Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Together Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,154 |
| Total Mortgage Loan Application Amount | $289,229,000 |
| Average Mortgage Loan Application Amount | $99,666 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $836,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 539 | $ 67,402,000 | $ 125,000 | $ 79,000 |
| Jefferson County Missouri | 160 | $ 21,914,000 | $ 136,000 | $ 77,000 |
| St. Louis City County Missouri | 160 | $ 18,075,000 | $ 112,000 | $ 69,000 |
| St. Charles County Missouri | 121 | $ 16,859,000 | $ 139,000 | $ 76,000 |
| Harris County Texas | 40 | $ 6,557,000 | $ 163,000 | $ 115,000 |
| Franklin County Ohio | 33 | $ 3,911,000 | $ 118,000 | $ 68,000 |
| Hillsborough County Florida | 30 | $ 3,303,000 | $ 110,000 | $ 61,000 |
| St. Clair County Illinois | 27 | $ 3,249,000 | $ 120,000 | $ 72,000 |
| Madison County Illinois | 26 | $ 3,823,000 | $ 147,000 | $ 82,000 |
| Los Angeles County California | 25 | $ 5,211,000 | $ 208,000 | $ 71,000 |
| Bartow County Georgia | 22 | $ 2,918,000 | $ 132,000 | $ 74,000 |
| Monroe County Illinois | 20 | $ 3,117,000 | $ 155,000 | $ 92,000 |
| Onondaga County New York | 19 | $ 2,144,000 | $ 112,000 | $ 76,000 |
| Hillsborough County New Hampshire | 18 | $ 3,375,000 | $ 187,000 | $ 87,000 |
| Orange County Florida | 17 | $ 3,791,000 | $ 223,000 | $ 86,000 |
| Lamar County Texas | 15 | $ 1,348,000 | $ 89,000 | $ 75,000 |
| James City County Virginia | 14 | $ 2,052,000 | $ 146,000 | $ 82,000 |
| Newport News County Virginia | 13 | $ 2,000,000 | $ 153,000 | $ 57,000 |
| Larimer County Colorado | 12 | $ 2,228,000 | $ 185,000 | $ 84,000 |
| Duval County Florida | 12 | $ 2,857,000 | $ 238,000 | $ 99,000 |
| Camden County Missouri | 10 | $ 1,584,000 | $ 158,000 | $ 112,000 |
| Bexar County Texas | 10 | $ 1,036,000 | $ 103,000 | $ 54,000 |
| Dallas County Texas | 10 | $ 583,000 | $ 58,000 | $ 42,000 |
| Pasco County Florida | 9 | $ 1,123,000 | $ 124,000 | $ 88,000 |
| Osceola County Florida | 8 | $ 620,000 | $ 77,000 | $ 54,000 |
| Delaware County Ohio | 8 | $ 1,339,000 | $ 167,000 | $ 78,000 |
| Franklin County Missouri | 7 | $ 559,000 | $ 79,000 | $ 58,000 |
| Lincoln County Missouri | 6 | $ 1,047,000 | $ 174,000 | $ 107,000 |
| Warren County Missouri | 6 | $ 640,000 | $ 106,000 | $ 48,000 |
| York County Virginia | 6 | $ 913,000 | $ 152,000 | $ 72,000 |
| Maricopa County Arizona | 5 | $ 668,000 | $ 133,000 | $ 96,000 |
| Shasta County California | 5 | $ 854,000 | $ 170,000 | $ 89,000 |
| Solano County California | 5 | $ 824,000 | $ 164,000 | $ 65,000 |
| Lake County Florida | 5 | $ 563,000 | $ 112,000 | $ 77,000 |
| Essex County New Jersey | 5 | $ 943,000 | $ 188,000 | $ 78,000 |
| Licking County Ohio | 5 | $ 700,000 | $ 140,000 | $ 75,000 |
| Cobb County Georgia | 4 | $ 773,000 | $ 193,000 | $ 89,000 |
| Floyd County Georgia | 4 | $ 487,000 | $ 121,000 | $ 78,000 |
| Gordon County Georgia | 4 | $ 378,000 | $ 94,000 | $ 69,000 |
| Oswego County New York | 4 | $ 276,000 | $ 69,000 | $ 73,000 |
| Fairfield County Ohio | 4 | $ 527,000 | $ 131,000 | $ 95,000 |
| Arapahoe County Colorado | 3 | $ 448,000 | $ 149,000 | $ 83,000 |
| Weld County Colorado | 3 | $ 503,000 | $ 167,000 | $ 68,000 |
| Lee County Florida | 3 | $ 571,000 | $ 190,000 | $ 104,000 |
| Chattooga County Georgia | 3 | $ 350,000 | $ 116,000 | $ 97,000 |
| Paulding County Georgia | 3 | $ 372,000 | $ 124,000 | $ 80,000 |
| Polk County Georgia | 3 | $ 227,000 | $ 75,000 | $ 61,000 |
| Cook County Illinois | 3 | $ 597,000 | $ 199,000 | $ 152,000 |
| Ste. Genevieve County Missouri | 3 | $ 332,000 | $ 110,000 | $ 55,000 |
| Clark County Nevada | 3 | $ 521,000 | $ 173,000 | $ 100,000 |
| Merrimack County New Hampshire | 3 | $ 863,000 | $ 287,000 | $ 108,000 |
| Middlesex County New Jersey | 3 | $ 408,000 | $ 136,000 | $ 101,000 |
| Ocean County New Jersey | 3 | $ 485,000 | $ 161,000 | $ 80,000 |
| Chambers County Texas | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Denton County Texas | 3 | $ 390,000 | $ 130,000 | $ 125,000 |
| Montgomery County Texas | 3 | $ 528,000 | $ 176,000 | $ 104,000 |
| Tarrant County Texas | 3 | $ 261,000 | $ 87,000 | $ 92,000 |
| Travis County Texas | 3 | $ 556,000 | $ 185,000 | $ 85,000 |
