Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Together Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Together Credit Union
Michael Dougherty
Saint Louis, MO 63118
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,609
Total Mortgage Loan Application Amount $240,527,000
Average Mortgage Loan Application Amount $135,333
Highest Mortgage Loan Application Amount $2,991,000
Average Applicant Income $89,333
Highest Applicant Income $925,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2015.

Mortgage Loan Application Totals for Together Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 498 $ 76,651,000 $ 153,000 $ 94,000
St. Louis City County Missouri 192 $ 23,023,000 $ 119,000 $ 79,000
Jefferson County Missouri 142 $ 18,920,000 $ 133,000 $ 82,000
St. Charles County Missouri 117 $ 14,961,000 $ 127,000 $ 90,000
Harris County Texas 40 $ 6,295,000 $ 157,000 $ 116,000
Hillsborough County Florida 37 $ 4,181,000 $ 113,000 $ 64,000
St. Clair County Illinois 37 $ 4,576,000 $ 123,000 $ 78,000
Dallas County Texas 32 $ 4,456,000 $ 139,000 $ 82,000
Los Angeles County California 23 $ 5,787,000 $ 251,000 $ 111,000
Madison County Illinois 19 $ 2,318,000 $ 122,000 $ 90,000
Franklin County Ohio 19 $ 2,091,000 $ 110,000 $ 78,000
Orange County Florida 18 $ 2,435,000 $ 135,000 $ 73,000
Hillsborough County New Hampshire 14 $ 1,872,000 $ 133,000 $ 89,000
Camden County Missouri 13 $ 1,713,000 $ 131,000 $ 157,000
Franklin County Missouri 12 $ 1,693,000 $ 141,000 $ 69,000
Duval County Florida 11 $ 1,617,000 $ 147,000 $ 103,000
Bexar County Texas 11 $ 1,208,000 $ 109,000 $ 64,000
Riverside County California 9 $ 1,781,000 $ 197,000 $ 73,000
San Diego County California 9 $ 1,588,000 $ 176,000 $ 98,000
Solano County California 9 $ 1,597,000 $ 177,000 $ 106,000
Bartow County Georgia 9 $ 1,304,000 $ 144,000 $ 77,000
Monroe County Illinois 9 $ 1,551,000 $ 172,000 $ 125,000
Pasco County Florida 8 $ 1,225,000 $ 153,000 $ 79,000
Delaware County Ohio 8 $ 1,004,000 $ 125,000 $ 78,000
Larimer County Colorado 7 $ 1,118,000 $ 159,000 $ 87,000
Weld County Colorado 7 $ 864,000 $ 123,000 $ 105,000
Osceola County Florida 7 $ 898,000 $ 128,000 $ 63,000
Montgomery County Texas 7 $ 984,000 $ 140,000 $ 79,000
James City County Virginia 7 $ 987,000 $ 141,000 $ 73,000
Warren County Missouri 6 $ 906,000 $ 151,000 $ 89,000
Onondaga County New York 6 $ 703,000 $ 117,000 $ 101,000
Fort Bend County Texas 6 $ 1,479,000 $ 246,000 $ 139,000
Kern County California 5 $ 818,000 $ 163,000 $ 73,000
Pinellas County Florida 5 $ 862,000 $ 172,000 $ 78,000
Jackson County Missouri 5 $ 592,000 $ 118,000 $ 110,000
York County Virginia 5 $ 452,000 $ 90,000 $ 32,000
Lake County Florida 4 $ 605,000 $ 151,000 $ 80,000
Lee County Florida 4 $ 194,000 $ 48,000 $ 80,000
Nassau County Florida 4 $ 1,064,000 $ 266,000 $ 119,000
Seminole County Florida 4 $ 621,000 $ 155,000 $ 71,000
Cook County Illinois 4 $ 573,000 $ 143,000 $ 78,000
St. Francois County Missouri 4 $ 253,000 $ 63,000 $ 35,000
Oswego County New York 4 $ 500,000 $ 125,000 $ 84,000
Orange County California 3 $ 891,000 $ 297,000 $ 74,000
Jefferson County Colorado 3 $ 311,000 $ 103,000 $ 93,000
Collier County Florida 3 $ 574,000 $ 191,000 $ 187,000
