Arvest Bank Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Arvest Bank Group 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Arvest Bank Group 4500 South Garnett Suit 440 Tulsa, OK 74146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,466 |
| Total Mortgage Loan Application Amount | $636,217,000 |
| Average Mortgage Loan Application Amount | $141,714 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $99,404 |
| Highest Applicant Income | $5,001,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Arvest Bank Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Arvest Bank Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Arvest Bank Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank Group's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 2,974 | $ 144,982,000 | $ 48,000 | $ 67,000 |
| Washington County Arkansas | 2,364 | $ 120,278,000 | $ 50,000 | $ 62,000 |
| Tulsa County Oklahoma | 1,301 | $ 60,264,000 | $ 46,000 | $ 85,000 |
| Pulaski County Arkansas | 841 | $ 35,335,000 | $ 42,000 | $ 66,000 |
| Oklahoma County Oklahoma | 716 | $ 20,849,000 | $ 29,000 | $ 58,000 |
| Sebastian County Arkansas | 590 | $ 24,567,000 | $ 41,000 | $ 43,000 |
| Cleveland County Oklahoma | 526 | $ 16,358,000 | $ 31,000 | $ 53,000 |
| Jasper County Missouri | 330 | $ 16,603,000 | $ 50,000 | $ 32,000 |
| Washington County Oklahoma | 304 | $ 7,941,000 | $ 26,000 | $ 40,000 |
| Comanche County Oklahoma | 300 | $ 12,949,000 | $ 43,000 | $ 46,000 |
| Marion County Arkansas | 277 | $ 9,377,000 | $ 33,000 | $ 33,000 |
| Madison County Arkansas | 243 | $ 11,225,000 | $ 46,000 | $ 32,000 |
| Saline County Arkansas | 242 | $ 6,490,000 | $ 26,000 | $ 51,000 |
| Pottawatomie County Oklahoma | 205 | $ 5,495,000 | $ 26,000 | $ 50,000 |
| Le Flore County Oklahoma | 204 | $ 5,549,000 | $ 27,000 | $ 33,000 |
| Faulkner County Arkansas | 188 | $ 9,681,000 | $ 51,000 | $ 53,000 |
| Crawford County Arkansas | 187 | $ 7,169,000 | $ 38,000 | $ 37,000 |
| McDonald County Missouri | 186 | $ 7,201,000 | $ 38,000 | $ 37,000 |
| Baxter County Arkansas | 175 | $ 10,154,000 | $ 58,000 | $ 34,000 |
| Newton County Missouri | 172 | $ 7,396,000 | $ 43,000 | $ 32,000 |
| Stephens County Oklahoma | 168 | $ 6,249,000 | $ 37,000 | $ 48,000 |
| Boone County Arkansas | 158 | $ 6,006,000 | $ 38,000 | $ 36,000 |
| Wagoner County Oklahoma | 149 | $ 3,826,000 | $ 25,000 | $ 45,000 |
| Delaware County Oklahoma | 144 | $ 3,766,000 | $ 26,000 | $ 35,000 |
| Adair County Oklahoma | 137 | $ 5,189,000 | $ 37,000 | $ 31,000 |
| Carroll County Arkansas | 135 | $ 4,076,000 | $ 30,000 | $ 35,000 |
| Garland County Arkansas | 132 | $ 4,594,000 | $ 34,000 | $ 39,000 |
| Nowata County Oklahoma | 128 | $ 3,988,000 | $ 31,000 | $ 33,000 |
| Lonoke County Arkansas | 106 | $ 2,685,000 | $ 25,000 | $ 50,000 |
| Sequoyah County Oklahoma | 106 | $ 2,071,000 | $ 19,000 | $ 38,000 |
| Canadian County Oklahoma | 95 | $ 1,696,000 | $ 17,000 | $ 63,000 |
| Conway County Arkansas | 93 | $ 2,752,000 | $ 29,000 | $ 36,000 |
| Rogers County Oklahoma | 93 | $ 3,696,000 | $ 39,000 | $ 59,000 |
| Pope County Arkansas | 82 | $ 1,388,000 | $ 16,000 | $ 41,000 |
| Creek County Oklahoma | 76 | $ 2,795,000 | $ 36,000 | $ 48,000 |
| Grady County Oklahoma | 73 | $ 2,006,000 | $ 27,000 | $ 31,000 |
| Mayes County Oklahoma | 71 | $ 2,680,000 | $ 37,000 | $ 51,000 |
| Okmulgee County Oklahoma | 68 | $ 1,470,000 | $ 21,000 | $ 39,000 |
| Muskogee County Oklahoma | 62 | $ 1,454,000 | $ 23,000 | $ 33,000 |
| Pittsburg County Oklahoma | 57 | $ 1,456,000 | $ 25,000 | $ 34,000 |
| Logan County Arkansas | 54 | $ 1,069,000 | $ 19,000 | $ 33,000 |
| Ottawa County Oklahoma | 51 | $ 1,785,000 | $ 35,000 | $ 34,000 |
| Craig County Oklahoma | 50 | $ 1,285,000 | $ 25,000 | $ 31,000 |
| McClain County Oklahoma | 48 | $ 1,019,000 | $ 21,000 | $ 53,000 |
| Osage County Oklahoma | 48 | $ 805,000 | $ 16,000 | $ 39,000 |
