Arvest Bank Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Arvest Bank Group 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Arvest Bank Group
4500 South Garnett Suit 440
Tulsa, OK 74146
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,670
Total Mortgage Loan Application Amount $625,200,000
Average Mortgage Loan Application Amount $116,596
Highest Mortgage Loan Application Amount $1,704,000
Average Applicant Income $119,461
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Arvest Bank Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Arvest Bank Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank Group serves its applicants.

Each category highlights the total number of mortgage applications processed by Arvest Bank Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank Group's mortgage activity for 2005.

Mortgage Loan Application Totals for Arvest Bank Group by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton County Arkansas 3,083 $ 159,600,000 $ 51,000 $ 71,000
Washington County Arkansas 2,034 $ 111,470,000 $ 54,000 $ 68,000
Tulsa County Oklahoma 1,122 $ 46,754,000 $ 41,000 $ 80,000
Pulaski County Arkansas 820 $ 29,835,000 $ 36,000 $ 60,000
Oklahoma County Oklahoma 698 $ 20,392,000 $ 29,000 $ 69,000
Sebastian County Arkansas 594 $ 27,535,000 $ 46,000 $ 43,000
Cleveland County Oklahoma 421 $ 14,789,000 $ 35,000 $ 58,000
Washington County Oklahoma 308 $ 8,123,000 $ 26,000 $ 42,000
Jasper County Missouri 280 $ 11,921,000 $ 42,000 $ 46,000
Crawford County Arkansas 237 $ 7,975,000 $ 33,000 $ 52,000
Saline County Arkansas 235 $ 8,241,000 $ 35,000 $ 67,000
Comanche County Oklahoma 218 $ 8,767,000 $ 40,000 $ 66,000
Madison County Arkansas 216 $ 8,265,000 $ 38,000 $ 39,000
Marion County Arkansas 215 $ 7,677,000 $ 35,000 $ 29,000
Le Flore County Oklahoma 214 $ 5,682,000 $ 26,000 $ 40,000
Faulkner County Arkansas 179 $ 9,548,000 $ 53,000 $ 59,000
McDonald County Missouri 165 $ 5,615,000 $ 34,000 $ 52,000
Stephens County Oklahoma 159 $ 5,458,000 $ 34,000 $ 38,000
Baxter County Arkansas 154 $ 7,381,000 $ 47,000 $ 44,000
Carroll County Arkansas 153 $ 5,519,000 $ 36,000 $ 39,000
Pottawatomie County Oklahoma 144 $ 5,080,000 $ 35,000 $ 43,000
Newton County Missouri 142 $ 6,327,000 $ 44,000 $ 53,000
Wagoner County Oklahoma 138 $ 3,700,000 $ 26,000 $ 53,000
Boone County Arkansas 131 $ 5,985,000 $ 45,000 $ 36,000
Garland County Arkansas 130 $ 4,867,000 $ 37,000 $ 68,000
Adair County Oklahoma 124 $ 3,800,000 $ 30,000 $ 36,000
Delaware County Oklahoma 118 $ 4,128,000 $ 34,000 $ 103,000
Nowata County Oklahoma 109 $ 4,036,000 $ 37,000 $ 42,000
Creek County Oklahoma 106 $ 3,781,000 $ 35,000 $ 55,000
Mayes County Oklahoma 100 $ 2,460,000 $ 24,000 $ 50,000
Craig County Oklahoma 99 $ 3,865,000 $ 39,000 $ 51,000
Sequoyah County Oklahoma 99 $ 2,760,000 $ 27,000 $ 47,000
Pope County Arkansas 98 $ 2,704,000 $ 27,000 $ 40,000
Muskogee County Oklahoma 92 $ 2,156,000 $ 23,000 $ 50,000
Canadian County Oklahoma 84 $ 1,401,000 $ 16,000 $ 59,000
Conway County Arkansas 81 $ 2,900,000 $ 35,000 $ 37,000
Lonoke County Arkansas 80 $ 2,919,000 $ 36,000 $ 75,000
Grady County Oklahoma 79 $ 2,462,000 $ 31,000 $ 46,000
Ottawa County Oklahoma 72 $ 1,740,000 $ 24,000 $ 52,000
