Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Together Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,239 |
| Total Mortgage Loan Application Amount | $336,965,000 |
| Average Mortgage Loan Application Amount | $156,200 |
| Highest Mortgage Loan Application Amount | $2,755,000 |
| Average Applicant Income | $191,200 |
| Highest Applicant Income | $9,372,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 785 | $ 125,035,000 | $ 159,000 | $ 190,000 |
| Jefferson County Missouri | 255 | $ 29,165,000 | $ 114,000 | $ 127,000 |
| St. Louis City County Missouri | 232 | $ 36,540,000 | $ 157,000 | $ 141,000 |
| St. Charles County Missouri | 216 | $ 36,450,000 | $ 168,000 | $ 226,000 |
| St. Clair County Illinois | 86 | $ 10,680,000 | $ 124,000 | $ 152,000 |
| Madison County Illinois | 33 | $ 3,945,000 | $ 119,000 | $ 201,000 |
| Hillsborough County Florida | 32 | $ 3,780,000 | $ 118,000 | $ 71,000 |
| Franklin County Ohio | 26 | $ 2,500,000 | $ 96,000 | $ 98,000 |
| Franklin County Missouri | 25 | $ 2,955,000 | $ 118,000 | $ 213,000 |
| Harris County Texas | 23 | $ 2,245,000 | $ 97,000 | $ 113,000 |
| Los Angeles County California | 21 | $ 2,695,000 | $ 128,000 | $ 116,000 |
| Lincoln County Missouri | 19 | $ 1,975,000 | $ 103,000 | $ 280,000 |
| Dallas County Texas | 17 | $ 2,305,000 | $ 135,000 | $ 206,000 |
| Orange County Florida | 15 | $ 1,875,000 | $ 125,000 | $ 100,000 |
| Camden County Missouri | 13 | $ 2,595,000 | $ 199,000 | $ 310,000 |
| Larimer County Colorado | 12 | $ 1,520,000 | $ 126,000 | $ 111,000 |
| Hillsborough County New Hampshire | 12 | $ 2,040,000 | $ 170,000 | $ 484,000 |
| Pasco County Florida | 11 | $ 1,315,000 | $ 119,000 | $ 73,000 |
| Monroe County Illinois | 10 | $ 1,230,000 | $ 123,000 | $ 139,000 |
| Delaware County Ohio | 10 | $ 1,190,000 | $ 119,000 | $ 95,000 |
| Weld County Colorado | 9 | $ 655,000 | $ 72,000 | $ 96,000 |
| Ste. Genevieve County Missouri | 9 | $ 1,175,000 | $ 130,000 | $ 147,000 |
| Nassau County Florida | 8 | $ 980,000 | $ 122,000 | $ 128,000 |
| Onondaga County New York | 8 | $ 550,000 | $ 68,000 | $ 132,000 |
| Duval County Florida | 7 | $ 745,000 | $ 106,000 | $ 107,000 |
| Bartow County Georgia | 7 | $ 895,000 | $ 127,000 | $ 85,000 |
| Solano County California | 6 | $ 1,640,000 | $ 273,000 | $ 263,000 |
| Stone County Missouri | 6 | $ 600,000 | $ 100,000 | $ 132,000 |
| Warren County Missouri | 6 | $ 1,400,000 | $ 233,000 | $ 298,000 |
| Boone County Missouri | 5 | $ 965,000 | $ 193,000 | $ 109,000 |
| St. Francois County Missouri | 5 | $ 1,065,000 | $ 213,000 | $ 127,000 |
| Bexar County Texas | 5 | $ 515,000 | $ 103,000 | $ 111,000 |
| James City County Virginia | 5 | $ 285,000 | $ 57,000 | $ 88,000 |
| Polk County Florida | 4 | $ 260,000 | $ 65,000 | $ 59,000 |
| Cherokee County Georgia | 4 | $ 570,000 | $ 142,000 | $ 117,000 |
| Gasconade County Missouri | 4 | $ 650,000 | $ 162,000 | $ 72,000 |
| Stoddard County Missouri | 4 | $ 270,000 | $ 67,000 | $ 428,000 |
| Cayuga County New York | 4 | $ 300,000 | $ 75,000 | $ 108,000 |
| Licking County Ohio | 4 | $ 340,000 | $ 85,000 | $ 125,000 |
| Denton County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 114,000 |
| Tarrant County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 212,000 |
| Hampton County Virginia | 4 | $ 640,000 | $ 160,000 | $ 109,000 |
| Marion County Arkansas | 3 | $ 495,000 | $ 165,000 | $ 146,000 |
| Kern County California | 3 | $ 195,000 | $ 65,000 | $ 96,000 |
| Sacramento County California | 3 | $ 265,000 | $ 88,000 | $ 158,000 |
| Ventura County California | 3 | $ 395,000 | $ 131,000 | $ 216,000 |
| Charlotte County Florida | 3 | $ 435,000 | $ 145,000 | $ 200,000 |
| Lake County Florida | 3 | $ 365,000 | $ 121,000 | $ 102,000 |
| Lee County Florida | 3 | $ 825,000 | $ 275,000 | $ 244,000 |
| Pinellas County Florida | 3 | $ 805,000 | $ 268,000 | $ 158,000 |
| St. Johns County Florida | 3 | $ 275,000 | $ 91,000 | $ 152,000 |
| St. Lucie County Florida | 3 | $ 465,000 | $ 155,000 | $ 112,000 |
| Volusia County Florida | 3 | $ 325,000 | $ 108,000 | $ 132,000 |
| Fulton County Georgia | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| Cook County Illinois | 3 | $ 1,335,000 | $ 445,000 | $ 195,000 |
| Crawford County Missouri | 3 | $ 465,000 | $ 155,000 | $ 106,000 |
| Nassau County New York | 3 | $ 265,000 | $ 88,000 | $ 156,000 |
| Brazoria County Texas | 3 | $ 685,000 | $ 228,000 | $ 181,000 |
| Galveston County Texas | 3 | $ 255,000 | $ 85,000 | $ 271,000 |
