Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Together Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Together Credit Union
Michael Dougherty
Saint Louis, MO 63118
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,354
Total Mortgage Loan Application Amount $186,285,000
Average Mortgage Loan Application Amount $113,666
Highest Mortgage Loan Application Amount $1,316,000
Average Applicant Income $81,666
Highest Applicant Income $732,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2011.

Mortgage Loan Application Totals for Together Credit Union by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 472 $ 64,461,000 $ 136,000 $ 89,000
St. Louis City County Missouri 153 $ 15,626,000 $ 102,000 $ 73,000
Jefferson County Missouri 106 $ 12,567,000 $ 118,000 $ 78,000
St. Charles County Missouri 94 $ 12,734,000 $ 135,000 $ 90,000
Harris County Texas 30 $ 3,937,000 $ 131,000 $ 82,000
Los Angeles County California 26 $ 5,638,000 $ 216,000 $ 87,000
Hillsborough County Florida 23 $ 3,064,000 $ 133,000 $ 94,000
St. Clair County Illinois 20 $ 1,928,000 $ 96,000 $ 74,000
Franklin County Ohio 16 $ 1,645,000 $ 102,000 $ 74,000
Madison County Illinois 15 $ 1,965,000 $ 131,000 $ 95,000
Onondaga County New York 14 $ 1,521,000 $ 108,000 $ 71,000
Monroe County Illinois 13 $ 1,826,000 $ 140,000 $ 85,000
James City County Virginia 12 $ 2,366,000 $ 197,000 $ 91,000
Bexar County Texas 11 $ 1,141,000 $ 103,000 $ 63,000
Pasco County Florida 10 $ 1,282,000 $ 128,000 $ 67,000
Bartow County Georgia 10 $ 1,490,000 $ 149,000 $ 68,000
Camden County Missouri 10 $ 2,759,000 $ 275,000 $ 141,000
Lamar County Texas 10 $ 836,000 $ 83,000 $ 83,000
Dallas County Texas 9 $ 2,020,000 $ 224,000 $ 109,000
Orange County Florida 8 $ 1,297,000 $ 162,000 $ 63,000
Franklin County Missouri 8 $ 894,000 $ 111,000 $ 69,000
Oswego County New York 8 $ 626,000 $ 78,000 $ 51,000
Delaware County Ohio 7 $ 1,334,000 $ 190,000 $ 77,000
York County Virginia 7 $ 940,000 $ 134,000 $ 48,000
Riverside County California 6 $ 1,107,000 $ 184,000 $ 87,000
Larimer County Colorado 6 $ 945,000 $ 157,000 $ 66,000
Warren County Missouri 6 $ 1,028,000 $ 171,000 $ 96,000
Hillsborough County New Hampshire 6 $ 860,000 $ 143,000 $ 71,000
Newport News County Virginia 6 $ 1,053,000 $ 175,000 $ 68,000
San Diego County California 5 $ 1,432,000 $ 286,000 $ 129,000
Ventura County California 5 $ 768,000 $ 153,000 $ 77,000
Lincoln County Missouri 5 $ 663,000 $ 132,000 $ 55,000
Cayuga County New York 5 $ 643,000 $ 128,000 $ 115,000
Fairfield County Ohio 5 $ 612,000 $ 122,000 $ 87,000
Solano County California 4 $ 667,000 $ 166,000 $ 93,000
Osceola County Florida 4 $ 407,000 $ 101,000 $ 63,000
Cobb County Georgia 4 $ 434,000 $ 108,000 $ 82,000
Licking County Ohio 4 $ 479,000 $ 119,000 $ 59,000
Maricopa County Arizona 3 $ 319,000 $ 106,000 $ 68,000
Weld County Colorado 3 $ 423,000 $ 141,000 $ 80,000
Duval County Florida 3 $ 315,000 $ 105,000 $ 70,000
Fulton County Georgia 3 $ 1,176,000 $ 392,000 $ 221,000