Rogers County Oklahoma 71 $ 3,382,000 $ 47,000 $ 80,000
Logan County Arkansas 66 $ 2,445,000 $ 37,000 $ 41,000
Johnson County Arkansas 60 $ 1,860,000 $ 31,000 $ 46,000
Pittsburg County Oklahoma 53 $ 1,337,000 $ 25,000 $ 48,000
Polk County Arkansas 52 $ 1,683,000 $ 32,000 $ 28,000
Osage County Oklahoma 49 $ 1,133,000 $ 23,000 $ 58,000
Stone County Missouri 43 $ 1,824,000 $ 42,000 $ 38,000
McClain County Oklahoma 40 $ 1,220,000 $ 30,000 $ 56,000
McIntosh County Oklahoma 39 $ 835,000 $ 21,000 $ 40,000
Barry County Missouri 33 $ 2,170,000 $ 65,000 $ 45,000
Okmulgee County Oklahoma 31 $ 967,000 $ 31,000 $ 43,000
Logan County Oklahoma 30 $ 1,094,000 $ 36,000 $ 53,000
Pontotoc County Oklahoma 29 $ 950,000 $ 32,000 $ 50,000
Cherokee County Oklahoma 25 $ 1,350,000 $ 54,000 $ 42,000
Haskell County Oklahoma 23 $ 383,000 $ 16,000 $ 46,000
Franklin County Arkansas 22 $ 627,000 $ 28,000 $ 63,000
Cherokee County Kansas 21 $ 448,000 $ 21,000 $ 44,000
Hot Spring County Arkansas 20 $ 231,000 $ 11,000 $ 38,000
Perry County Arkansas 20 $ 352,000 $ 17,000 $ 32,000
Cleburne County Arkansas 18 $ 2,393,000 $ 132,000 $ 14,000
Dallas County Texas 16 $ 288,000 $ 18,000 $ 115,000
Yell County Arkansas 15 $ 443,000 $ 29,000 $ 40,000
Taney County Missouri 15 $ 561,000 $ 37,000 $ 102,000
Newton County Arkansas 14 $ 226,000 $ 16,000 $ 27,000
Cotton County Oklahoma 14 $ 312,000 $ 22,000 $ 36,000
McCurtain County Oklahoma 14 $ 118,000 $ 8,000 $ 43,000
Lincoln County Oklahoma 12 $ 238,000 $ 19,000 $ 46,000
Montgomery County Arkansas 11 $ 605,000 $ 55,000 $ 39,000
White County Arkansas 11 $ 391,000 $ 35,000 $ 68,000
Crawford County Kansas 10 $ 124,000 $ 12,000 $ 30,000
Caddo County Oklahoma 10 $ 406,000 $ 40,000 $ 39,000
Seminole County Oklahoma 10 $ 186,000 $ 18,000 $ 40,000
Grant County Arkansas 9 $ 173,000 $ 19,000 $ 60,000
Jefferson County Arkansas 9 $ 90,000 $ 10,000 $ 97,000
Kingfisher County Oklahoma 8 $ 73,000 $ 9,000 $ 53,000
Pawnee County Oklahoma 8 $ 155,000 $ 19,000 $ 118,000
Payne County Oklahoma 7 $ 344,000 $ 49,000 $ 29,000
Stone County Arkansas 6 $ 503,000 $ 83,000 $ 44,000
Searcy County Arkansas 5 $ 158,000 $ 31,000 $ 33,000
Van Buren County Arkansas 5 $ 84,000 $ 16,000 $ 32,000
Barton County Missouri 5 $ 100,000 $ 20,000 $ 32,000
Latimer County Oklahoma 5 $ 116,000 $ 23,000 $ 54,000
Tarrant County Texas 5 $ 117,000 $ 23,000 $ 145,000
Scott County Arkansas 4 $ 241,000 $ 60,000 $ 41,000
Bryan County Oklahoma 4 $ 21,000 $ 5,000 $ 36,000
Carter County Oklahoma 4 $ 268,000 $ 67,000 $ 152,000
Denton County Texas 4 $ 430,000 $ 107,000 $ 145,000
Clark County Arkansas 3 $ 33,000 $ 11,000 $ 28,000
Fulton County Arkansas 3 $ 17,000 $ 5,000 $ 21,000
Sevier County Arkansas 3 $ 21,000 $ 7,000 $ 51,000
Sharp County Arkansas 3 $ 29,000 $ 9,000 $ 54,000
Johnson County Kansas 3 $ 445,000 $ 148,000 $ 65,000
Lawrence County Missouri 3 $ 10,000 $ 3,000 $ 57,000
Garfield County Oklahoma 3 $ 87,000 $ 29,000 $ 78,000
Garvin County Oklahoma 3 $ 62,000 $ 20,000 $ 21,000
Hughes County Oklahoma 3 $ 28,000 $ 9,000 $ 83,000
Jackson County Oklahoma 3 $ 54,000 $ 18,000 $ 69,000
Maricopa County Arizona 2 $ 373,000 $ 186,000 $ 70,000
Independence County Arkansas 2 $ 12,000 $ 6,000 $ 180,000
Jackson County Arkansas 2 $ 187,000 $ 93,000 $ 46,000
