Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Angel Oak Home Loans Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Angel Oak Home Loans Llc 3600 Peachtree Road Nw, Suite 500 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,590 |
| Total Mortgage Loan Application Amount | $699,959,000 |
| Average Mortgage Loan Application Amount | $278,500 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $1,838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 387 | $ 136,697,000 | $ 353,000 | $ 166,000 |
| Cobb County Georgia | 302 | $ 76,833,000 | $ 254,000 | $ 107,000 |
| Gwinnett County Georgia | 180 | $ 42,915,000 | $ 238,000 | $ 108,000 |
| DeKalb County Georgia | 154 | $ 41,142,000 | $ 267,000 | $ 127,000 |
| Cherokee County Georgia | 125 | $ 26,258,000 | $ 210,000 | $ 96,000 |
| Forsyth County Georgia | 103 | $ 28,034,000 | $ 272,000 | $ 125,000 |
| Wake County North Carolina | 100 | $ 21,616,000 | $ 216,000 | $ 87,000 |
| Orange County California | 49 | $ 29,040,000 | $ 592,000 | $ 179,000 |
| Paulding County Georgia | 48 | $ 8,293,000 | $ 172,000 | $ 79,000 |
| Duval County Florida | 46 | $ 8,228,000 | $ 178,000 | $ 74,000 |
| Mecklenburg County North Carolina | 44 | $ 9,828,000 | $ 223,000 | $ 135,000 |
| Cook County Illinois | 43 | $ 8,922,000 | $ 207,000 | $ 125,000 |
| Broward County Florida | 42 | $ 11,723,000 | $ 279,000 | $ 136,000 |
| Los Angeles County California | 33 | $ 15,496,000 | $ 469,000 | $ 126,000 |
| San Bernardino County California | 30 | $ 8,976,000 | $ 299,000 | $ 104,000 |
| Orange County Florida | 30 | $ 6,272,000 | $ 209,000 | $ 95,000 |
| Douglas County Georgia | 29 | $ 5,245,000 | $ 180,000 | $ 76,000 |
| St. Johns County Florida | 26 | $ 6,897,000 | $ 265,000 | $ 95,000 |
| Jackson County Georgia | 25 | $ 5,147,000 | $ 205,000 | $ 80,000 |
| Sacramento County California | 23 | $ 6,814,000 | $ 296,000 | $ 116,000 |
| Fayette County Georgia | 23 | $ 5,637,000 | $ 245,000 | $ 98,000 |
| Riverside County California | 22 | $ 7,768,000 | $ 353,000 | $ 147,000 |
| Bartow County Georgia | 20 | $ 3,855,000 | $ 192,000 | $ 79,000 |
| Coweta County Georgia | 20 | $ 3,357,000 | $ 167,000 | $ 80,000 |
| Henry County Georgia | 20 | $ 3,271,000 | $ 163,000 | $ 61,000 |
| San Diego County California | 18 | $ 10,009,000 | $ 556,000 | $ 165,000 |
| Hall County Georgia | 17 | $ 5,414,000 | $ 318,000 | $ 127,000 |
| Berrien County Georgia | 16 | $ 2,318,000 | $ 144,000 | $ 55,000 |
| Will County Illinois | 15 | $ 3,223,000 | $ 214,000 | $ 106,000 |
| DuPage County Illinois | 14 | $ 2,563,000 | $ 183,000 | $ 87,000 |
| Durham County North Carolina | 14 | $ 2,805,000 | $ 200,000 | $ 82,000 |
| Stark County North Dakota | 14 | $ 2,975,000 | $ 212,000 | $ 84,000 |
| York County South Carolina | 14 | $ 3,655,000 | $ 261,000 | $ 92,000 |
| Seminole County Florida | 13 | $ 2,747,000 | $ 211,000 | $ 102,000 |
| St. Tammany County Louisiana | 13 | $ 2,081,000 | $ 160,000 | $ 74,000 |
| Clay County Florida | 12 | $ 1,763,000 | $ 146,000 | $ 84,000 |
| Kankakee County Illinois | 12 | $ 2,030,000 | $ 169,000 | $ 77,000 |
| Harris County Texas | 12 | $ 3,622,000 | $ 301,000 | $ 248,000 |
| Miami-Dade County Florida | 10 | $ 3,967,000 | $ 396,000 | $ 150,000 |
| Osceola County Florida | 10 | $ 1,732,000 | $ 173,000 | $ 67,000 |
| Newton County Georgia | 10 | $ 1,566,000 | $ 156,000 | $ 63,000 |
| Hillsborough County Florida | 9 | $ 1,920,000 | $ 213,000 | $ 102,000 |
| Walton County Florida | 9 | $ 3,435,000 | $ 381,000 | $ 260,000 |
| Johnston County North Carolina | 9 | $ 1,597,000 | $ 177,000 | $ 63,000 |
