Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Angel Oak Home Loans Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Angel Oak Home Loans Llc
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,284
Total Mortgage Loan Application Amount $636,422,000
Average Mortgage Loan Application Amount $300,000
Highest Mortgage Loan Application Amount $2,329,000
Average Applicant Income $132,000
Highest Applicant Income $2,501,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2016.

Mortgage Loan Application Totals for Angel Oak Home Loans Llc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 248 $ 82,040,000 $ 330,000 $ 193,000
Cobb County Georgia 151 $ 40,233,000 $ 266,000 $ 124,000
Duval County Florida 144 $ 25,667,000 $ 178,000 $ 86,000
Hillsborough County Florida 115 $ 21,065,000 $ 183,000 $ 89,000
DeKalb County Georgia 109 $ 31,446,000 $ 288,000 $ 134,000
Cherokee County Georgia 94 $ 22,275,000 $ 236,000 $ 92,000
Gwinnett County Georgia 81 $ 20,265,000 $ 250,000 $ 114,000
Broward County Florida 79 $ 18,438,000 $ 233,000 $ 103,000
Orange County Florida 67 $ 15,307,000 $ 228,000 $ 92,000
Orange County California 64 $ 42,557,000 $ 664,000 $ 177,000
Mecklenburg County North Carolina 64 $ 17,416,000 $ 272,000 $ 117,000
Wake County North Carolina 62 $ 14,692,000 $ 236,000 $ 93,000
Pasco County Florida 53 $ 10,858,000 $ 204,000 $ 81,000
Los Angeles County California 51 $ 23,817,000 $ 467,000 $ 198,000
Cook County Illinois 50 $ 9,295,000 $ 185,000 $ 105,000
Osceola County Florida 43 $ 7,107,000 $ 165,000 $ 72,000
Forsyth County Georgia 39 $ 12,290,000 $ 315,000 $ 139,000
Santa Barbara County California 37 $ 23,494,000 $ 634,000 $ 198,000
St. Johns County Florida 27 $ 6,198,000 $ 229,000 $ 119,000
San Bernardino County California 24 $ 6,931,000 $ 288,000 $ 92,000
Palm Beach County Florida 24 $ 8,986,000 $ 374,000 $ 307,000
Volusia County Florida 23 $ 3,857,000 $ 167,000 $ 78,000
Pinellas County Florida 21 $ 4,692,000 $ 223,000 $ 123,000
Paulding County Georgia 21 $ 4,327,000 $ 206,000 $ 87,000
Kankakee County Illinois 20 $ 3,817,000 $ 190,000 $ 88,000
Will County Illinois 20 $ 4,516,000 $ 225,000 $ 109,000
Harris County Texas 20 $ 4,709,000 $ 235,000 $ 139,000
Riverside County California 19 $ 6,032,000 $ 317,000 $ 126,000
Miami-Dade County Florida 16 $ 7,321,000 $ 457,000 $ 171,000
Clay County Florida 14 $ 3,412,000 $ 243,000 $ 168,000
Polk County Florida 14 $ 2,372,000 $ 169,000 $ 68,000
Douglas County Georgia 14 $ 2,967,000 $ 211,000 $ 69,000
Fayette County Georgia 11 $ 2,940,000 $ 267,000 $ 170,000
Ventura County California 10 $ 7,342,000 $ 734,000 $ 286,000
Seminole County Florida 10 $ 2,173,000 $ 217,000 $ 75,000
York County South Carolina 10 $ 2,198,000 $ 219,000 $ 90,000
Cabarrus County North Carolina 9 $ 1,366,000 $ 151,000 $ 69,000
Union County North Carolina 9 $ 2,409,000 $ 267,000 $ 149,000
San Diego County California 8 $ 4,551,000 $ 568,000 $ 246,000
Monroe County Florida 8 $ 3,779,000 $ 472,000 $ 169,000
Bartow County Georgia 8 $ 1,522,000 $ 190,000 $ 75,000
Hall County Georgia 8 $ 2,200,000 $ 275,000 $ 104,000
Henry County Georgia 8 $ 1,631,000 $ 203,000 $ 76,000
Jackson County Georgia 8 $ 1,522,000 $ 190,000 $ 62,000
Tarrant County Texas 8 $ 1,993,000 $ 249,000 $ 95,000
Brevard County Florida 7 $ 2,387,000 $ 341,000 $ 148,000
