Arvest Bank Mortgage Lending & HMDA Data, 2011

In 2011, Arvest Bank of Tulsa, OK reported 6,143 mortgage applications totaling $296.6 million. The average application was for $48,284, and applicants reported an average income of $76,913. 75% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (1,987), Tulsa, OK (1,199) and Oklahoma City, OK (487) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,143
Total Mortgage Loan Application Amount $296,610,000
Average Mortgage Loan Application Amount $48,284
Highest Mortgage Loan Application Amount $16,500,000
Average Applicant Income $76,913
Highest Applicant Income $2,670,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton, Arkansas 996 $ 49,382,000 $ 49,580 $ 89,000
Tulsa, Oklahoma 860 $ 23,158,000 $ 26,927 $ 79,000
Washington, Arkansas 794 $ 53,162,000 $ 66,954 $ 85,000
Sebastian, Arkansas 241 $ 12,313,000 $ 51,091 $ 69,000
Oklahoma, Oklahoma 225 $ 19,006,000 $ 84,471 $ 82,000
Cleveland, Oklahoma 172 $ 7,233,000 $ 42,052 $ 79,000
Comanche, Oklahoma 162 $ 4,527,000 $ 27,944 $ 75,000
Washington, Oklahoma 140 $ 4,955,000 $ 35,392 $ 65,000
Pulaski, Arkansas 135 $ 10,430,000 $ 77,259 $ 89,000
Madison, Arkansas 131 $ 5,144,000 $ 39,267 $ 48,000
Wagoner, Oklahoma 110 $ 2,565,000 $ 23,318 $ 72,000
Crawford, Arkansas 106 $ 3,618,000 $ 34,132 $ 57,000
Creek, Oklahoma 83 $ 2,279,000 $ 27,457 $ 68,000
Le Flore, Oklahoma 81 $ 2,191,000 $ 27,049 $ 57,000
Rogers, Oklahoma 81 $ 2,983,000 $ 36,827 $ 99,000
Marion, Arkansas 79 $ 2,959,000 $ 37,455 $ 42,000
Jasper, Missouri 72 $ 9,628,000 $ 133,722 $ 72,000
Carroll, Arkansas 71 $ 2,917,000 $ 41,084 $ 73,000
Pottawatomie, Oklahoma 70 $ 2,304,000 $ 32,914 $ 55,000
Saline, Arkansas 69 $ 2,545,000 $ 36,884 $ 66,000
McDonald, Missouri 66 $ 2,526,000 $ 38,272 $ 45,000
Jackson, Missouri 58 $ 18,918,000 $ 326,172 $ 88,000
Nowata, Oklahoma 55 $ 2,186,000 $ 39,745 $ 54,000
Sequoyah, Oklahoma 51 $ 1,204,000 $ 23,607 $ 68,000
Adair, Oklahoma 47 $ 1,829,000 $ 38,914 $ 55,000
Muskogee, Oklahoma 43 $ 585,000 $ 13,604 $ 67,000
Baxter, Arkansas 42 $ 2,400,000 $ 57,142 $ 58,000
Newton, Missouri 42 $ 2,221,000 $ 52,880 $ 98,000
Stephens, Oklahoma 42 $ 1,275,000 $ 30,357 $ 63,000
Pope, Arkansas 41 $ 1,999,000 $ 48,756 $ 69,000
Canadian, Oklahoma 39 $ 1,918,000 $ 49,179 $ 66,000
Delaware, Oklahoma 39 $ 1,081,000 $ 27,717 $ 66,000
Boone, Arkansas 36 $ 1,104,000 $ 30,666 $ 69,000
Osage, Oklahoma 36 $ 332,000 $ 9,222 $ 60,000
Cherokee, Oklahoma 35 $ 1,793,000 $ 51,228 $ 61,000
Polk, Arkansas 34 $ 1,029,000 $ 30,264 $ 45,000
Ottawa, Oklahoma 34 $ 1,176,000 $ 34,588 $ 51,000
Johnson, Kansas 33 $ 1,294,000 $ 39,212 $ 129,000