Prairie County Arkansas 2 $ 34,000 $ 17,000 $ 34,000
Union County Arkansas 2 $ 52,000 $ 26,000 $ 12,000
Woodruff County Arkansas 2 $ 50,000 $ 25,000 $ 46,000
Riverside County California 2 $ 104,000 $ 52,000 $ 133,000
Eagle County Colorado 2 $ 330,000 $ 165,000 $ 457,000
La Plata County Colorado 2 $ 1,237,000 $ 618,000 $ 50,000
McHenry County Illinois 2 $ 55,000 $ 27,000 $ 122,000
Montgomery County Kansas 2 $ 12,000 $ 6,000 $ 10,000
Sedgwick County Kansas 2 $ 45,000 $ 22,000 $ 44,000
Howell County Missouri 2 $ 400,000 $ 200,000 $ 417,000
Ozark County Missouri 2 $ 37,000 $ 18,000 $ 52,000
Vernon County Missouri 2 $ 61,000 $ 30,000 $ 36,000
Clark County Nevada 2 $ 182,000 $ 91,000 $ 81,000
Blaine County Oklahoma 2 $ 23,000 $ 11,000 $ 74,000
Coal County Oklahoma 2 $ 25,000 $ 12,000 $ 8,000
Custer County Oklahoma 2 $ 12,000 $ 6,000 $ 45,000
Jefferson County Oklahoma 2 $ 171,000 $ 85,000 $ 45,000
Kay County Oklahoma 2 $ 29,000 $ 14,000 $ 48,000
Kiowa County Oklahoma 2 $ 51,000 $ 25,000 $ 28,000
Love County Oklahoma 2 $ 265,000 $ 132,000 $ 90,000
Marshall County Oklahoma 2 $ 75,000 $ 37,000 $ 94,000
Murray County Oklahoma 2 $ 170,000 $ 85,000 $ 60,000
Okfuskee County Oklahoma 2 $ 55,000 $ 27,000 $ 58,000
Pushmataha County Oklahoma 2 $ 53,000 $ 26,000 $ 50,000
Collin County Texas 2 $ 126,000 $ 63,000 $ 51,000
Roanoke County Virginia 2 $ 59,000 $ 29,000 $ 140,000
Cherokee County Alabama 1 $ 206,000 $ 206,000 $ 42,000
Mohave County Arizona 1 $ 58,000 $ 58,000 $ 13,000
Crittenden County Arkansas 1 $ 10,000 $ 10,000 $ 18,000
Lincoln County Arkansas 1 $ 9,000 $ 9,000 $ 82,000
Monroe County Arkansas 1 $ 8,000 $ 8,000 $ 85,000
Ouachita County Arkansas 1 $ 10,000 $ 10,000 $ 68,000
Pike County Arkansas 1 $ 9,000 $ 9,000 $ 20,000
Los Angeles County California 1 $ 404,000 $ 404,000 $ 103,000
Sacramento County California 1 $ 300,000 $ 300,000 $ 0
Yuba County California 1 $ 175,000 $ 175,000 $ 105,000
Custer County Colorado 1 $ 213,000 $ 213,000 $ 0
Douglas County Colorado 1 $ 252,000 $ 252,000 $ 44,000
Middlesex County Connecticut 1 $ 360,000 $ 360,000 $ 168,000
Manatee County Florida 1 $ 300,000 $ 300,000 $ 50,000
Okaloosa County Florida 1 $ 1,000,000 $ 1,000,000 $ 0
Palm Beach County Florida 1 $ 38,000 $ 38,000 $ 324,000
Pinellas County Florida 1 $ 50,000 $ 50,000 $ 14,000
Sarasota County Florida 1 $ 10,000 $ 10,000 $ 67,000
Cook County Illinois 1 $ 15,000 $ 15,000 $ 26,000
Winnebago County Illinois 1 $ 50,000 $ 50,000 $ 0
Story County Iowa 1 $ 20,000 $ 20,000 $ 12,000
Miami County Kansas 1 $ 121,000 $ 121,000 $ 0
Neosho County Kansas 1 $ 44,000 $ 44,000 $ 20,000
Pulaski County Kentucky 1 $ 114,000 $ 114,000 $ 48,000
Ouachita County Louisiana 1 $ 120,000 $ 120,000 $ 180,000
Middlesex County Massachusetts 1 $ 284,000 $ 284,000 $ 150,000
Eaton County Michigan 1 $ 203,000 $ 203,000 $ 140,000
Midland County Michigan 1 $ 12,000 $ 12,000 $ 139,000
Oakland County Michigan 1 $ 165,000 $ 165,000 $ 120,000
Hennepin County Minnesota 1 $ 10,000 $ 10,000 $ 60,000
Callaway County Missouri 1 $ 225,000 $ 225,000 $ 74,000
Cass County Missouri 1 $ 18,000 $ 18,000 $ 36,000
Christian County Missouri 1 $ 150,000 $ 150,000 $ 0
Greene County Missouri 1 $ 100,000 $ 100,000 $ 0