Paulding County Georgia 3 $ 212,000 $ 70,000 $ 76,000
Crawford County Missouri 3 $ 670,000 $ 223,000 $ 116,000
St. Francois County Missouri 3 $ 436,000 $ 145,000 $ 48,000
Ste. Genevieve County Missouri 3 $ 302,000 $ 100,000 $ 110,000
Washington County Missouri 3 $ 391,000 $ 130,000 $ 50,000
Essex County New Jersey 3 $ 747,000 $ 249,000 $ 102,000
Orange County New York 3 $ 238,000 $ 79,000 $ 61,000
Madison County Ohio 3 $ 392,000 $ 130,000 $ 68,000
Pinal County Arizona 2 $ 192,000 $ 96,000 $ 44,000
Benton County Arkansas 2 $ 273,000 $ 136,000 $ 86,000
Craighead County Arkansas 2 $ 204,000 $ 102,000 $ 66,000
Contra Costa County California 2 $ 1,145,000 $ 572,000 $ 189,000
Napa County California 2 $ 208,000 $ 104,000 $ 113,000
Shasta County California 2 $ 338,000 $ 169,000 $ 64,000
Fairfield County Connecticut 2 $ 975,000 $ 487,000 $ 147,000
Hartford County Connecticut 2 $ 302,000 $ 151,000 $ 123,000
Brevard County Florida 2 $ 252,000 $ 126,000 $ 281,000
Nassau County Florida 2 $ 108,000 $ 54,000 $ 54,000
Polk County Florida 2 $ 197,000 $ 98,000 $ 116,000
Chatham County Georgia 2 $ 85,000 $ 42,000 $ 111,000
DeKalb County Georgia 2 $ 390,000 $ 195,000 $ 99,000
Cook County Illinois 2 $ 472,000 $ 236,000 $ 133,000
Jersey County Illinois 2 $ 212,000 $ 106,000 $ 78,000
Will County Illinois 2 $ 509,000 $ 254,000 $ 83,000
Cape Girardeau County Missouri 2 $ 326,000 $ 163,000 $ 112,000
Stone County Missouri 2 $ 160,000 $ 80,000 $ 60,000
Hunterdon County New Jersey 2 $ 535,000 $ 267,000 $ 81,000
Bernalillo County New Mexico 2 $ 324,000 $ 162,000 $ 84,000
Brazoria County Texas 2 $ 167,000 $ 83,000 $ 127,000
Denton County Texas 2 $ 240,000 $ 120,000 $ 52,000
Fort Bend County Texas 2 $ 241,000 $ 120,000 $ 95,000
Medina County Texas 2 $ 150,000 $ 75,000 $ 75,000
Montgomery County Texas 2 $ 297,000 $ 148,000 $ 82,000
Tarrant County Texas 2 $ 496,000 $ 248,000 $ 179,000
Victoria County Texas 2 $ 180,000 $ 90,000 $ 102,000
Gloucester County Virginia 2 $ 242,000 $ 121,000 $ 45,000
New Kent County Virginia 2 $ 444,000 $ 222,000 $ 63,000
Snohomish County Washington 2 $ 706,000 $ 353,000 $ 89,000
Park County Wyoming 2 $ 379,000 $ 189,000 $ 140,000
Cherokee County Alabama 1 $ 129,000 $ 129,000 $ 83,000
Marion County Arkansas 1 $ 68,000 $ 68,000 $ 152,000
Poinsett County Arkansas 1 $ 105,000 $ 105,000 $ 77,000
Kern County California 1 $ 59,000 $ 59,000 $ 150,000
Placer County California 1 $ 340,000 $ 340,000 $ 269,000
Sacramento County California 1 $ 139,000 $ 139,000 $ 82,000
San Bernardino County California 1 $ 68,000 $ 68,000 $ 100,000
Santa Clara County California 1 $ 380,000 $ 380,000 $ 115,000
Yolo County California 1 $ 187,000 $ 187,000 $ 75,000
Arapahoe County Colorado 1 $ 181,000 $ 181,000 $ 107,000
Douglas County Colorado 1 $ 412,000 $ 412,000 $ 83,000
New Haven County Connecticut 1 $ 165,000 $ 165,000 $ 122,000
Tolland County Connecticut 1 $ 219,000 $ 219,000 $ 133,000
