Arvest Bank Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Arvest Bank Group 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Arvest Bank Group
4500 South Garnett Suit 440
Tulsa, OK 74146
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,068
Total Mortgage Loan Application Amount $484,408,000
Average Mortgage Loan Application Amount $54,333
Highest Mortgage Loan Application Amount $2,253,000
Average Applicant Income $76,666
Highest Applicant Income $1,900,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Arvest Bank Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Arvest Bank Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank Group serves its applicants.

Each category highlights the total number of mortgage applications processed by Arvest Bank Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank Group's mortgage activity for 2006.

Mortgage Loan Application Totals for Arvest Bank Group by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton County Arkansas 2,206 $ 112,874,000 $ 51,000 $ 89,000
Washington County Arkansas 1,521 $ 81,841,000 $ 53,000 $ 95,000
Tulsa County Oklahoma 822 $ 35,751,000 $ 43,000 $ 87,000
Pulaski County Arkansas 634 $ 25,258,000 $ 39,000 $ 76,000
Sebastian County Arkansas 482 $ 20,612,000 $ 42,000 $ 83,000
Oklahoma County Oklahoma 429 $ 15,066,000 $ 35,000 $ 74,000
Cleveland County Oklahoma 317 $ 10,605,000 $ 33,000 $ 75,000
Jasper County Missouri 232 $ 7,386,000 $ 31,000 $ 68,000
Washington County Oklahoma 206 $ 6,069,000 $ 29,000 $ 73,000
Marion County Arkansas 192 $ 6,491,000 $ 33,000 $ 42,000
Saline County Arkansas 190 $ 6,345,000 $ 33,000 $ 72,000
Comanche County Oklahoma 189 $ 8,420,000 $ 44,000 $ 80,000
Madison County Arkansas 180 $ 7,241,000 $ 40,000 $ 52,000
Carroll County Arkansas 151 $ 6,574,000 $ 43,000 $ 54,000
Stephens County Oklahoma 151 $ 6,365,000 $ 42,000 $ 57,000
Crawford County Arkansas 146 $ 4,750,000 $ 32,000 $ 62,000
Garland County Arkansas 144 $ 5,914,000 $ 41,000 $ 55,000
Le Flore County Oklahoma 135 $ 3,629,000 $ 26,000 $ 58,000
McDonald County Missouri 133 $ 4,124,000 $ 31,000 $ 57,000
Adair County Oklahoma 133 $ 5,016,000 $ 37,000 $ 44,000
Faulkner County Arkansas 129 $ 4,709,000 $ 36,000 $ 71,000
Pottawatomie County Oklahoma 128 $ 3,686,000 $ 28,000 $ 65,000
Newton County Missouri 115 $ 5,282,000 $ 45,000 $ 73,000
Wagoner County Oklahoma 114 $ 3,257,000 $ 28,000 $ 64,000
Boone County Arkansas 108 $ 5,163,000 $ 47,000 $ 62,000
Baxter County Arkansas 97 $ 5,571,000 $ 57,000 $ 80,000
Sequoyah County Oklahoma 87 $ 2,072,000 $ 23,000 $ 42,000
Lonoke County Arkansas 86 $ 2,600,000 $ 30,000 $ 64,000
Nowata County Oklahoma 83 $ 2,314,000 $ 27,000 $ 50,000
Delaware County Oklahoma 81 $ 2,639,000 $ 32,000 $ 59,000
Mayes County Oklahoma 81 $ 3,546,000 $ 43,000 $ 56,000
Creek County Oklahoma 68 $ 2,143,000 $ 31,000 $ 64,000
