Amtrust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Amtrust Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amtrust Bank 1801 E. 9Th St #200 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 115,976 |
| Total Mortgage Loan Application Amount | $22,788,928,000 |
| Average Mortgage Loan Application Amount | $179,815 |
| Highest Mortgage Loan Application Amount | $3,050,000 |
| Average Applicant Income | $77,572 |
| Highest Applicant Income | $7,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Amtrust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amtrust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Amtrust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amtrust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Amtrust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amtrust Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 5,068 | $ 1,120,728,000 | $ 221,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,828 | $ 1,030,454,000 | $ 213,000 | $ 72,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,308 | $ 600,848,000 | $ 181,000 | $ 85,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3,101 | $ 578,858,000 | $ 186,000 | $ 65,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,079 | $ 959,760,000 | $ 311,000 | $ 113,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 3,022 | $ 599,453,000 | $ 198,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,663 | $ 501,425,000 | $ 188,000 | $ 73,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,460 | $ 439,206,000 | $ 178,000 | $ 70,000 |
| ST. LOUIS, MO-IL | 2,302 | $ 356,800,000 | $ 154,000 | $ 66,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,280 | $ 371,990,000 | $ 163,000 | $ 92,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2,277 | $ 276,410,000 | $ 121,000 | $ 57,000 |
| DENVER-AURORA, CO | 2,218 | $ 478,714,000 | $ 215,000 | $ 85,000 |
| WORCESTER, MA | 1,924 | $ 378,848,000 | $ 196,000 | $ 62,000 |
| LAS VEGAS-PARADISE, NV | 1,898 | $ 397,822,000 | $ 209,000 | $ 81,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,848 | $ 309,940,000 | $ 167,000 | $ 68,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,843 | $ 645,079,000 | $ 350,000 | $ 117,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,836 | $ 353,924,000 | $ 192,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,428 | $ 323,066,000 | $ 226,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,418 | $ 232,305,000 | $ 163,000 | $ 76,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,412 | $ 458,734,000 | $ 324,000 | $ 117,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,284 | $ 201,648,000 | $ 157,000 | $ 70,000 |
| BOSTON-QUINCY, MA | 1,275 | $ 340,269,000 | $ 266,000 | $ 84,000 |
| COLUMBUS, OH | 1,190 | $ 172,261,000 | $ 144,000 | $ 70,000 |
| EDISON, NJ | 1,112 | $ 259,895,000 | $ 233,000 | $ 102,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1,077 | $ 197,964,000 | $ 183,000 | $ 89,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,050 | $ 200,001,000 | $ 190,000 | $ 80,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 986 | $ 294,932,000 | $ 299,000 | $ 100,000 |
| ORLANDO, FL | 984 | $ 171,161,000 | $ 173,000 | $ 69,000 |
| NASSAU-SUFFOLK, NY | 942 | $ 259,871,000 | $ 275,000 | $ 104,000 |
| DALLAS-PLANO-IRVING, TX | 940 | $ 167,368,000 | $ 178,000 | $ 95,000 |
| BALTIMORE-TOWSON, MD | 887 | $ 175,014,000 | $ 197,000 | $ 83,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 874 | $ 257,356,000 | $ 294,000 | $ 99,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 846 | $ 241,530,000 | $ 285,000 | $ 88,000 |