District of Columbia County District Of Columbia 1 $ 300,000 $ 300,000 $ 154,000
Alachua County Florida 1 $ 208,000 $ 208,000 $ 134,000
Broward County Florida 1 $ 568,000 $ 568,000 $ 376,000
Lee County Florida 1 $ 43,000 $ 43,000 $ 36,000
Levy County Florida 1 $ 90,000 $ 90,000 $ 74,000
Marion County Florida 1 $ 85,000 $ 85,000 $ 60,000
Monroe County Florida 1 $ 358,000 $ 358,000 $ 130,000
Okaloosa County Florida 1 $ 64,000 $ 64,000 $ 94,000
Pinellas County Florida 1 $ 357,000 $ 357,000 $ 92,000
St. Lucie County Florida 1 $ 120,000 $ 120,000 $ 106,000
Charlton County Georgia 1 $ 126,000 $ 126,000 $ 105,000
Cherokee County Georgia 1 $ 35,000 $ 35,000 $ 59,000
Floyd County Georgia 1 $ 42,000 $ 42,000 $ 93,000
Gordon County Georgia 1 $ 128,000 $ 128,000 $ 91,000
Haralson County Georgia 1 $ 545,000 $ 545,000 $ 87,000
Canyon County Idaho 1 $ 100,000 $ 100,000 $ 78,000
Alexander County Illinois 1 $ 17,000 $ 17,000 $ 47,000
DuPage County Illinois 1 $ 96,000 $ 96,000 $ 54,000
Effingham County Illinois 1 $ 187,000 $ 187,000 $ 122,000
McLean County Illinois 1 $ 284,000 $ 284,000 $ 150,000
Monroe County Indiana 1 $ 71,000 $ 71,000 $ 129,000
Putnam County Indiana 1 $ 92,000 $ 92,000 $ 66,000
Vanderburgh County Indiana 1 $ 45,000 $ 45,000 $ 34,000
Johnson County Kansas 1 $ 265,000 $ 265,000 $ 190,000
Orleans County Louisiana 1 $ 120,000 $ 120,000 $ 167,000
Baltimore City County Maryland 1 $ 110,000 $ 110,000 $ 30,000
Montgomery County Maryland 1 $ 243,000 $ 243,000 $ 84,000
Essex County Massachusetts 1 $ 33,000 $ 33,000 $ 60,000
Washtenaw County Michigan 1 $ 278,000 $ 278,000 $ 122,000
Benton County Missouri 1 $ 70,000 $ 70,000 $ 118,000
Cole County Missouri 1 $ 70,000 $ 70,000 $ 31,000
Gasconade County Missouri 1 $ 153,000 $ 153,000 $ 161,000
Greene County Missouri 1 $ 160,000 $ 160,000 $ 328,000
Iron County Missouri 1 $ 100,000 $ 100,000 $ 62,000
Macon County Missouri 1 $ 80,000 $ 80,000 $ 68,000
Monroe County Missouri 1 $ 137,000 $ 137,000 $ 117,000
Morgan County Missouri 1 $ 70,000 $ 70,000 $ 127,000
Perry County Missouri 1 $ 44,000 $ 44,000 $ 84,000
Grafton County New Hampshire 1 $ 176,000 $ 176,000 $ 115,000
Merrimack County New Hampshire 1 $ 115,000 $ 115,000 $ 86,000
Rockingham County New Hampshire 1 $ 299,000 $ 299,000 $ 186,000
Morris County New Jersey 1 $ 300,000 $ 300,000 $ 107,000
Passaic County New Jersey 1 $ 220,000 $ 220,000 $ 91,000
Chautauqua County New York 1 $ 18,000 $ 18,000 $ 9,000
Monroe County New York 1 $ 30,000 $ 30,000 $ 52,000
Ulster County New York 1 $ 223,000 $ 223,000 $ 125,000
Westchester County New York 1 $ 496,000 $ 496,000 $ 154,000
Dare County North Carolina 1 $ 193,000 $ 193,000 $ 150,000
Hoke County North Carolina 1 $ 152,000 $ 152,000 $ 79,000
Mecklenburg County North Carolina 1 $ 100,000 $ 100,000 $ 68,000
Knox County Ohio 1 $ 143,000 $ 143,000 $ 46,000
Medina County Ohio 1 $ 40,000 $ 40,000 $ 52,000
Muskingum County Ohio 1 $ 63,000 $ 63,000 $ 44,000
Perry County Ohio 1 $ 154,000 $ 154,000 $ 103,000
