Amplify
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Amplify 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amplify 3600 W Parmer Lane Austin, TX 78727 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,955 |
| Total Mortgage Loan Application Amount | $1,359,285,000 |
| Average Mortgage Loan Application Amount | $422,333 |
| Highest Mortgage Loan Application Amount | $4,105,000 |
| Average Applicant Income | $215,500 |
| Highest Applicant Income | $3,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Amplify. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amplify's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Amplify's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amplify serves its applicants.
Each category highlights the total number of mortgage applications processed by Amplify, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amplify's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 1,303 | $ 646,755,000 | $ 496,000 | $ 250,000 |
| Williamson County Texas | 519 | $ 135,405,000 | $ 260,000 | $ 159,000 |
| Harris County Texas | 185 | $ 106,435,000 | $ 575,000 | $ 315,000 |
| Hays County Texas | 172 | $ 84,700,000 | $ 492,000 | $ 263,000 |
| Dallas County Texas | 118 | $ 77,960,000 | $ 660,000 | $ 334,000 |
| Collin County Texas | 85 | $ 43,745,000 | $ 514,000 | $ 308,000 |
| Denton County Texas | 68 | $ 36,630,000 | $ 538,000 | $ 386,000 |
| Tarrant County Texas | 59 | $ 24,935,000 | $ 422,000 | $ 220,000 |
| Bexar County Texas | 50 | $ 27,640,000 | $ 552,000 | $ 308,000 |
| Montgomery County Texas | 40 | $ 16,340,000 | $ 408,000 | $ 293,000 |
| Galveston County Texas | 39 | $ 15,365,000 | $ 393,000 | $ 284,000 |
| Fort Bend County Texas | 38 | $ 14,640,000 | $ 385,000 | $ 282,000 |
| Comal County Texas | 26 | $ 12,370,000 | $ 475,000 | $ 248,000 |
| Burnet County Texas | 23 | $ 13,115,000 | $ 570,000 | $ 306,000 |
| Bell County Texas | 22 | $ 3,300,000 | $ 150,000 | $ 118,000 |
| Nueces County Texas | 22 | $ 13,580,000 | $ 617,000 | $ 448,000 |
| Bastrop County Texas | 15 | $ 3,895,000 | $ 259,000 | $ 147,000 |
| Rockwall County Texas | 15 | $ 5,885,000 | $ 392,000 | $ 281,000 |
| Kendall County Texas | 13 | $ 6,715,000 | $ 516,000 | $ 249,000 |
| Llano County Texas | 9 | $ 6,205,000 | $ 689,000 | $ 455,000 |
| Brazoria County Texas | 8 | $ 1,910,000 | $ 238,000 | $ 245,000 |
| Gillespie County Texas | 7 | $ 4,295,000 | $ 613,000 | $ 413,000 |
| Parker County Texas | 7 | $ 3,605,000 | $ 515,000 | $ 269,000 |
| Blanco County Texas | 6 | $ 4,300,000 | $ 716,000 | $ 455,000 |
| McLennan County Texas | 6 | $ 2,710,000 | $ 451,000 | $ 267,000 |
| Waller County Texas | 6 | $ 1,140,000 | $ 190,000 | $ 229,000 |
| Cameron County Texas | 5 | $ 2,355,000 | $ 471,000 | $ 422,000 |
| El Paso County Texas | 5 | $ 3,455,000 | $ 691,000 | $ 616,000 |
| Aransas County Texas | 4 | $ 2,260,000 | $ 565,000 | $ 298,000 |
| Brazos County Texas | 4 | $ 3,080,000 | $ 770,000 | $ 472,000 |
| Guadalupe County Texas | 4 | $ 2,160,000 | $ 540,000 | $ 286,000 |
| Johnson County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 256,000 |
| Kaufman County Texas | 4 | $ 2,110,000 | $ 527,000 | $ 258,000 |
| Ellis County Texas | 3 | $ 995,000 | $ 331,000 | $ 211,000 |
| Hunt County Texas | 3 | $ 1,865,000 | $ 621,000 | $ 270,000 |
| Washington County Texas | 3 | $ 845,000 | $ 281,000 | $ 491,000 |
| Bosque County Texas | 2 | $ 860,000 | $ 430,000 | $ 510,000 |
| Caldwell County Texas | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Camp County Texas | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Erath County Texas | 2 | $ 1,650,000 | $ 825,000 | $ 358,000 |
| Fayette County Texas | 2 | $ 760,000 | $ 380,000 | $ 207,000 |
| Grayson County Texas | 2 | $ 370,000 | $ 185,000 | $ 127,000 |
| Henderson County Texas | 2 | $ 800,000 | $ 400,000 | $ 238,000 |
| Hidalgo County Texas | 2 | $ 820,000 | $ 410,000 | $ 152,000 |
| Hood County Texas | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Hopkins County Texas | 2 | $ 510,000 | $ 255,000 | $ 142,000 |
| Lee County Texas | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Lubbock County Texas | 2 | $ 4,250,000 | $ 2,125,000 | $ 254,000 |
| Medina County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 273,000 |
| Palo Pinto County Texas | 2 | $ 2,200,000 | $ 1,100,000 | $ 475,000 |
| Tom Green County Texas | 2 | $ 2,470,000 | $ 1,235,000 | $ 431,000 |
| Walker County Texas | 2 | $ 820,000 | $ 410,000 | $ 311,000 |
