Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Angel Oak Home Loans Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Angel Oak Home Loans Llc 3600 Peachtree Road Nw, Suite 500 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,302 |
| Total Mortgage Loan Application Amount | $292,314,000 |
| Average Mortgage Loan Application Amount | $232,500 |
| Highest Mortgage Loan Application Amount | $1,470,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 291 | $ 78,280,000 | $ 269,000 | $ 138,000 |
| Cobb County Georgia | 160 | $ 35,406,000 | $ 221,000 | $ 107,000 |
| Gwinnett County Georgia | 112 | $ 20,005,000 | $ 178,000 | $ 87,000 |
| DeKalb County Georgia | 110 | $ 26,019,000 | $ 236,000 | $ 125,000 |
| Cherokee County Georgia | 92 | $ 19,675,000 | $ 213,000 | $ 95,000 |
| Forsyth County Georgia | 83 | $ 20,425,000 | $ 246,000 | $ 114,000 |
| Paulding County Georgia | 39 | $ 5,022,000 | $ 128,000 | $ 64,000 |
| Henry County Georgia | 35 | $ 6,762,000 | $ 193,000 | $ 72,000 |
| Fayette County Georgia | 32 | $ 5,992,000 | $ 187,000 | $ 74,000 |
| Greenville County South Carolina | 26 | $ 6,716,000 | $ 258,000 | $ 100,000 |
| Coweta County Georgia | 18 | $ 3,523,000 | $ 195,000 | $ 81,000 |
| Los Angeles County California | 17 | $ 8,109,000 | $ 477,000 | $ 264,000 |
| Lowndes County Georgia | 17 | $ 2,745,000 | $ 161,000 | $ 65,000 |
| Cook County Georgia | 14 | $ 1,431,000 | $ 102,000 | $ 35,000 |
| Clayton County Georgia | 12 | $ 1,220,000 | $ 101,000 | $ 36,000 |
| Douglas County Georgia | 12 | $ 2,174,000 | $ 181,000 | $ 84,000 |
| Hall County Georgia | 12 | $ 2,377,000 | $ 198,000 | $ 78,000 |
| Russell County Alabama | 8 | $ 1,500,000 | $ 187,000 | $ 85,000 |
| Barrow County Georgia | 8 | $ 1,020,000 | $ 127,000 | $ 57,000 |
| Dawson County Georgia | 8 | $ 1,804,000 | $ 225,000 | $ 115,000 |
| Bartow County Georgia | 7 | $ 1,637,000 | $ 233,000 | $ 91,000 |
| Richland County South Carolina | 7 | $ 2,546,000 | $ 363,000 | $ 137,000 |
| Berrien County Georgia | 6 | $ 670,000 | $ 111,000 | $ 45,000 |
| Chatham County Georgia | 6 | $ 1,425,000 | $ 237,000 | $ 264,000 |
| McIntosh County Georgia | 6 | $ 2,149,000 | $ 358,000 | $ 171,000 |
| Lee County Alabama | 5 | $ 713,000 | $ 142,000 | $ 66,000 |
| Bryan County Georgia | 5 | $ 1,337,000 | $ 267,000 | $ 178,000 |
| Carroll County Georgia | 5 | $ 768,000 | $ 153,000 | $ 39,000 |
| Clarke County Georgia | 5 | $ 745,000 | $ 149,000 | $ 71,000 |
| Glynn County Georgia | 5 | $ 1,253,000 | $ 250,000 | $ 136,000 |
| Mitchell County Georgia | 5 | $ 464,000 | $ 92,000 | $ 30,000 |
| Rockdale County Georgia | 5 | $ 736,000 | $ 147,000 | $ 43,000 |
| Mecklenburg County North Carolina | 5 | $ 1,705,000 | $ 341,000 | $ 118,000 |
| Spartanburg County South Carolina | 5 | $ 1,109,000 | $ 221,000 | $ 88,000 |
| Haralson County Georgia | 4 | $ 340,000 | $ 85,000 | $ 36,000 |
| Newton County Georgia | 4 | $ 653,000 | $ 163,000 | $ 55,000 |
| Wake County North Carolina | 4 | $ 1,072,000 | $ 268,000 | $ 127,000 |
| Orange County California | 3 | $ 1,023,000 | $ 341,000 | $ 65,000 |
| Nassau County Florida | 3 | $ 468,000 | $ 156,000 | $ 86,000 |
| Walton County Florida | 3 | $ 866,000 | $ 288,000 | $ 202,000 |
| Bibb County Georgia | 3 | $ 440,000 | $ 146,000 | $ 68,000 |
| Bleckley County Georgia | 3 | $ 377,000 | $ 125,000 | $ 41,000 |
| Houston County Georgia | 3 | $ 568,000 | $ 189,000 | $ 99,000 |
| Jackson County Georgia | 3 | $ 449,000 | $ 149,000 | $ 42,000 |
| Lanier County Georgia | 3 | $ 257,000 | $ 85,000 | $ 39,000 |
| Oconee County Georgia | 3 | $ 822,000 | $ 274,000 | $ 126,000 |
| Pickens County Georgia | 3 | $ 524,000 | $ 174,000 | $ 62,000 |
| Walton County Georgia | 3 | $ 550,000 | $ 183,000 | $ 67,000 |
| Beaufort County South Carolina | 3 | $ 969,000 | $ 323,000 | $ 429,000 |
| Marin County California | 2 | $ 271,000 | $ 135,000 | $ 71,000 |
| Riverside County California | 2 | $ 361,000 | $ 180,000 | $ 107,000 |
| Miami-Dade County Florida | 2 | $ 351,000 | $ 175,000 | $ 141,000 |
| Brantley County Georgia | 2 | $ 175,000 | $ 87,000 | $ 87,000 |
| Fannin County Georgia | 2 | $ 540,000 | $ 270,000 | $ 271,000 |
| Madison County Georgia | 2 | $ 296,000 | $ 148,000 | $ 37,000 |
| Polk County Georgia | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| Spalding County Georgia | 2 | $ 339,000 | $ 169,000 | $ 86,000 |
| Telfair County Georgia | 2 | $ 191,000 | $ 95,000 | $ 167,000 |
| Gaston County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 150,000 |
| Charleston County South Carolina | 2 | $ 374,000 | $ 187,000 | $ 86,000 |
| Autauga County Alabama | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Tallapoosa County Alabama | 1 | $ 221,000 | $ 221,000 | $ 123,000 |
| Alameda County California | 1 | $ 546,000 | $ 546,000 | $ 89,000 |
| Contra Costa County California | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Broward County Florida | 1 | $ 187,000 | $ 187,000 | $ 186,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Collier County Florida | 1 | $ 139,000 | $ 139,000 | $ 93,000 |
| Gulf County Florida | 1 | $ 417,000 | $ 417,000 | $ 478,000 |
