Anb Bank Mortgage Lending & HMDA Data, 2018

In 2018, Anb Bank of Denver, CO reported 680 mortgage applications totaling $263.3 million, up 42% from 2017. The average application was for $387,191, and applicants reported an average income of $169,422. 75% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (99), Colorado Springs, CO (68) and Fort Collins, CO (60) (applications in parentheses).

Mortgage Company & Address Anb Bank
3033 E 1st Avenue
Denver, CO 80206
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 680
Total Mortgage Loan Application Amount $263,290,000
Average Mortgage Loan Application Amount $387,191
Highest Mortgage Loan Application Amount $13,505,000
Average Applicant Income $169,422
Highest Applicant Income $5,740,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Anb Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Garfield, Colorado 89 $ 21,595,000 $ 242,640 $ 119,000
El Paso, Colorado 67 $ 17,515,000 $ 261,417 $ 122,000
Larimer, Colorado 60 $ 25,310,000 $ 421,833 $ 156,000
Mesa, Colorado 55 $ 7,295,000 $ 132,636 $ 91,000
Denver, Colorado 42 $ 31,020,000 $ 738,571 $ 732,000
Albany, Wyoming 37 $ 4,695,000 $ 126,891 $ 93,000
Laramie, Wyoming 36 $ 5,820,000 $ 161,666 $ 80,000
Weld, Colorado 31 $ 5,535,000 $ 178,548 $ 78,000
Pitkin, Colorado 30 $ 38,150,000 $ 1,271,666 $ 474,000
Eagle, Colorado 23 $ 12,175,000 $ 529,347 $ 141,000
Arapahoe, Colorado 20 $ 7,200,000 $ 360,000 $ 270,000
Wyandotte, Kansas 20 $ 2,850,000 $ 142,500 $ 174,000
Jefferson, Colorado 19 $ 20,275,000 $ 1,067,105 $ 134,000
Johnson, Kansas 18 $ 2,060,000 $ 114,444 $ 82,000
Natrona, Wyoming 17 $ 1,255,000 $ 73,823 $ 95,000
Jackson, Missouri 16 $ 4,930,000 $ 308,125 $ 93,000
Johnson, Wyoming 15 $ 1,575,000 $ 105,000 $ 58,000
San Miguel, Colorado 13 $ 18,645,000 $ 1,434,230 $ 274,000
Campbell, Wyoming 13 $ 1,285,000 $ 98,846 $ 63,000
Adams, Colorado 10 $ 850,000 $ 85,000 $ 41,000
Boulder, Colorado 10 $ 21,840,000 $ 2,184,000 $ 149,000
Washakie, Wyoming 9 $ 1,125,000 $ 125,000 $ 75,000
Douglas, Colorado 6 $ 1,490,000 $ 248,333 $ 130,000
Weston, Wyoming 3 $ 435,000 $ 145,000 $ 51,000
Broomfield, Colorado 2 $ 920,000 $ 460,000 $ 168,000
Gunnison, Colorado 2 $ 2,040,000 $ 1,020,000 $ 1,397,000
Platte, Missouri 2 $ 1,090,000 $ 545,000 $ 90,000
Maricopa, Arizona 1 $ 675,000 $ 675,000 $ 0
Pima, Arizona 1 $ 345,000 $ 345,000 $ 241,000
Archuleta, Colorado 1 $ 305,000 $ 305,000 $ 67,000
Delta, Colorado 1 $ 5,000 $ 5,000 $ 33,000
Pueblo, Colorado 1 $ 105,000 $ 105,000 $ 116,000
Summit, Colorado 1 $ 815,000 $ 815,000 $ 485,000
Teller, Colorado 1 $ 405,000 $ 405,000 $ 119,000
Kauai, Hawaii 1 $ 275,000 $ 275,000 $ 240,000
Leavenworth, Kansas 1 $ 325,000 $ 325,000 $ 106,000
Cass, Missouri 1 $ 285,000 $ 285,000 $ 582,000
Clay, Missouri 1 $ 255,000 $ 255,000 $ 106,000
Taos, New Mexico 1 $ 145,000 $ 145,000 $ 46,000
Mecklenburg, North Carolina 1 $ 55,000 $ 55,000 $ 0
Pennington, South Dakota 1 $ 75,000 $ 75,000 $ 0
Carbon, Wyoming 1 $ 245,000 $ 245,000 $ 96,000

Mortgage Loan Application Detail Totals for Anb Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 356 $156,500,000 $439,000 $13,505,000 $206,000 $5,740,000
Refinancing 228 $100,100,000 $439,000 $10,255,000 $150,000 $1,324,000
Other Purpose 53 $4,135,000 $78,000 $405,000 $81,000 $372,000
Home Improvement 39 $2,335,000 $59,000 $565,000 $72,000 $227,000
Not Applicable 3 $155,000 $51,000 $65,000 $0 $0
Cash-out Refinancing 1 $65,000 $65,000 $65,000 $62,000 $62,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 373 $85,495,000 $229,000 $7,605,000 $134,000 $2,760,000
Not applicable 182 $147,660,000 $811,000 $13,505,000 $0 $0
Hispanic 79 $17,685,000 $223,000 $4,125,000 $152,000 $5,740,000
Not Provided 21 $6,905,000 $328,000 $1,405,000 $956,000 $2,922,000
Black or African American 12 $1,100,000 $91,000 $155,000 $75,000 $168,000
Asian 10 $3,680,000 $368,000 $1,305,000 $236,000 $1,450,000
American Indian or Alaskan Native 1 $225,000 $225,000 $225,000 $199,000 $199,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 680 $263,290,000 $387,000 $13,505,000 $166,000 $5,740,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 509 $212,885,000 $418,000 $13,505,000 $146,000 $5,740,000
Application Denied By Financial Institution 90 $29,380,000 $326,000 $7,605,000 $221,000 $2,922,000
Application Withdrawn By Applicant 39 $9,995,000 $256,000 $1,205,000 $110,000 $372,000
Application Approved But Not Accepted 34 $9,440,000 $277,000 $1,905,000 $248,000 $2,479,000
File Closed For Incompleteness 5 $1,435,000 $287,000 $1,175,000 $507,000 $1,450,000
Loan Purchased By The Institution 3 $155,000 $51,000 $65,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 680 $263,290,000 $387,000 $13,505,000 $166,000 $5,740,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Anb Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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