| ESSEX COUNTY, MA | 840 | $ 222,319,000 | $ 264,000 | $ 93,000 |
| AKRON, OH | 839 | $ 97,893,000 | $ 116,000 | $ 54,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 812 | $ 192,644,000 | $ 237,000 | $ 88,000 |
| NEW HAVEN-MILFORD, CT | 800 | $ 147,698,000 | $ 184,000 | $ 71,000 |
| TOLEDO, OH | 756 | $ 109,473,000 | $ 144,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 750 | $ 147,726,000 | $ 196,000 | $ 99,000 |
| AUSTIN-ROUND ROCK, TX | 718 | $ 126,730,000 | $ 176,000 | $ 90,000 |
| PITTSBURGH, PA | 709 | $ 85,111,000 | $ 120,000 | $ 68,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 691 | $ 168,682,000 | $ 244,000 | $ 85,000 |
| RALEIGH-CARY, NC | 680 | $ 122,226,000 | $ 179,000 | $ 68,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 643 | $ 175,451,000 | $ 272,000 | $ 87,000 |
| SARASOTA-BRADENTON-VENICE, FL | 611 | $ 131,100,000 | $ 214,000 | $ 92,000 |
| WILMINGTON, NC | 608 | $ 109,558,000 | $ 180,000 | $ 93,000 |
| ANN ARBOR, MI | 589 | $ 120,155,000 | $ 203,000 | $ 107,000 |
| TUCSON, AZ | 569 | $ 97,614,000 | $ 171,000 | $ 126,000 |
| PHILADELPHIA, PA | 543 | $ 103,554,000 | $ 190,000 | $ 78,000 |
| NEWARK-UNION, NJ-PA | 541 | $ 137,519,000 | $ 254,000 | $ 79,000 |
| BIRMINGHAM-HOOVER, AL | 538 | $ 70,786,000 | $ 131,000 | $ 75,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 531 | $ 176,208,000 | $ 331,000 | $ 122,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 525 | $ 91,300,000 | $ 173,000 | $ 80,000 |
| INDIANAPOLIS, IN | 504 | $ 82,661,000 | $ 164,000 | $ 76,000 |
| RICHMOND, VA | 496 | $ 87,350,000 | $ 176,000 | $ 90,000 |
| BARNSTABLE TOWN, MA | 473 | $ 121,525,000 | $ 256,000 | $ 101,000 |
| BOULDER, CO | 471 | $ 110,465,000 | $ 234,000 | $ 89,000 |
| KANSAS CITY, MO-KS | 465 | $ 60,479,000 | $ 130,000 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 465 | $ 104,350,000 | $ 224,000 | $ 87,000 |
| DURHAM, NC | 405 | $ 74,980,000 | $ 185,000 | $ 85,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 395 | $ 86,254,000 | $ 218,000 | $ 94,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 363 | $ 59,132,000 | $ 162,000 | $ 79,000 |
| OKLAHOMA CITY, OK | 349 | $ 48,922,000 | $ 140,000 | $ 73,000 |
| FORT WORTH-ARLINGTON, TX | 323 | $ 56,823,000 | $ 175,000 | $ 110,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 319 | $ 68,116,000 | $ 213,000 | $ 99,000 |
| MONTGOMERY, AL | 308 | $ 46,315,000 | $ 150,000 | $ 79,000 |
| GREENVILLE, SC | 305 | $ 38,030,000 | $ 124,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 297 | $ 60,737,000 | $ 204,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 288 | $ 54,962,000 | $ 190,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 281 | $ 32,249,000 | $ 114,000 | $ 66,000 |
| NAPLES-MARCO ISLAND, FL | 277 | $ 59,592,000 | $ 215,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 247 | $ 56,778,000 | $ 229,000 | $ 76,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 247 | $ 45,069,000 | $ 182,000 | $ 74,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 241 | $ 33,129,000 | $ 137,000 | $ 68,000 |
| CAMDEN, NJ | 237 | $ 37,179,000 | $ 156,000 | $ 74,000 |
| MADISON, WI | 233 | $ 39,864,000 | $ 171,000 | $ 69,000 |
| FLINT, MI | 232 | $ 34,391,000 | $ 148,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 231 | $ 32,326,000 | $ 139,000 | $ 58,000 |
| SPRINGFIELD, MA | 231 | $ 36,403,000 | $ 157,000 | $ 63,000 |
| PRESCOTT, AZ | 224 | $ 41,462,000 | $ 185,000 | $ 97,000 |
| SALT LAKE CITY, UT | 220 | $ 39,535,000 | $ 179,000 | $ 132,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 219 | $ 61,168,000 | $ 279,000 | $ 96,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 218 | $ 45,411,000 | $ 208,000 | $ 119,000 |
