Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Andrews Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 212 |
| Total Mortgage Loan Application Amount | $50,040,000 |
| Average Mortgage Loan Application Amount | $238,200 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $191,200 |
| Highest Applicant Income | $522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 37 | $ 5,995,000 | $ 162,000 | $ 136,000 |
| Charles County Maryland | 11 | $ 1,155,000 | $ 105,000 | $ 105,000 |
| Burlington County New Jersey | 8 | $ 1,290,000 | $ 161,000 | $ 119,000 |
| Baltimore County Maryland | 4 | $ 930,000 | $ 232,000 | $ 286,000 |
| Maricopa County Arizona | 3 | $ 795,000 | $ 265,000 | $ 152,000 |
| District of Columbia County District Of Columbia | 3 | $ 455,000 | $ 151,000 | $ 115,000 |
| Lake County Florida | 3 | $ 875,000 | $ 291,000 | $ 139,000 |
| Orange County Florida | 3 | $ 2,285,000 | $ 761,000 | $ 212,000 |
| DeKalb County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 2,000 |
| Gwinnett County Georgia | 3 | $ 735,000 | $ 245,000 | $ 187,000 |
| Anne Arundel County Maryland | 3 | $ 625,000 | $ 208,000 | $ 269,000 |
| Fairfax County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 194,000 |
| Jefferson County Alabama | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| Tuscaloosa County Alabama | 2 | $ 180,000 | $ 90,000 | $ 118,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 108,000 |
| Jackson County Georgia | 2 | $ 560,000 | $ 280,000 | $ 50,000 |
| Cook County Illinois | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| Baltimore City County Maryland | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Carroll County Maryland | 2 | $ 310,000 | $ 155,000 | $ 219,000 |
| Howard County Maryland | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Camden County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 200,000 |
| Monmouth County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 177,000 |
| Franklin County Ohio | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Stark County Ohio | 2 | $ 210,000 | $ 105,000 | $ 179,000 |
| Montgomery County Pennsylvania | 2 | $ 2,060,000 | $ 1,030,000 | $ 356,000 |
| Accomack County Virginia | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Prince William County Virginia | 2 | $ 360,000 | $ 180,000 | $ 138,000 |
| Limestone County Alabama | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Grant County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Diego County California | 1 | $ 155,000 | $ 155,000 | $ 317,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 280,000 |
| Weld County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 209,000 |
| Sussex County Delaware | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Baker County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Gadsden County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Sarasota County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| St. Johns County Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| St. Lucie County Florida | 1 | $ 475,000 | $ 475,000 | $ 147,000 |
| Walton County Florida | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Douglas County Georgia | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Franklin County Georgia | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Oconee County Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Richmond County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| McHenry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Will County Illinois | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Morgan County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Polk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Scott County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin County Kansas | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Boone County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Lafayette County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Lincoln County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Piscataquis County Maine | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Cecil County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Frederick County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| St. Mary's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Wicomico County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Ramsey County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Attala County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Neshoba County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Callaway County Missouri | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Christian County Missouri | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Essex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Middlesex County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| Morris County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Union County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Saratoga County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 266,000 |
| Carteret County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Gaston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Mecklenburg County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Moore County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wake County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Wayne County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Wilkes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Geauga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Medina County Ohio | 1 | $ 235,000 | $ 235,000 | $ 336,000 |
| Mercer County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Seneca County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County Ohio | 1 | $ 685,000 | $ 685,000 | $ 260,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Chester County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Monroe County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| York County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Sevier County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 522,000 |
| Salt Lake County Utah | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Arlington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Chesterfield County Virginia | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Loudoun County Virginia | 1 | $ 625,000 | $ 625,000 | $ 174,000 |
| Page County Virginia | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Stafford County Virginia | 1 | $ 665,000 | $ 665,000 | $ 150,000 |
| King County Washington | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Pierce County Washington | 1 | $ 85,000 | $ 85,000 | $ 171,000 |
| Spokane County Washington | 1 | $ 645,000 | $ 645,000 | $ 0 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 103 | $13,455,000 | $130,000 | $725,000 | $134,000 | $522,000 |
| Refinancing | 57 | $17,265,000 | $302,000 | $645,000 | $133,000 | $309,000 |
| Home Purchase | 49 | $18,825,000 | $384,000 | $1,955,000 | $148,000 | $371,000 |
| Home Improvement | 2 | $240,000 | $120,000 | $155,000 | $332,000 | $348,000 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $209,000 | $209,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 62 | $20,010,000 | $322,000 | $1,955,000 | $0 | $0 |
| Black or African American | 60 | $13,850,000 | $230,000 | $805,000 | $122,000 | $309,000 |
| White | 57 | $11,645,000 | $204,000 | $725,000 | $147,000 | $522,000 |
| Not Provided | 28 | $2,810,000 | $100,000 | $625,000 | $169,000 | $356,000 |
| Hispanic | 2 | $510,000 | $255,000 | $345,000 | $74,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $530,000 | $265,000 | $475,000 | $115,000 | $147,000 |
| Asian | 1 | $685,000 | $685,000 | $685,000 | $260,000 | $260,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 212 | $50,040,000 | $236,000 | $1,955,000 | $141,000 | $522,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 88 | $12,610,000 | $143,000 | $725,000 | $142,000 | $522,000 |
| Loan Purchased By The Institution | 62 | $20,010,000 | $322,000 | $1,955,000 | $0 | $0 |
| Application Denied By Financial Institution | 29 | $6,745,000 | $232,000 | $805,000 | $120,000 | $309,000 |
| Application Withdrawn By Applicant | 28 | $8,750,000 | $312,000 | $765,000 | $156,000 | $371,000 |
| File Closed For Incompleteness | 4 | $1,860,000 | $465,000 | $665,000 | $132,000 | $150,000 |
| Application Approved But Not Accepted | 1 | $65,000 | $65,000 | $65,000 | $158,000 | $158,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 183 | $43,295,000 | $236,000 | $1,955,000 | $145,000 | $522,000 |
| Debt-To-Income Ratio | 14 | $4,080,000 | $291,000 | $805,000 | $128,000 | $309,000 |
| Credit History | 8 | $1,770,000 | $221,000 | $475,000 | $105,000 | $155,000 |
| Collateral | 5 | $755,000 | $151,000 | $445,000 | $120,000 | $153,000 |
| Other | 2 | $140,000 | $70,000 | $85,000 | $126,000 | $167,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.