Apex Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Apex Home Loans, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apex Home Loans, Inc. 3204 Tower Oaks Blvd., Suite 400 Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,398 |
| Total Mortgage Loan Application Amount | $793,095,000 |
| Average Mortgage Loan Application Amount | $307,000 |
| Highest Mortgage Loan Application Amount | $1,510,000 |
| Average Applicant Income | $549,666 |
| Highest Applicant Income | $1,685,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Apex Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apex Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Apex Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apex Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Apex Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apex Home Loans, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 779 | $ 272,671,000 | $ 350,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 235 | $ 103,837,000 | $ 441,000 | $ 156,000 |
| Frederick County Maryland | 175 | $ 50,165,000 | $ 286,000 | $ 102,000 |
| Howard County Maryland | 159 | $ 53,980,000 | $ 339,000 | $ 135,000 |
| Anne Arundel County Maryland | 136 | $ 44,288,000 | $ 325,000 | $ 115,000 |
| Prince George's County Maryland | 117 | $ 32,868,000 | $ 280,000 | $ 108,000 |
| Baltimore County Maryland | 111 | $ 27,029,000 | $ 243,000 | $ 94,000 |
| Carroll County Maryland | 87 | $ 26,596,000 | $ 305,000 | $ 97,000 |
| Fairfax County Virginia | 87 | $ 35,115,000 | $ 403,000 | $ 159,000 |
| Loudoun County Virginia | 61 | $ 25,429,000 | $ 416,000 | $ 134,000 |
| Baltimore City County Maryland | 50 | $ 11,706,000 | $ 234,000 | $ 112,000 |
| Sussex County Delaware | 45 | $ 11,883,000 | $ 264,000 | $ 196,000 |
| Worcester County Maryland | 43 | $ 7,548,000 | $ 175,000 | $ 127,000 |
| New Castle County Delaware | 37 | $ 7,646,000 | $ 206,000 | $ 100,000 |
| Arlington County Virginia | 30 | $ 12,181,000 | $ 406,000 | $ 174,000 |
| Charles County Maryland | 26 | $ 8,216,000 | $ 316,000 | $ 102,000 |
| Alexandria County Virginia | 22 | $ 9,095,000 | $ 413,000 | $ 199,000 |
| Prince William County Virginia | 22 | $ 8,142,000 | $ 370,000 | $ 113,000 |
| Washington County Maryland | 17 | $ 3,639,000 | $ 214,000 | $ 110,000 |
| Harford County Maryland | 14 | $ 3,807,000 | $ 271,000 | $ 167,000 |
| Wicomico County Maryland | 12 | $ 2,392,000 | $ 199,000 | $ 80,000 |
| Frederick County Virginia | 10 | $ 2,318,000 | $ 231,000 | $ 103,000 |
| Burlington County New Jersey | 9 | $ 2,188,000 | $ 243,000 | $ 106,000 |
| Calvert County Maryland | 8 | $ 2,740,000 | $ 342,000 | $ 104,000 |
| Talbot County Maryland | 6 | $ 1,242,000 | $ 207,000 | $ 68,000 |
| Kent County Delaware | 5 | $ 1,126,000 | $ 225,000 | $ 65,000 |
| Cecil County Maryland | 5 | $ 1,397,000 | $ 279,000 | $ 128,000 |
| Garrett County Maryland | 4 | $ 964,000 | $ 241,000 | $ 239,000 |
| York County Pennsylvania | 4 | $ 738,000 | $ 184,000 | $ 86,000 |
| Palm Beach County Florida | 3 | $ 852,000 | $ 284,000 | $ 234,000 |
| Camden County New Jersey | 3 | $ 760,000 | $ 253,000 | $ 113,000 |
| Adams County Pennsylvania | 3 | $ 439,000 | $ 146,000 | $ 58,000 |
| Bucks County Pennsylvania | 3 | $ 1,094,000 | $ 364,000 | $ 248,000 |
| Amherst County Virginia | 3 | $ 966,000 | $ 322,000 | $ 150,000 |
| Fairfax City County Virginia | 3 | $ 1,178,000 | $ 392,000 | $ 141,000 |
| Henrico County Virginia | 3 | $ 911,000 | $ 303,000 | $ 80,000 |
| Stafford County Virginia | 3 | $ 1,034,000 | $ 344,000 | $ 99,000 |
| Queen Anne's County Maryland | 2 | $ 401,000 | $ 200,000 | $ 152,000 |
| Somerset County Maryland | 2 | $ 238,000 | $ 119,000 | $ 104,000 |
| St. Mary's County Maryland | 2 | $ 755,000 | $ 377,000 | $ 197,000 |
| Gloucester County New Jersey | 2 | $ 544,000 | $ 272,000 | $ 52,000 |
| Passaic County New Jersey | 2 | $ 625,000 | $ 312,000 | $ 156,000 |
| Chester County Pennsylvania | 2 | $ 459,000 | $ 229,000 | $ 64,000 |
| Delaware County Pennsylvania | 2 | $ 605,000 | $ 302,000 | $ 132,000 |
| Franklin County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Accomack County Virginia | 2 | $ 753,000 | $ 376,000 | $ 156,000 |
| Clarke County Virginia | 2 | $ 464,000 | $ 232,000 | $ 67,000 |
| Fauquier County Virginia | 2 | $ 511,000 | $ 255,000 | $ 154,000 |
| Richmond City County Virginia | 2 | $ 415,000 | $ 207,000 | $ 65,000 |
| Spotsylvania County Virginia | 2 | $ 548,000 | $ 274,000 | $ 37,000 |
| Warren County Virginia | 2 | $ 757,000 | $ 378,000 | $ 136,000 |
| Berkeley County West Virginia | 2 | $ 372,000 | $ 186,000 | $ 49,000 |
