Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Together Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,325 |
| Total Mortgage Loan Application Amount | $310,155,000 |
| Average Mortgage Loan Application Amount | $139,800 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $98,600 |
| Highest Applicant Income | $1,651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 773 | $ 100,415,000 | $ 129,000 | $ 111,000 |
| St. Louis City County Missouri | 298 | $ 36,120,000 | $ 121,000 | $ 91,000 |
| St. Charles County Missouri | 249 | $ 34,375,000 | $ 138,000 | $ 96,000 |
| Jefferson County Missouri | 241 | $ 28,845,000 | $ 119,000 | $ 83,000 |
| St. Clair County Illinois | 42 | $ 4,880,000 | $ 116,000 | $ 88,000 |
| Los Angeles County California | 39 | $ 7,935,000 | $ 203,000 | $ 118,000 |
| Hillsborough County Florida | 32 | $ 3,880,000 | $ 121,000 | $ 74,000 |
| Madison County Illinois | 31 | $ 3,525,000 | $ 113,000 | $ 105,000 |
| Dallas County Texas | 27 | $ 3,685,000 | $ 136,000 | $ 88,000 |
| Franklin County Ohio | 22 | $ 1,710,000 | $ 77,000 | $ 79,000 |
| Larimer County Colorado | 21 | $ 3,285,000 | $ 156,000 | $ 88,000 |
| Orange County Florida | 21 | $ 3,265,000 | $ 155,000 | $ 99,000 |
| Harris County Texas | 18 | $ 2,480,000 | $ 137,000 | $ 108,000 |
| Delaware County Ohio | 17 | $ 1,955,000 | $ 115,000 | $ 93,000 |
| Monroe County Illinois | 14 | $ 1,450,000 | $ 103,000 | $ 82,000 |
| Solano County California | 13 | $ 1,705,000 | $ 131,000 | $ 115,000 |
| Weld County Colorado | 13 | $ 1,735,000 | $ 133,000 | $ 92,000 |
| Pasco County Florida | 13 | $ 1,335,000 | $ 102,000 | $ 85,000 |
| Hillsborough County New Hampshire | 13 | $ 1,285,000 | $ 98,000 | $ 105,000 |
| Warren County Missouri | 12 | $ 1,420,000 | $ 118,000 | $ 108,000 |
| Pinellas County Florida | 11 | $ 1,005,000 | $ 91,000 | $ 73,000 |
| Bartow County Georgia | 11 | $ 1,335,000 | $ 121,000 | $ 95,000 |
| Lincoln County Missouri | 11 | $ 2,025,000 | $ 184,000 | $ 77,000 |
| St. Francois County Missouri | 11 | $ 735,000 | $ 66,000 | $ 86,000 |
| Franklin County Missouri | 10 | $ 1,180,000 | $ 118,000 | $ 82,000 |
| San Diego County California | 9 | $ 1,415,000 | $ 157,000 | $ 98,000 |
| Onondaga County New York | 9 | $ 625,000 | $ 69,000 | $ 123,000 |
| James City County Virginia | 9 | $ 695,000 | $ 77,000 | $ 76,000 |
| Duval County Florida | 8 | $ 920,000 | $ 115,000 | $ 90,000 |
| Camden County Missouri | 8 | $ 830,000 | $ 103,000 | $ 117,000 |
| Bexar County Texas | 8 | $ 940,000 | $ 117,000 | $ 78,000 |
| Palm Beach County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 121,000 |
| St. Johns County Florida | 6 | $ 920,000 | $ 153,000 | $ 91,000 |
| Sacramento County California | 5 | $ 1,125,000 | $ 225,000 | $ 74,000 |
| San Bernardino County California | 5 | $ 985,000 | $ 197,000 | $ 65,000 |
| Ste. Genevieve County Missouri | 5 | $ 465,000 | $ 93,000 | $ 95,000 |
| Fairfield County Ohio | 5 | $ 295,000 | $ 59,000 | $ 73,000 |
| Riverside County California | 4 | $ 590,000 | $ 147,000 | $ 90,000 |
| Fairfield County Connecticut | 4 | $ 4,040,000 | $ 1,010,000 | $ 300,000 |
| Lee County Florida | 4 | $ 840,000 | $ 210,000 | $ 65,000 |
| Osceola County Florida | 4 | $ 820,000 | $ 205,000 | $ 157,000 |
| Polk County Florida | 4 | $ 630,000 | $ 157,000 | $ 85,000 |
| Cherokee County Georgia | 4 | $ 620,000 | $ 155,000 | $ 75,000 |
| DeKalb County Georgia | 4 | $ 1,210,000 | $ 302,000 | $ 152,000 |
| Fulton County Georgia | 4 | $ 870,000 | $ 217,000 | $ 212,000 |
| Johnson County Kansas | 4 | $ 570,000 | $ 142,000 | $ 188,000 |
| Merrimack County New Hampshire | 4 | $ 290,000 | $ 72,000 | $ 132,000 |
| Oswego County New York | 4 | $ 620,000 | $ 155,000 | $ 83,000 |
| York County Virginia | 4 | $ 490,000 | $ 122,000 | $ 83,000 |
| Maricopa County Arizona | 3 | $ 675,000 | $ 225,000 | $ 139,000 |
| Alameda County California | 3 | $ 845,000 | $ 281,000 | $ 136,000 |
| Nassau County Florida | 3 | $ 165,000 | $ 55,000 | $ 115,000 |
| Putnam County Florida | 3 | $ 385,000 | $ 128,000 | $ 111,000 |
| Seminole County Florida | 3 | $ 185,000 | $ 61,000 | $ 77,000 |
| Floyd County Georgia | 3 | $ 145,000 | $ 48,000 | $ 85,000 |
| Glynn County Georgia | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Crawford County Missouri | 3 | $ 375,000 | $ 125,000 | $ 62,000 |
| Stone County Missouri | 3 | $ 245,000 | $ 81,000 | $ 155,000 |
| Taney County Missouri | 3 | $ 245,000 | $ 81,000 | $ 47,000 |
| Monmouth County New Jersey | 3 | $ 175,000 | $ 58,000 | $ 122,000 |
| Union County New Jersey | 3 | $ 345,000 | $ 115,000 | $ 118,000 |
| Licking County Ohio | 3 | $ 335,000 | $ 111,000 | $ 110,000 |
| Summit County Ohio | 3 | $ 935,000 | $ 311,000 | $ 239,000 |
| Denton County Texas | 3 | $ 435,000 | $ 145,000 | $ 105,000 |
| Montgomery County Texas | 3 | $ 375,000 | $ 125,000 | $ 132,000 |
| Tarrant County Texas | 3 | $ 395,000 | $ 131,000 | $ 137,000 |
| Travis County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 139,000 |
| New Kent County Virginia | 3 | $ 205,000 | $ 68,000 | $ 110,000 |
| Contra Costa County California | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Ventura County California | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| Adams County Colorado | 2 | $ 400,000 | $ 200,000 | $ 129,000 |
| Charlotte County Florida | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Clay County Florida | 2 | $ 190,000 | $ 95,000 | $ 138,000 |