| KINGSTON, NY | 217 | $ 39,581,000 | $ 182,000 | $ 74,000 |
| BEAUMONT-PORT ARTHUR, TX | 215 | $ 24,735,000 | $ 115,000 | $ 69,000 |
| JACKSONVILLE, FL | 207 | $ 37,198,000 | $ 179,000 | $ 72,000 |
| DAYTON, OH | 200 | $ 31,608,000 | $ 158,000 | $ 84,000 |
| LAFAYETTE, LA | 199 | $ 26,358,000 | $ 132,000 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 195 | $ 41,528,000 | $ 212,000 | $ 88,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 193 | $ 60,644,000 | $ 314,000 | $ 115,000 |
| ALBANY-SCHENECTADY-TROY, NY | 192 | $ 26,901,000 | $ 140,000 | $ 65,000 |
| RENO-SPARKS, NV | 191 | $ 42,119,000 | $ 220,000 | $ 108,000 |
| DULUTH, MN-WI | 190 | $ 24,717,000 | $ 130,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 188 | $ 39,258,000 | $ 208,000 | $ 87,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 182 | $ 28,381,000 | $ 155,000 | $ 84,000 |
| GREEN BAY, WI | 181 | $ 23,628,000 | $ 130,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 179 | $ 26,592,000 | $ 148,000 | $ 70,000 |
| STOCKTON, CA | 177 | $ 43,732,000 | $ 247,000 | $ 84,000 |
| ROCHESTER, MN | 176 | $ 28,355,000 | $ 161,000 | $ 62,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 173 | $ 36,893,000 | $ 213,000 | $ 100,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 160 | $ 22,933,000 | $ 143,000 | $ 71,000 |
| FORT COLLINS-LOVELAND, CO | 158 | $ 31,094,000 | $ 196,000 | $ 83,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 156 | $ 28,681,000 | $ 183,000 | $ 68,000 |
| MOBILE, AL | 155 | $ 17,479,000 | $ 112,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 149 | $ 53,512,000 | $ 359,000 | $ 130,000 |
| SPRINGFIELD, IL | 148 | $ 20,697,000 | $ 139,000 | $ 59,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 146 | $ 24,377,000 | $ 166,000 | $ 106,000 |
| TULSA, OK | 145 | $ 16,997,000 | $ 117,000 | $ 51,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 144 | $ 25,790,000 | $ 179,000 | $ 70,000 |
| DES MOINES, IA | 141 | $ 19,911,000 | $ 141,000 | $ 58,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 139 | $ 57,451,000 | $ 413,000 | $ 135,000 |
| HUNTSVILLE, AL | 125 | $ 16,518,000 | $ 132,000 | $ 72,000 |
| BAKERSFIELD, CA | 123 | $ 19,204,000 | $ 156,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 114 | $ 24,182,000 | $ 212,000 | $ 94,000 |
| APPLETON, WI | 111 | $ 15,785,000 | $ 142,000 | $ 77,000 |
| MONROE, MI | 110 | $ 18,708,000 | $ 170,000 | $ 66,000 |
| GREELEY, CO | 108 | $ 21,364,000 | $ 197,000 | $ 77,000 |
| ALBUQUERQUE, NM | 107 | $ 15,480,000 | $ 144,000 | $ 52,000 |
| JACKSONVILLE, NC | 107 | $ 14,387,000 | $ 134,000 | $ 76,000 |
| NORWICH-NEW LONDON, CT | 107 | $ 21,289,000 | $ 198,000 | $ 98,000 |
| RACINE, WI | 107 | $ 15,569,000 | $ 145,000 | $ 59,000 |
| SAN ANTONIO, TX | 106 | $ 15,891,000 | $ 149,000 | $ 99,000 |
| LANCASTER, PA | 103 | $ 15,270,000 | $ 148,000 | $ 76,000 |
| WINSTON-SALEM, NC | 96 | $ 16,119,000 | $ 167,000 | $ 89,000 |
| ST. CLOUD, MN | 95 | $ 15,310,000 | $ 161,000 | $ 54,000 |
| MODESTO, CA | 93 | $ 19,895,000 | $ 213,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 92 | $ 13,889,000 | $ 150,000 | $ 50,000 |
| GREENSBORO-HIGH POINT, NC | 89 | $ 14,043,000 | $ 157,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 86 | $ 12,369,000 | $ 143,000 | $ 64,000 |
| BATON ROUGE, LA | 85 | $ 11,437,000 | $ 134,000 | $ 87,000 |
| RAPID CITY, SD | 85 | $ 9,511,000 | $ 111,000 | $ 31,000 |
| FLAGSTAFF, AZ | 84 | $ 17,430,000 | $ 207,000 | $ 108,000 |
| FRESNO, CA | 84 | $ 15,243,000 | $ 181,000 | $ 69,000 |