| Greenville County South Carolina | 9 | $ 2,416,000 | $ 268,000 | $ 121,000 |
| Dallas County Texas | 9 | $ 4,778,000 | $ 530,000 | $ 319,000 |
| Palm Beach County Florida | 8 | $ 1,726,000 | $ 215,000 | $ 134,000 |
| Volusia County Florida | 8 | $ 1,212,000 | $ 151,000 | $ 59,000 |
| Carroll County Georgia | 8 | $ 1,790,000 | $ 223,000 | $ 88,000 |
| Franklin County North Carolina | 8 | $ 1,439,000 | $ 179,000 | $ 65,000 |
| Collin County Texas | 8 | $ 2,941,000 | $ 367,000 | $ 214,000 |
| Barrow County Georgia | 7 | $ 1,764,000 | $ 252,000 | $ 82,000 |
| Dawson County Georgia | 7 | $ 1,937,000 | $ 276,000 | $ 124,000 |
| Lowndes County Georgia | 7 | $ 1,142,000 | $ 163,000 | $ 56,000 |
| Muscogee County Georgia | 7 | $ 1,462,000 | $ 208,000 | $ 72,000 |
| New Hanover County North Carolina | 7 | $ 2,187,000 | $ 312,000 | $ 141,000 |
| Santa Clara County California | 6 | $ 3,938,000 | $ 656,000 | $ 236,000 |
| Moore County North Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 123,000 |
| Tarrant County Texas | 6 | $ 1,041,000 | $ 173,000 | $ 121,000 |
| Placer County California | 5 | $ 1,773,000 | $ 354,000 | $ 163,000 |
| Solano County California | 5 | $ 1,777,000 | $ 355,000 | $ 130,000 |
| Stanislaus County California | 5 | $ 1,990,000 | $ 398,000 | $ 181,000 |
| Flagler County Florida | 5 | $ 1,058,000 | $ 211,000 | $ 77,000 |
| Pinellas County Florida | 5 | $ 2,095,000 | $ 419,000 | $ 193,000 |
| Clarke County Georgia | 5 | $ 883,000 | $ 176,000 | $ 73,000 |
| Clayton County Georgia | 5 | $ 467,000 | $ 93,000 | $ 46,000 |
| Cook County Georgia | 5 | $ 561,000 | $ 112,000 | $ 53,000 |
| Pickens County Georgia | 5 | $ 850,000 | $ 170,000 | $ 65,000 |
| Kane County Illinois | 5 | $ 1,238,000 | $ 247,000 | $ 129,000 |
| Brunswick County North Carolina | 5 | $ 1,156,000 | $ 231,000 | $ 127,000 |
| Granville County North Carolina | 5 | $ 762,000 | $ 152,000 | $ 47,000 |
| Bexar County Texas | 5 | $ 917,000 | $ 183,000 | $ 70,000 |
| Denton County Texas | 5 | $ 1,426,000 | $ 285,000 | $ 148,000 |
| Travis County Texas | 5 | $ 3,579,000 | $ 715,000 | $ 365,000 |
| Lee County Alabama | 4 | $ 611,000 | $ 152,000 | $ 191,000 |
| Alameda County California | 4 | $ 1,745,000 | $ 436,000 | $ 133,000 |
| Fresno County California | 4 | $ 1,622,000 | $ 405,000 | $ 164,000 |
| Brevard County Florida | 4 | $ 523,000 | $ 130,000 | $ 78,000 |
| Lake County Florida | 4 | $ 818,000 | $ 204,000 | $ 55,000 |
| Lee County Florida | 4 | $ 1,157,000 | $ 289,000 | $ 309,000 |
| Gilmer County Georgia | 4 | $ 841,000 | $ 210,000 | $ 122,000 |
| Lanier County Georgia | 4 | $ 494,000 | $ 123,000 | $ 76,000 |
| Lumpkin County Georgia | 4 | $ 916,000 | $ 229,000 | $ 167,000 |
| Oconee County Georgia | 4 | $ 1,679,000 | $ 419,000 | $ 151,000 |
| Putnam County Georgia | 4 | $ 870,000 | $ 217,000 | $ 186,000 |
| Rockdale County Georgia | 4 | $ 707,000 | $ 176,000 | $ 72,000 |
| Cabarrus County North Carolina | 4 | $ 929,000 | $ 232,000 | $ 81,000 |
| Harnett County North Carolina | 4 | $ 647,000 | $ 161,000 | $ 72,000 |
| Pender County North Carolina | 4 | $ 646,000 | $ 161,000 | $ 56,000 |
| Rowan County North Carolina | 4 | $ 607,000 | $ 151,000 | $ 56,000 |
| Contra Costa County California | 3 | $ 1,011,000 | $ 337,000 | $ 131,000 |
| Monterey County California | 3 | $ 1,788,000 | $ 596,000 | $ 338,000 |
| Boulder County Colorado | 3 | $ 1,071,000 | $ 357,000 | $ 102,000 |
| Pasco County Florida | 3 | $ 408,000 | $ 136,000 | $ 63,000 |
| Bibb County Georgia | 3 | $ 307,000 | $ 102,000 | $ 89,000 |
