Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Together Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,065 |
| Total Mortgage Loan Application Amount | $232,230,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 444 | $ 44,507,000 | $ 100,000 | $ 71,000 |
| St. Louis City County Missouri | 171 | $ 13,621,000 | $ 79,000 | $ 52,000 |
| Jefferson County Missouri | 119 | $ 11,238,000 | $ 94,000 | $ 57,000 |
| Hillsborough County Florida | 82 | $ 7,246,000 | $ 88,000 | $ 55,000 |
| St. Charles County Missouri | 75 | $ 6,571,000 | $ 87,000 | $ 76,000 |
| Los Angeles County California | 44 | $ 6,851,000 | $ 155,000 | $ 58,000 |
| St. Clair County Illinois | 42 | $ 3,399,000 | $ 80,000 | $ 56,000 |
| Orange County Florida | 34 | $ 3,737,000 | $ 109,000 | $ 50,000 |
| Onondaga County New York | 30 | $ 2,004,000 | $ 66,000 | $ 75,000 |
| Harris County Texas | 30 | $ 3,227,000 | $ 107,000 | $ 69,000 |
| Madison County Illinois | 26 | $ 2,573,000 | $ 98,000 | $ 75,000 |
| James City County Virginia | 24 | $ 2,979,000 | $ 124,000 | $ 65,000 |
| Monroe County Illinois | 23 | $ 2,568,000 | $ 111,000 | $ 88,000 |
| Franklin County Ohio | 22 | $ 1,347,000 | $ 61,000 | $ 64,000 |
| Pasco County Florida | 20 | $ 2,398,000 | $ 119,000 | $ 82,000 |
| Solano County California | 13 | $ 2,663,000 | $ 204,000 | $ 66,000 |
| Osceola County Florida | 13 | $ 1,942,000 | $ 149,000 | $ 42,000 |
| Lamar County Texas | 13 | $ 672,000 | $ 51,000 | $ 50,000 |
| Newport News County Virginia | 13 | $ 1,228,000 | $ 94,000 | $ 60,000 |
| Bartow County Georgia | 12 | $ 1,189,000 | $ 99,000 | $ 55,000 |
| York County Virginia | 12 | $ 1,805,000 | $ 150,000 | $ 63,000 |
| Duval County Florida | 10 | $ 638,000 | $ 63,000 | $ 52,000 |
| Franklin County Missouri | 10 | $ 723,000 | $ 72,000 | $ 55,000 |
| Hillsborough County New Hampshire | 10 | $ 1,215,000 | $ 121,000 | $ 171,000 |
| Larimer County Colorado | 8 | $ 652,000 | $ 81,000 | $ 82,000 |
| Pinellas County Florida | 8 | $ 846,000 | $ 105,000 | $ 57,000 |
| Polk County Florida | 8 | $ 1,034,000 | $ 129,000 | $ 51,000 |
| Delaware County Ohio | 8 | $ 534,000 | $ 66,000 | $ 74,000 |
| San Bernardino County California | 7 | $ 510,000 | $ 72,000 | $ 67,000 |
| San Diego County California | 7 | $ 829,000 | $ 118,000 | $ 55,000 |
| Clinton County Illinois | 7 | $ 944,000 | $ 134,000 | $ 78,000 |
| Camden County Missouri | 7 | $ 517,000 | $ 73,000 | $ 56,000 |
| Dallas County Texas | 7 | $ 428,000 | $ 61,000 | $ 42,000 |
| Gloucester County Virginia | 7 | $ 935,000 | $ 133,000 | $ 56,000 |
| Riverside County California | 6 | $ 969,000 | $ 161,000 | $ 48,000 |
| Weld County Colorado | 6 | $ 476,000 | $ 79,000 | $ 55,000 |
| Lake County Florida | 6 | $ 969,000 | $ 161,000 | $ 57,000 |
| Nassau County Florida | 6 | $ 277,000 | $ 46,000 | $ 44,000 |
| Cobb County Georgia | 6 | $ 424,000 | $ 70,000 | $ 71,000 |
| Licking County Ohio | 6 | $ 439,000 | $ 73,000 | $ 50,000 |
| Oklahoma County Oklahoma | 6 | $ 1,042,000 | $ 173,000 | $ 116,000 |
| Floyd County Georgia | 5 | $ 392,000 | $ 78,000 | $ 75,000 |
| St. Francois County Missouri | 5 | $ 434,000 | $ 86,000 | $ 59,000 |
| Oswego County New York | 5 | $ 315,000 | $ 63,000 | $ 56,000 |
| Bexar County Texas | 5 | $ 341,000 | $ 68,000 | $ 62,000 |
| Ste. Genevieve County Missouri | 4 | $ 410,000 | $ 102,000 | $ 58,000 |
| Somerset County New Jersey | 4 | $ 756,000 | $ 189,000 | $ 90,000 |
| Cayuga County New York | 4 | $ 245,000 | $ 61,000 | $ 66,000 |
| Fort Bend County Texas | 4 | $ 239,000 | $ 59,000 | $ 73,000 |
| Maricopa County Arizona | 3 | $ 467,000 | $ 155,000 | $ 88,000 |
| Contra Costa County California | 3 | $ 179,000 | $ 59,000 | $ 36,000 |
| Ventura County California | 3 | $ 402,000 | $ 134,000 | $ 54,000 |
| Boone County Missouri | 3 | $ 442,000 | $ 147,000 | $ 57,000 |
| Lincoln County Missouri | 3 | $ 238,000 | $ 79,000 | $ 66,000 |
| Hunterdon County New Jersey | 3 | $ 513,000 | $ 171,000 | $ 84,000 |
| Middlesex County New Jersey | 3 | $ 390,000 | $ 130,000 | $ 76,000 |
| Union County New Jersey | 3 | $ 303,000 | $ 101,000 | $ 59,000 |
| Wake County North Carolina | 3 | $ 584,000 | $ 194,000 | $ 101,000 |
| Madison County Ohio | 3 | $ 167,000 | $ 55,000 | $ 70,000 |
| Tulsa County Oklahoma | 3 | $ 184,000 | $ 61,000 | $ 37,000 |
| Hampton County Virginia | 3 | $ 166,000 | $ 55,000 | $ 36,000 |
| New Kent County Virginia | 3 | $ 802,000 | $ 267,000 | $ 78,000 |