| Newport News County Virginia | 3 | $ 315,000 | $ 105,000 | $ 94,000 |
| York County Virginia | 3 | $ 315,000 | $ 105,000 | $ 86,000 |
| Baldwin County Alabama | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Maricopa County Arizona | 2 | $ 470,000 | $ 235,000 | $ 197,000 |
| El Dorado County California | 2 | $ 280,000 | $ 140,000 | $ 250,000 |
| San Diego County California | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Arapahoe County Colorado | 2 | $ 160,000 | $ 80,000 | $ 205,000 |
| Bay County Florida | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Broward County Florida | 2 | $ 220,000 | $ 110,000 | $ 172,000 |
| DeSoto County Florida | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Indian River County Florida | 2 | $ 880,000 | $ 440,000 | $ 217,000 |
| Sarasota County Florida | 2 | $ 550,000 | $ 275,000 | $ 143,000 |
| Walton County Florida | 2 | $ 780,000 | $ 390,000 | $ 252,000 |
| Chattooga County Georgia | 2 | $ 190,000 | $ 95,000 | $ 136,000 |
| DeKalb County Georgia | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Floyd County Georgia | 2 | $ 210,000 | $ 105,000 | $ 162,000 |
| Clinton County Illinois | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Macoupin County Illinois | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Davis County Iowa | 2 | $ 380,000 | $ 190,000 | $ 133,000 |
| Lafayette County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Clay County Missouri | 2 | $ 150,000 | $ 75,000 | $ 133,000 |
| Greene County Missouri | 2 | $ 210,000 | $ 105,000 | $ 110,000 |
| Jackson County Missouri | 2 | $ 510,000 | $ 255,000 | $ 153,000 |
| Monroe County Missouri | 2 | $ 100,000 | $ 50,000 | $ 91,000 |
| Pettis County Missouri | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Pike County Missouri | 2 | $ 770,000 | $ 385,000 | $ 114,000 |
| Merrimack County New Hampshire | 2 | $ 80,000 | $ 40,000 | $ 109,000 |
| Bergen County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 143,000 |
| Union County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Bernalillo County New Mexico | 2 | $ 950,000 | $ 475,000 | $ 222,000 |
| Oswego County New York | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Clark County Ohio | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Fairfield County Ohio | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Union County Ohio | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Williamson County Tennessee | 2 | $ 2,890,000 | $ 1,445,000 | $ 495,000 |
| Collin County Texas | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Ellis County Texas | 2 | $ 150,000 | $ 75,000 | $ 168,000 |
| Rockwall County Texas | 2 | $ 530,000 | $ 265,000 | $ 388,000 |
| Wichita County Texas | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Chesterfield County Virginia | 2 | $ 120,000 | $ 60,000 | $ 724,000 |
| New Kent County Virginia | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Chelan County Washington | 2 | $ 1,450,000 | $ 725,000 | $ 248,000 |
| Thurston County Washington | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Lee County Alabama | 1 | $ 795,000 | $ 795,000 | $ 475,000 |
| Shelby County Alabama | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Pinal County Arizona | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Yavapai County Arizona | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Fresno County California | 1 | $ 255,000 | $ 255,000 | $ 337,000 |
| Imperial County California | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Orange County California | 1 | $ 195,000 | $ 195,000 | $ 436,000 |
| Placer County California | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| San Bernardino County California | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| San Joaquin County California | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Santa Clara County California | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Denver County Colorado | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| Jefferson County Colorado | 1 | $ 15,000 | $ 15,000 | $ 205,000 |
| Pueblo County Colorado | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Sussex County Delaware | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Baker County Florida | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Collier County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Monroe County Florida | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Palm Beach County Florida | 1 | $ 435,000 | $ 435,000 | $ 167,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Douglas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Fannin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Forsyth County Georgia | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 207,000 |