| McIntosh County Oklahoma | 43 | $ 980,000 | $ 22,000 | $ 39,000 |
| Polk County Arkansas | 40 | $ 1,020,000 | $ 25,000 | $ 25,000 |
| Stone County Missouri | 32 | $ 1,615,000 | $ 50,000 | $ 25,000 |
| Johnson County Arkansas | 30 | $ 666,000 | $ 22,000 | $ 33,000 |
| Barry County Missouri | 30 | $ 1,151,000 | $ 38,000 | $ 39,000 |
| Cherokee County Oklahoma | 27 | $ 573,000 | $ 21,000 | $ 26,000 |
| Pontotoc County Oklahoma | 27 | $ 505,000 | $ 18,000 | $ 48,000 |
| Cotton County Oklahoma | 24 | $ 494,000 | $ 20,000 | $ 32,000 |
| Yell County Arkansas | 20 | $ 741,000 | $ 37,000 | $ 62,000 |
| Hot Spring County Arkansas | 19 | $ 223,000 | $ 11,000 | $ 49,000 |
| Logan County Oklahoma | 19 | $ 448,000 | $ 23,000 | $ 42,000 |
| Crawford County Kansas | 17 | $ 240,000 | $ 14,000 | $ 28,000 |
| Lincoln County Oklahoma | 17 | $ 310,000 | $ 18,000 | $ 29,000 |
| Cherokee County Kansas | 15 | $ 367,000 | $ 24,000 | $ 40,000 |
| Haskell County Oklahoma | 15 | $ 157,000 | $ 10,000 | $ 61,000 |
| Seminole County Oklahoma | 15 | $ 369,000 | $ 24,000 | $ 40,000 |
| McCurtain County Oklahoma | 14 | $ 181,000 | $ 12,000 | $ 30,000 |
| Franklin County Arkansas | 13 | $ 285,000 | $ 21,000 | $ 45,000 |
| Caddo County Oklahoma | 13 | $ 285,000 | $ 21,000 | $ 32,000 |
| Newton County Arkansas | 12 | $ 334,000 | $ 27,000 | $ 30,000 |
| Bryan County Oklahoma | 12 | $ 102,000 | $ 8,000 | $ 53,000 |
| Kingfisher County Oklahoma | 12 | $ 75,000 | $ 6,000 | $ 39,000 |
| Perry County Arkansas | 11 | $ 144,000 | $ 13,000 | $ 47,000 |
| Taney County Missouri | 11 | $ 424,000 | $ 38,000 | $ 36,000 |
| White County Arkansas | 10 | $ 336,000 | $ 33,000 | $ 64,000 |
| Pawnee County Oklahoma | 9 | $ 169,000 | $ 18,000 | $ 46,000 |
| Payne County Oklahoma | 9 | $ 212,000 | $ 23,000 | $ 59,000 |
| Jefferson County Arkansas | 8 | $ 184,000 | $ 23,000 | $ 62,000 |
| Montgomery County Kansas | 8 | $ 126,000 | $ 15,000 | $ 29,000 |
| Latimer County Oklahoma | 8 | $ 46,000 | $ 5,000 | $ 51,000 |
| Montgomery County Arkansas | 7 | $ 332,000 | $ 47,000 | $ 65,000 |
| Searcy County Arkansas | 7 | $ 146,000 | $ 20,000 | $ 33,000 |
| Kay County Oklahoma | 7 | $ 38,000 | $ 5,000 | $ 41,000 |
| Barton County Missouri | 6 | $ 206,000 | $ 34,000 | $ 31,000 |
| Jefferson County Oklahoma | 6 | $ 226,000 | $ 37,000 | $ 47,000 |
| Kiowa County Oklahoma | 6 | $ 225,000 | $ 37,000 | $ 33,000 |
| Grant County Arkansas | 5 | $ 35,000 | $ 7,000 | $ 38,000 |
| Scott County Arkansas | 5 | $ 116,000 | $ 23,000 | $ 92,000 |
| Carter County Oklahoma | 5 | $ 200,000 | $ 40,000 | $ 73,000 |
| Cleburne County Arkansas | 4 | $ 353,000 | $ 88,000 | $ 249,000 |
| Izard County Arkansas | 4 | $ 152,000 | $ 38,000 | $ 38,000 |
| Van Buren County Arkansas | 4 | $ 125,000 | $ 31,000 | $ 18,000 |
| Craighead County Arkansas | 3 | $ 199,000 | $ 66,000 | $ 25,000 |
| Fulton County Arkansas | 3 | $ 181,000 | $ 60,000 | $ 23,000 |
| Monroe County Arkansas | 3 | $ 64,000 | $ 21,000 | $ 30,000 |
| Greene County Missouri | 3 | $ 113,000 | $ 37,000 | $ 34,000 |
| Lawrence County Missouri | 3 | $ 128,000 | $ 42,000 | $ 58,000 |
| Alfalfa County Oklahoma | 3 | $ 16,000 | $ 5,000 | $ 33,000 |
| Atoka County Oklahoma | 3 | $ 74,000 | $ 24,000 | $ 24,000 |
| Beckham County Oklahoma | 3 | $ 39,000 | $ 13,000 | $ 49,000 |
| Blaine County Oklahoma | 3 | $ 114,000 | $ 38,000 | $ 62,000 |
| Garfield County Oklahoma | 3 | $ 29,000 | $ 9,000 | $ 45,000 |
| Garvin County Oklahoma | 3 | $ 16,000 | $ 5,000 | $ 33,000 |
| Jackson County Oklahoma | 3 | $ 72,000 | $ 24,000 | $ 76,000 |
| Marshall County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 42,000 |
| Murray County Oklahoma | 3 | $ 42,000 | $ 14,000 | $ 100,000 |
| Dallas County Texas | 3 | $ 52,000 | $ 17,000 | $ 69,000 |
| Clark County Arkansas | 2 | $ 20,000 | $ 10,000 | $ 41,000 |
| Little River County Arkansas | 2 | $ 65,000 | $ 32,000 | $ 63,000 |