| Walton County Georgia | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
| Jefferson County Louisiana | 3 | $ 425,000 | $ 141,000 | $ 62,000 |
| Orleans County Louisiana | 3 | $ 864,000 | $ 288,000 | $ 67,000 |
| Person County North Carolina | 3 | $ 610,000 | $ 203,000 | $ 59,000 |
| Union County North Carolina | 3 | $ 712,000 | $ 237,000 | $ 83,000 |
| Anderson County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 74,000 |
| Lancaster County South Carolina | 3 | $ 770,000 | $ 256,000 | $ 118,000 |
| Baldwin County Alabama | 2 | $ 699,000 | $ 349,000 | $ 111,000 |
| Calaveras County California | 2 | $ 483,000 | $ 241,000 | $ 147,000 |
| Imperial County California | 2 | $ 316,000 | $ 158,000 | $ 67,000 |
| Kern County California | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Mendocino County California | 2 | $ 425,000 | $ 212,000 | $ 46,000 |
| Tulare County California | 2 | $ 424,000 | $ 212,000 | $ 148,000 |
| Ventura County California | 2 | $ 1,141,000 | $ 570,000 | $ 238,000 |
| Arapahoe County Colorado | 2 | $ 584,000 | $ 292,000 | $ 122,000 |
| Bay County Florida | 2 | $ 426,000 | $ 213,000 | $ 119,000 |
| Charlotte County Florida | 2 | $ 289,000 | $ 144,000 | $ 47,000 |
| Collier County Florida | 2 | $ 325,000 | $ 162,000 | $ 60,000 |
| Hendry County Florida | 2 | $ 568,000 | $ 284,000 | $ 153,000 |
| Polk County Florida | 2 | $ 407,000 | $ 203,000 | $ 71,000 |
| Butts County Georgia | 2 | $ 262,000 | $ 131,000 | $ 48,000 |
| Chatham County Georgia | 2 | $ 600,000 | $ 300,000 | $ 145,000 |
| Gordon County Georgia | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| Houston County Georgia | 2 | $ 605,000 | $ 302,000 | $ 152,000 |
| Jasper County Georgia | 2 | $ 187,000 | $ 93,000 | $ 32,000 |
| Pike County Georgia | 2 | $ 324,000 | $ 162,000 | $ 74,000 |
| Lake County Indiana | 2 | $ 882,000 | $ 441,000 | $ 226,000 |
| Chatham County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 112,000 |
| Guilford County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 48,000 |
| Lincoln County North Carolina | 2 | $ 368,000 | $ 184,000 | $ 52,000 |
| Nash County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 69,000 |
| Orange County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 176,000 |
| Mercer County North Dakota | 2 | $ 345,000 | $ 172,000 | $ 54,000 |
| Charleston County South Carolina | 2 | $ 1,540,000 | $ 770,000 | $ 582,000 |
| Fort Bend County Texas | 2 | $ 812,000 | $ 406,000 | $ 162,000 |
| Montgomery County Texas | 2 | $ 1,093,000 | $ 546,000 | $ 190,000 |
| Smith County Texas | 2 | $ 580,000 | $ 290,000 | $ 87,000 |
| Williamson County Texas | 2 | $ 206,000 | $ 103,000 | $ 45,000 |
| Calhoun County Alabama | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| Jefferson County Alabama | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Marion County Alabama | 1 | $ 183,000 | $ 183,000 | $ 43,000 |
| Shelby County Alabama | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Tuscaloosa County Alabama | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Butte County California | 1 | $ 140,000 | $ 140,000 | $ 107,000 |
| El Dorado County California | 1 | $ 352,000 | $ 352,000 | $ 104,000 |
| Kings County California | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| Marin County California | 1 | $ 622,000 | $ 622,000 | $ 192,000 |
| Mono County California | 1 | $ 740,000 | $ 740,000 | $ 153,000 |