| LAKELAND, FL | 84 | $ 9,876,000 | $ 117,000 | $ 64,000 |
| BROWNSVILLE-HARLINGEN, TX | 83 | $ 10,296,000 | $ 124,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 83 | $ 10,321,000 | $ 124,000 | $ 45,000 |
| SPRINGFIELD, MO | 81 | $ 10,192,000 | $ 125,000 | $ 72,000 |
| GARY, IN | 78 | $ 12,074,000 | $ 154,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 77 | $ 20,712,000 | $ 268,000 | $ 80,000 |
| COLUMBIA, SC | 76 | $ 11,428,000 | $ 150,000 | $ 66,000 |
| JACKSON, MI | 73 | $ 11,099,000 | $ 152,000 | $ 75,000 |
| PANAMA CITY-LYNN HAVEN, FL | 73 | $ 12,517,000 | $ 171,000 | $ 98,000 |
| HARRISBURG-CARLISLE, PA | 72 | $ 9,991,000 | $ 138,000 | $ 66,000 |
| YUMA, AZ | 72 | $ 9,721,000 | $ 135,000 | $ 72,000 |
| GRAND JUNCTION, CO | 70 | $ 11,644,000 | $ 166,000 | $ 57,000 |
| ATLANTIC CITY, NJ | 69 | $ 14,101,000 | $ 204,000 | $ 91,000 |
| WICHITA, KS | 67 | $ 6,614,000 | $ 98,000 | $ 52,000 |
| COLUMBIA, MO | 65 | $ 8,634,000 | $ 132,000 | $ 68,000 |
| DECATUR, AL | 65 | $ 7,013,000 | $ 107,000 | $ 55,000 |
| LOUISVILLE, KY-IN | 64 | $ 8,583,000 | $ 134,000 | $ 52,000 |
| TACOMA, WA | 64 | $ 14,139,000 | $ 220,000 | $ 102,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 63 | $ 10,075,000 | $ 159,000 | $ 66,000 |
| MACON, GA | 62 | $ 8,787,000 | $ 141,000 | $ 58,000 |
| TRENTON-EWING, NJ | 62 | $ 12,063,000 | $ 194,000 | $ 90,000 |
| BREMERTON-SILVERDALE, WA | 60 | $ 16,917,000 | $ 281,000 | $ 110,000 |
| CORPUS CHRISTI, TX | 59 | $ 7,290,000 | $ 123,000 | $ 84,000 |
| PUNTA GORDA, FL | 58 | $ 9,402,000 | $ 162,000 | $ 98,000 |
| ASHEVILLE, NC | 57 | $ 8,120,000 | $ 142,000 | $ 82,000 |
| COLLEGE STATION-BRYAN, TX | 57 | $ 7,035,000 | $ 123,000 | $ 93,000 |
| MERCED, CA | 57 | $ 11,522,000 | $ 202,000 | $ 76,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 56 | $ 8,449,000 | $ 150,000 | $ 96,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 55 | $ 7,735,000 | $ 140,000 | $ 61,000 |
| SAVANNAH, GA | 55 | $ 9,276,000 | $ 168,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 54 | $ 8,634,000 | $ 159,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 53 | $ 9,321,000 | $ 175,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 51 | $ 7,084,000 | $ 138,000 | $ 49,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 51 | $ 7,180,000 | $ 140,000 | $ 93,000 |
| YORK-HANOVER, PA | 51 | $ 6,747,000 | $ 132,000 | $ 57,000 |
| OSHKOSH-NEENAH, WI | 50 | $ 7,004,000 | $ 140,000 | $ 61,000 |
| WILMINGTON, DE-MD-NJ | 49 | $ 8,454,000 | $ 172,000 | $ 60,000 |
| GAINESVILLE, GA | 48 | $ 7,324,000 | $ 152,000 | $ 74,000 |
| LEWISTON-AUBURN, ME | 48 | $ 6,851,000 | $ 142,000 | $ 86,000 |
| OCEAN CITY, NJ | 47 | $ 12,198,000 | $ 259,000 | $ 104,000 |
| GAINESVILLE, FL | 45 | $ 5,293,000 | $ 117,000 | $ 69,000 |
| VERO BEACH, FL | 44 | $ 7,380,000 | $ 167,000 | $ 87,000 |
| WAUSAU, WI | 42 | $ 4,790,000 | $ 114,000 | $ 49,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 42 | $ 4,484,000 | $ 106,000 | $ 68,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 41 | $ 5,854,000 | $ 142,000 | $ 95,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 41 | $ 13,208,000 | $ 322,000 | $ 117,000 |
| SPOKANE, WA | 41 | $ 4,943,000 | $ 120,000 | $ 76,000 |
| SANTA ROSA-PETALUMA, CA | 39 | $ 12,560,000 | $ 322,000 | $ 117,000 |
| TALLAHASSEE, FL | 39 | $ 5,541,000 | $ 142,000 | $ 83,000 |
| EAU CLAIRE, WI | 38 | $ 5,104,000 | $ 134,000 | $ 41,000 |
| VISALIA-PORTERVILLE, CA | 38 | $ 5,935,000 | $ 156,000 | $ 92,000 |
| YUBA CITY, CA | 37 | $ 6,514,000 | $ 176,000 | $ 90,000 |
| BOISE CITY-NAMPA, ID | 36 | $ 5,021,000 | $ 139,000 | $ 87,000 |