Lee County Florida 7 $ 1,482,000 $ 211,000 $ 172,000
Davidson County Tennessee 7 $ 2,988,000 $ 426,000 $ 232,000
Collin County Texas 7 $ 1,568,000 $ 224,000 $ 148,000
Dallas County Texas 7 $ 2,953,000 $ 421,000 $ 157,000
Contra Costa County California 6 $ 2,632,000 $ 438,000 $ 174,000
Lake County Florida 6 $ 774,000 $ 129,000 $ 68,000
Manatee County Florida 6 $ 2,370,000 $ 395,000 $ 110,000
Coweta County Georgia 6 $ 1,495,000 $ 249,000 $ 102,000
Durham County North Carolina 6 $ 1,303,000 $ 217,000 $ 108,000
Franklin County North Carolina 6 $ 1,079,000 $ 179,000 $ 61,000
Iredell County North Carolina 6 $ 1,684,000 $ 280,000 $ 93,000
Lancaster County South Carolina 6 $ 1,508,000 $ 251,000 $ 88,000
Travis County Texas 6 $ 1,396,000 $ 232,000 $ 150,000
Kern County California 5 $ 961,000 $ 192,000 $ 43,000
Flagler County Florida 5 $ 1,244,000 $ 248,000 $ 95,000
Hernando County Florida 5 $ 888,000 $ 177,000 $ 96,000
Nassau County Florida 5 $ 952,000 $ 190,000 $ 160,000
Okaloosa County Florida 5 $ 2,136,000 $ 427,000 $ 132,000
Carroll County Georgia 5 $ 675,000 $ 135,000 $ 65,000
Pickens County Georgia 5 $ 1,018,000 $ 203,000 $ 135,000
Lincoln County North Carolina 5 $ 1,264,000 $ 252,000 $ 87,000
Williamson County Tennessee 5 $ 2,558,000 $ 511,000 $ 282,000
Denton County Texas 5 $ 2,207,000 $ 441,000 $ 395,000
Fort Bend County Texas 5 $ 1,272,000 $ 254,000 $ 116,000
Montgomery County Texas 5 $ 2,041,000 $ 408,000 $ 166,000
Sacramento County California 4 $ 997,000 $ 249,000 $ 155,000
San Mateo County California 4 $ 4,226,000 $ 1,056,000 $ 230,000
Santa Rosa County Florida 4 $ 637,000 $ 159,000 $ 39,000
Rockdale County Georgia 4 $ 504,000 $ 126,000 $ 80,000
Dorchester County South Carolina 4 $ 719,000 $ 179,000 $ 65,000
Bexar County Texas 4 $ 1,132,000 $ 283,000 $ 160,000
Alameda County California 3 $ 1,849,000 $ 616,000 $ 146,000
Charlotte County Florida 3 $ 239,000 $ 79,000 $ 43,000
Collier County Florida 3 $ 1,242,000 $ 414,000 $ 560,000
Marion County Florida 3 $ 615,000 $ 205,000 $ 122,000
St. Lucie County Florida 3 $ 590,000 $ 196,000 $ 77,000
Clayton County Georgia 3 $ 424,000 $ 141,000 $ 28,000
DuPage County Illinois 3 $ 497,000 $ 165,000 $ 83,000
Kendall County Illinois 3 $ 583,000 $ 194,000 $ 108,000
Montgomery County Maryland 3 $ 1,328,000 $ 442,000 $ 114,000
Prince George's County Maryland 3 $ 870,000 $ 290,000 $ 84,000
Brunswick County North Carolina 3 $ 695,000 $ 231,000 $ 136,000
Granville County North Carolina 3 $ 464,000 $ 154,000 $ 84,000
Johnston County North Carolina 3 $ 424,000 $ 141,000 $ 168,000
Orange County North Carolina 3 $ 414,000 $ 138,000 $ 64,000
Horry County South Carolina 3 $ 1,104,000 $ 368,000 $ 112,000
Guadalupe County Texas 3 $ 538,000 $ 179,000 $ 121,000
Baldwin County Alabama 2 $ 383,000 $ 191,000 $ 345,000
Shelby County Alabama 2 $ 423,000 $ 211,000 $ 49,000
Placer County California 2 $ 683,000 $ 341,000 $ 90,000
San Joaquin County California 2 $ 659,000 $ 329,000 $ 89,000
Santa Clara County California 2 $ 2,173,000 $ 1,086,000 $ 292,000
Tulare County California 2 $ 166,000 $ 83,000 $ 74,000
Indian River County Florida 2 $ 390,000 $ 195,000 $ 75,000
Putnam County Florida 2 $ 371,000 $ 185,000 $ 129,000
Sarasota County Florida 2 $ 439,000 $ 219,000 $ 125,000
Clarke County Georgia 2 $ 531,000 $ 265,000 $ 140,000
Dawson County Georgia 2 $ 1,341,000 $ 670,000 $ 128,000
