Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Apci Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 685 |
| Total Mortgage Loan Application Amount | $85,079,000 |
| Average Mortgage Loan Application Amount | $94,333 |
| Highest Mortgage Loan Application Amount | $716,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $574,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 315 | $ 43,823,000 | $ 139,000 | $ 128,000 |
| Northampton County Pennsylvania | 63 | $ 8,311,000 | $ 131,000 | $ 111,000 |
| Berks County Pennsylvania | 50 | $ 4,935,000 | $ 98,000 | $ 112,000 |
| Carbon County Pennsylvania | 21 | $ 1,727,000 | $ 82,000 | $ 87,000 |
| Luzerne County Pennsylvania | 20 | $ 1,564,000 | $ 78,000 | $ 75,000 |
| Schuylkill County Pennsylvania | 18 | $ 1,341,000 | $ 74,000 | $ 85,000 |
| Harris County Texas | 12 | $ 675,000 | $ 56,000 | $ 110,000 |
| Bucks County Pennsylvania | 11 | $ 1,933,000 | $ 175,000 | $ 136,000 |
| Montgomery County Pennsylvania | 8 | $ 1,562,000 | $ 195,000 | $ 131,000 |
| St. Tammany County Louisiana | 7 | $ 871,000 | $ 124,000 | $ 87,000 |
| Chester County Pennsylvania | 6 | $ 1,550,000 | $ 258,000 | $ 180,000 |
| Monroe County Pennsylvania | 6 | $ 865,000 | $ 144,000 | $ 109,000 |
| Collin County Texas | 5 | $ 668,000 | $ 133,000 | $ 171,000 |
| Galveston County Texas | 5 | $ 454,000 | $ 90,000 | $ 138,000 |
| Ocean County New Jersey | 4 | $ 1,001,000 | $ 250,000 | $ 150,000 |
| Mayes County Oklahoma | 4 | $ 415,000 | $ 103,000 | $ 75,000 |
| Lancaster County Pennsylvania | 4 | $ 412,000 | $ 103,000 | $ 88,000 |
| Travis County Texas | 4 | $ 498,000 | $ 124,000 | $ 81,000 |
| Kent County Delaware | 3 | $ 203,000 | $ 67,000 | $ 65,000 |
| Ascension County Louisiana | 3 | $ 172,000 | $ 57,000 | $ 67,000 |
| Cambria County Pennsylvania | 3 | $ 186,000 | $ 62,000 | $ 85,000 |
| Lackawanna County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 85,000 |
| Brazoria County Texas | 3 | $ 125,000 | $ 41,000 | $ 70,000 |
| Chambers County Texas | 3 | $ 353,000 | $ 117,000 | $ 77,000 |
| Hays County Texas | 3 | $ 163,000 | $ 54,000 | $ 189,000 |
| Fairfax County Virginia | 3 | $ 888,000 | $ 296,000 | $ 132,000 |
| Maricopa County Arizona | 2 | $ 790,000 | $ 395,000 | $ 133,000 |
| Contra Costa County California | 2 | $ 22,000 | $ 11,000 | $ 94,000 |
| Riverside County California | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| San Benito County California | 2 | $ 266,000 | $ 133,000 | $ 104,000 |
| New Castle County Delaware | 2 | $ 89,000 | $ 44,000 | $ 116,000 |
| Livingston County Illinois | 2 | $ 45,000 | $ 22,000 | $ 58,000 |
| Johnson County Kansas | 2 | $ 110,000 | $ 55,000 | $ 103,000 |
| Calcasieu County Louisiana | 2 | $ 338,000 | $ 169,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Pearl River County Mississippi | 2 | $ 215,000 | $ 107,000 | $ 109,000 |
| Rensselaer County New York | 2 | $ 126,000 | $ 63,000 | $ 66,000 |
| Durham County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 115,000 |
| Cuyahoga County Ohio | 2 | $ 207,000 | $ 103,000 | $ 121,000 |
| Tulsa County Oklahoma | 2 | $ 174,000 | $ 87,000 | $ 43,000 |
| Allegheny County Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 149,000 |
| Blair County Pennsylvania | 2 | $ 247,000 | $ 123,000 | $ 117,000 |
| Pike County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 100,000 |
| Williamson County Texas | 2 | $ 278,000 | $ 139,000 | $ 91,000 |
| Alexandria County Virginia | 2 | $ 118,000 | $ 59,000 | $ 93,000 |
| Rock County Wisconsin | 2 | $ 97,000 | $ 48,000 | $ 104,000 |
| Escambia County Alabama | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Madison County Alabama | 1 | $ 82,000 | $ 82,000 | $ 77,000 |
| Navajo County Arizona | 1 | $ 224,000 | $ 224,000 | $ 82,000 |
| Los Angeles County California | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Sacramento County California | 1 | $ 440,000 | $ 440,000 | $ 147,000 |
| Solano County California | 1 | $ 76,000 | $ 76,000 | $ 115,000 |
| Sutter County California | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Sussex County Delaware | 1 | $ 237,000 | $ 237,000 | $ 162,000 |
| Flagler County Florida | 1 | $ 122,000 | $ 122,000 | $ 12,000 |
| Lake County Florida | 1 | $ 209,000 | $ 209,000 | $ 117,000 |
| Lee County Florida | 1 | $ 150,000 | $ 150,000 | $ 186,000 |
| Pinellas County Florida | 1 | $ 80,000 | $ 80,000 | $ 105,000 |
| Santa Rosa County Florida | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Catoosa County Georgia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Fulton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 130,000 |