| Williamsburg County Virginia | 3 | $ 400,000 | $ 133,000 | $ 82,000 |
| Cochise County Arizona | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Benton County Arkansas | 2 | $ 386,000 | $ 193,000 | $ 96,000 |
| Pulaski County Arkansas | 2 | $ 353,000 | $ 176,000 | $ 84,000 |
| Kern County California | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| Lake County California | 2 | $ 311,000 | $ 155,000 | $ 61,000 |
| Sacramento County California | 2 | $ 209,000 | $ 104,000 | $ 66,000 |
| San Joaquin County California | 2 | $ 278,000 | $ 139,000 | $ 177,000 |
| San Mateo County California | 2 | $ 622,000 | $ 311,000 | $ 115,000 |
| Clay County Florida | 2 | $ 324,000 | $ 162,000 | $ 102,000 |
| Seminole County Florida | 2 | $ 355,000 | $ 177,000 | $ 128,000 |
| St. Johns County Florida | 2 | $ 136,000 | $ 68,000 | $ 106,000 |
| Douglas County Georgia | 2 | $ 596,000 | $ 298,000 | $ 74,000 |
| Gordon County Georgia | 2 | $ 201,000 | $ 100,000 | $ 65,000 |
| Gwinnett County Georgia | 2 | $ 127,000 | $ 63,000 | $ 37,000 |
| Haralson County Georgia | 2 | $ 215,000 | $ 107,000 | $ 75,000 |
| Cook County Illinois | 2 | $ 223,000 | $ 111,000 | $ 39,000 |
| Marion County Illinois | 2 | $ 216,000 | $ 108,000 | $ 56,000 |
| McHenry County Illinois | 2 | $ 500,000 | $ 250,000 | $ 175,000 |
| Ascension County Louisiana | 2 | $ 393,000 | $ 196,000 | $ 121,000 |
| Orleans County Louisiana | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Gasconade County Missouri | 2 | $ 87,000 | $ 43,000 | $ 106,000 |
| Greene County Missouri | 2 | $ 117,000 | $ 58,000 | $ 68,000 |
| Taney County Missouri | 2 | $ 84,000 | $ 42,000 | $ 54,000 |
| Warren County Missouri | 2 | $ 393,000 | $ 196,000 | $ 73,000 |
| Washoe County Nevada | 2 | $ 487,000 | $ 243,000 | $ 77,000 |
| Essex County New Jersey | 2 | $ 541,000 | $ 270,000 | $ 58,000 |
| Monmouth County New Jersey | 2 | $ 469,000 | $ 234,000 | $ 151,000 |
| Ocean County New Jersey | 2 | $ 256,000 | $ 128,000 | $ 86,000 |
| Bernalillo County New Mexico | 2 | $ 111,000 | $ 55,000 | $ 66,000 |
| Nassau County New York | 2 | $ 26,000 | $ 13,000 | $ 55,000 |
| Lincoln County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 172,000 |
| Fairfield County Ohio | 2 | $ 32,000 | $ 16,000 | $ 73,000 |
| Morrow County Ohio | 2 | $ 239,000 | $ 119,000 | $ 47,000 |
| Canadian County Oklahoma | 2 | $ 201,000 | $ 100,000 | $ 74,000 |
| Kay County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 66,000 |
| Pushmataha County Oklahoma | 2 | $ 109,000 | $ 54,000 | $ 84,000 |
| Benton County Oregon | 2 | $ 238,000 | $ 119,000 | $ 78,000 |
| Shelby County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 72,000 |
| Montgomery County Texas | 2 | $ 293,000 | $ 146,000 | $ 94,000 |
| Tarrant County Texas | 2 | $ 307,000 | $ 153,000 | $ 100,000 |
| Fairfax County Virginia | 2 | $ 630,000 | $ 315,000 | $ 74,000 |
| Cherokee County Alabama | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Pinal County Arizona | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Alameda County California | 1 | $ 94,000 | $ 94,000 | $ 87,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| El Dorado County California | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Imperial County California | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Napa County California | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Orange County California | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Sonoma County California | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Tehama County California | 1 | $ 294,000 | $ 294,000 | $ 137,000 |
| Yolo County California | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Adams County Colorado | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| El Paso County Colorado | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Jefferson County Colorado | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Middlesex County Connecticut | 1 | $ 144,000 | $ 144,000 | $ 93,000 |
| Alachua County Florida | 1 | $ 96,000 | $ 96,000 | $ 98,000 |
| Baker County Florida | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Broward County Florida | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Gilchrist County Florida | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Lee County Florida | 1 | $ 248,000 | $ 248,000 | $ 86,000 |
| Manatee County Florida | 1 | $ 480,000 | $ 480,000 | $ 123,000 |