Mayes, Oklahoma 33 $ 1,803,000 $ 54,636 $ 50,000
Faulkner, Arkansas 31 $ 1,984,000 $ 64,000 $ 86,000
Pittsburg, Oklahoma 28 $ 612,000 $ 21,857 $ 64,000
Garland, Arkansas 27 $ 1,081,000 $ 40,037 $ 208,000
Grady, Oklahoma 27 $ 916,000 $ 33,925 $ 60,000
Johnson, Arkansas 25 $ 1,758,000 $ 70,320 $ 90,000
Lonoke, Arkansas 25 $ 1,188,000 $ 47,520 $ 54,000
Okmulgee, Oklahoma 25 $ 574,000 $ 22,960 $ 45,000
Craig, Oklahoma 24 $ 666,000 $ 27,750 $ 62,000
Carter, Oklahoma 23 $ 140,000 $ 6,086 $ 77,000
McIntosh, Oklahoma 21 $ 529,000 $ 25,190 $ 40,000
Conway, Arkansas 20 $ 709,000 $ 35,450 $ 63,000
Barry, Missouri 19 $ 925,000 $ 48,684 $ 74,000
Stone, Missouri 17 $ 850,000 $ 50,000 $ 67,000
Montgomery, Kansas 16 $ 337,000 $ 21,062 $ 43,000
Logan, Arkansas 15 $ 554,000 $ 36,933 $ 70,000
Sedgwick, Kansas 14 $ 58,000 $ 4,142 $ 49,000
Hot Spring, Arkansas 11 $ 223,000 $ 20,272 $ 43,000
Lincoln, Oklahoma 10 $ 181,000 $ 18,100 $ 46,000
McClain, Oklahoma 10 $ 462,000 $ 46,200 $ 96,000
Perry, Arkansas 9 $ 333,000 $ 37,000 $ 57,000
Scott, Arkansas 9 $ 277,000 $ 30,777 $ 34,000
Douglas, Kansas 9 $ 361,000 $ 40,111 $ 81,000
Clay, Missouri 9 $ 184,000 $ 20,444 $ 77,000
Greene, Missouri 9 $ 320,000 $ 35,555 $ 63,000
Leavenworth, Kansas 7 $ 136,000 $ 19,428 $ 80,000
Wyandotte, Kansas 7 $ 490,000 $ 70,000 $ 56,000
Cotton, Oklahoma 7 $ 120,000 $ 17,142 $ 215,000
Franklin, Arkansas 6 $ 358,000 $ 59,666 $ 88,000
White, Arkansas 6 $ 142,000 $ 23,666 $ 44,000
Cherokee, Kansas 6 $ 247,000 $ 41,166 $ 49,000
Miami, Kansas 6 $ 127,000 $ 21,166 $ 63,000
Platte, Missouri 6 $ 657,000 $ 109,500 $ 154,000
Latimer, Oklahoma 6 $ 106,000 $ 17,666 $ 105,000
Franklin, Kansas 5 $ 135,000 $ 27,000 $ 34,000
Taney, Missouri 5 $ 416,000 $ 83,200 $ 75,000
Payne, Oklahoma 5 $ 215,000 $ 43,000 $ 89,000
Pontotoc, Oklahoma 5 $ 437,000 $ 87,400 $ 39,000
Montgomery, Arkansas 4 $ 189,000 $ 47,250 $ 74,000
Shawnee, Kansas 4 $ 129,000 $ 32,250 $ 85,000
Caddo, Oklahoma 4 $ 116,000 $ 29,000 $ 79,000
Haskell, Oklahoma 4 $ 32,000 $ 8,000 $ 45,000
Logan, Oklahoma 4 $ 267,000 $ 66,750 $ 79,000
McCurtain, Oklahoma 4 $ 24,000 $ 6,000 $ 85,000
Pawnee, Oklahoma 4 $ 24,000 $ 6,000 $ 72,000
Maricopa, Arizona 3 $ 115,000 $ 38,333 $ 280,000
Newton, Arkansas 3 $ 190,000 $ 63,333 $ 86,000
Searcy, Arkansas 3 $ 30,000 $ 10,000 $ 30,000
Yell, Arkansas 3 $ 105,000 $ 35,000 $ 93,000
Chautauqua, Kansas 3 $ 79,000 $ 26,333 $ 27,000
Christian, Missouri 3 $ 121,000 $ 40,333 $ 68,000
Lawrence, Missouri 3 $ 64,000 $ 21,333 $ 26,000
Noble, Oklahoma 3 $ 23,000 $ 7,666 $ 81,000
Fulton, Arkansas 2 $ 7,000 $ 3,500 $ 13,000
