Apple Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Apple Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apple Federal Credit Union 4029 Ridge Top Rd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $351,942,000 |
| Average Mortgage Loan Application Amount | $289,333 |
| Highest Mortgage Loan Application Amount | $1,684,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $1,785,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Apple Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apple Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Apple Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apple Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apple Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apple Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 381 | $ 122,551,000 | $ 321,000 | $ 130,000 |
| Prince William County Virginia | 88 | $ 19,694,000 | $ 223,000 | $ 95,000 |
| Loudoun County Virginia | 80 | $ 25,098,000 | $ 313,000 | $ 130,000 |
| Frederick County Virginia | 57 | $ 11,900,000 | $ 208,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 22 | $ 7,245,000 | $ 329,000 | $ 145,000 |
| Alexandria County Virginia | 19 | $ 4,524,000 | $ 238,000 | $ 93,000 |
| Arlington County Virginia | 19 | $ 6,310,000 | $ 332,000 | $ 116,000 |
| Fairfax City County Virginia | 15 | $ 3,430,000 | $ 228,000 | $ 111,000 |
| Montgomery County Maryland | 13 | $ 5,258,000 | $ 404,000 | $ 176,000 |
| Fauquier County Virginia | 13 | $ 3,221,000 | $ 247,000 | $ 110,000 |
| Prince George's County Maryland | 12 | $ 2,827,000 | $ 235,000 | $ 82,000 |
| Manassas County Virginia | 11 | $ 2,409,000 | $ 219,000 | $ 96,000 |
| Berkeley County West Virginia | 9 | $ 1,418,000 | $ 157,000 | $ 66,000 |
| Shenandoah County Virginia | 8 | $ 1,280,000 | $ 160,000 | $ 72,000 |
| Stafford County Virginia | 8 | $ 1,774,000 | $ 221,000 | $ 103,000 |
| Falls Church County Virginia | 7 | $ 2,746,000 | $ 392,000 | $ 133,000 |
| Warren County Virginia | 7 | $ 1,179,000 | $ 168,000 | $ 103,000 |
| Hampshire County West Virginia | 7 | $ 1,134,000 | $ 162,000 | $ 56,000 |
| Clarke County Virginia | 5 | $ 1,342,000 | $ 268,000 | $ 93,000 |
| Winchester County Virginia | 5 | $ 820,000 | $ 164,000 | $ 88,000 |
| Chesterfield County Virginia | 4 | $ 726,000 | $ 181,000 | $ 98,000 |
| Manassas Park County Virginia | 4 | $ 761,000 | $ 190,000 | $ 73,000 |
| Jefferson County West Virginia | 4 | $ 946,000 | $ 236,000 | $ 113,000 |
| Culpeper County Virginia | 3 | $ 487,000 | $ 162,000 | $ 128,000 |
| Frederick County Maryland | 2 | $ 687,000 | $ 343,000 | $ 58,000 |
| Caroline County Virginia | 2 | $ 592,000 | $ 296,000 | $ 158,000 |
| Louisa County Virginia | 2 | $ 282,000 | $ 141,000 | $ 142,000 |
| Spotsylvania County Virginia | 2 | $ 190,000 | $ 95,000 | $ 154,000 |
| Westmoreland County Virginia | 2 | $ 502,000 | $ 251,000 | $ 133,000 |
| Cecil County Maryland | 1 | $ 480,000 | $ 480,000 | $ 92,000 |
| Howard County Maryland | 1 | $ 319,000 | $ 319,000 | $ 114,000 |
| Queen Anne's County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,785,000 |
| Buncombe County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Chatham County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 268,000 |
| Currituck County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 70,000 |
| Durham County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 120,000 |
| Gaston County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 110,000 |
| Orange County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 150,000 |
| Union County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Wake County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Bedford County Virginia | 1 | $ 211,000 | $ 211,000 | $ 100,000 |
| Botetourt County Virginia | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Carroll County Virginia | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Dinwiddie County Virginia | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Fluvanna County Virginia | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Henrico County Virginia | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Newport News County Virginia | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Orange County Virginia | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Powhatan County Virginia | 1 | $ 206,000 | $ 206,000 | $ 94,000 |
| Roanoke City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Rockingham County Virginia | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Mineral County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Morgan County West Virginia | 1 | $ 383,000 | $ 383,000 | $ 219,000 |
| Pocahontas County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Randolph County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for Apple Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 671 | $169,612,000 | $252,000 | $1,684,000 | $99,000 | $1,697,000 |
| Refinancing | 664 | $181,644,000 | $273,000 | $1,200,000 | $119,000 | $1,785,000 |
| Home Improvement | 2 | $686,000 | $343,000 | $445,000 | $157,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 833 | $221,551,000 | $265,000 | $1,684,000 | $117,000 | $1,785,000 |
| Asian | 154 | $44,573,000 | $289,000 | $1,040,000 | $101,000 | $515,000 |
| Black or African American | 128 | $27,144,000 | $212,000 | $560,000 | $86,000 | $708,000 |
| Not Provided | 117 | $33,557,000 | $286,000 | $995,000 | $112,000 | $430,000 |
| Hispanic | 95 | $23,192,000 | $244,000 | $994,000 | $91,000 | $545,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $757,000 | $151,000 | $254,000 | $47,000 | $54,000 |
| American Indian or Alaskan Native | 5 | $1,168,000 | $233,000 | $350,000 | $81,000 | $113,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $351,942,000 | $263,000 | $1,684,000 | $109,000 | $1,785,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 666 | $180,264,000 | $270,000 | $1,280,000 | $108,000 | $777,000 |
| Loan Originated | 293 | $86,012,000 | $293,000 | $1,684,000 | $137,000 | $1,785,000 |
| File Closed For Incompleteness | 134 | $32,589,000 | $243,000 | $680,000 | $103,000 | $1,697,000 |
| Preapproval Approved but not Accepted | 87 | $21,139,000 | $242,000 | $800,000 | $92,000 | $515,000 |
| Application Denied By Financial Institution | 70 | $13,939,000 | $199,000 | $495,000 | $70,000 | $179,000 |
| Preapproval Denied by Financial Institution | 52 | $9,395,000 | $180,000 | $388,000 | $71,000 | $193,000 |
| Application Approved But Not Accepted | 35 | $8,604,000 | $245,000 | $730,000 | $118,000 | $381,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $11,676,000 | $185,000 | $400,000 | $75,000 | $193,000 |
| Debt-To-Income Ratio | 33 | $6,719,000 | $203,000 | $495,000 | $62,000 | $172,000 |
| Collateral | 5 | $1,374,000 | $274,000 | $425,000 | $86,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $424,000 | $141,000 | $190,000 | $60,000 | $82,000 |
| Mortgage Insurance Denied | 2 | $497,000 | $248,000 | $335,000 | $84,000 | $118,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apple Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apple Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.