| Lake County Florida | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Suwannee County Florida | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Cobb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 103,000 |
| Fannin County Georgia | 2 | $ 60,000 | $ 30,000 | $ 21,000 |
| Paulding County Georgia | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Clinton County Illinois | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Cook County Illinois | 2 | $ 460,000 | $ 230,000 | $ 277,000 |
| Hancock County Indiana | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Essex County Massachusetts | 2 | $ 220,000 | $ 110,000 | $ 92,000 |
| Rankin County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Boone County Missouri | 2 | $ 510,000 | $ 255,000 | $ 61,000 |
| Cole County Missouri | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Pike County Missouri | 2 | $ 70,000 | $ 35,000 | $ 178,000 |
| Washoe County Nevada | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Coos County New Hampshire | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Ocean County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Santa Fe County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Erie County New York | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Wake County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 25,000 |
| Madison County Ohio | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Morrow County Ohio | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Tulsa County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Collin County Texas | 2 | $ 470,000 | $ 235,000 | $ 270,000 |
| Ellis County Texas | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Lamar County Texas | 2 | $ 440,000 | $ 220,000 | $ 106,000 |
| Fairfax County Virginia | 2 | $ 770,000 | $ 385,000 | $ 178,000 |
| Madison County Alabama | 1 | $ 465,000 | $ 465,000 | $ 249,000 |
| Tallapoosa County Alabama | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Cochise County Arizona | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Marion County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Mariposa County California | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Orange County California | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| San Francisco County California | 1 | $ 565,000 | $ 565,000 | $ 306,000 |
| San Joaquin County California | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Santa Clara County California | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Arapahoe County Colorado | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Douglas County Colorado | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Pueblo County Colorado | 1 | $ 65,000 | $ 65,000 | $ 148,000 |
| Middlesex County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| New London County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Bradford County Florida | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Brevard County Florida | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| Citrus County Florida | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Collier County Florida | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Santa Rosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clayton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Forsyth County Georgia | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Gwinnett County Georgia | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Harris County Georgia | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Fremont County Idaho | 1 | $ 485,000 | $ 485,000 | $ 425,000 |
| Bond County Illinois | 1 | $ 255,000 | $ 255,000 | $ 403,000 |
| Franklin County Illinois | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Jefferson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Macoupin County Illinois | 1 | $ 95,000 | $ 95,000 | $ 164,000 |
| Wayne County Illinois | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Will County Illinois | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Hamilton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Marion County Indiana | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Wyandotte County Kansas | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Clark County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Fayette County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 312,000 |
| York County Maine | 1 | $ 95,000 | $ 95,000 | $ 169,000 |
| Barnstable County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 262,000 |
| Suffolk County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Worcester County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Bates County Missouri | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Clay County Missouri | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Jackson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| Morgan County Missouri | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Pettis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Phelps County Missouri | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Pulaski County Missouri | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Putnam County Missouri | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Stoddard County Missouri | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Ravalli County Montana | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Yellowstone County Montana | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Richardson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Belknap County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Rockingham County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Bergen County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Camden County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Middlesex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Passaic County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 147,000 |