Jefferson, Arkansas 2 $ 5,000 $ 2,500 $ 24,000
Hillsborough, Florida 2 $ 207,000 $ 103,500 $ 701,000
Lee, Florida 2 $ 437,000 $ 218,500 $ 204,000
Atchison, Kansas 2 $ 10,000 $ 5,000 $ 28,000
Jefferson, Kansas 2 $ 46,000 $ 23,000 $ 102,000
Buchanan, Missouri 2 $ 33,000 $ 16,500 $ 106,000
Cass, Missouri 2 $ 42,000 $ 21,000 $ 106,000
Henry, Missouri 2 $ 104,000 $ 52,000 $ 101,000
Ray, Missouri 2 $ 71,000 $ 35,500 $ 99,000
Blaine, Oklahoma 2 $ 16,000 $ 8,000 $ 14,000
Bryan, Oklahoma 2 $ 12,000 $ 6,000 $ 64,000
Choctaw, Oklahoma 2 $ 6,000 $ 3,000 $ 43,000
Coal, Oklahoma 2 $ 26,000 $ 13,000 $ 41,000
Garfield, Oklahoma 2 $ 9,000 $ 4,500 $ 76,000
Kingfisher, Oklahoma 2 $ 27,000 $ 13,500 $ 93,000
Okfuskee, Oklahoma 2 $ 28,000 $ 14,000 $ 46,000
Seminole, Oklahoma 2 $ 13,000 $ 6,500 $ 58,000
Jefferson, Alabama 1 $ 12,000 $ 12,000 $ 187,000
Shelby, Alabama 1 $ 70,000 $ 70,000 $ 130,000
Fairbanks North Star, Alaska 1 $ 20,000 $ 20,000 $ 130,000
Clark, Arkansas 1 $ 50,000 $ 50,000 $ 0
Izard, Arkansas 1 $ 15,000 $ 15,000 $ 111,000
Little River, Arkansas 1 $ 330,000 $ 330,000 $ 95,000
Mississippi, Arkansas 1 $ 1,076,000 $ 1,076,000 $ 0
Monroe, Arkansas 1 $ 17,000 $ 17,000 $ 69,000
Prairie, Arkansas 1 $ 60,000 $ 60,000 $ 72,000
Sevier, Arkansas 1 $ 98,000 $ 98,000 $ 0
Sharp, Arkansas 1 $ 8,000 $ 8,000 $ 131,000
Union, Arkansas 1 $ 58,000 $ 58,000 $ 127,000
Los Angeles, California 1 $ 15,000 $ 15,000 $ 0
El Paso, Colorado 1 $ 71,000 $ 71,000 $ 105,000
La Plata, Colorado 1 $ 300,000 $ 300,000 $ 92,000
New Haven, Connecticut 1 $ 40,000 $ 40,000 $ 268,000
Columbia, Georgia 1 $ 17,000 $ 17,000 $ 85,000
Cook, Illinois 1 $ 35,000 $ 35,000 $ 658,000
Vanderburgh, Indiana 1 $ 11,000 $ 11,000 $ 64,000
Barton, Kansas 1 $ 33,000 $ 33,000 $ 240,000
Ellsworth, Kansas 1 $ 3,000 $ 3,000 $ 44,000
Ford, Kansas 1 $ 19,000 $ 19,000 $ 40,000
Jackson, Kansas 1 $ 9,000 $ 9,000 $ 51,000
Linn, Kansas 1 $ 20,000 $ 20,000 $ 37,000
Bates, Missouri 1 $ 7,000 $ 7,000 $ 65,000
Benton, Missouri 1 $ 16,000 $ 16,000 $ 29,000
Callaway, Missouri 1 $ 21,000 $ 21,000 $ 74,000
Camden, Missouri 1 $ 17,000 $ 17,000 $ 48,000
Carroll, Missouri 1 $ 32,000 $ 32,000 $ 59,000
Cole, Missouri 1 $ 18,000 $ 18,000 $ 73,000
Dent, Missouri 1 $ 102,000 $ 102,000 $ 113,000
Johnson, Missouri 1 $ 8,000 $ 8,000 $ 34,000
Lafayette, Missouri 1 $ 23,000 $ 23,000 $ 36,000
Lewis, Missouri 1 $ 247,000 $ 247,000 $ 66,000
Lincoln, Missouri 1 $ 234,000 $ 234,000 $ 0
Livingston, Missouri 1 $ 400,000 $ 400,000 $ 0
Ozark, Missouri 1 $ 31,000 $ 31,000 $ 50,000
Pettis, Missouri 1 $ 55,000 $ 55,000 $ 56,000
Vernon, Missouri 1 $ 16,000 $ 16,000 $ 30,000
Webster, Missouri 1 $ 178,000 $ 178,000 $ 64,000