| Gloucester County Virginia | 3 | $ 437,000 | $ 145,000 | $ 66,000 |
| Hampton County Virginia | 3 | $ 454,000 | $ 151,000 | $ 69,000 |
| Virginia Beach County Virginia | 3 | $ 997,000 | $ 332,000 | $ 109,000 |
| Montgomery County Alabama | 2 | $ 144,000 | $ 72,000 | $ 32,000 |
| Pima County Arizona | 2 | $ 135,000 | $ 67,000 | $ 86,000 |
| Pulaski County Arkansas | 2 | $ 316,000 | $ 158,000 | $ 94,000 |
| Contra Costa County California | 2 | $ 379,000 | $ 189,000 | $ 129,000 |
| Kern County California | 2 | $ 288,000 | $ 144,000 | $ 85,000 |
| Orange County California | 2 | $ 710,000 | $ 355,000 | $ 89,000 |
| Riverside County California | 2 | $ 363,000 | $ 181,000 | $ 93,000 |
| Pinellas County Florida | 2 | $ 290,000 | $ 145,000 | $ 107,000 |
| Sarasota County Florida | 2 | $ 249,000 | $ 124,000 | $ 75,000 |
| Fulton County Georgia | 2 | $ 399,000 | $ 199,000 | $ 58,000 |
| Marion County Georgia | 2 | $ 160,000 | $ 80,000 | $ 100,000 |
| Anoka County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 82,000 |
| Cole County Missouri | 2 | $ 140,000 | $ 70,000 | $ 17,000 |
| Jackson County Missouri | 2 | $ 282,000 | $ 141,000 | $ 98,000 |
| Miller County Missouri | 2 | $ 306,000 | $ 153,000 | $ 64,000 |
| Montgomery County Missouri | 2 | $ 351,000 | $ 175,000 | $ 58,000 |
| Morgan County Missouri | 2 | $ 303,000 | $ 151,000 | $ 103,000 |
| St. Francois County Missouri | 2 | $ 235,000 | $ 117,000 | $ 45,000 |
| Union County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Nassau County New York | 2 | $ 339,000 | $ 169,000 | $ 147,000 |
| Wake County North Carolina | 2 | $ 459,000 | $ 229,000 | $ 112,000 |
| Marion County Ohio | 2 | $ 294,000 | $ 147,000 | $ 79,000 |
| Oklahoma County Oklahoma | 2 | $ 122,000 | $ 61,000 | $ 133,000 |
| Pushmataha County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Montgomery County Pennsylvania | 2 | $ 589,000 | $ 294,000 | $ 103,000 |
| Brazoria County Texas | 2 | $ 302,000 | $ 151,000 | $ 57,000 |
| Collin County Texas | 2 | $ 400,000 | $ 200,000 | $ 175,000 |
| DeWitt County Texas | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Galveston County Texas | 2 | $ 147,000 | $ 73,000 | $ 85,000 |
| Rockwall County Texas | 2 | $ 262,000 | $ 131,000 | $ 85,000 |
| Baldwin County Alabama | 1 | $ 160,000 | $ 160,000 | $ 157,000 |
| DeKalb County Alabama | 1 | $ 126,000 | $ 126,000 | $ 80,000 |
| Lee County Alabama | 1 | $ 167,000 | $ 167,000 | $ 103,000 |
| Mohave County Arizona | 1 | $ 52,000 | $ 52,000 | $ 39,000 |
| Carroll County Arkansas | 1 | $ 700,000 | $ 700,000 | $ 312,000 |
| Amador County California | 1 | $ 411,000 | $ 411,000 | $ 66,000 |
| Butte County California | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Mariposa County California | 1 | $ 240,000 | $ 240,000 | $ 128,000 |
| Napa County California | 1 | $ 383,000 | $ 383,000 | $ 61,000 |
| Sacramento County California | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| San Bernardino County California | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| San Diego County California | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| San Joaquin County California | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Santa Clara County California | 1 | $ 406,000 | $ 406,000 | $ 194,000 |
| Broomfield County Colorado | 1 | $ 201,000 | $ 201,000 | $ 76,000 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Eagle County Colorado | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Grand County Colorado | 1 | $ 226,000 | $ 226,000 | $ 119,000 |
| Summit County Colorado | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Hartford County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Tolland County Connecticut | 1 | $ 211,000 | $ 211,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 1 | $ 345,000 | $ 345,000 | $ 248,000 |
| Brevard County Florida | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Broward County Florida | 1 | $ 283,000 | $ 283,000 | $ 109,000 |
| Charlotte County Florida | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Gilchrist County Florida | 1 | $ 159,000 | $ 159,000 | $ 107,000 |
| Manatee County Florida | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Marion County Florida | 1 | $ 188,000 | $ 188,000 | $ 107,000 |