| Nevada County California | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| San Francisco County California | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| San Joaquin County California | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
| San Mateo County California | 1 | $ 740,000 | $ 740,000 | $ 183,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 339,000 |
| Siskiyou County California | 1 | $ 158,000 | $ 158,000 | $ 146,000 |
| Sonoma County California | 1 | $ 275,000 | $ 275,000 | $ 1,000 |
| Yuba County California | 1 | $ 259,000 | $ 259,000 | $ 109,000 |
| El Paso County Colorado | 1 | $ 267,000 | $ 267,000 | $ 92,000 |
| Jefferson County Colorado | 1 | $ 446,000 | $ 446,000 | $ 136,000 |
| Weld County Colorado | 1 | $ 131,000 | $ 131,000 | $ 123,000 |
| Hernando County Florida | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Nassau County Florida | 1 | $ 200,000 | $ 200,000 | $ 232,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 435,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 104,000 |
| Sumter County Florida | 1 | $ 239,000 | $ 239,000 | $ 97,000 |
| Ben Hill County Georgia | 1 | $ 60,000 | $ 60,000 | $ 216,000 |
| Charlton County Georgia | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Coffee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Colquitt County Georgia | 1 | $ 241,000 | $ 241,000 | $ 131,000 |
| Columbia County Georgia | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Elbert County Georgia | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Floyd County Georgia | 1 | $ 142,000 | $ 142,000 | $ 39,000 |
| Franklin County Georgia | 1 | $ 280,000 | $ 280,000 | $ 64,000 |
| Glynn County Georgia | 1 | $ 417,000 | $ 417,000 | $ 313,000 |
| Greene County Georgia | 1 | $ 283,000 | $ 283,000 | $ 350,000 |
| Haralson County Georgia | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Hart County Georgia | 1 | $ 211,000 | $ 211,000 | $ 63,000 |
| Heard County Georgia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Long County Georgia | 1 | $ 267,000 | $ 267,000 | $ 184,000 |
| Meriwether County Georgia | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Monroe County Georgia | 1 | $ 254,000 | $ 254,000 | $ 60,000 |
| Rabun County Georgia | 1 | $ 920,000 | $ 920,000 | $ 613,000 |
| Spalding County Georgia | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Toombs County Georgia | 1 | $ 352,000 | $ 352,000 | $ 532,000 |
| Towns County Georgia | 1 | $ 156,000 | $ 156,000 | $ 107,000 |
| Whitfield County Georgia | 1 | $ 57,000 | $ 57,000 | $ 83,000 |
| Champaign County Illinois | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Grundy County Illinois | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
| Iroquois County Illinois | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Lake County Illinois | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| McHenry County Illinois | 1 | $ 226,000 | $ 226,000 | $ 102,000 |
| Porter County Indiana | 1 | $ 268,000 | $ 268,000 | $ 86,000 |
| Ascension County Louisiana | 1 | $ 279,000 | $ 279,000 | $ 68,000 |
| Ashe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 156,000 |
| Avery County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 220,000 |
| Catawba County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 64,000 |
| Cherokee County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Davie County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Iredell County North Carolina | 1 | $ 389,000 | $ 389,000 | $ 184,000 |
| Lee County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Onslow County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 147,000 |