Muskogee County Oklahoma 65 $ 1,367,000 $ 21,000 $ 41,000
Grady County Oklahoma 63 $ 2,434,000 $ 38,000 $ 63,000
Ottawa County Oklahoma 61 $ 1,129,000 $ 18,000 $ 47,000
Rogers County Oklahoma 61 $ 2,673,000 $ 43,000 $ 72,000
Conway County Arkansas 57 $ 1,419,000 $ 24,000 $ 59,000
Pope County Arkansas 56 $ 1,247,000 $ 22,000 $ 52,000
Canadian County Oklahoma 53 $ 1,137,000 $ 21,000 $ 86,000
Stone County Missouri 47 $ 2,054,000 $ 43,000 $ 52,000
McIntosh County Oklahoma 47 $ 1,434,000 $ 30,000 $ 44,000
Johnson County Arkansas 45 $ 1,939,000 $ 43,000 $ 66,000
Craig County Oklahoma 45 $ 1,282,000 $ 28,000 $ 53,000
Logan County Arkansas 44 $ 1,320,000 $ 30,000 $ 49,000
Polk County Arkansas 39 $ 873,000 $ 22,000 $ 38,000
Pittsburg County Oklahoma 37 $ 1,435,000 $ 38,000 $ 46,000
Osage County Oklahoma 33 $ 914,000 $ 27,000 $ 57,000
Cherokee County Oklahoma 29 $ 1,630,000 $ 56,000 $ 53,000
Okmulgee County Oklahoma 29 $ 822,000 $ 28,000 $ 65,000
Franklin County Arkansas 23 $ 725,000 $ 31,000 $ 52,000
McClain County Oklahoma 21 $ 877,000 $ 41,000 $ 64,000
Barry County Missouri 20 $ 848,000 $ 42,000 $ 72,000
Haskell County Oklahoma 20 $ 219,000 $ 10,000 $ 45,000
Lincoln County Oklahoma 17 $ 566,000 $ 33,000 $ 51,000
Cherokee County Kansas 15 $ 367,000 $ 24,000 $ 53,000
McCurtain County Oklahoma 15 $ 249,000 $ 16,000 $ 55,000
Scott County Arkansas 14 $ 1,615,000 $ 115,000 $ 65,000
Pontotoc County Oklahoma 14 $ 648,000 $ 46,000 $ 45,000
Hot Spring County Arkansas 13 $ 661,000 $ 50,000 $ 91,000
Newton County Arkansas 12 $ 416,000 $ 34,000 $ 70,000
White County Arkansas 12 $ 692,000 $ 57,000 $ 80,000
Cotton County Oklahoma 11 $ 375,000 $ 34,000 $ 55,000
Perry County Arkansas 10 $ 345,000 $ 34,000 $ 53,000
Taney County Missouri 10 $ 469,000 $ 46,000 $ 110,000
Logan County Oklahoma 10 $ 419,000 $ 41,000 $ 120,000
Jefferson County Arkansas 8 $ 276,000 $ 34,000 $ 71,000
Crawford County Kansas 7 $ 27,000 $ 3,000 $ 48,000
Payne County Oklahoma 7 $ 213,000 $ 30,000 $ 54,000
Searcy County Arkansas 6 $ 106,000 $ 17,000 $ 45,000
Carter County Oklahoma 6 $ 180,000 $ 30,000 $ 57,000
Love County Oklahoma 6 $ 394,000 $ 65,000 $ 41,000
Woodward County Oklahoma 6 $ 120,000 $ 20,000 $ 33,000
Dallas County Texas 6 $ 9,037,000 $ 1,506,000 $ 27,000
Clark County Arkansas 5 $ 56,000 $ 11,000 $ 82,000
Cleburne County Arkansas 5 $ 287,000 $ 57,000 $ 95,000
Yell County Arkansas 5 $ 150,000 $ 30,000 $ 47,000
Lawrence County Missouri 5 $ 310,000 $ 62,000 $ 63,000
Caddo County Oklahoma 5 $ 214,000 $ 42,000 $ 44,000
Pawnee County Oklahoma 5 $ 99,000 $ 19,000 $ 51,000
Fulton County Arkansas 4 $ 54,000 $ 13,000 $ 55,000
Izard County Arkansas 4 $ 103,000 $ 25,000 $ 24,000
Sharp County Arkansas 4 $ 78,000 $ 19,000 $ 43,000
Stone County Arkansas 4 $ 113,000 $ 28,000 $ 102,000
Montgomery County Kansas 4 $ 55,000 $ 13,000 $ 77,000
Garvin County Oklahoma 4 $ 198,000 $ 49,000 $ 47,000