| Nassau County Florida | 1 | $ 261,000 | $ 261,000 | $ 132,000 |
| Okaloosa County Florida | 1 | $ 241,000 | $ 241,000 | $ 19,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Seminole County Florida | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| St. Johns County Florida | 1 | $ 297,000 | $ 297,000 | $ 150,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Walton County Florida | 1 | $ 268,000 | $ 268,000 | $ 180,000 |
| Cherokee County Georgia | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Clayton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Fayette County Georgia | 1 | $ 329,000 | $ 329,000 | $ 108,000 |
| Haralson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Clinton County Illinois | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Coles County Illinois | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Jersey County Illinois | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Johnson County Illinois | 1 | $ 160,000 | $ 160,000 | $ 133,000 |
| Macoupin County Illinois | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Sangamon County Illinois | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Allen County Indiana | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| Lake County Indiana | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Tama County Iowa | 1 | $ 47,000 | $ 47,000 | $ 27,000 |
| Sedgwick County Kansas | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Fayette County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Ouachita County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| St. Tammany County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Piscataquis County Maine | 1 | $ 259,000 | $ 259,000 | $ 89,000 |
| York County Maine | 1 | $ 207,000 | $ 207,000 | $ 136,000 |
| Anne Arundel County Maryland | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Essex County Massachusetts | 1 | $ 302,000 | $ 302,000 | $ 154,000 |
| Oakland County Michigan | 1 | $ 108,000 | $ 108,000 | $ 765,000 |
| Washtenaw County Michigan | 1 | $ 211,000 | $ 211,000 | $ 133,000 |
| Christian County Missouri | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Greene County Missouri | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Pike County Missouri | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Stone County Missouri | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Washington County Missouri | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Douglas County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| Carroll County New Hampshire | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| Rockingham County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Bergen County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 127,000 |
| Camden County New Jersey | 1 | $ 146,000 | $ 146,000 | $ 84,000 |
| Gloucester County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 171,000 |
| Mercer County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 116,000 |
| Bernalillo County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 134,000 |
| Eddy County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Lincoln County New Mexico | 1 | $ 735,000 | $ 735,000 | $ 826,000 |
| Cayuga County New York | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Orange County New York | 1 | $ 264,000 | $ 264,000 | $ 100,000 |
| Schenectady County New York | 1 | $ 177,000 | $ 177,000 | $ 57,000 |
| Washington County New York | 1 | $ 64,000 | $ 64,000 | $ 51,000 |
| Dare County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Clinton County Ohio | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Hamilton County Ohio | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Morrow County Ohio | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Perry County Ohio | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Tuscarawas County Ohio | 1 | $ 246,000 | $ 246,000 | $ 96,000 |
| Canadian County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Douglas County Oregon | 1 | $ 42,000 | $ 42,000 | $ 111,000 |
| Chester County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 110,000 |