| Vance County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 140,000 |
| Bowman County North Dakota | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Dunn County North Dakota | 1 | $ 288,000 | $ 288,000 | $ 42,000 |
| Yamhill County Oregon | 1 | $ 338,000 | $ 338,000 | $ 105,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Pickens County South Carolina | 1 | $ 970,000 | $ 970,000 | $ 790,000 |
| Richland County South Carolina | 1 | $ 282,000 | $ 282,000 | $ 150,000 |
| Davidson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Pickett County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 127,000 |
| Bell County Texas | 1 | $ 167,000 | $ 167,000 | $ 1,000 |
| Brazoria County Texas | 1 | $ 317,000 | $ 317,000 | $ 241,000 |
| Comal County Texas | 1 | $ 218,000 | $ 218,000 | $ 142,000 |
| Ellis County Texas | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Webb County Texas | 1 | $ 234,000 | $ 234,000 | $ 240,000 |
| Racine County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,897 | $493,482,000 | $260,000 | $2,625,000 | $117,000 | $1,838,000 |
| Refinancing | 693 | $206,477,000 | $297,000 | $2,400,000 | $129,000 | $1,838,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,696 | $470,575,000 | $277,000 | $2,625,000 | $127,000 | $1,838,000 |
| Black or African American | 282 | $63,551,000 | $225,000 | $706,000 | $94,000 | $672,000 |
| Not Provided | 237 | $73,005,000 | $308,000 | $1,838,000 | $127,000 | $1,196,000 |
| Hispanic | 232 | $52,846,000 | $227,000 | $916,000 | $89,000 | $599,000 |
| Asian | 132 | $36,597,000 | $277,000 | $1,840,000 | $120,000 | $1,000,000 |
| American Indian or Alaskan Native | 6 | $2,354,000 | $392,000 | $1,439,000 | $331,000 | $1,510,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,031,000 | $206,000 | $318,000 | $96,000 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,876 | $550,828,000 | $293,000 | $2,625,000 | $138,000 | $1,838,000 |
| FHA-insured (Federal Housing Administration) | 551 | $111,500,000 | $202,000 | $630,000 | $70,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 121 | $31,168,000 | $257,000 | $674,000 | $90,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $6,463,000 | $153,000 | $318,000 | $50,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,850 | $490,018,000 | $264,000 | $2,625,000 | $118,000 | $1,838,000 |
| Application Withdrawn By Applicant | 374 | $99,226,000 | $265,000 | $1,840,000 | $130,000 | $1,838,000 |
| Application Denied By Financial Institution | 177 | $52,894,000 | $298,000 | $2,000,000 | $102,000 | $541,000 |
| Application Approved But Not Accepted | 128 | $35,927,000 | $280,000 | $1,725,000 | $121,000 | $621,000 |
| File Closed For Incompleteness | 61 | $21,894,000 | $358,000 | $1,838,000 | $166,000 | $817,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 76 | $26,263,000 | $345,000 | $2,000,000 | $93,000 | $541,000 |
| Credit History | 34 | $9,268,000 | $272,000 | $915,000 | $104,000 | $300,000 |
| Collateral | 24 | $6,507,000 | $271,000 | $1,210,000 | $126,000 | $508,000 |
| Unverifiable Information | 17 | $6,918,000 | $406,000 | $1,295,000 | $158,000 | $425,000 |
| Other | 10 | $1,193,000 | $119,000 | $325,000 | $73,000 | $150,000 |
| Employment History | 7 | $1,231,000 | $175,000 | $248,000 | $49,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $892,000 | $148,000 | $261,000 | $72,000 | $149,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Angel Oak Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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