| Wood County Texas | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Taos County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 384,000 |
| Atascosa County Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Bandera County Texas | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Bee County Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Chambers County Texas | 1 | $ 675,000 | $ 675,000 | $ 173,000 |
| Colorado County Texas | 1 | $ 655,000 | $ 655,000 | $ 133,000 |
| Coryell County Texas | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| DeWitt County Texas | 1 | $ 375,000 | $ 375,000 | $ 146,000 |
| Gonzales County Texas | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Jones County Texas | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Lampasas County Texas | 1 | $ 505,000 | $ 505,000 | $ 190,000 |
| Matagorda County Texas | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| McCulloch County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Milam County Texas | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Orange County Texas | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Randall County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 569,000 |
| Real County Texas | 1 | $ 695,000 | $ 695,000 | $ 802,000 |
| San Patricio County Texas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Taylor County Texas | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Wilson County Texas | 1 | $ 325,000 | $ 325,000 | $ 552,000 |
Mortgage Loan Application Detail Totals for Amplify in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,189 | $649,645,000 | $546,000 | $3,905,000 | $295,000 | $3,463,000 |
| Refinancing | 742 | $396,750,000 | $534,000 | $4,105,000 | $266,000 | $1,506,000 |
| Cash-out Refinancing | 682 | $217,290,000 | $318,000 | $2,585,000 | $202,000 | $1,724,000 |
| Home Improvement | 216 | $50,040,000 | $231,000 | $1,505,000 | $176,000 | $1,016,000 |
| Other Purpose | 125 | $45,015,000 | $360,000 | $1,495,000 | $176,000 | $1,265,000 |
| Not Applicable | 1 | $545,000 | $545,000 | $545,000 | $178,000 | $178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,862 | $891,970,000 | $479,000 | $3,375,000 | $263,000 | $3,463,000 |
| Not Provided | 422 | $212,880,000 | $504,000 | $3,905,000 | $265,000 | $1,749,000 |
| Hispanic | 294 | $97,440,000 | $331,000 | $3,005,000 | $198,000 | $1,593,000 |
| Asian | 219 | $103,525,000 | $472,000 | $2,605,000 | $242,000 | $1,506,000 |
| Black or African American | 83 | $22,645,000 | $272,000 | $1,465,000 | $183,000 | $1,298,000 |
| Not applicable | 28 | $16,450,000 | $587,000 | $4,105,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $4,050,000 | $225,000 | $805,000 | $182,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $955,000 | $318,000 | $725,000 | $179,000 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,950 | $1,357,090,000 | $460,000 | $4,105,000 | $252,000 | $3,463,000 |
| VA-guaranteed (Veterans Administration) | 5 | $2,195,000 | $439,000 | $905,000 | $129,000 | $268,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,266 | $1,070,250,000 | $472,000 | $4,105,000 | $260,000 | $3,463,000 |
| Application Withdrawn By Applicant | 453 | $229,325,000 | $506,000 | $2,605,000 | $268,000 | $1,724,000 |
| Application Denied By Financial Institution | 196 | $48,150,000 | $245,000 | $2,175,000 | $142,000 | $1,036,000 |
| File Closed For Incompleteness | 38 | $10,960,000 | $288,000 | $1,165,000 | $196,000 | $725,000 |
| Application Approved But Not Accepted | 2 | $600,000 | $300,000 | $375,000 | $151,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,759 | $1,311,135,000 | $475,000 | $4,105,000 | $260,000 | $3,463,000 |
| Debt-To-Income Ratio | 81 | $25,375,000 | $313,000 | $2,175,000 | $93,000 | $244,000 |
| Other | 41 | $4,235,000 | $103,000 | $545,000 | $128,000 | $454,000 |
| Credit Application Incomplete | 30 | $8,190,000 | $273,000 | $1,075,000 | $239,000 | $1,036,000 |
| Credit History | 17 | $4,385,000 | $257,000 | $1,145,000 | $146,000 | $322,000 |
| Collateral | 14 | $990,000 | $70,000 | $225,000 | $186,000 | $915,000 |
| Unverifiable Information | 11 | $4,175,000 | $379,000 | $955,000 | $220,000 | $500,000 |
| Employment History | 2 | $800,000 | $400,000 | $695,000 | $142,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amplify's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amplify's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.