| Marion County Florida | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| St. Lucie County Florida | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Volusia County Florida | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Camden County Georgia | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Charlton County Georgia | 1 | $ 119,000 | $ 119,000 | $ 86,000 |
| Cherokee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Clarke County Georgia | 1 | $ 171,000 | $ 171,000 | $ 111,000 |
| DeKalb County Georgia | 1 | $ 24,000 | $ 24,000 | $ 80,000 |
| Forsyth County Georgia | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Habersham County Georgia | 1 | $ 8,000 | $ 8,000 | $ 71,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Polk County Georgia | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Ada County Idaho | 1 | $ 110,000 | $ 110,000 | $ 19,000 |
| Bonneville County Idaho | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Macoupin County Illinois | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Perry County Illinois | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| Will County Illinois | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| Elkhart County Indiana | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 30,000 |
| Jefferson County Indiana | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Putnam County Indiana | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Graves County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Oldham County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| St. Charles County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Queen Anne's County Maryland | 1 | $ 226,000 | $ 226,000 | $ 60,000 |
| Kent County Michigan | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Becker County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Hancock County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Hinds County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Pearl River County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Cape Girardeau County Missouri | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Clay County Missouri | 1 | $ 88,000 | $ 88,000 | $ 124,000 |
| Henry County Missouri | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Jackson County Missouri | 1 | $ 144,000 | $ 144,000 | $ 128,000 |
| Jasper County Missouri | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Ozark County Missouri | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Saline County Missouri | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Vernon County Missouri | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Washington County Missouri | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Churchill County Nevada | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Clark County Nevada | 1 | $ 214,000 | $ 214,000 | $ 170,000 |
| Nye County Nevada | 1 | $ 45,000 | $ 45,000 | $ 188,000 |
| Belknap County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 91,000 |
| Cheshire County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Rockingham County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 37,000 |
| Bergen County New Jersey | 1 | $ 133,000 | $ 133,000 | $ 89,000 |
| Hudson County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 139,000 |
| Sussex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Clinton County New York | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Oneida County New York | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Orange County New York | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Schoharie County New York | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Sullivan County New York | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Ulster County New York | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Wayne County New York | 1 | $ 28,000 | $ 28,000 | $ 61,000 |
| Brunswick County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Iredell County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 172,000 |
| McHenry County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Hocking County Ohio | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Holmes County Ohio | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Cleveland County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Washington County Oregon | 1 | $ 38,000 | $ 38,000 | $ 205,000 |