| BURLINGTON, NC | 35 | $ 5,161,000 | $ 147,000 | $ 63,000 |
| ST. JOSEPH, MO-KS | 35 | $ 4,385,000 | $ 125,000 | $ 121,000 |
| ANDERSON, SC | 34 | $ 4,622,000 | $ 135,000 | $ 55,000 |
| BELLINGHAM, WA | 34 | $ 7,045,000 | $ 207,000 | $ 82,000 |
| FARGO, ND-MN | 34 | $ 3,850,000 | $ 113,000 | $ 64,000 |
| OCALA, FL | 34 | $ 4,391,000 | $ 129,000 | $ 78,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 34 | $ 9,550,000 | $ 280,000 | $ 62,000 |
| SHERMAN-DENISON, TX | 33 | $ 4,666,000 | $ 141,000 | $ 70,000 |
| SPARTANBURG, SC | 33 | $ 4,334,000 | $ 131,000 | $ 61,000 |
| LAWTON, OK | 32 | $ 2,508,000 | $ 78,000 | $ 54,000 |
| SIOUX FALLS, SD | 32 | $ 4,152,000 | $ 129,000 | $ 39,000 |
| IOWA CITY, IA | 31 | $ 4,160,000 | $ 134,000 | $ 46,000 |
| LAWRENCE, KS | 31 | $ 3,246,000 | $ 104,000 | $ 119,000 |
| LUBBOCK, TX | 31 | $ 4,750,000 | $ 153,000 | $ 124,000 |
| PROVO-OREM, UT | 31 | $ 5,101,000 | $ 164,000 | $ 75,000 |
| HOLLAND-GRAND HAVEN, MI | 30 | $ 5,410,000 | $ 180,000 | $ 108,000 |
| SALINAS, CA | 30 | $ 9,387,000 | $ 312,000 | $ 121,000 |
| FLORENCE, SC | 29 | $ 3,871,000 | $ 133,000 | $ 41,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 28 | $ 3,572,000 | $ 127,000 | $ 69,000 |
| CHICO, CA | 28 | $ 4,189,000 | $ 149,000 | $ 55,000 |
| SCRANTON--WILKES-BARRE, PA | 28 | $ 3,342,000 | $ 119,000 | $ 63,000 |
| BLOOMINGTON, IN | 27 | $ 3,463,000 | $ 128,000 | $ 70,000 |
| READING, PA | 27 | $ 3,751,000 | $ 138,000 | $ 53,000 |
| ROCKFORD, IL | 27 | $ 3,023,000 | $ 111,000 | $ 57,000 |
| TOPEKA, KS | 27 | $ 3,392,000 | $ 125,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 26 | $ 5,470,000 | $ 210,000 | $ 68,000 |
| JANESVILLE, WI | 26 | $ 3,349,000 | $ 128,000 | $ 64,000 |
| SANDUSKY, OH | 26 | $ 3,822,000 | $ 147,000 | $ 63,000 |
| SHREVEPORT-BOSSIER CITY, LA | 26 | $ 3,440,000 | $ 132,000 | $ 64,000 |
| SALISBURY, MD | 25 | $ 3,564,000 | $ 142,000 | $ 84,000 |
| SHEBOYGAN, WI | 25 | $ 3,596,000 | $ 143,000 | $ 55,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 3,787,000 | $ 157,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 24 | $ 8,065,000 | $ 336,000 | $ 102,000 |
| SALEM, OR | 23 | $ 3,422,000 | $ 148,000 | $ 76,000 |
| TUSCALOOSA, AL | 23 | $ 2,698,000 | $ 117,000 | $ 67,000 |
| BAY CITY, MI | 22 | $ 2,722,000 | $ 123,000 | $ 57,000 |
| GRAND FORKS, ND-MN | 22 | $ 2,114,000 | $ 96,000 | $ 53,000 |
| JEFFERSON CITY, MO | 22 | $ 2,486,000 | $ 113,000 | $ 59,000 |
| MUSKEGON-NORTON SHORES, MI | 22 | $ 3,137,000 | $ 142,000 | $ 88,000 |
| YAKIMA, WA | 22 | $ 3,058,000 | $ 139,000 | $ 59,000 |
| CUMBERLAND, MD-WV | 21 | $ 1,528,000 | $ 72,000 | $ 50,000 |
| KNOXVILLE, TN | 21 | $ 3,332,000 | $ 158,000 | $ 120,000 |
| OLYMPIA, WA | 21 | $ 3,409,000 | $ 162,000 | $ 61,000 |
| DOVER, DE | 20 | $ 3,085,000 | $ 154,000 | $ 102,000 |
| JOPLIN, MO | 20 | $ 2,073,000 | $ 103,000 | $ 51,000 |
| CHAMPAIGN-URBANA, IL | 19 | $ 2,214,000 | $ 116,000 | $ 56,000 |
| FARMINGTON, NM | 19 | $ 2,699,000 | $ 142,000 | $ 55,000 |
| LAKE CHARLES, LA | 19 | $ 1,895,000 | $ 99,000 | $ 59,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 3,299,000 | $ 173,000 | $ 64,000 |
| AUBURN-OPELIKA, AL | 18 | $ 2,178,000 | $ 121,000 | $ 67,000 |
| KANKAKEE-BRADLEY, IL | 18 | $ 2,326,000 | $ 129,000 | $ 72,000 |
| REDDING, CA | 18 | $ 4,462,000 | $ 247,000 | $ 100,000 |
| BUFFALO-NIAGARA FALLS, NY | 17 | $ 1,834,000 | $ 107,000 | $ 107,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 17 | $ 2,536,000 | $ 149,000 | $ 68,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 17 | $ 2,092,000 | $ 123,000 | $ 59,000 |