Jackson County Missouri 1 $ 10,000 $ 10,000 $ 55,000
Jefferson County Missouri 1 $ 10,000 $ 10,000 $ 57,000
Laclede County Missouri 1 $ 200,000 $ 200,000 $ 32,000
St. Louis County Missouri 1 $ 320,000 $ 320,000 $ 70,000
Texas County Missouri 1 $ 6,000 $ 6,000 $ 68,000
Webster County Missouri 1 $ 26,000 $ 26,000 $ 100,000
Saline County Nebraska 1 $ 32,000 $ 32,000 $ 50,000
Bernalillo County New Mexico 1 $ 70,000 $ 70,000 $ 46,000
San Juan County New Mexico 1 $ 540,000 $ 540,000 $ 144,000
Socorro County New Mexico 1 $ 14,000 $ 14,000 $ 158,000
Queens County New York 1 $ 15,000 $ 15,000 $ 0
Crawford County Ohio 1 $ 33,000 $ 33,000 $ 49,000
Mahoning County Ohio 1 $ 270,000 $ 270,000 $ 62,000
Richland County Ohio 1 $ 180,000 $ 180,000 $ 146,000
Wood County Ohio 1 $ 85,000 $ 85,000 $ 22,000
Alfalfa County Oklahoma 1 $ 6,000 $ 6,000 $ 64,000
Atoka County Oklahoma 1 $ 61,000 $ 61,000 $ 36,000
Grant County Oklahoma 1 $ 3,000 $ 3,000 $ 31,000
Greer County Oklahoma 1 $ 59,000 $ 59,000 $ 70,000
Tillman County Oklahoma 1 $ 26,000 $ 26,000 $ 0
Woodward County Oklahoma 1 $ 3,000 $ 3,000 $ 36,000
Coos County Oregon 1 $ 45,000 $ 45,000 $ 30,000
Pike County Pennsylvania 1 $ 213,000 $ 213,000 $ 187,000
Beadle County South Dakota 1 $ 80,000 $ 80,000 $ 0
Davidson County Tennessee 1 $ 138,000 $ 138,000 $ 61,000
Bexar County Texas 1 $ 32,000 $ 32,000 $ 32,000
Bowie County Texas 1 $ 45,000 $ 45,000 $ 144,000
Brazoria County Texas 1 $ 20,000 $ 20,000 $ 80,000
Cooke County Texas 1 $ 2,000 $ 2,000 $ 36,000
Kimble County Texas 1 $ 54,000 $ 54,000 $ 87,000
Rockwall County Texas 1 $ 1,350,000 $ 1,350,000 $ 6,917,000
Fauquier County Virginia 1 $ 45,000 $ 45,000 $ 70,000

Mortgage Loan Application Detail Totals for Arvest Bank Group in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 8,858 $268,178,000 $44,411 $900,000 $83,294 $1,399,000
Refinancing 3,964 $232,066,000 $123,785 $1,403,000 $76,357 $9,999,000
Home Purchase 1,848 $124,956,000 $170,238 $1,704,000 $177,476 $6,917,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,265 $462,754,000 $118,708 $1,403,000 $126,041 $9,999,000
Not Provided 1,478 $45,113,000 $56,909 $800,000 $59,000 $1,184,000
Not applicable 732 $79,146,000 $256,285 $1,704,000 $49,000 $564,000
Black or African American 468 $9,614,000 $47,600 $500,000 $65,000 $1,100,000
American Indian or Alaskan Native 283 $9,771,000 $32,000 $1,300,000 $39,000 $1,440,000
Hispanic 275 $8,912,000 $123,500 $1,000,000 $69,250 $713,000
Asian 149 $9,513,000 $46,000 $518,000 $57,000 $700,000
Native Hawaiian or Other Pacific Islander 20 $377,000 $15,000 $100,000 $52,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,670 $625,200,000 $123,214 $1,704,000 $95,964 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,086 $525,668,000 $96,631 $1,704,000 $133,842 $9,999,000
Application Denied By Financial Institution 2,785 $70,802,000 $129,050 $1,382,000 $64,150 $556,000
Application Withdrawn By Applicant 798 $28,720,000 $129,285 $1,000,000 $73,571 $660,000
Application Approved But Not Accepted 1 $10,000 $10,000 $10,000 $50,000 $50,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank Group's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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