St. Johns County Florida 3 $ 820,000 $ 273,000 $ 109,000
Cherokee County Georgia 3 $ 609,000 $ 203,000 $ 119,000
Fulton County Georgia 3 $ 674,000 $ 224,000 $ 97,000
Johnson County Kansas 3 $ 875,000 $ 291,000 $ 143,000
Washington County Missouri 3 $ 403,000 $ 134,000 $ 92,000
Essex County New Jersey 3 $ 813,000 $ 271,000 $ 137,000
Middlesex County New Jersey 3 $ 640,000 $ 213,000 $ 104,000
New York County New York 3 $ 4,748,000 $ 1,582,000 $ 319,000
Westchester County New York 3 $ 1,568,000 $ 522,000 $ 237,000
Licking County Ohio 3 $ 544,000 $ 181,000 $ 111,000
Collin County Texas 3 $ 371,000 $ 123,000 $ 91,000
Maricopa County Arizona 2 $ 501,000 $ 250,000 $ 72,000
San Bernardino County California 2 $ 300,000 $ 150,000 $ 139,000
San Joaquin County California 2 $ 457,000 $ 228,000 $ 95,000
Ventura County California 2 $ 910,000 $ 455,000 $ 197,000
Fairfield County Connecticut 2 $ 366,000 $ 183,000 $ 89,000
Sussex County Delaware 2 $ 90,000 $ 45,000 $ 22,000
Brevard County Florida 2 $ 324,000 $ 162,000 $ 128,000
Broward County Florida 2 $ 376,000 $ 188,000 $ 110,000
Charlotte County Florida 2 $ 292,000 $ 146,000 $ 99,000
Clay County Florida 2 $ 530,000 $ 265,000 $ 92,000
Leon County Florida 2 $ 87,000 $ 43,000 $ 69,000
Paulding County Georgia 2 $ 455,000 $ 227,000 $ 98,000
Polk County Georgia 2 $ 192,000 $ 96,000 $ 60,000
Clinton County Illinois 2 $ 203,000 $ 101,000 $ 47,000
Macoupin County Illinois 2 $ 173,000 $ 86,000 $ 85,000
Will County Illinois 2 $ 561,000 $ 280,000 $ 93,000
Marion County Indiana 2 $ 324,000 $ 162,000 $ 127,000
Douglas County Kansas 2 $ 429,000 $ 214,000 $ 183,000
Cape Girardeau County Missouri 2 $ 148,000 $ 74,000 $ 84,000
Clay County Missouri 2 $ 34,000 $ 17,000 $ 105,000
Lincoln County Missouri 2 $ 264,000 $ 132,000 $ 97,000
Ste. Genevieve County Missouri 2 $ 110,000 $ 55,000 $ 80,000
Taney County Missouri 2 $ 82,000 $ 41,000 $ 78,000
Merrimack County New Hampshire 2 $ 156,000 $ 78,000 $ 128,000
Monmouth County New Jersey 2 $ 348,000 $ 174,000 $ 90,000
Mecklenburg County North Carolina 2 $ 1,004,000 $ 502,000 $ 152,000
Wake County North Carolina 2 $ 222,000 $ 111,000 $ 75,000
Fairfield County Ohio 2 $ 389,000 $ 194,000 $ 91,000
Union County Ohio 2 $ 152,000 $ 76,000 $ 38,000
Brazos County Texas 2 $ 135,000 $ 67,000 $ 107,000
Ellis County Texas 2 $ 352,000 $ 176,000 $ 131,000
Liberty County Texas 2 $ 275,000 $ 137,000 $ 88,000
Tarrant County Texas 2 $ 306,000 $ 153,000 $ 77,000
Williamson County Texas 2 $ 255,000 $ 127,000 $ 115,000
Jefferson County Alabama 1 $ 466,000 $ 466,000 $ 165,000
Montgomery County Alabama 1 $ 100,000 $ 100,000 $ 57,000
Benton County Arkansas 1 $ 55,000 $ 55,000 $ 103,000
Carroll County Arkansas 1 $ 363,000 $ 363,000 $ 200,000
Craighead County Arkansas 1 $ 147,000 $ 147,000 $ 94,000
Greene County Arkansas 1 $ 170,000 $ 170,000 $ 124,000
Pulaski County Arkansas 1 $ 167,000 $ 167,000 $ 42,000
Alameda County California 1 $ 486,000 $ 486,000 $ 245,000
Contra Costa County California 1 $ 250,000 $ 250,000 $ 55,000
El Dorado County California 1 $ 56,000 $ 56,000 $ 179,000
Sacramento County California 1 $ 286,000 $ 286,000 $ 142,000
San Luis Obispo County California 1 $ 200,000 $ 200,000 $ 80,000
Shasta County California 1 $ 102,000 $ 102,000 $ 67,000