| FORT WAYNE, IN | 16 | $ 1,782,000 | $ 111,000 | $ 53,000 |
| JACKSON, MS | 16 | $ 1,891,000 | $ 118,000 | $ 59,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 2,459,000 | $ 153,000 | $ 82,000 |
| MCALLEN-EDINBURG-PHARR, TX | 16 | $ 1,927,000 | $ 120,000 | $ 73,000 |
| MEDFORD, OR | 16 | $ 3,582,000 | $ 223,000 | $ 64,000 |
| ANDERSON, IN | 15 | $ 1,296,000 | $ 86,000 | $ 46,000 |
| MADERA, CA | 15 | $ 2,677,000 | $ 178,000 | $ 57,000 |
| SPRINGFIELD, OH | 15 | $ 1,600,000 | $ 106,000 | $ 49,000 |
| WINCHESTER, VA-WV | 15 | $ 3,677,000 | $ 245,000 | $ 122,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 14 | $ 1,594,000 | $ 113,000 | $ 88,000 |
| EL PASO, TX | 14 | $ 1,598,000 | $ 114,000 | $ 35,000 |
| FAYETTEVILLE, NC | 14 | $ 1,591,000 | $ 113,000 | $ 97,000 |
| GADSDEN, AL | 14 | $ 1,206,000 | $ 86,000 | $ 52,000 |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $ 1,909,000 | $ 136,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 3,210,000 | $ 229,000 | $ 130,000 |
| NAPA, CA | 14 | $ 4,893,000 | $ 349,000 | $ 118,000 |
| PASCAGOULA, MS | 14 | $ 1,434,000 | $ 102,000 | $ 84,000 |
| ROANOKE, VA | 14 | $ 2,325,000 | $ 166,000 | $ 61,000 |
| ROME, GA | 14 | $ 1,160,000 | $ 82,000 | $ 49,000 |
| ALBANY, GA | 13 | $ 1,562,000 | $ 120,000 | $ 136,000 |
| CARSON CITY, NV | 13 | $ 2,704,000 | $ 208,000 | $ 120,000 |
| COLUMBUS, GA-AL | 13 | $ 2,199,000 | $ 169,000 | $ 54,000 |
| EL CENTRO, CA | 13 | $ 1,658,000 | $ 127,000 | $ 97,000 |
| FOND DU LAC, WI | 13 | $ 1,483,000 | $ 114,000 | $ 73,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 13 | $ 1,603,000 | $ 123,000 | $ 53,000 |
| LINCOLN, NE | 13 | $ 1,372,000 | $ 105,000 | $ 49,000 |
| PITTSFIELD, MA | 13 | $ 2,529,000 | $ 194,000 | $ 79,000 |
| ROCHESTER, NY | 13 | $ 2,356,000 | $ 181,000 | $ 74,000 |
| SYRACUSE, NY | 13 | $ 2,264,000 | $ 174,000 | $ 72,000 |
| WENATCHEE, WA | 13 | $ 2,336,000 | $ 179,000 | $ 61,000 |
| AMARILLO, TX | 12 | $ 1,584,000 | $ 132,000 | $ 84,000 |
| BEND, OR | 12 | $ 2,514,000 | $ 209,000 | $ 146,000 |
| MONROE, LA | 12 | $ 1,566,000 | $ 130,000 | $ 56,000 |
| PUEBLO, CO | 12 | $ 1,642,000 | $ 136,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 1,303,000 | $ 108,000 | $ 75,000 |
| TYLER, TX | 12 | $ 2,144,000 | $ 178,000 | $ 65,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 12 | $ 1,670,000 | $ 139,000 | $ 56,000 |
| WACO, TX | 12 | $ 1,372,000 | $ 114,000 | $ 82,000 |
| CHEYENNE, WY | 11 | $ 1,904,000 | $ 173,000 | $ 67,000 |
| COEUR D'ALENE, ID | 11 | $ 1,061,000 | $ 96,000 | $ 36,000 |
| GULFPORT-BILOXI, MS | 11 | $ 1,886,000 | $ 171,000 | $ 103,000 |
| MANSFIELD, OH | 11 | $ 1,032,000 | $ 93,000 | $ 44,000 |
| ODESSA, TX | 11 | $ 832,000 | $ 75,000 | $ 45,000 |
| ANNISTON-OXFORD, AL | 10 | $ 1,349,000 | $ 134,000 | $ 81,000 |
| BLOOMINGTON-NORMAL, IL | 10 | $ 998,000 | $ 99,000 | $ 55,000 |
| DALTON, GA | 10 | $ 1,451,000 | $ 145,000 | $ 65,000 |
| KOKOMO, IN | 10 | $ 923,000 | $ 92,000 | $ 86,000 |
| LA CROSSE, WI-MN | 10 | $ 1,425,000 | $ 142,000 | $ 44,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,323,000 | $ 132,000 | $ 65,000 |
| HOT SPRINGS, AR | 9 | $ 2,175,000 | $ 241,000 | $ 110,000 |
| LAFAYETTE, IN | 9 | $ 1,155,000 | $ 128,000 | $ 79,000 |
| LAREDO, TX | 9 | $ 1,182,000 | $ 131,000 | $ 31,000 |
| LEBANON, PA | 9 | $ 993,000 | $ 110,000 | $ 39,000 |
| LONGVIEW, WA | 9 | $ 1,170,000 | $ 130,000 | $ 46,000 |
| BATTLE CREEK, MI | 8 | $ 1,057,000 | $ 132,000 | $ 76,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 628,000 | $ 78,000 | $ 52,000 |