| Gordon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 176,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Hancock County Georgia | 1 | $ 335,000 | $ 335,000 | $ 237,000 |
| Paulding County Georgia | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Towns County Georgia | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Bond County Illinois | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Effingham County Illinois | 1 | $ 615,000 | $ 615,000 | $ 2,155,000 |
| Jersey County Illinois | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Kendall County Illinois | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Lake County Illinois | 1 | $ 635,000 | $ 635,000 | $ 172,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Williamson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Dearborn County Indiana | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Madison County Indiana | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Morgan County Indiana | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Johnson County Kansas | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Leavenworth County Kansas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Jefferson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Vernon County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Middlesex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Benton County Missouri | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| Cape Girardeau County Missouri | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Christian County Missouri | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Mississippi County Missouri | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Montgomery County Missouri | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Morgan County Missouri | 1 | $ 505,000 | $ 505,000 | $ 198,000 |
| Oregon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Perry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Platte County Missouri | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Ralls County Missouri | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Washington County Missouri | 1 | $ 55,000 | $ 55,000 | $ 192,000 |
| Wayne County Missouri | 1 | $ 75,000 | $ 75,000 | $ 233,000 |
| Lancaster County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 197,000 |
| Coos County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Rockingham County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 205,000 |
| Essex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Middlesex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Monmouth County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Morris County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Los Alamos County New Mexico | 1 | $ 935,000 | $ 935,000 | $ 286,000 |
| Bronx County New York | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Greene County New York | 1 | $ 445,000 | $ 445,000 | $ 475,000 |
| Madison County New York | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| New York County New York | 1 | $ 1,215,000 | $ 1,215,000 | $ 543,000 |
| Richmond County New York | 1 | $ 105,000 | $ 105,000 | $ 9,000 |
| Rockland County New York | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Suffolk County New York | 1 | $ 235,000 | $ 235,000 | $ 322,000 |
| Ulster County New York | 1 | $ 545,000 | $ 545,000 | $ 421,000 |
| Westchester County New York | 1 | $ 1,085,000 | $ 1,085,000 | $ 316,000 |
| Alamance County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Carteret County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Currituck County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Orange County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Transylvania County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Union County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Wake County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Butler County Ohio | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Lucas County Ohio | 1 | $ 5,000 | $ 5,000 | $ 131,000 |