| Gwinnett County Georgia | 1 | $ 144,000 | $ 144,000 | $ 139,000 |
| Newton County Georgia | 1 | $ 3,000 | $ 3,000 | $ 80,000 |
| Rockdale County Georgia | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Walton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Tangipahoa County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 224,000 |
| Washington County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 94,000 |
| Montgomery County Maryland | 1 | $ 147,000 | $ 147,000 | $ 115,000 |
| Berkshire County Massachusetts | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Norfolk County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 219,000 |
| Hinds County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Lamar County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Essex County New Jersey | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Hunterdon County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 180,000 |
| Warren County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Albany County New York | 1 | $ 240,000 | $ 240,000 | $ 145,000 |
| Ulster County New York | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| Orange County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 156,000 |
| Rockingham County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 66,000 |
| Scotland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Butler County Ohio | 1 | $ 73,000 | $ 73,000 | $ 87,000 |
| Licking County Ohio | 1 | $ 180,000 | $ 180,000 | $ 206,000 |
| Stark County Ohio | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Wagoner County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 105,000 |
| Beaver County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Butler County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Delaware County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Huntingdon County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Wayne County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 116,000 |
| Westmoreland County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Aiken County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Horry County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 79,000 |
| Denton County Texas | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Ellis County Texas | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Jefferson County Texas | 1 | $ 78,000 | $ 78,000 | $ 120,000 |
| Johnson County Texas | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| Orange County Texas | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Wood County Texas | 1 | $ 36,000 | $ 36,000 | $ 77,000 |
| Stafford County Virginia | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Grant County Washington | 1 | $ 2,000 | $ 2,000 | $ 41,000 |
| Ohio County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Wood County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 562 | $78,653,000 | $139,000 | $716,000 | $119,000 | $574,000 |
| Home Improvement | 87 | $2,042,000 | $23,000 | $185,000 | $94,000 | $230,000 |
| Home Purchase | 36 | $4,384,000 | $121,000 | $275,000 | $104,000 | $318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 560 | $68,534,000 | $122,000 | $608,000 | $113,000 | $574,000 |
| Not Provided | 68 | $7,592,000 | $111,000 | $716,000 | $119,000 | $428,000 |
| Asian | 25 | $5,006,000 | $200,000 | $503,000 | $168,000 | $390,000 |
| Black or African American | 20 | $2,317,000 | $115,000 | $515,000 | $98,000 | $301,000 |
| Hispanic | 12 | $1,630,000 | $135,000 | $224,000 | $82,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 685 | $85,079,000 | $124,000 | $716,000 | $115,000 | $574,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 623 | $77,854,000 | $124,000 | $716,000 | $116,000 | $574,000 |
| Application Denied By Financial Institution | 35 | $4,204,000 | $120,000 | $360,000 | $95,000 | $210,000 |
| Application Approved But Not Accepted | 18 | $2,261,000 | $125,000 | $330,000 | $106,000 | $300,000 |
| Application Withdrawn By Applicant | 9 | $760,000 | $84,000 | $165,000 | $137,000 | $318,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 16 | $2,263,000 | $141,000 | $360,000 | $111,000 | $210,000 |
| Credit History | 12 | $1,247,000 | $103,000 | $320,000 | $86,000 | $184,000 |
| Other | 3 | $48,000 | $16,000 | $35,000 | $102,000 | $144,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.