Hughes County, OK Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 287 mortgage applications in Hughes County, OK totaling $22.9 million, down 4% from 2010. The average application was for $79,000, and applicants reported an average income of $56,000. 53% of applications resulted in an originated loan and 21% were denied. The most active lender was First United Bank and Trust Company, with 67 applications, followed by Vanderbilt Mortgage and Finance, Inc and Wells Fargo Bank NA.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 287 |
| Total Mortgage Loan Application Amount | $22,885,000 |
| Average Mortgage Loan Application Amount | $79,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $360,000 |
Top Mortgage Lenders in Hughes County, OK (2011)
Ranked by the number of mortgage applications each lender reported in Hughes County, OK in 2011.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | First United Bank and Trust Company Durant, OK |
67 | $5,702,000 | $85,000 | $65,000 |
| 2 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
22 | $1,294,000 | $58,000 | $39,000 |
| 3 | Wells Fargo Bank NA Minneapolis, MN |
16 | $1,764,000 | $110,000 | $61,000 |
| 4 | Bancfirst Oklahoma City, OK |
16 | $993,000 | $62,000 | $62,000 |
| 5 | Mabrey Bank Bixby, OK |
15 | $570,000 | $38,000 | $46,000 |
| 6 | Vision Bank Ada, OK |
14 | $801,000 | $57,000 | $70,000 |
| 7 | Embrace Home Loans, Inc. Middletown, RI |
14 | $1,203,000 | $85,000 | $45,000 |
| 8 | Bank of America NA Westlake Village, CA |
13 | $1,531,000 | $117,000 | $52,000 |
| 9 | Bokf NA Tulsa, OK |
12 | $1,076,000 | $89,000 | $36,000 |
| 10 | 21st Mortgage Knoxville, TN |
12 | $798,000 | $66,000 | $65,000 |
The tables below break down 2011 mortgage applications in Hughes County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hughes County, OK in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 127 | $9,691,000 | $76,000 | $312,000 | $55,000 | $182,000 |
| Refinancing | 116 | $11,274,000 | $97,000 | $417,000 | $56,000 | $360,000 |
| Home Improvement | 44 | $1,920,000 | $43,000 | $348,000 | $57,000 | $123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 218 | $18,900,000 | $86,000 | $417,000 | $58,000 | $360,000 |
| American Indian or Alaskan Native | 34 | $2,261,000 | $66,000 | $155,000 | $55,000 | $137,000 |
| Not Provided | 21 | $1,079,000 | $51,000 | $125,000 | $46,000 | $87,000 |
| Black or African American | 7 | $307,000 | $43,000 | $106,000 | $34,000 | $81,000 |
| Not applicable | 6 | $244,000 | $40,000 | $71,000 | $4,000 | $27,000 |
| Hispanic | 1 | $94,000 | $94,000 | $94,000 | $182,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 203 | $14,975,000 | $73,000 | $417,000 | $58,000 | $360,000 |
| FHA-insured (Federal Housing Administration) | 54 | $5,250,000 | $97,000 | $160,000 | $52,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $1,803,000 | $81,000 | $130,000 | $40,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 8 | $857,000 | $107,000 | $312,000 | $58,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 153 | $11,393,000 | $74,000 | $336,000 | $59,000 | $360,000 |
| Application Denied By Financial Institution | 61 | $4,777,000 | $78,000 | $417,000 | $49,000 | $142,000 |
| Loan Purchased By The Institution | 25 | $2,555,000 | $102,000 | $312,000 | $51,000 | $133,000 |
| Application Approved But Not Accepted | 23 | $1,998,000 | $86,000 | $151,000 | $58,000 | $164,000 |
| Application Withdrawn By Applicant | 22 | $1,943,000 | $88,000 | $240,000 | $53,000 | $119,000 |
| File Closed For Incompleteness | 3 | $219,000 | $73,000 | $107,000 | $61,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $815,000 | $62,000 | $101,000 | $50,000 | $87,000 |
| Debt-To-Income Ratio | 8 | $875,000 | $109,000 | $417,000 | $41,000 | $91,000 |
| Other | 5 | $441,000 | $88,000 | $125,000 | $56,000 | $142,000 |
| Unverifiable Information | 3 | $198,000 | $66,000 | $82,000 | $46,000 | $68,000 |
| Collateral | 3 | $262,000 | $87,000 | $97,000 | $23,000 | $39,000 |
| Credit Application Incomplete | 2 | $196,000 | $98,000 | $111,000 | $126,000 | $137,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About