Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Andrews Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 307 |
| Total Mortgage Loan Application Amount | $12,414,000 |
| Average Mortgage Loan Application Amount | $34,725 |
| Highest Mortgage Loan Application Amount | $319,000 |
| Average Applicant Income | $61,225 |
| Highest Applicant Income | $252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 101 | $ 3,916,000 | $ 38,000 | $ 67,000 |
| Burlington County New Jersey | 55 | $ 1,893,000 | $ 34,000 | $ 50,000 |
| Charles County Maryland | 38 | $ 2,455,000 | $ 64,000 | $ 67,000 |
| Anne Arundel County Maryland | 9 | $ 362,000 | $ 40,000 | $ 60,000 |
| Camden County New Jersey | 7 | $ 238,000 | $ 34,000 | $ 53,000 |
| District of Columbia County District Of Columbia | 5 | $ 245,000 | $ 49,000 | $ 44,000 |
| Mercer County New Jersey | 5 | $ 145,000 | $ 29,000 | $ 27,000 |
| Calvert County Maryland | 4 | $ 168,000 | $ 42,000 | $ 64,000 |
| Cumberland County North Carolina | 4 | $ 94,000 | $ 23,000 | $ 58,000 |
| Fairfax County Virginia | 4 | $ 457,000 | $ 114,000 | $ 120,000 |
| Baltimore County Maryland | 3 | $ 123,000 | $ 41,000 | $ 44,000 |
| Baltimore City County Maryland | 3 | $ 116,000 | $ 38,000 | $ 36,000 |
| Prince William County Virginia | 3 | $ 111,000 | $ 37,000 | $ 76,000 |
| Stafford County Virginia | 3 | $ 143,000 | $ 47,000 | $ 74,000 |
| El Paso County Colorado | 2 | $ 49,000 | $ 24,000 | $ 54,000 |
| Hillsborough County Florida | 2 | $ 67,000 | $ 33,000 | $ 36,000 |
| Muscogee County Georgia | 2 | $ 36,000 | $ 18,000 | $ 60,000 |
| Howard County Maryland | 2 | $ 95,000 | $ 47,000 | $ 66,000 |
| Atlantic County New Jersey | 2 | $ 36,000 | $ 18,000 | $ 72,000 |
| Essex County New Jersey | 2 | $ 55,000 | $ 27,000 | $ 48,000 |
| Philadelphia County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 36,000 |
| Baldwin County Alabama | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Calhoun County Alabama | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Kern County California | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Orange County California | 1 | $ 44,000 | $ 44,000 | $ 120,000 |
| Pueblo County Colorado | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| New Castle County Delaware | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Sussex County Delaware | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Polk County Florida | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Clayton County Georgia | 1 | $ 43,000 | $ 43,000 | $ 96,000 |
| Henry County Georgia | 1 | $ 16,000 | $ 16,000 | $ 72,000 |
| Liberty County Georgia | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Hawaii County Hawaii | 1 | $ 21,000 | $ 21,000 | $ 72,000 |
| Cook County Illinois | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Dickinson County Kansas | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Caddo County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Cumberland County Maine | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Penobscot County Maine | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Jackson County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Pike County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Sarpy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Gloucester County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Hudson County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Ocean County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Union County New Jersey | 1 | $ 17,000 | $ 17,000 | $ 36,000 |
| Warren County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Erie County New York | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| Nassau County New York | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Beaufort County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Columbus County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Belmont County Ohio | 1 | $ 19,000 | $ 19,000 | $ 108,000 |
| Delaware County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Monroe County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 21,000 | $ 21,000 | $ 72,000 |
| Sumter County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
| Montgomery County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Sullivan County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Davis County Utah | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Alexandria County Virginia | 1 | $ 253,000 | $ 253,000 | $ 84,000 |
| Caroline County Virginia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| King George County Virginia | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Loudoun County Virginia | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
| Newport News County Virginia | 1 | $ 12,000 | $ 12,000 | $ 108,000 |
| Portsmouth County Virginia | 1 | $ 16,000 | $ 16,000 | $ 84,000 |
| York County Virginia | 1 | $ 22,000 | $ 22,000 | $ 168,000 |
| Pierce County Washington | 1 | $ 41,000 | $ 41,000 | $ 84,000 |
| Snohomish County Washington | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 189 | $5,537,000 | $24,318 | $95,000 | $57,136 | $168,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 108 | $6,099,000 | $37,307 | $319,000 | $64,230 | $252,000 |
| Home Purchase (one-to-four family) | 10 | $778,000 | $73,800 | $253,000 | $71,400 | $96,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 217 | $7,149,000 | $28,833 | $100,000 | $61,166 | $168,000 |
| Black | 53 | $2,908,000 | $53,000 | $319,000 | $66,666 | $252,000 |
| White | 33 | $2,243,000 | $40,666 | $253,000 | $65,166 | $156,000 |
| Hispanic | 3 | $49,000 | $16,000 | $25,000 | $46,000 | $60,000 |
| Asian or Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $60,000 | $60,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 307 | $12,414,000 | $27,520 | $319,000 | $59,400 | $252,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114 | $6,126,000 | $29,750 | $319,000 | $62,500 | $252,000 |
| Application Withdrawn By Applicant | 112 | $3,769,000 | $29,157 | $100,000 | $58,684 | $168,000 |
| Application Denied By Financial Institution | 80 | $2,454,000 | $31,071 | $90,000 | $58,000 | $120,000 |
| Application Approved But Not Accepted | 1 | $65,000 | $65,000 | $65,000 | $72,000 | $72,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $1,037,000 | $33,400 | $87,000 | $46,500 | $84,000 |
| Collateral | 16 | $400,000 | $25,625 | $50,000 | $58,500 | $84,000 |
| Credit Application Incomplete | 15 | $526,000 | $31,200 | $90,000 | $62,800 | $120,000 |
| Debt-To-Income Ratio | 9 | $391,000 | $42,500 | $80,000 | $46,500 | $72,000 |
| Other | 2 | $100,000 | $50,000 | $75,000 | $48,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.