Fannin County Georgia 2 $ 540,000 $ 270,000 $ 157,000
Floyd County Georgia 2 $ 479,000 $ 239,000 $ 80,000
Glynn County Georgia 2 $ 419,000 $ 209,000 $ 27,000
Haralson County Georgia 2 $ 245,000 $ 122,000 $ 89,000
Hart County Georgia 2 $ 595,000 $ 297,000 $ 302,000
Madison County Georgia 2 $ 457,000 $ 228,000 $ 213,000
Marion County Georgia 2 $ 329,000 $ 164,000 $ 100,000
Oconee County Georgia 2 $ 397,000 $ 198,000 $ 45,000
Walton County Georgia 2 $ 473,000 $ 236,000 $ 105,000
Gaston County North Carolina 2 $ 205,000 $ 102,000 $ 47,000
Harnett County North Carolina 2 $ 739,000 $ 369,000 $ 139,000
Jackson County North Carolina 2 $ 822,000 $ 411,000 $ 185,000
Moore County North Carolina 2 $ 985,000 $ 492,000 $ 368,000
Rowan County North Carolina 2 $ 173,000 $ 86,000 $ 89,000
Warren County North Carolina 2 $ 445,000 $ 222,000 $ 87,000
Charleston County South Carolina 2 $ 737,000 $ 368,000 $ 84,000
Sumner County Tennessee 2 $ 226,000 $ 113,000 $ 42,000
Parker County Texas 2 $ 568,000 $ 284,000 $ 39,000
Virginia Beach County Virginia 2 $ 517,000 $ 258,000 $ 192,000
Kenosha County Wisconsin 2 $ 367,000 $ 183,000 $ 113,000
Tallapoosa County Alabama 1 $ 115,000 $ 115,000 $ 48,000
Maricopa County Arizona 1 $ 333,000 $ 333,000 $ 94,000
Fresno County California 1 $ 287,000 $ 287,000 $ 94,000
Santa Cruz County California 1 $ 555,000 $ 555,000 $ 100,000
Yolo County California 1 $ 192,000 $ 192,000 $ 122,000
Alachua County Florida 1 $ 141,000 $ 141,000 $ 87,000
Baker County Florida 1 $ 205,000 $ 205,000 $ 68,000
Bay County Florida 1 $ 180,000 $ 180,000 $ 89,000
DeSoto County Florida 1 $ 65,000 $ 65,000 $ 297,000
Martin County Florida 1 $ 177,000 $ 177,000 $ 78,000
Sumter County Florida 1 $ 270,000 $ 270,000 $ 59,000
Barrow County Georgia 1 $ 79,000 $ 79,000 $ 141,000
Berrien County Georgia 1 $ 139,000 $ 139,000 $ 52,000
Bryan County Georgia 1 $ 124,000 $ 124,000 $ 86,000
Clinch County Georgia 1 $ 123,000 $ 123,000 $ 78,000
Gilmer County Georgia 1 $ 70,000 $ 70,000 $ 11,000
Gordon County Georgia 1 $ 241,000 $ 241,000 $ 176,000
Hancock County Georgia 1 $ 153,000 $ 153,000 $ 42,000
Macon County Georgia 1 $ 315,000 $ 315,000 $ 93,000
Monroe County Georgia 1 $ 289,000 $ 289,000 $ 260,000
Newton County Georgia 1 $ 75,000 $ 75,000 $ 152,000
Pierce County Georgia 1 $ 68,000 $ 68,000 $ 29,000
Rabun County Georgia 1 $ 416,000 $ 416,000 $ 100,000
Spalding County Georgia 1 $ 234,000 $ 234,000 $ 45,000
Livingston County Illinois 1 $ 75,000 $ 75,000 $ 43,000
McHenry County Illinois 1 $ 234,000 $ 234,000 $ 168,000
St. Clair County Illinois 1 $ 281,000 $ 281,000 $ 203,000
Jefferson County Louisiana 1 $ 159,000 $ 159,000 $ 44,000
St. Charles County Louisiana 1 $ 220,000 $ 220,000 $ 82,000
Baltimore County Maryland 1 $ 365,000 $ 365,000 $ 116,000
Howard County Maryland 1 $ 448,000 $ 448,000 $ 222,000
Ashe County North Carolina 1 $ 111,000 $ 111,000 $ 337,000
Chatham County North Carolina 1 $ 310,000 $ 310,000 $ 78,000
Columbus County North Carolina 1 $ 204,000 $ 204,000 $ 96,000
Lee County North Carolina 1 $ 137,000 $ 137,000 $ 38,000
Montgomery County North Carolina 1 $ 98,000 $ 98,000 $ 59,000
New Hanover County North Carolina 1 $ 83,000 $ 83,000 $ 62,000
Wilkes County North Carolina 1 $ 216,000 $ 216,000 $ 68,000
Beaufort County South Carolina 1 $ 275,000 $ 275,000 $ 98,000