Marshall County Oklahoma 1 $ 63,000 $ 63,000 $ 58,000
Oklahoma County Oklahoma 1 $ 176,000 $ 176,000 $ 85,000
Rogers County Oklahoma 1 $ 164,000 $ 164,000 $ 62,000
Multnomah County Oregon 1 $ 133,000 $ 133,000 $ 21,000
Montgomery County Pennsylvania 1 $ 30,000 $ 30,000 $ 150,000
Georgetown County South Carolina 1 $ 223,000 $ 223,000 $ 48,000
Orangeburg County South Carolina 1 $ 64,000 $ 64,000 $ 100,000
Tripp County South Dakota 1 $ 110,000 $ 110,000 $ 83,000
Hickman County Tennessee 1 $ 106,000 $ 106,000 $ 41,000
Knox County Tennessee 1 $ 195,000 $ 195,000 $ 9,000
Loudon County Tennessee 1 $ 144,000 $ 144,000 $ 67,000
Rutherford County Tennessee 1 $ 180,000 $ 180,000 $ 62,000
Williamson County Tennessee 1 $ 280,000 $ 280,000 $ 103,000
Austin County Texas 1 $ 60,000 $ 60,000 $ 105,000
Collin County Texas 1 $ 268,000 $ 268,000 $ 175,000
Kendall County Texas 1 $ 198,000 $ 198,000 $ 77,000
Parker County Texas 1 $ 162,000 $ 162,000 $ 137,000
Rockwall County Texas 1 $ 105,000 $ 105,000 $ 64,000
Wharton County Texas 1 $ 6,000 $ 6,000 $ 34,000
Cache County Utah 1 $ 106,000 $ 106,000 $ 26,000
Salt Lake County Utah 1 $ 75,000 $ 75,000 $ 55,000
Carroll County Virginia 1 $ 49,000 $ 49,000 $ 55,000
Culpeper County Virginia 1 $ 411,000 $ 411,000 $ 124,000
Hanover County Virginia 1 $ 169,000 $ 169,000 $ 85,000
King William County Virginia 1 $ 145,000 $ 145,000 $ 67,000
Kitsap County Washington 1 $ 230,000 $ 230,000 $ 94,000

Mortgage Loan Application Detail Totals for Together Credit Union in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 942 $135,943,000 $144,000 $1,100,000 $87,000 $732,000
Home Purchase 312 $45,007,000 $144,000 $1,316,000 $86,000 $510,000
Home Improvement 100 $5,335,000 $53,000 $307,000 $72,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,009 $140,273,000 $139,000 $1,316,000 $87,000 $732,000
Not Provided 158 $19,863,000 $125,000 $417,000 $82,000 $217,000
Black or African American 92 $10,069,000 $109,000 $417,000 $65,000 $214,000
Hispanic 59 $8,567,000 $145,000 $500,000 $73,000 $217,000
Asian 26 $6,133,000 $235,000 $824,000 $155,000 $637,000
American Indian or Alaskan Native 8 $1,221,000 $152,000 $289,000 $71,000 $92,000
Native Hawaiian or Other Pacific Islander 2 $159,000 $79,000 $103,000 $101,000 $104,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,354 $186,285,000 $137,000 $1,316,000 $86,000 $732,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 765 $108,568,000 $141,000 $1,316,000 $91,000 $732,000
Application Denied By Financial Institution 332 $42,526,000 $128,000 $1,100,000 $73,000 $420,000
Application Withdrawn By Applicant 234 $32,454,000 $138,000 $824,000 $88,000 $503,000
File Closed For Incompleteness 19 $2,205,000 $116,000 $220,000 $74,000 $146,000
Application Approved But Not Accepted 4 $532,000 $133,000 $148,000 $72,000 $87,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Together Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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