All In Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
All In Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | All In Federal Credit Union 238 Virginia Avenue Daleville, AL 36322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,349 |
| Total Mortgage Loan Application Amount | $248,385,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $2,265,000 |
| Average Applicant Income | $106,800 |
| Highest Applicant Income | $1,776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with All In Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing All In Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down All In Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how All In Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by All In Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at All In Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Alabama | 336 | $ 24,570,000 | $ 73,000 | $ 91,000 |
| Mobile County Alabama | 309 | $ 23,435,000 | $ 75,000 | $ 101,000 |
| Coffee County Alabama | 289 | $ 21,305,000 | $ 73,000 | $ 106,000 |
| Dale County Alabama | 174 | $ 15,390,000 | $ 88,000 | $ 84,000 |
| Walton County Florida | 170 | $ 23,200,000 | $ 136,000 | $ 122,000 |
| Okaloosa County Florida | 93 | $ 10,735,000 | $ 115,000 | $ 171,000 |
| Covington County Alabama | 80 | $ 5,610,000 | $ 70,000 | $ 71,000 |
| Baldwin County Alabama | 76 | $ 7,370,000 | $ 96,000 | $ 116,000 |
| Geneva County Alabama | 62 | $ 4,070,000 | $ 65,000 | $ 84,000 |
| Henry County Alabama | 42 | $ 3,040,000 | $ 72,000 | $ 87,000 |
| Pike County Alabama | 39 | $ 2,175,000 | $ 55,000 | $ 75,000 |
| Bay County Florida | 30 | $ 5,790,000 | $ 193,000 | $ 194,000 |
| Jackson County Florida | 20 | $ 1,790,000 | $ 89,000 | $ 93,000 |
| Santa Rosa County Florida | 17 | $ 2,715,000 | $ 159,000 | $ 186,000 |
| Holmes County Florida | 14 | $ 970,000 | $ 69,000 | $ 64,000 |
| Barbour County Alabama | 12 | $ 750,000 | $ 62,000 | $ 75,000 |
| Jefferson County Alabama | 9 | $ 1,115,000 | $ 123,000 | $ 81,000 |
| Montgomery County Alabama | 8 | $ 450,000 | $ 56,000 | $ 63,000 |
| Shelby County Alabama | 8 | $ 710,000 | $ 88,000 | $ 158,000 |
| Crenshaw County Alabama | 7 | $ 485,000 | $ 69,000 | $ 82,000 |
| Escambia County Florida | 6 | $ 840,000 | $ 140,000 | $ 104,000 |
| Gulf County Florida | 4 | $ 1,870,000 | $ 467,000 | $ 347,000 |
| Marion County Florida | 4 | $ 880,000 | $ 220,000 | $ 178,000 |
| Orange County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 113,000 |
| Washington County Florida | 4 | $ 320,000 | $ 80,000 | $ 110,000 |
| Carroll County Georgia | 4 | $ 700,000 | $ 175,000 | $ 81,000 |
| Chatham County Georgia | 4 | $ 260,000 | $ 65,000 | $ 158,000 |
| Cobb County Georgia | 4 | $ 660,000 | $ 165,000 | $ 168,000 |
| Fulton County Georgia | 4 | $ 940,000 | $ 235,000 | $ 162,000 |
| Oconee County South Carolina | 4 | $ 500,000 | $ 125,000 | $ 96,000 |
| Conecuh County Alabama | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Madison County Alabama | 3 | $ 385,000 | $ 128,000 | $ 138,000 |
| Washington County Alabama | 3 | $ 285,000 | $ 95,000 | $ 122,000 |
| Hillsborough County Florida | 3 | $ 215,000 | $ 71,000 | $ 153,000 |
| Lee County Florida | 3 | $ 895,000 | $ 298,000 | $ 338,000 |
| Leon County Florida | 3 | $ 255,000 | $ 85,000 | $ 95,000 |
| Osceola County Florida | 3 | $ 765,000 | $ 255,000 | $ 146,000 |
| Gilmer County Georgia | 3 | $ 1,675,000 | $ 558,000 | $ 164,000 |
| Muscogee County Georgia | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| Harrison County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 156,000 |
| Lee County Alabama | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Monroe County Alabama | 2 | $ 130,000 | $ 65,000 | $ 77,000 |
| Morgan County Alabama | 2 | $ 130,000 | $ 65,000 | $ 250,000 |
| Russell County Alabama | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Broward County Florida | 2 | $ 920,000 | $ 460,000 | $ 158,000 |
| Collier County Florida | 2 | $ 110,000 | $ 55,000 | $ 140,000 |
| Lake County Florida | 2 | $ 130,000 | $ 65,000 | $ 147,000 |
| Pinellas County Florida | 2 | $ 700,000 | $ 350,000 | $ 162,000 |
| Volusia County Florida | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Gwinnett County Georgia | 2 | $ 200,000 | $ 100,000 | $ 137,000 |
| Seminole County Georgia | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Walton County Georgia | 2 | $ 620,000 | $ 310,000 | $ 111,000 |
| Jackson County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 454,000 |
| Cumberland County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 104,000 |
| Allen County Ohio | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Montgomery County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Autauga County Alabama | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
| Blount County Alabama | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Bullock County Alabama | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Cherokee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Chilton County Alabama | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Elmore County Alabama | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Escambia County Alabama | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Limestone County Alabama | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| St. Clair County Alabama | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Tuscaloosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Winston County Alabama | 1 | $ 505,000 | $ 505,000 | $ 202,000 |
| Contra Costa County California | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Los Angeles County California | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Monterey County California | 1 | $ 185,000 | $ 185,000 | $ 882,000 |
| Sacramento County California | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Shasta County California | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Adams County Colorado | 1 | $ 425,000 | $ 425,000 | $ 850,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Fairfield County Connecticut | 1 | $ 905,000 | $ 905,000 | $ 420,000 |