| Hillsborough County Florida | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Martin County Florida | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Orange County Florida | 1 | $ 600,000 | $ 600,000 | $ 294,000 |
| Baldwin County Georgia | 1 | $ 348,000 | $ 348,000 | $ 130,000 |
| Bulloch County Georgia | 1 | $ 110,000 | $ 110,000 | $ 194,000 |
| Camden County Georgia | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Catoosa County Georgia | 1 | $ 83,000 | $ 83,000 | $ 212,000 |
| Charlton County Georgia | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Clinch County Georgia | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Dougherty County Georgia | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Floyd County Georgia | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Franklin County Georgia | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Gordon County Georgia | 1 | $ 401,000 | $ 401,000 | $ 240,000 |
| Greene County Georgia | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Habersham County Georgia | 1 | $ 242,000 | $ 242,000 | $ 500,000 |
| Hancock County Georgia | 1 | $ 275,000 | $ 275,000 | $ 239,000 |
| Liberty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 655,000 |
| Lumpkin County Georgia | 1 | $ 417,000 | $ 417,000 | $ 285,000 |
| Muscogee County Georgia | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Thomas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Towns County Georgia | 1 | $ 83,000 | $ 83,000 | $ 144,000 |
| White County Georgia | 1 | $ 150,000 | $ 150,000 | $ 211,000 |
| Alexander County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 105,000 |
| Chatham County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 79,000 |
| Durham County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 153,000 |
| Graham County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 121,000 |
| Guilford County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Transylvania County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 271,000 |
| Union County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 138,000 |
| Anderson County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 125,000 |
| Fairfield County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 155,000 |
| Greenwood County South Carolina | 1 | $ 898,000 | $ 898,000 | $ 300,000 |
| Horry County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 131,000 |
| Lancaster County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 203,000 |
| York County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 128,000 |
| Hamilton County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Rhea County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 300,000 |
| Williamson County Tennessee | 1 | $ 503,000 | $ 503,000 | $ 191,000 |
Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 914 | $194,074,000 | $212,000 | $1,470,000 | $94,000 | $1,117,000 |
| Refinancing | 388 | $98,240,000 | $253,000 | $1,425,000 | $150,000 | $2,160,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $195,994,000 | $237,000 | $1,470,000 | $120,000 | $2,160,000 |
| Not Provided | 198 | $46,214,000 | $233,000 | $1,040,000 | $126,000 | $1,238,000 |
| Black or African American | 160 | $27,537,000 | $172,000 | $416,000 | $66,000 | $308,000 |
| Hispanic | 68 | $11,504,000 | $169,000 | $417,000 | $72,000 | $312,000 |
| Asian | 49 | $10,159,000 | $207,000 | $704,000 | $92,000 | $367,000 |
| American Indian or Alaskan Native | 3 | $906,000 | $302,000 | $417,000 | $112,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 784 | $199,177,000 | $254,000 | $1,470,000 | $139,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 391 | $66,846,000 | $170,000 | $352,000 | $65,000 | $1,117,000 |
| VA-guaranteed (Veterans Administration) | 94 | $22,119,000 | $235,000 | $418,000 | $86,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $4,172,000 | $126,000 | $242,000 | $39,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 916 | $205,611,000 | $224,000 | $1,470,000 | $111,000 | $1,238,000 |
| Application Withdrawn By Applicant | 204 | $48,619,000 | $238,000 | $1,348,000 | $123,000 | $2,160,000 |
| Application Denied By Financial Institution | 155 | $31,954,000 | $206,000 | $806,000 | $89,000 | $431,000 |
| Application Approved But Not Accepted | 20 | $4,828,000 | $241,000 | $417,000 | $128,000 | $478,000 |
| File Closed For Incompleteness | 7 | $1,302,000 | $186,000 | $503,000 | $141,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 65 | $14,158,000 | $217,000 | $806,000 | $97,000 | $383,000 |
| Debt-To-Income Ratio | 34 | $7,325,000 | $215,000 | $417,000 | $88,000 | $367,000 |
| Credit History | 23 | $4,202,000 | $182,000 | $418,000 | $70,000 | $147,000 |
| Unverifiable Information | 9 | $1,565,000 | $173,000 | $388,000 | $121,000 | $431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,562,000 | $223,000 | $383,000 | $91,000 | $155,000 |
| Employment History | 6 | $962,000 | $160,000 | $300,000 | $53,000 | $114,000 |
| Credit Application Incomplete | 5 | $872,000 | $174,000 | $255,000 | $56,000 | $75,000 |
| Other | 4 | $1,164,000 | $291,000 | $380,000 | $125,000 | $186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Angel Oak Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.