| Lehigh County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Berkeley County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Clarendon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Georgetown County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
| Davidson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Hamilton County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Roane County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Shelby County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Williamson County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 45,000 |
| Bandera County Texas | 1 | $ 137,000 | $ 137,000 | $ 35,000 |
| Bastrop County Texas | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Burnet County Texas | 1 | $ 254,000 | $ 254,000 | $ 221,000 |
| Fort Bend County Texas | 1 | $ 58,000 | $ 58,000 | $ 90,000 |
| Hays County Texas | 1 | $ 625,000 | $ 625,000 | $ 244,000 |
| Red River County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Victoria County Texas | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Washington County Utah | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Alexandria County Virginia | 1 | $ 513,000 | $ 513,000 | $ 116,000 |
| Chesapeake County Virginia | 1 | $ 161,000 | $ 161,000 | $ 93,000 |
| Culpeper County Virginia | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Isle of Wight County Virginia | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| New Kent County Virginia | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Surry County Virginia | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Columbia County Washington | 1 | $ 247,000 | $ 247,000 | $ 80,000 |
| Walworth County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 102,000 |
| Laramie County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,385 | $198,418,000 | $143,000 | $1,080,000 | $82,000 | $836,000 |
| Home Purchase | 715 | $89,052,000 | $124,000 | $1,120,000 | $62,000 | $765,000 |
| Home Improvement | 54 | $1,759,000 | $32,000 | $225,000 | $63,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,519 | $210,238,000 | $138,000 | $1,120,000 | $77,000 | $836,000 |
| Black or African American | 243 | $27,020,000 | $111,000 | $680,000 | $61,000 | $248,000 |
| Not Provided | 232 | $29,467,000 | $127,000 | $398,000 | $77,000 | $542,000 |
| Hispanic | 120 | $15,577,000 | $129,000 | $417,000 | $63,000 | $260,000 |
| Asian | 26 | $4,856,000 | $186,000 | $788,000 | $79,000 | $168,000 |
| American Indian or Alaskan Native | 11 | $1,770,000 | $160,000 | $276,000 | $79,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $301,000 | $100,000 | $184,000 | $105,000 | $143,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,154 | $289,229,000 | $134,000 | $1,120,000 | $75,000 | $836,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 828 | $111,815,000 | $135,000 | $1,080,000 | $83,000 | $826,000 |
| Application Denied By Financial Institution | 767 | $99,646,000 | $129,000 | $1,120,000 | $64,000 | $836,000 |
| Application Withdrawn By Applicant | 425 | $56,990,000 | $134,000 | $788,000 | $78,000 | $415,000 |
| File Closed For Incompleteness | 54 | $8,859,000 | $164,000 | $417,000 | $85,000 | $260,000 |
| Application Approved But Not Accepted | 40 | $6,377,000 | $159,000 | $480,000 | $88,000 | $670,000 |
| Preapproval Approved but not Accepted | 22 | $3,136,000 | $142,000 | $284,000 | $65,000 | $142,000 |
| Preapproval Denied by Financial Institution | 18 | $2,406,000 | $133,000 | $473,000 | $46,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 288 | $31,256,000 | $108,000 | $325,000 | $67,000 | $836,000 |
| Debt-To-Income Ratio | 207 | $26,189,000 | $126,000 | $443,000 | $46,000 | $124,000 |
| Collateral | 114 | $18,327,000 | $160,000 | $625,000 | $81,000 | $368,000 |
| Credit Application Incomplete | 75 | $12,001,000 | $160,000 | $1,120,000 | $78,000 | $245,000 |
| Mortgage Insurance Denied | 43 | $6,427,000 | $149,000 | $540,000 | $57,000 | $226,000 |
| Other | 19 | $2,757,000 | $145,000 | $493,000 | $73,000 | $140,000 |
| Unverifiable Information | 19 | $2,588,000 | $136,000 | $289,000 | $58,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,667,000 | $119,000 | $290,000 | $61,000 | $129,000 |
| Employment History | 6 | $840,000 | $140,000 | $280,000 | $35,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.