Otero, New Mexico 1 $ 99,000 $ 99,000 $ 54,000
Alfalfa, Oklahoma 1 $ 7,000 $ 7,000 $ 18,000
Garvin, Oklahoma 1 $ 47,000 $ 47,000 $ 0
Hughes, Oklahoma 1 $ 10,000 $ 10,000 $ 35,000
Jefferson, Oklahoma 1 $ 81,000 $ 81,000 $ 90,000
Kiowa, Oklahoma 1 $ 80,000 $ 80,000 $ 0
Love, Oklahoma 1 $ 4,000 $ 4,000 $ 40,000
Marshall, Oklahoma 1 $ 3,000 $ 3,000 $ 60,000
Murray, Oklahoma 1 $ 7,000 $ 7,000 $ 35,000
Pushmataha, Oklahoma 1 $ 3,000 $ 3,000 $ 70,000
Tillman, Oklahoma 1 $ 27,000 $ 27,000 $ 34,000
Woodward, Oklahoma 1 $ 17,000 $ 17,000 $ 24,000
Monroe, Pennsylvania 1 $ 15,000 $ 15,000 $ 25,000
Washington, Rhode Island 1 $ 700,000 $ 700,000 $ 1,779,000
Beaufort, South Carolina 1 $ 228,000 $ 228,000 $ 377,000
Williamson, Tennessee 1 $ 20,000 $ 20,000 $ 237,000
Bexar, Texas 1 $ 1,000 $ 1,000 $ 65,000
Cameron, Texas 1 $ 11,000 $ 11,000 $ 37,000
Dallas, Texas 1 $ 6,000 $ 6,000 $ 56,000
Wichita, Texas 1 $ 7,000 $ 7,000 $ 0
Outagamie, Wisconsin 1 $ 58,000 $ 58,000 $ 26,000

Mortgage Loan Application Detail Totals for Arvest Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,048 $235,699,000 $77,000 $16,500,000 $88,000 $2,670,000
Home Improvement 2,786 $33,760,000 $12,000 $284,000 $63,000 $672,000
Home Purchase 309 $27,151,000 $87,000 $1,573,000 $93,000 $658,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,532 $181,203,000 $39,000 $2,913,000 $83,000 $2,670,000
Not Provided 1,006 $40,989,000 $40,000 $1,800,000 $65,000 $1,464,000
Hispanic 214 $3,881,000 $18,000 $130,000 $50,000 $322,000
Black or African American 164 $3,435,000 $20,000 $500,000 $68,000 $900,000
American Indian or Alaskan Native 127 $2,289,000 $18,000 $170,000 $55,000 $194,000
Not applicable 65 $63,519,000 $977,000 $16,500,000 $0 $0
Asian 30 $1,205,000 $40,000 $213,000 $82,000 $302,000
Native Hawaiian or Other Pacific Islander 5 $89,000 $17,000 $73,000 $24,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,111 $295,932,000 $48,000 $16,500,000 $77,000 $2,670,000
FHA-insured (Federal Housing Administration) 32 $678,000 $21,000 $271,000 $70,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,579 $271,326,000 $59,000 $16,500,000 $84,000 $2,670,000
Application Denied By Financial Institution 1,184 $17,522,000 $14,000 $400,000 $51,000 $1,105,000
Application Withdrawn By Applicant 299 $4,380,000 $14,000 $334,000 $70,000 $672,000
Application Approved But Not Accepted 61 $2,565,000 $42,000 $168,000 $74,000 $300,000
File Closed For Incompleteness 20 $817,000 $40,000 $120,000 $201,000 $1,464,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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