Fairfield County South Carolina 1 $ 264,000 $ 264,000 $ 1,298,000
Kershaw County South Carolina 1 $ 83,000 $ 83,000 $ 95,000
Cheatham County Tennessee 1 $ 388,000 $ 388,000 $ 175,000
Maury County Tennessee 1 $ 187,000 $ 187,000 $ 58,000
Shelby County Tennessee 1 $ 129,000 $ 129,000 $ 114,000
Tipton County Tennessee 1 $ 87,000 $ 87,000 $ 48,000
Bastrop County Texas 1 $ 169,000 $ 169,000 $ 0
Bell County Texas 1 $ 158,000 $ 158,000 $ 129,000
Brazoria County Texas 1 $ 416,000 $ 416,000 $ 191,000
Cherokee County Texas 1 $ 98,000 $ 98,000 $ 93,000
Comal County Texas 1 $ 134,000 $ 134,000 $ 106,000
El Paso County Texas 1 $ 100,000 $ 100,000 $ 0
Grayson County Texas 1 $ 174,000 $ 174,000 $ 74,000
Johnson County Texas 1 $ 341,000 $ 341,000 $ 96,000
Kendall County Texas 1 $ 338,000 $ 338,000 $ 197,000
Williamson County Texas 1 $ 132,000 $ 132,000 $ 64,000
Fairfax County Virginia 1 $ 448,000 $ 448,000 $ 75,000
Richmond City County Virginia 1 $ 349,000 $ 349,000 $ 212,000
Milwaukee County Wisconsin 1 $ 137,000 $ 137,000 $ 76,000

Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,748 $453,324,000 $259,000 $1,988,000 $124,000 $2,501,000
Refinancing 536 $183,098,000 $341,000 $2,329,000 $140,000 $1,821,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,488 $434,728,000 $292,000 $2,329,000 $136,000 $2,501,000
Black or African American 251 $59,824,000 $238,000 $1,760,000 $100,000 $480,000
Hispanic 244 $58,076,000 $238,000 $945,000 $94,000 $401,000
Not Provided 181 $47,670,000 $263,000 $1,695,000 $129,000 $1,101,000
Asian 105 $33,109,000 $315,000 $975,000 $150,000 $726,000
American Indian or Alaskan Native 10 $1,850,000 $185,000 $415,000 $76,000 $205,000
Native Hawaiin or Other Pacific Islander 5 $1,165,000 $233,000 $356,000 $68,000 $170,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,688 $500,709,000 $296,000 $2,329,000 $146,000 $2,501,000
FHA-insured (Federal Housing Administration) 447 $96,543,000 $215,000 $636,000 $73,000 $303,000
VA-guaranteed (Veterans Administration) 123 $34,563,000 $281,000 $729,000 $88,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $4,607,000 $177,000 $381,000 $58,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,594 $423,850,000 $265,000 $2,329,000 $124,000 $2,501,000
Application Withdrawn By Applicant 299 $92,017,000 $307,000 $1,760,000 $134,000 $1,213,000
Application Approved But Not Accepted 189 $51,100,000 $270,000 $1,560,000 $125,000 $700,000
Application Denied By Financial Institution 161 $56,568,000 $351,000 $2,000,000 $141,000 $1,791,000
File Closed For Incompleteness 41 $12,887,000 $314,000 $1,700,000 $153,000 $516,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 62 $27,477,000 $443,000 $2,000,000 $147,000 $1,791,000
Credit History 41 $13,438,000 $327,000 $1,988,000 $141,000 $421,000
Collateral 17 $3,948,000 $232,000 $729,000 $78,000 $295,000
Unverifiable Information 12 $3,052,000 $254,000 $800,000 $178,000 $726,000
Other 11 $2,430,000 $220,000 $578,000 $99,000 $240,000
Employment History 5 $965,000 $193,000 $275,000 $55,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,692,000 $846,000 $1,275,000 $549,000 $960,000
Credit Application Incomplete 1 $327,000 $327,000 $327,000 $464,000 $464,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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