Grant County Arkansas 3 $ 91,000 $ 30,000 $ 101,000
Lee County Florida 3 $ 428,000 $ 142,000 $ 100,000
Johnson County Kansas 3 $ 417,000 $ 139,000 $ 94,000
Barton County Missouri 3 $ 501,000 $ 167,000 $ 78,000
Greene County Missouri 3 $ 119,000 $ 39,000 $ 64,000
Ozark County Missouri 3 $ 127,000 $ 42,000 $ 20,000
Garfield County Oklahoma 3 $ 46,000 $ 15,000 $ 30,000
Jackson County Oklahoma 3 $ 152,000 $ 50,000 $ 88,000
Jefferson County Oklahoma 3 $ 64,000 $ 21,000 $ 66,000
Latimer County Oklahoma 3 $ 139,000 $ 46,000 $ 89,000
Seminole County Oklahoma 3 $ 77,000 $ 25,000 $ 67,000
Cleveland County Arkansas 2 $ 24,000 $ 12,000 $ 77,000
Craighead County Arkansas 2 $ 12,000 $ 6,000 $ 54,000
Desha County Arkansas 2 $ 41,000 $ 20,000 $ 36,000
Monroe County Arkansas 2 $ 31,000 $ 15,000 $ 45,000
Montgomery County Arkansas 2 $ 531,000 $ 265,000 $ 99,000
Pike County Arkansas 2 $ 47,000 $ 23,000 $ 121,000
Prairie County Arkansas 2 $ 13,000 $ 6,000 $ 39,000
Van Buren County Arkansas 2 $ 34,000 $ 17,000 $ 54,000
Webster County Missouri 2 $ 40,000 $ 20,000 $ 49,000
Kingfisher County Oklahoma 2 $ 36,000 $ 18,000 $ 82,000
Marshall County Oklahoma 2 $ 734,000 $ 367,000 $ 90,000
Okfuskee County Oklahoma 2 $ 51,000 $ 25,000 $ 42,000
Tillman County Oklahoma 2 $ 23,000 $ 11,000 $ 60,000
Shelby County Tennessee 2 $ 63,000 $ 31,000 $ 107,000
Collin County Texas 2 $ 930,000 $ 465,000 $ 212,000
Baldwin County Alabama 1 $ 120,000 $ 120,000 $ 200,000
Tuscaloosa County Alabama 1 $ 15,000 $ 15,000 $ 24,000
Maricopa County Arizona 1 $ 50,000 $ 50,000 $ 0
Yavapai County Arizona 1 $ 50,000 $ 50,000 $ 101,000
Arkansas County Arkansas 1 $ 15,000 $ 15,000 $ 69,000
Greene County Arkansas 1 $ 5,000 $ 5,000 $ 25,000
Hempstead County Arkansas 1 $ 64,000 $ 64,000 $ 31,000
Independence County Arkansas 1 $ 5,000 $ 5,000 $ 65,000
Lincoln County Arkansas 1 $ 5,000 $ 5,000 $ 42,000
Alameda County California 1 $ 405,000 $ 405,000 $ 118,000
Kings County California 1 $ 37,000 $ 37,000 $ 67,000
Monterey County California 1 $ 230,000 $ 230,000 $ 43,000
Orange County California 1 $ 261,000 $ 261,000 $ 58,000
Sacramento County California 1 $ 120,000 $ 120,000 $ 91,000
San Bernardino County California 1 $ 184,000 $ 184,000 $ 34,000
San Diego County California 1 $ 417,000 $ 417,000 $ 29,000
Santa Clara County California 1 $ 610,000 $ 610,000 $ 500,000
Sonoma County California 1 $ 27,000 $ 27,000 $ 250,000
La Plata County Colorado 1 $ 720,000 $ 720,000 $ 55,000
District of Columbia County District Of Columbia 1 $ 100,000 $ 100,000 $ 38,000
Hillsborough County Florida 1 $ 104,000 $ 104,000 $ 1,030,000
Orange County Florida 1 $ 238,000 $ 238,000 $ 70,000
Palm Beach County Florida 1 $ 135,000 $ 135,000 $ 375,000
Pinellas County Florida 1 $ 75,000 $ 75,000 $ 69,000
St. Johns County Florida 1 $ 1,000,000 $ 1,000,000 $ 272,000
Coweta County Georgia 1 $ 200,000 $ 200,000 $ 84,000