| Pike County Arkansas | 2 | $ 28,000 | $ 14,000 | $ 28,000 |
| Sharp County Arkansas | 2 | $ 103,000 | $ 51,000 | $ 44,000 |
| Stone County Arkansas | 2 | $ 389,000 | $ 194,000 | $ 75,000 |
| San Bernardino County California | 2 | $ 18,000 | $ 9,000 | $ 17,000 |
| La Plata County Colorado | 2 | $ 1,237,000 | $ 618,000 | $ 100,000 |
| Cook County Illinois | 2 | $ 180,000 | $ 90,000 | $ 20,000 |
| Chautauqua County Kansas | 2 | $ 34,000 | $ 17,000 | $ 56,000 |
| Labette County Kansas | 2 | $ 35,000 | $ 17,000 | $ 59,000 |
| Harrison County Mississippi | 2 | $ 183,000 | $ 91,000 | $ 61,000 |
| Christian County Missouri | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Polk County Missouri | 2 | $ 25,000 | $ 12,000 | $ 22,000 |
| St. Louis County Missouri | 2 | $ 50,000 | $ 25,000 | $ 78,000 |
| Webster County Missouri | 2 | $ 47,000 | $ 23,000 | $ 14,000 |
| Choctaw County Oklahoma | 2 | $ 9,000 | $ 4,000 | $ 26,000 |
| Hughes County Oklahoma | 2 | $ 20,000 | $ 10,000 | $ 25,000 |
| Johnston County Oklahoma | 2 | $ 45,000 | $ 22,000 | $ 116,000 |
| Noble County Oklahoma | 2 | $ 17,000 | $ 8,000 | $ 46,000 |
| Okfuskee County Oklahoma | 2 | $ 11,000 | $ 5,000 | $ 41,000 |
| Pushmataha County Oklahoma | 2 | $ 31,000 | $ 15,000 | $ 27,000 |
| Harris County Texas | 2 | $ 47,000 | $ 23,000 | $ 57,000 |
| Tarrant County Texas | 2 | $ 134,000 | $ 67,000 | $ 84,000 |
| Baldwin County Alabama | 1 | $ 20,000 | $ 20,000 | $ 243,000 |
| Fayette County Alabama | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Mobile County Alabama | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Maricopa County Arizona | 1 | $ 260,000 | $ 260,000 | $ 214,000 |
| Ashley County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Dallas County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Hempstead County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Independence County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Ouachita County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Phillips County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 9,000 |
| Prairie County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Sevier County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Union County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 6,000 |
| Monterey County California | 1 | $ 2,475,000 | $ 2,475,000 | $ 45,000 |
| Sacramento County California | 1 | $ 20,000 | $ 20,000 | $ 103,000 |
| Santa Clara County California | 1 | $ 40,000 | $ 40,000 | $ 133,000 |
| Ventura County California | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Custer County Colorado | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 224,000 | $ 224,000 | $ 761,000 |
| Broward County Florida | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 811,000 |
| Fulton County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Bureau County Illinois | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| DeKalb County Illinois | 1 | $ 112,000 | $ 112,000 | $ 210,000 |
| DuPage County Illinois | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Porter County Indiana | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Douglas County Kansas | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Osage County Kansas | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Wyandotte County Kansas | 1 | $ 36,000 | $ 36,000 | $ 17,000 |
| Orleans County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 295,000 |
| Oakland County Michigan | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Quitman County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 14,000 |
| Franklin County Missouri | 1 | $ 100,000 | $ 100,000 | $ 16,000 |
| Howell County Missouri | 1 | $ 11,000 | $ 11,000 | $ 24,000 |