| GLENS FALLS, NY | 8 | $ 1,178,000 | $ 147,000 | $ 58,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 1,522,000 | $ 190,000 | $ 90,000 |
| UTICA-ROME, NY | 8 | $ 714,000 | $ 89,000 | $ 42,000 |
| BINGHAMTON, NY | 7 | $ 972,000 | $ 138,000 | $ 59,000 |
| CHATTANOOGA, TN-GA | 7 | $ 850,000 | $ 121,000 | $ 63,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 813,000 | $ 116,000 | $ 56,000 |
| HANFORD-CORCORAN, CA | 7 | $ 978,000 | $ 139,000 | $ 55,000 |
| LYNCHBURG, VA | 7 | $ 1,145,000 | $ 163,000 | $ 82,000 |
| ST. GEORGE, UT | 7 | $ 1,144,000 | $ 163,000 | $ 135,000 |
| WARNER ROBINS, GA | 7 | $ 704,000 | $ 100,000 | $ 67,000 |
| BRUNSWICK, GA | 6 | $ 978,000 | $ 163,000 | $ 94,000 |
| CASPER, WY | 6 | $ 780,000 | $ 130,000 | $ 67,000 |
| CORVALLIS, OR | 6 | $ 982,000 | $ 163,000 | $ 51,000 |
| ELKHART-GOSHEN, IN | 6 | $ 655,000 | $ 109,000 | $ 57,000 |
| ROCKY MOUNT, NC | 6 | $ 560,000 | $ 93,000 | $ 35,000 |
| SANTA FE, NM | 6 | $ 2,011,000 | $ 335,000 | $ 105,000 |
| BILLINGS, MT | 5 | $ 660,000 | $ 132,000 | $ 41,000 |
| BOWLING GREEN, KY | 5 | $ 565,000 | $ 113,000 | $ 47,000 |
| EVANSVILLE, IN-KY | 5 | $ 462,000 | $ 92,000 | $ 110,000 |
| GREENVILLE, NC | 5 | $ 607,000 | $ 121,000 | $ 99,000 |
| HATTIESBURG, MS | 5 | $ 599,000 | $ 119,000 | $ 54,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 413,000 | $ 82,000 | $ 56,000 |
| MUNCIE, IN | 5 | $ 584,000 | $ 116,000 | $ 37,000 |
| PEORIA, IL | 5 | $ 599,000 | $ 119,000 | $ 89,000 |
| SAN ANGELO, TX | 5 | $ 452,000 | $ 90,000 | $ 43,000 |
| SUMTER, SC | 5 | $ 796,000 | $ 159,000 | $ 41,000 |
| TERRE HAUTE, IN | 5 | $ 813,000 | $ 162,000 | $ 71,000 |
| ABILENE, TX | 4 | $ 237,000 | $ 59,000 | $ 120,000 |
| AMES, IA | 4 | $ 528,000 | $ 132,000 | $ 39,000 |
| BANGOR, ME | 4 | $ 722,000 | $ 180,000 | $ 20,000 |
| CLARKSVILLE, TN-KY | 4 | $ 466,000 | $ 116,000 | $ 62,000 |
| DOTHAN, AL | 4 | $ 560,000 | $ 140,000 | $ 94,000 |
| GOLDSBORO, NC | 4 | $ 467,000 | $ 116,000 | $ 48,000 |
| IDAHO FALLS, ID | 4 | $ 396,000 | $ 99,000 | $ 43,000 |
| LONGVIEW, TX | 4 | $ 624,000 | $ 156,000 | $ 79,000 |
| PARKERSBURG-MARIETTA, WV-OH | 4 | $ 517,000 | $ 129,000 | $ 49,000 |
| POCATELLO, ID | 4 | $ 585,000 | $ 146,000 | $ 32,000 |
| WHEELING, WV-OH | 4 | $ 579,000 | $ 144,000 | $ 63,000 |
| ALEXANDRIA, LA | 3 | $ 527,000 | $ 175,000 | $ 83,000 |
| CHARLESTON, WV | 3 | $ 1,058,000 | $ 352,000 | $ 106,000 |
| DANVILLE, VA | 3 | $ 417,000 | $ 139,000 | $ 23,000 |
| DECATUR, IL | 3 | $ 285,000 | $ 95,000 | $ 43,000 |
| DUBUQUE, IA | 3 | $ 302,000 | $ 100,000 | $ 75,000 |
| ERIE, PA | 3 | $ 347,000 | $ 115,000 | $ 63,000 |
| LAS CRUCES, NM | 3 | $ 411,000 | $ 137,000 | $ 48,000 |
| LOGAN, UT-ID | 3 | $ 472,000 | $ 157,000 | $ 66,000 |
| MIDLAND, TX | 3 | $ 383,000 | $ 127,000 | $ 100,000 |
| PINE BLUFF, AR | 3 | $ 249,000 | $ 83,000 | $ 75,000 |
| VALDOSTA, GA | 3 | $ 463,000 | $ 154,000 | $ 61,000 |
| WICHITA FALLS, TX | 3 | $ 294,000 | $ 98,000 | $ 76,000 |
| BISMARCK, ND | 2 | $ 173,000 | $ 86,000 | $ 57,000 |
| ELIZABETHTOWN, KY | 2 | $ 329,000 | $ 164,000 | $ 88,000 |
| FORT SMITH, AR-OK | 2 | $ 249,000 | $ 124,000 | $ 100,000 |
| GREAT FALLS, MT | 2 | $ 269,000 | $ 134,000 | $ 40,000 |
| HONOLULU, HI | 2 | $ 507,000 | $ 253,000 | $ 90,000 |
| ITHACA, NY | 2 | $ 176,000 | $ 88,000 | $ 69,000 |
| JACKSON, TN | 2 | $ 226,000 | $ 113,000 | $ 130,000 |
| JOHNSON CITY, TN | 2 | $ 512,000 | $ 256,000 | $ 27,000 |
| JOHNSTOWN, PA | 2 | $ 166,000 | $ 83,000 | $ 43,000 |
| MISSOULA, MT | 2 | $ 803,000 | $ 401,000 | $ 185,000 |
| MORGANTOWN, WV | 2 | $ 233,000 | $ 116,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 187,000 | $ 93,000 | $ 65,000 |