| Brevard County Florida | 1 | $ 451,000 | $ 451,000 | $ 185,000 |
| Collier County Florida | 1 | $ 274,000 | $ 274,000 | $ 95,000 |
| Hernando County Florida | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Hillsborough County Florida | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Lee County Florida | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Okaloosa County Florida | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Pinellas County Florida | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
| St. Johns County Florida | 1 | $ 206,000 | $ 206,000 | $ 52,000 |
| St. Lucie County Florida | 1 | $ 266,000 | $ 266,000 | $ 197,000 |
| Allegany County Maryland | 1 | $ 260,000 | $ 260,000 | $ 56,000 |
| Caroline County Maryland | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Kent County Maryland | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 355,000 |
| Morris County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Cambria County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 73,000 |
| Carbon County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Montgomery County Pennsylvania | 1 | $ 715,000 | $ 715,000 | $ 319,000 |
| Philadelphia County Pennsylvania | 1 | $ 373,000 | $ 373,000 | $ 180,000 |
| Carroll County Virginia | 1 | $ 181,000 | $ 181,000 | $ 134,000 |
| Chesterfield County Virginia | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Franklin County Virginia | 1 | $ 210,000 | $ 210,000 | $ 130,000 |
| James City County Virginia | 1 | $ 174,000 | $ 174,000 | $ 160,000 |
| Manassas County Virginia | 1 | $ 346,000 | $ 346,000 | $ 169,000 |
| Northumberland County Virginia | 1 | $ 328,000 | $ 328,000 | $ 219,000 |
| Salem County Virginia | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
| Virginia Beach County Virginia | 1 | $ 350,000 | $ 350,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Apex Home Loans, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,280 | $412,515,000 | $322,000 | $1,051,000 | $120,000 | $1,685,000 |
| Refinancing | 1,117 | $380,321,000 | $340,000 | $1,510,000 | $137,000 | $1,248,000 |
| Home Improvement | 1 | $259,000 | $259,000 | $259,000 | $1,392,000 | $1,392,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,699 | $574,437,000 | $338,000 | $1,510,000 | $135,000 | $1,685,000 |
| Black or African American | 314 | $97,732,000 | $311,000 | $800,000 | $103,000 | $521,000 |
| Hispanic | 144 | $41,507,000 | $288,000 | $703,000 | $99,000 | $621,000 |
| Asian | 118 | $38,203,000 | $323,000 | $810,000 | $135,000 | $354,000 |
| Not Provided | 107 | $36,110,000 | $337,000 | $712,000 | $135,000 | $876,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $4,155,000 | $346,000 | $573,000 | $109,000 | $196,000 |
| American Indian or Alaskan Native | 4 | $951,000 | $237,000 | $440,000 | $71,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,809 | $604,596,000 | $334,000 | $1,510,000 | $143,000 | $1,685,000 |
| FHA-insured (Federal Housing Administration) | 407 | $118,407,000 | $290,000 | $636,000 | $82,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 159 | $64,583,000 | $406,000 | $1,051,000 | $91,000 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $5,509,000 | $239,000 | $350,000 | $65,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,961 | $648,647,000 | $330,000 | $1,051,000 | $128,000 | $1,685,000 |
| Application Withdrawn By Applicant | 293 | $99,586,000 | $339,000 | $1,510,000 | $135,000 | $1,248,000 |
| Application Denied By Financial Institution | 132 | $40,930,000 | $310,000 | $1,480,000 | $119,000 | $506,000 |
| Application Approved But Not Accepted | 11 | $3,722,000 | $338,000 | $789,000 | $126,000 | $259,000 |
| File Closed For Incompleteness | 1 | $210,000 | $210,000 | $210,000 | $68,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 38 | $9,749,000 | $256,000 | $639,000 | $115,000 | $425,000 |
| Other | 25 | $8,405,000 | $336,000 | $617,000 | $127,000 | $319,000 |
| Credit Application Incomplete | 18 | $6,160,000 | $342,000 | $1,480,000 | $125,000 | $280,000 |
| Credit History | 16 | $5,278,000 | $329,000 | $675,000 | $129,000 | $335,000 |
| Debt-To-Income Ratio | 14 | $4,605,000 | $328,000 | $705,000 | $99,000 | $213,000 |
| Unverifiable Information | 13 | $3,809,000 | $293,000 | $626,000 | $128,000 | $506,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,652,000 | $330,000 | $852,000 | $97,000 | $267,000 |
| Employment History | 2 | $955,000 | $477,000 | $565,000 | $72,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Home Loans, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apex Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.