| Warren County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Kings County New York | 1 | $ 885,000 | $ 885,000 | $ 218,000 |
| Orange County New York | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Queens County New York | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Suffolk County New York | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Buncombe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Mecklenburg County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 360,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 225,000 |
| Randolph County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Cuyahoga County Ohio | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Hocking County Ohio | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Knox County Ohio | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Lucas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Union County Ohio | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Lehigh County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Newport County Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Anderson County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Georgetown County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Horry County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Anderson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Shelby County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Sullivan County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 42,000 |
| Bastrop County Texas | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Brazoria County Texas | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Comal County Texas | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Medina County Texas | 1 | $ 265,000 | $ 265,000 | $ 172,000 |
| Rockwall County Texas | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Davis County Utah | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Salt Lake County Utah | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Alexandria County Virginia | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Gloucester County Virginia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Lancaster County Virginia | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Middlesex County Virginia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Newport News County Virginia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 848 | $171,690,000 | $202,000 | $1,485,000 | $106,000 | $902,000 |
| Other Purpose | 675 | $56,885,000 | $84,000 | $1,255,000 | $96,000 | $1,651,000 |
| Home Improvement | 524 | $31,810,000 | $60,000 | $355,000 | $98,000 | $500,000 |
| Cash-out Refinancing | 168 | $31,620,000 | $188,000 | $1,255,000 | $99,000 | $560,000 |
| Refinancing | 110 | $18,150,000 | $165,000 | $785,000 | $94,000 | $380,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,719 | $225,415,000 | $131,000 | $1,485,000 | $100,000 | $902,000 |
| Not Provided | 229 | $35,035,000 | $152,000 | $1,255,000 | $117,000 | $1,651,000 |
| Black or African American | 174 | $18,680,000 | $107,000 | $575,000 | $87,000 | $474,000 |
| Hispanic | 106 | $14,180,000 | $133,000 | $615,000 | $91,000 | $250,000 |
| Not applicable | 39 | $10,065,000 | $258,000 | $1,255,000 | $0 | $0 |
| Asian | 38 | $4,590,000 | $120,000 | $415,000 | $101,000 | $252,000 |
| American Indian or Alaskan Native | 10 | $870,000 | $87,000 | $345,000 | $75,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $305,000 | $101,000 | $165,000 | $80,000 | $127,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,322 | $309,830,000 | $133,000 | $1,485,000 | $100,000 | $1,651,000 |
| FHA-insured (Federal Housing Administration) | 3 | $325,000 | $108,000 | $145,000 | $72,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,614 | $221,850,000 | $137,000 | $1,485,000 | $102,000 | $883,000 |
| Application Denied By Financial Institution | 393 | $34,995,000 | $89,000 | $1,105,000 | $87,000 | $902,000 |
| Application Approved But Not Accepted | 298 | $49,630,000 | $166,000 | $1,255,000 | $108,000 | $1,651,000 |
| Application Withdrawn By Applicant | 20 | $3,680,000 | $184,000 | $805,000 | $140,000 | $900,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,932 | $275,160,000 | $142,000 | $1,485,000 | $103,000 | $1,651,000 |
| Credit History | 138 | $10,050,000 | $72,000 | $485,000 | $85,000 | $902,000 |
| Debt-To-Income Ratio | 83 | $8,595,000 | $103,000 | $355,000 | $57,000 | $251,000 |
| Credit Application Incomplete | 70 | $8,420,000 | $120,000 | $1,105,000 | $91,000 | $446,000 |
| Collateral | 65 | $4,705,000 | $72,000 | $405,000 | $119,000 | $560,000 |
| Other | 29 | $2,265,000 | $78,000 | $355,000 | $108,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $860,000 | $143,000 | $315,000 | $77,000 | $155,000 |
| Unverifiable Information | 2 | $100,000 | $50,000 | $75,000 | $57,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.