| STATE COLLEGE, PA | 2 | $ 322,000 | $ 161,000 | $ 26,000 |
| VICTORIA, TX | 2 | $ 342,000 | $ 171,000 | $ 109,000 |
| WILLIAMSPORT, PA | 2 | $ 184,000 | $ 92,000 | $ 44,000 |
| ANCHORAGE, AK | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| COLUMBUS, IN | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| DANVILLE, IL | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| HARRISONBURG, VA | 1 | $ 84,000 | $ 84,000 | $ 15,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Amtrust Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 62,112 | $11,945,756,000 | $182,529 | $3,050,000 | $82,019 | $5,746,000 |
| Refinancing | 53,864 | $10,843,172,000 | $177,153 | $1,600,000 | $73,211 | $7,750,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 85,255 | $16,696,780,000 | $179,692 | $3,050,000 | $84,211 | $6,307,000 |
| Not Provided | 14,465 | $3,042,723,000 | $180,647 | $1,530,000 | $69,274 | $7,750,000 |
| Hispanic | 6,477 | $1,189,410,000 | $162,239 | $1,284,000 | $65,934 | $1,070,000 |
| Black or African American | 4,610 | $729,309,000 | $158,795 | $1,000,000 | $74,227 | $1,745,000 |
| Asian | 4,092 | $936,089,000 | $199,909 | $1,200,000 | $82,000 | $1,920,000 |
| Not applicable | 599 | $95,921,000 | $183,783 | $650,000 | $70,621 | $600,000 |
| American Indian or Alaskan Native | 254 | $49,268,000 | $176,500 | $780,000 | $80,684 | $1,005,000 |
| Native Hawaiian or Other Pacific Islander | 224 | $49,428,000 | $182,774 | $650,000 | $76,548 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 115,806 | $22,774,464,000 | $178,653 | $3,050,000 | $77,346 | $7,750,000 |
| FHA-insured (Federal Housing Administration) | 153 | $12,942,000 | $85,200 | $172,000 | $33,400 | $87,000 |
| VA-guaranteed (Veterans Administration) | 17 | $1,522,000 | $96,000 | $150,000 | $38,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 79,805 | $15,740,034,000 | $177,600 | $2,000,000 | $83,120 | $5,746,000 |
| Loan Purchased By The Institution | 14,030 | $2,715,112,000 | $184,627 | $1,000,000 | $76,352 | $5,564,000 |
| Application Withdrawn By Applicant | 12,208 | $2,300,957,000 | $178,784 | $1,530,000 | $62,372 | $7,750,000 |
| Application Denied By Financial Institution | 5,190 | $1,080,837,000 | $185,140 | $1,300,000 | $78,960 | $6,307,000 |
| Application Approved But Not Accepted | 3,923 | $809,372,000 | $185,428 | $3,050,000 | $74,795 | $2,159,000 |
| Preapproval Denied by Financial Institution | 611 | $105,695,000 | $172,000 | $750,000 | $47,000 | $878,000 |
| Preapproval Approved but not Accepted | 209 | $36,921,000 | $176,000 | $675,000 | $48,000 | $672,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 2,811 | $612,730,000 | $191,551 | $1,300,000 | $85,428 | $6,307,000 |
| Other | 940 | $189,870,000 | $192,642 | $1,000,000 | $72,309 | $1,072,000 |
| Credit History | 656 | $109,385,000 | $170,552 | $1,000,000 | $65,131 | $746,000 |
| Debt-To-Income Ratio | 553 | $108,163,000 | $209,642 | $1,000,000 | $82,642 | $793,000 |
| Collateral | 548 | $107,495,000 | $183,121 | $1,200,000 | $85,878 | $942,000 |
| Employment History | 119 | $23,424,000 | $188,357 | $832,000 | $57,428 | $378,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 88 | $16,960,000 | $195,000 | $900,000 | $91,884 | $373,000 |
| Unverifiable Information | 50 | $10,521,000 | $198,833 | $1,200,000 | $80,166 | $850,000 |
| Mortgage Insurance Denied | 36 | $7,984,000 | $194,562 | $539,000 | $83,437 | $387,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amtrust Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amtrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.