| Madison County Ohio | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Morrow County Ohio | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Muskingum County Ohio | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Sandusky County Ohio | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Cleveland County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 198,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Monroe County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Pike County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Bledsoe County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| DeKalb County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Fentress County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Houston County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Loudon County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Hidalgo County Texas | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Madison County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Maverick County Texas | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Smith County Texas | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Wood County Texas | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Gloucester County Virginia | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Goochland County Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Norfolk County Virginia | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Surry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Waynesboro County Virginia | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Williamsburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Douglas County Washington | 1 | $ 425,000 | $ 425,000 | $ 217,000 |
| Pierce County Washington | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Sheridan County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 757 | $60,775,000 | $80,000 | $675,000 | $182,000 | $9,372,000 |
| Home Purchase | 601 | $184,355,000 | $306,000 | $2,325,000 | $181,000 | $5,422,000 |
| Home Improvement | 547 | $43,805,000 | $80,000 | $365,000 | $124,000 | $850,000 |
| Refinancing | 242 | $30,570,000 | $126,000 | $805,000 | $167,000 | $5,616,000 |
| Cash-out Refinancing | 92 | $17,460,000 | $189,000 | $2,755,000 | $302,000 | $8,825,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,493 | $229,265,000 | $153,000 | $2,755,000 | $178,000 | $9,372,000 |
| Not Provided | 367 | $50,005,000 | $136,000 | $1,445,000 | $170,000 | $5,616,000 |
| Black or African American | 189 | $19,875,000 | $105,000 | $565,000 | $112,000 | $1,854,000 |
| Hispanic | 101 | $17,265,000 | $170,000 | $1,085,000 | $143,000 | $1,326,000 |
| Asian | 35 | $7,755,000 | $221,000 | $985,000 | $159,000 | $713,000 |
| Not applicable | 18 | $5,900,000 | $327,000 | $1,625,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $1,640,000 | $102,000 | $215,000 | $110,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,232 | $335,160,000 | $150,000 | $2,755,000 | $170,000 | $9,372,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,390,000 | $231,000 | $345,000 | $77,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 1 | $415,000 | $415,000 | $415,000 | $215,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,302 | $209,960,000 | $161,000 | $2,325,000 | $135,000 | $2,155,000 |
| Application Denied By Financial Institution | 508 | $47,940,000 | $94,000 | $615,000 | $191,000 | $9,372,000 |
| Application Withdrawn By Applicant | 300 | $65,220,000 | $217,000 | $2,755,000 | $257,000 | $8,825,000 |
| File Closed For Incompleteness | 116 | $12,280,000 | $105,000 | $865,000 | $251,000 | $5,616,000 |
| Application Approved But Not Accepted | 13 | $1,565,000 | $120,000 | $295,000 | $108,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,731 | $289,025,000 | $166,000 | $2,755,000 | $164,000 | $8,825,000 |
| Credit History | 220 | $17,600,000 | $80,000 | $475,000 | $236,000 | $4,822,000 |
| Debt-To-Income Ratio | 144 | $13,720,000 | $95,000 | $455,000 | $69,000 | $301,000 |
| Other | 57 | $5,265,000 | $92,000 | $615,000 | $170,000 | $2,064,000 |
| Collateral | 43 | $4,165,000 | $96,000 | $305,000 | $201,000 | $1,453,000 |
| Credit Application Incomplete | 24 | $2,620,000 | $109,000 | $305,000 | $598,000 | $9,372,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,230,000 | $269,000 | $565,000 | $108,000 | $187,000 |
| Unverifiable Information | 7 | $1,315,000 | $187,000 | $355,000 | $137,000 | $360,000 |
| Mortgage Insurance Denied | 1 | $25,000 | $25,000 | $25,000 | $42,000 | $42,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.