson County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 360,000 |
| Watauga County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 163,000 |
| Horry County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 16,000 |
| Orangeburg County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 774 | $78,970,000 | $102,000 | $2,463,000 | $75,000 | $1,645,000 |
| Home Purchase | 359 | $36,174,000 | $100,000 | $3,826,000 | $76,000 | $2,354,000 |
| Home Improvement | 268 | $5,558,000 | $20,000 | $670,000 | $57,000 | $1,509,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 995 | $79,552,000 | $79,000 | $1,630,000 | $83,000 | $2,354,000 |
| Black or African American | 210 | $8,866,000 | $42,000 | $352,000 | $53,000 | $557,000 |
| Not applicable | 108 | $23,239,000 | $215,000 | $3,826,000 | $0 | $72,000 |
| Hispanic | 57 | $2,847,000 | $49,000 | $417,000 | $42,000 | $253,000 |
| Asian | 14 | $4,748,000 | $339,000 | $1,912,000 | $235,000 | $1,645,000 |
| Not Provided | 12 | $1,033,000 | $86,000 | $220,000 | $54,000 | $262,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $317,000 | $105,000 | $127,000 | $41,000 | $55,000 |
| American Indian or Alaskan Native | 2 | $100,000 | $50,000 | $85,000 | $36,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,291 | $107,802,000 | $83,000 | $3,826,000 | $74,000 | $2,354,000 |
| FHA-insured (Federal Housing Administration) | 90 | $9,992,000 | $111,000 | $256,000 | $41,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,009,000 | $100,000 | $189,000 | $47,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,899,000 | $189,000 | $389,000 | $49,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,049 | $83,498,000 | $79,000 | $3,826,000 | $77,000 | $2,354,000 |
| Application Denied By Financial Institution | 183 | $13,190,000 | $72,000 | $657,000 | $40,000 | $462,000 |
| Application Withdrawn By Applicant | 163 | $23,029,000 | $141,000 | $417,000 | $74,000 | $507,000 |
| File Closed For Incompleteness | 6 | $985,000 | $164,000 | $268,000 | $114,000 | $313,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 119 | $6,635,000 | $55,000 | $657,000 | $35,000 | $362,000 |
| Debt-To-Income Ratio | 40 | $4,459,000 | $111,000 | $382,000 | $49,000 | $462,000 |
| Collateral | 15 | $1,616,000 | $107,000 | $305,000 | $57,000 | $192,000 |
| Other | 3 | $187,000 | $62,000 | $89,000 | $17,000 | $32,000 |
| Employment History | 3 | $47,000 | $15,000 | $25,000 | $18,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $110,000 | $110,000 | $110,000 | $110,000 | $110,000 |
| Unverifiable Information | 1 | $63,000 | $63,000 | $63,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.