| Jefferson County Missouri | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Platte County Missouri | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Pulaski County Missouri | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| St. Francois County Missouri | 1 | $ 27,000 | $ 27,000 | $ 13,000 |
| Vernon County Missouri | 1 | $ 2,000 | $ 2,000 | $ 57,000 |
| Yellowstone County Montana | 1 | $ 96,000 | $ 96,000 | $ 126,000 |
| Hillsborough County New Hampshire | 1 | $ 333,000 | $ 333,000 | $ 48,000 |
| Rockingham County New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 62,000 |
| Socorro County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 142,000 |
| Durham County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Butler County Ohio | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Licking County Ohio | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Coal County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 12,000 |
| Grant County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Love County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Tillman County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Washita County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Woods County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| Woodward County Oklahoma | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 190,000 |
| Grayson County Texas | 1 | $ 12,000 | $ 12,000 | $ 72,000 |
| Hood County Texas | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Wichita County Texas | 1 | $ 70,000 | $ 70,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for Arvest Bank Group in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 9,068 | $261,339,000 | $73,583 | $2,000,000 | $68,583 | $2,000,000 |
| Refinancing | 4,353 | $250,397,000 | $173,666 | $2,475,000 | $87,533 | $2,722,000 |
| Home Purchase | 2,045 | $124,481,000 | $164,266 | $2,000,000 | $135,933 | $5,001,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,514 | $498,385,000 | $132,055 | $2,475,000 | $110,611 | $5,001,000 |
| Not Provided | 1,045 | $30,042,000 | $113,333 | $1,000,000 | $78,111 | $1,500,000 |
| Not applicable | 747 | $77,850,000 | $68,000 | $2,380,000 | $9,600 | $1,000,000 |
| Black or African American | 440 | $9,172,000 | $68,500 | $500,000 | $84,200 | $1,000,000 |
| Hispanic | 312 | $6,427,000 | $28,000 | $531,000 | $61,800 | $270,000 |
| American Indian or Alaskan Native | 277 | $7,301,000 | $27,250 | $560,000 | $40,250 | $288,000 |
| Asian | 109 | $6,014,000 | $121,000 | $519,000 | $73,750 | $4,715,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $1,026,000 | $44,500 | $206,000 | $54,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,460 | $636,110,000 | $147,363 | $2,475,000 | $117,863 | $5,001,000 |
| FHA-insured (Federal Housing Administration) | 6 | $107,000 | $15,000 | $44,000 | $43,500 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,929 | $546,902,000 | $140,000 | $2,475,000 | $132,875 | $5,001,000 |
| Application Denied By Financial Institution | 2,799 | $59,105,000 | $83,266 | $552,000 | $48,000 | $540,000 |
| Application Withdrawn By Applicant | 738 | $30,210,000 | $176,000 | $1,000,000 | $140,857 | $811,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,777 | $34,224,000 | $85,727 | $531,000 | $42,090 | $540,000 |
| Debt-To-Income Ratio | 862 | $19,447,000 | $42,454 | $489,000 | $49,545 | $265,000 |
| Collateral | 79 | $3,462,000 | $34,000 | $552,000 | $43,750 | $289,000 |
| Employment History | 67 | $1,294,000 | $32,800 | $82,000 | $53,800 | $180,000 |
| Other | 7 | $446,000 | $59,500 | $125,000 | $50,000 | $112,000 |
| Unverifiable Information | 4 | $44,000 | $9,000 | $30,000 | $35,000 | $78,000 |
| Credit Application Incomplete | 3 | $188,000 | $59,500 | $108,000 | $38,500 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank Group's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Arvest Bank Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.