Stanislaus County California 1 $ 208,000 $ 208,000 $ 130,000
Tehama County California 1 $ 353,000 $ 353,000 $ 141,000
Yolo County California 1 $ 17,000 $ 17,000 $ 90,000
Arapahoe County Colorado 1 $ 15,000 $ 15,000 $ 80,000
Broomfield County Colorado 1 $ 522,000 $ 522,000 $ 123,000
Douglas County Colorado 1 $ 350,000 $ 350,000 $ 168,000
Pitkin County Colorado 1 $ 347,000 $ 347,000 $ 87,000
Hartford County Connecticut 1 $ 203,000 $ 203,000 $ 1,000
Middlesex County Connecticut 1 $ 477,000 $ 477,000 $ 155,000
District of Columbia County District Of Columbia 1 $ 60,000 $ 60,000 $ 127,000
DeSoto County Florida 1 $ 22,000 $ 22,000 $ 95,000
Flagler County Florida 1 $ 134,000 $ 134,000 $ 52,000
Hernando County Florida 1 $ 105,000 $ 105,000 $ 130,000
Monroe County Florida 1 $ 323,000 $ 323,000 $ 155,000
Okaloosa County Florida 1 $ 107,000 $ 107,000 $ 96,000
Palm Beach County Florida 1 $ 57,000 $ 57,000 $ 100,000
Polk County Florida 1 $ 123,000 $ 123,000 $ 46,000
St. Lucie County Florida 1 $ 95,000 $ 95,000 $ 26,000
Volusia County Florida 1 $ 55,000 $ 55,000 $ 42,000
Brantley County Georgia 1 $ 75,000 $ 75,000 $ 65,000
Camden County Georgia 1 $ 100,000 $ 100,000 $ 107,000
Carroll County Georgia 1 $ 86,000 $ 86,000 $ 92,000
Cobb County Georgia 1 $ 122,000 $ 122,000 $ 137,000
Coweta County Georgia 1 $ 130,000 $ 130,000 $ 91,000
Douglas County Georgia 1 $ 40,000 $ 40,000 $ 100,000
Gordon County Georgia 1 $ 30,000 $ 30,000 $ 72,000
Whitfield County Georgia 1 $ 82,000 $ 82,000 $ 68,000
Teton County Idaho 1 $ 232,000 $ 232,000 $ 230,000
Bond County Illinois 1 $ 155,000 $ 155,000 $ 455,000
DuPage County Illinois 1 $ 611,000 $ 611,000 $ 335,000
Jersey County Illinois 1 $ 22,000 $ 22,000 $ 83,000
Johnson County Illinois 1 $ 107,000 $ 107,000 $ 181,000
Lake County Illinois 1 $ 264,000 $ 264,000 $ 151,000
Washington County Illinois 1 $ 145,000 $ 145,000 $ 89,000
Putnam County Indiana 1 $ 122,000 $ 122,000 $ 98,000
Cheyenne County Kansas 1 $ 131,000 $ 131,000 $ 73,000
Russell County Kentucky 1 $ 200,000 $ 200,000 $ 70,000
St. John the Baptist County Louisiana 1 $ 94,000 $ 94,000 $ 52,000
Tangipahoa County Louisiana 1 $ 100,000 $ 100,000 $ 46,000
Howard County Maryland 1 $ 470,000 $ 470,000 $ 125,000
Bristol County Massachusetts 1 $ 214,000 $ 214,000 $ 58,000
Norfolk County Massachusetts 1 $ 588,000 $ 588,000 $ 140,000
Kemper County Mississippi 1 $ 58,000 $ 58,000 $ 51,000
Boone County Missouri 1 $ 85,000 $ 85,000 $ 160,000
Cass County Missouri 1 $ 50,000 $ 50,000 $ 33,000
Cole County Missouri 1 $ 112,000 $ 112,000 $ 33,000
Cooper County Missouri 1 $ 61,000 $ 61,000 $ 23,000
Crawford County Missouri 1 $ 136,000 $ 136,000 $ 88,000
Gasconade County Missouri 1 $ 40,000 $ 40,000 $ 92,000
Maries County Missouri 1 $ 138,000 $ 138,000 $ 71,000
Mercer County Missouri 1 $ 350,000 $ 350,000 $ 75,000
Polk County Missouri 1 $ 83,000 $ 83,000 $ 49,000
Reynolds County Missouri 1 $ 47,000 $ 47,000 $ 101,000
Scott County Missouri 1 $ 79,000 $ 79,000 $ 58,000
Stoddard County Missouri 1 $ 114,000 $ 114,000 $ 79,000
Texas County Missouri 1 $ 124,000 $ 124,000 $ 137,000
Union County New Jersey 1 $ 854,000 $ 854,000 $ 280,000
Cayuga County New York 1 $ 185,000 $ 185,000 $ 55,000
Suffolk County New York 1 $ 248,000 $ 248,000 $ 120,000