| Lehigh County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 195,000 |
| Monroe County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Montgomery County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Greenville County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Rutherford County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Cameron County Texas | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Chambers County Texas | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Comal County Texas | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Cooke County Texas | 1 | $ 33,000 | $ 33,000 | $ 73,000 |
| Denton County Texas | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Ellis County Texas | 1 | $ 400,000 | $ 400,000 | $ 74,000 |
| Galveston County Texas | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Liberty County Texas | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Lubbock County Texas | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Medina County Texas | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| Nacogdoches County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Nueces County Texas | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Red River County Texas | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Travis County Texas | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Chesterfield County Virginia | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Isle of Wight County Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Monroe County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Brown County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Marinette County Wisconsin | 1 | $ 800,000 | $ 800,000 | $ 342,000 |
| Oneida County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 118,000 |
| Laramie County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Park County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 880 | $129,857,000 | $147,000 | $800,000 | $68,000 | $792,000 |
| Home Improvement | 657 | $26,977,000 | $41,000 | $267,000 | $60,000 | $686,000 |
| Refinancing | 528 | $75,396,000 | $142,000 | $590,000 | $73,000 | $1,776,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,539 | $171,933,000 | $111,000 | $800,000 | $70,000 | $1,776,000 |
| Black or African American | 284 | $30,978,000 | $109,000 | $400,000 | $53,000 | $315,000 |
| Hispanic | 160 | $20,370,000 | $127,000 | $460,000 | $54,000 | $152,000 |
| Not Provided | 46 | $2,798,000 | $60,000 | $248,000 | $77,000 | $792,000 |
| Asian | 20 | $3,611,000 | $180,000 | $417,000 | $75,000 | $151,000 |
| American Indian or Alaskan Native | 9 | $1,094,000 | $121,000 | $360,000 | $65,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,446,000 | $206,000 | $417,000 | $65,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,065 | $232,230,000 | $112,000 | $800,000 | $67,000 | $1,776,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,301 | $122,240,000 | $93,000 | $800,000 | $66,000 | $686,000 |
| Application Withdrawn By Applicant | 398 | $62,348,000 | $156,000 | $713,000 | $79,000 | $1,776,000 |
| Application Denied By Financial Institution | 218 | $27,006,000 | $123,000 | $563,000 | $51,000 | $350,000 |
| Preapproval Approved but not Accepted | 64 | $10,154,000 | $158,000 | $416,000 | $66,000 | $212,000 |
| Application Approved But Not Accepted | 55 | $5,227,000 | $95,000 | $285,000 | $59,000 | $121,000 |
| File Closed For Incompleteness | 21 | $4,194,000 | $199,000 | $800,000 | $70,000 | $176,000 |
| Preapproval Denied by Financial Institution | 8 | $1,061,000 | $132,000 | $194,000 | $45,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 85 | $8,542,000 | $100,000 | $417,000 | $55,000 | $350,000 |
| Debt-To-Income Ratio | 43 | $7,359,000 | $171,000 | $563,000 | $39,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $3,675,000 | $167,000 | $417,000 | $48,000 | $106,000 |
| Credit Application Incomplete | 20 | $2,253,000 | $112,000 | $300,000 | $76,000 | $310,000 |
| Other | 18 | $2,103,000 | $116,000 | $290,000 | $44,000 | $78,000 |
| Collateral | 16 | $1,742,000 | $108,000 | $400,000 | $47,000 | $89,000 |
| Unverifiable Information | 13 | $1,522,000 | $117,000 | $251,000 | $55,000 | $108,000 |
| Mortgage Insurance Denied | 7 | $730,000 | $104,000 | $200,000 | $37,000 | $60,000 |
| Employment History | 2 | $141,000 | $70,000 | $110,000 | $45,000 | $53,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.