| Hartford County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Brevard County Florida | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Calhoun County Florida | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Flagler County Florida | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Franklin County Florida | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Miami-Dade County Florida | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| St. Lucie County Florida | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Bartow County Georgia | 1 | $ 305,000 | $ 305,000 | $ 600,000 |
| Burke County Georgia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Calhoun County Georgia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 207,000 |
| Columbia County Georgia | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Coweta County Georgia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Fannin County Georgia | 1 | $ 1,315,000 | $ 1,315,000 | $ 470,000 |
| Glynn County Georgia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Harris County Georgia | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Tift County Georgia | 1 | $ 95,000 | $ 95,000 | $ 211,000 |
| St. Clair County Illinois | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Floyd County Indiana | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Leavenworth County Kansas | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| St. Tammany County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Howard County Maryland | 1 | $ 305,000 | $ 305,000 | $ 446,000 |
| Kent County Michigan | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| George County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Greene County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Warren County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Clay County Missouri | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| St. Charles County Missouri | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Atlantic County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Burlington County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Cape May County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Mercer County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 345,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Durham County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Jackson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Hamilton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Hancock County Ohio | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Josephine County Oregon | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Cumberland County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Sevier County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 455,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Iron County Utah | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Weber County Utah | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Spotsylvania County Virginia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Snohomish County Washington | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Raleigh County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for All In Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 761 | $53,245,000 | $69,000 | $905,000 | $102,000 | $1,104,000 |
| Home Improvement | 681 | $42,925,000 | $63,000 | $805,000 | $105,000 | $1,086,000 |
| Home Purchase | 610 | $107,530,000 | $176,000 | $1,685,000 | $105,000 | $1,776,000 |
| Refinancing | 160 | $22,280,000 | $139,000 | $2,265,000 | $103,000 | $445,000 |
| Cash-out Refinancing | 137 | $22,405,000 | $163,000 | $1,285,000 | $119,000 | $850,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,590 | $166,340,000 | $104,000 | $1,685,000 | $107,000 | $1,086,000 |
| Black or African American | 461 | $38,035,000 | $82,000 | $705,000 | $83,000 | $1,451,000 |
| Not Provided | 119 | $18,215,000 | $153,000 | $1,315,000 | $119,000 | $894,000 |
| Hispanic | 103 | $10,775,000 | $104,000 | $495,000 | $134,000 | $1,776,000 |
| Asian | 23 | $3,425,000 | $148,000 | $875,000 | $112,000 | $293,000 |
| American Indian or Alaskan Native | 21 | $3,065,000 | $145,000 | $465,000 | $97,000 | $293,000 |
| Not applicable | 20 | $6,790,000 | $339,000 | $2,265,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $445,000 | $148,000 | $275,000 | $123,000 | $269,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,300 | $239,530,000 | $104,000 | $2,265,000 | $105,000 | $1,776,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,145,000 | $153,000 | $385,000 | $50,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,495,000 | $233,000 | $505,000 | $86,000 | $168,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,215,000 | $173,000 | $395,000 | $72,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,151 | $112,905,000 | $98,000 | $2,265,000 | $122,000 | $1,110,000 |
| Application Denied By Financial Institution | 666 | $66,100,000 | $99,000 | $1,365,000 | $81,000 | $1,776,000 |
| Application Withdrawn By Applicant | 316 | $43,180,000 | $136,000 | $905,000 | $99,000 | $1,104,000 |
| File Closed For Incompleteness | 134 | $19,990,000 | $149,000 | $625,000 | $97,000 | $684,000 |
| Application Approved But Not Accepted | 81 | $6,045,000 | $74,000 | $1,385,000 | $91,000 | $285,000 |
| Preapproval Denied by Financial Institution | 1 | $165,000 | $165,000 | $165,000 | $21,000 | $21,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,682 | $182,120,000 | $108,000 | $2,265,000 | $114,000 | $1,110,000 |
| Credit History | 249 | $18,545,000 | $74,000 | $635,000 | $77,000 | $1,776,000 |
| Other | 195 | $14,775,000 | $75,000 | $805,000 | $74,000 | $277,000 |
| Debt-To-Income Ratio | 93 | $16,575,000 | $178,000 | $1,365,000 | $65,000 | $541,000 |
| Credit Application Incomplete | 75 | $8,875,000 | $118,000 | $805,000 | $118,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $3,825,000 | $153,000 | $645,000 | $115,000 | $320,000 |
| Collateral | 23 | $2,705,000 | $117,000 | $315,000 | $110,000 | $344,000 |
| Employment History | 4 | $610,000 | $152,000 | $345,000 | $43,000 | $77,000 |
| Unverifiable Information | 3 | $355,000 | $118,000 | $175,000 | $116,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All In Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All In Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.