Sullivan County New York 1 $ 30,000 $ 30,000 $ 64,000
Guilford County North Carolina 1 $ 149,000 $ 149,000 $ 105,000
Union County North Carolina 1 $ 50,000 $ 50,000 $ 76,000
McLean County North Dakota 1 $ 70,000 $ 70,000 $ 50,000
Athens County Ohio 1 $ 89,000 $ 89,000 $ 51,000
Hamilton County Ohio 1 $ 211,000 $ 211,000 $ 95,000
Knox County Ohio 1 $ 267,000 $ 267,000 $ 64,000
Pawnee County Oklahoma 1 $ 117,000 $ 117,000 $ 67,000
Adams County Pennsylvania 1 $ 194,000 $ 194,000 $ 64,000
Philadelphia County Pennsylvania 1 $ 47,000 $ 47,000 $ 45,000
Beaufort County South Carolina 1 $ 375,000 $ 375,000 $ 70,000
Oconee County South Carolina 1 $ 127,000 $ 127,000 $ 110,000
Orangeburg County South Carolina 1 $ 120,000 $ 120,000 $ 29,000
Bandera County Texas 1 $ 141,000 $ 141,000 $ 29,000
Brazoria County Texas 1 $ 130,000 $ 130,000 $ 90,000
Calhoun County Texas 1 $ 212,000 $ 212,000 $ 116,000
Coryell County Texas 1 $ 51,000 $ 51,000 $ 74,000
Denton County Texas 1 $ 135,000 $ 135,000 $ 75,000
Galveston County Texas 1 $ 240,000 $ 240,000 $ 121,000
Lubbock County Texas 1 $ 100,000 $ 100,000 $ 100,000
Rockwall County Texas 1 $ 83,000 $ 83,000 $ 50,000
Travis County Texas 1 $ 275,000 $ 275,000 $ 96,000
Chesterfield County Virginia 1 $ 139,000 $ 139,000 $ 65,000
Fluvanna County Virginia 1 $ 128,000 $ 128,000 $ 39,000
Hampton County Virginia 1 $ 73,000 $ 73,000 $ 116,000
King William County Virginia 1 $ 144,000 $ 144,000 $ 68,000
Nelson County Virginia 1 $ 228,000 $ 228,000 $ 94,000
Newport News County Virginia 1 $ 60,000 $ 60,000 $ 103,000
Northampton County Virginia 1 $ 60,000 $ 60,000 $ 41,000
Richmond City County Virginia 1 $ 214,000 $ 214,000 $ 127,000

Mortgage Loan Application Detail Totals for Together Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 705 $104,285,000 $147,000 $875,000 $89,000 $925,000
Home Purchase 613 $115,364,000 $188,000 $2,991,000 $97,000 $916,000
Home Improvement 291 $20,878,000 $71,000 $511,000 $82,000 $474,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,049 $158,562,000 $151,000 $2,991,000 $92,000 $925,000
Not Provided 320 $50,801,000 $158,000 $1,271,000 $95,000 $316,000
Black or African American 133 $15,806,000 $118,000 $990,000 $79,000 $319,000
Hispanic 86 $12,528,000 $145,000 $1,000,000 $85,000 $337,000
Asian 17 $2,204,000 $129,000 $336,000 $79,000 $152,000
American Indian or Alaskan Native 2 $165,000 $82,000 $95,000 $37,000 $50,000
Native Hawaiian or Other Pacific Islander 2 $461,000 $230,000 $421,000 $133,000 $144,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,609 $240,527,000 $149,000 $2,991,000 $91,000 $925,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 859 $140,122,000 $163,000 $2,991,000 $98,000 $925,000
Application Denied By Financial Institution 444 $52,373,000 $117,000 $800,000 $76,000 $455,000
Application Withdrawn By Applicant 263 $40,333,000 $153,000 $1,000,000 $93,000 $337,000
File Closed For Incompleteness 42 $7,659,000 $182,000 $486,000 $104,000 $281,000
Application Approved But Not Accepted 1 $40,000 $40,000 $40,000 $35,000 $35,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Together Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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