Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Andrews Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 299 |
| Total Mortgage Loan Application Amount | $34,967,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $740,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 102 | $ 13,051,000 | $ 127,000 | $ 78,000 |
| Burlington County New Jersey | 43 | $ 3,940,000 | $ 91,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 19 | $ 2,961,000 | $ 155,000 | $ 68,000 |
| Charles County Maryland | 14 | $ 1,895,000 | $ 135,000 | $ 89,000 |
| Baltimore County Maryland | 6 | $ 514,000 | $ 85,000 | $ 114,000 |
| Fairfax County Virginia | 6 | $ 1,345,000 | $ 224,000 | $ 63,000 |
| Camden County New Jersey | 5 | $ 623,000 | $ 124,000 | $ 79,000 |
| Anne Arundel County Maryland | 4 | $ 558,000 | $ 139,000 | $ 73,000 |
| Cumberland County North Carolina | 4 | $ 194,000 | $ 48,000 | $ 87,000 |
| Bucks County Pennsylvania | 4 | $ 470,000 | $ 117,000 | $ 140,000 |
| Prince William County Virginia | 4 | $ 754,000 | $ 188,000 | $ 100,000 |
| Hillsborough County Florida | 3 | $ 332,000 | $ 110,000 | $ 123,000 |
| Gwinnett County Georgia | 3 | $ 171,000 | $ 57,000 | $ 105,000 |
| Alexandria County Virginia | 3 | $ 722,000 | $ 240,000 | $ 82,000 |
| Conecuh County Alabama | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Kent County Delaware | 2 | $ 201,000 | $ 100,000 | $ 42,000 |
| Clayton County Georgia | 2 | $ 134,000 | $ 67,000 | $ 97,000 |
| Henry County Georgia | 2 | $ 87,000 | $ 43,000 | $ 57,000 |
| Richmond County Georgia | 2 | $ 175,000 | $ 87,000 | $ 51,000 |
| Calvert County Maryland | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Montgomery County Maryland | 2 | $ 112,000 | $ 56,000 | $ 76,000 |
| Mercer County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 148,000 |
| Monmouth County New Jersey | 2 | $ 96,000 | $ 48,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Bell County Texas | 2 | $ 121,000 | $ 60,000 | $ 99,000 |
| Madison County Alabama | 1 | $ 39,000 | $ 39,000 | $ 91,000 |
| Tuscaloosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Cochise County Arizona | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Sacramento County California | 1 | $ 220,000 | $ 220,000 | $ 179,000 |
| Solano County California | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Tulare County California | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| El Paso County Colorado | 1 | $ 133,000 | $ 133,000 | $ 94,000 |
| Broward County Florida | 1 | $ 264,000 | $ 264,000 | $ 191,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Douglas County Georgia | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Liberty County Georgia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Long County Georgia | 1 | $ 100,000 | $ 100,000 | $ 220,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Carter County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| York County Maine | 1 | $ 34,000 | $ 34,000 | $ 118,000 |
| St. Mary's County Maryland | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Washington County Maryland | 1 | $ 50,000 | $ 50,000 | $ 213,000 |
| Wicomico County Maryland | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Norfolk County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Wayne County Michigan | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| St. Louis County Missouri | 1 | $ 99,000 | $ 99,000 | $ 107,000 |
| St. Louis City County Missouri | 1 | $ 70,000 | $ 70,000 | $ 115,000 |
| Cape May County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Essex County New Jersey | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Gloucester County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Hudson County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Ocean County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 129,000 |
| Passaic County New Jersey | 1 | $ 247,000 | $ 247,000 | $ 44,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Sullivan County New York | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 128,000 |
| Hertford County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Franklin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Pittsburg County Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Adams County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Lancaster County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Charleston County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Cherokee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Pickens County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 142,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Sumner County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| El Paso County Texas | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Fort Bend County Texas | 1 | $ 226,000 | $ 226,000 | $ 130,000 |
| Harris County Texas | 1 | $ 108,000 | $ 108,000 | $ 106,000 |
| Johnson County Texas | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Tarrant County Texas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Hampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Loudoun County Virginia | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Nelson County Virginia | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Suffolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Sussex County Virginia | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Milwaukee County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 147 | $22,235,000 | $151,000 | $685,000 | $81,000 | $250,000 |
| Home Improvement | 89 | $4,847,000 | $54,000 | $740,000 | $86,000 | $220,000 |
| Home Purchase | 63 | $7,885,000 | $125,000 | $440,000 | $76,000 | $178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 259 | $30,430,000 | $117,000 | $685,000 | $81,000 | $250,000 |
| Black or African American | 28 | $3,120,000 | $111,000 | $740,000 | $91,000 | $213,000 |
| White | 8 | $892,000 | $111,000 | $198,000 | $65,000 | $114,000 |
| Hispanic | 2 | $160,000 | $80,000 | $90,000 | $74,000 | $94,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $114,000 | $114,000 |
| Asian | 1 | $290,000 | $290,000 | $290,000 | $126,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 293 | $33,849,000 | $115,000 | $740,000 | $82,000 | $250,000 |
| FHA-insured (Federal Housing Administration) | 5 | $678,000 | $135,000 | $290,000 | $50,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 1 | $440,000 | $440,000 | $440,000 | $86,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 147 | $16,294,000 | $110,000 | $417,000 | $75,000 | $250,000 |
| Loan Originated | 73 | $8,187,000 | $112,000 | $740,000 | $85,000 | $215,000 |
| Application Withdrawn By Applicant | 58 | $6,635,000 | $114,000 | $333,000 | $92,000 | $225,000 |
| File Closed For Incompleteness | 20 | $3,825,000 | $191,000 | $685,000 | $85,000 | $204,000 |
| Application Approved But Not Accepted | 1 | $26,000 | $26,000 | $26,000 | $96,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $123,000 | $61,000 | $75,000 | $61,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.