Pueblo County, CO Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 26,899 mortgage applications in Pueblo County, CO totaling $2.8 billion. The average application was for $103,000, and applicants reported an average income of $51,000. 46% of applications resulted in an originated loan and 16% were denied. The most active lender was Countrywide Home Loans, with 3,615 applications, followed by Wells Fargo Home Mortgage and Ameriquest Mortgage Company.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Colorado.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,899
Total Mortgage Loan Application Amount $2,793,183,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $2,040,000
Average Applicant Income $51,000
Highest Applicant Income $9,000,000
Download the Colorado Lender List

Top Mortgage Lenders in Pueblo County, CO (2003)

Ranked by the number of mortgage applications each lender reported in Pueblo County, CO in 2003.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Countrywide Home Loans
Westlake Village, CA
3,615 $395,776,000 $109,000 $46,000
2 Wells Fargo Home Mortgage
Des Moines, IA
1,414 $149,041,000 $105,000 $43,000
3 Ameriquest Mortgage Company
Orange, CA
983 $104,083,000 $105,000 $50,000
4 Premier Mortgage Services, Inc.
Pueblo, CO
979 $113,061,000 $115,000 $51,000
5 Washington Mutual Bank
Albion, NY
916 $101,328,000 $110,000 $46,000
6 Homecomings Financial LLC
Ft. Washington, PA
816 $86,725,000 $106,000 $50,000
7 Gmac Mortgage LLC
Ft. Washington, PA
758 $82,369,000 $108,000 $53,000
8 Wells Fargo Funding, Inc
Winston-Salem, NC
718 $82,209,000 $114,000 $45,000
9 Vectra Bank Colorado, NA
Greenwood Village, CO
640 $53,585,000 $83,000 $43,000
10 First Magnus Financial Corp
Tucson, AZ
614 $72,247,000 $117,000 $30,000

See every lender active in Pueblo County, CO in 2003 »

The tables below break down 2003 mortgage applications in Pueblo County, CO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pueblo County, CO in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 19,975 $2,134,830,000 $106,000 $1,200,000 $50,000 $9,000,000
Home Purchase (one-to-four family) 5,789 $623,412,000 $107,000 $2,040,000 $53,000 $1,277,000
Home Improvement (one-to-four family) 1,119 $27,809,000 $24,000 $645,000 $54,000 $800,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 16 $7,132,000 $445,000 $1,939,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,437 $1,572,069,000 $108,000 $2,040,000 $55,000 $6,963,000
Hispanic 6,559 $593,360,000 $90,000 $584,000 $50,000 $9,000,000
Information not provided by applicant in mail or telephone application 2,803 $286,848,000 $102,000 $854,000 $53,000 $1,257,000
Not applicable 2,042 $232,239,000 $113,000 $1,838,000 $11,000 $441,000
Other 426 $43,640,000 $102,000 $384,000 $53,000 $660,000
Black 379 $37,611,000 $99,000 $325,000 $51,000 $368,000
American Indian or Alaskan Native 137 $11,913,000 $86,000 $206,000 $47,000 $240,000
Asian or Pacific Islander 116 $15,503,000 $133,000 $582,000 $69,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,217 $2,502,669,000 $103,000 $2,040,000 $57,000 $9,000,000
FHA-insured (Federal Housing Administration) 1,858 $185,979,000 $100,000 $226,000 $26,000 $1,344,000
VA-guaranteed (Veterans Administration) 822 $104,310,000 $126,000 $269,000 $25,000 $1,257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $225,000 $112,000 $140,000 $23,000 $46,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,452 $1,280,124,000 $102,000 $2,040,000 $54,000 $6,963,000
Loan Purchased By The Institution 5,637 $634,891,000 $112,000 $876,000 $32,000 $1,159,000
Application Denied By Financial Institution 4,199 $390,060,000 $92,000 $1,200,000 $49,000 $972,000
Application Withdrawn By Applicant 2,533 $272,486,000 $107,000 $856,000 $65,000 $9,000,000
Application Approved But Not Accepted 1,588 $162,847,000 $102,000 $900,000 $54,000 $800,000
File Closed For Incompleteness 490 $52,775,000 $107,000 $473,000 $59,000 $1,257,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 940 $79,910,000 $85,000 $660,000 $48,000 $618,000
Other 597 $58,438,000 $97,000 $999,000 $53,000 $972,000
Credit Application Incomplete 560 $61,263,000 $109,000 $399,000 $51,000 $575,000
Collateral 462 $46,940,000 $101,000 $650,000 $52,000 $272,000
Debt-To-Income Ratio 403 $38,080,000 $94,000 $490,000 $41,000 $360,000
Unverifiable Information 106 $11,773,000 $111,000 $788,000 $69,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 41 $5,494,000 $134,000 $1,200,000 $59,000 $264,000
Employment History 34 $3,209,000 $94,000 $300,000 $35,000 $96,000
Mortgage Insurance Denied 3 $444,000 $148,000 $215,000 $57,000 $96,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Colorado Lender List