Gordon County Georgia 1 $ 29,000 $ 29,000 $ 84,000
Harris County Georgia 1 $ 563,000 $ 563,000 $ 473,000
Maui County Hawaii 1 $ 31,000 $ 31,000 $ 140,000
LaPorte County Indiana 1 $ 80,000 $ 80,000 $ 53,000
Wayne County Indiana 1 $ 7,000 $ 7,000 $ 93,000
Allen County Kansas 1 $ 65,000 $ 65,000 $ 33,000
Atchison County Kansas 1 $ 10,000 $ 10,000 $ 65,000
Finney County Kansas 1 $ 2,000 $ 2,000 $ 80,000
Neosho County Kansas 1 $ 3,000 $ 3,000 $ 17,000
East Baton Rouge County Louisiana 1 $ 100,000 $ 100,000 $ 48,000
Lafayette County Louisiana 1 $ 36,000 $ 36,000 $ 36,000
Antrim County Michigan 1 $ 300,000 $ 300,000 $ 83,000
Genesee County Michigan 1 $ 30,000 $ 30,000 $ 29,000
Kent County Michigan 1 $ 87,000 $ 87,000 $ 240,000
Macomb County Michigan 1 $ 16,000 $ 16,000 $ 22,000
Oakland County Michigan 1 $ 628,000 $ 628,000 $ 325,000
Ogemaw County Michigan 1 $ 40,000 $ 40,000 $ 34,000
Carver County Minnesota 1 $ 20,000 $ 20,000 $ 89,000
Dakota County Minnesota 1 $ 135,000 $ 135,000 $ 119,000
Ramsey County Minnesota 1 $ 70,000 $ 70,000 $ 19,000
Adair County Missouri 1 $ 22,000 $ 22,000 $ 110,000
Cape Girardeau County Missouri 1 $ 170,000 $ 170,000 $ 136,000
Cedar County Missouri 1 $ 206,000 $ 206,000 $ 48,000
Christian County Missouri 1 $ 50,000 $ 50,000 $ 125,000
Gasconade County Missouri 1 $ 33,000 $ 33,000 $ 78,000
Jackson County Missouri 1 $ 112,000 $ 112,000 $ 24,000
Lewis County Missouri 1 $ 110,000 $ 110,000 $ 55,000
Mississippi County Missouri 1 $ 13,000 $ 13,000 $ 72,000
Phelps County Missouri 1 $ 200,000 $ 200,000 $ 146,000
Polk County Missouri 1 $ 8,000 $ 8,000 $ 0
St. Louis County Missouri 1 $ 176,000 $ 176,000 $ 100,000
Passaic County New Jersey 1 $ 5,000 $ 5,000 $ 12,000
Forsyth County North Carolina 1 $ 100,000 $ 100,000 $ 59,000
Bryan County Oklahoma 1 $ 2,000 $ 2,000 $ 38,000
Custer County Oklahoma 1 $ 139,000 $ 139,000 $ 23,000
Ellis County Oklahoma 1 $ 14,000 $ 14,000 $ 34,000
Kay County Oklahoma 1 $ 19,000 $ 19,000 $ 30,000
Kiowa County Oklahoma 1 $ 43,000 $ 43,000 $ 102,000
Major County Oklahoma 1 $ 170,000 $ 170,000 $ 42,000
Murray County Oklahoma 1 $ 9,000 $ 9,000 $ 35,000
Pushmataha County Oklahoma 1 $ 4,000 $ 4,000 $ 73,000
Chester County South Carolina 1 $ 21,000 $ 21,000 $ 90,000
Beadle County South Dakota 1 $ 54,000 $ 54,000 $ 0
Lawrence County South Dakota 1 $ 21,000 $ 21,000 $ 63,000
Lewis County Tennessee 1 $ 45,000 $ 45,000 $ 0
Williamson County Tennessee 1 $ 32,000 $ 32,000 $ 0
Bell County Texas 1 $ 9,000 $ 9,000 $ 61,000
Denton County Texas 1 $ 25,000 $ 25,000 $ 169,000
Harris County Texas 1 $ 30,000 $ 30,000 $ 241,000
Hemphill County Texas 1 $ 100,000 $ 100,000 $ 267,000
Midland County Texas 1 $ 60,000 $ 60,000 $ 48,000
Taylor County Texas 1 $ 50,000 $ 50,000 $ 20,000
Wichita County Texas 1 $ 28,000 $ 28,000 $ 40,000
Wood County Texas 1 $ 70,000 $ 70,000 $ 0
Fairfax County Virginia 1 $ 60,000 $ 60,000 $ 221,000

Mortgage Loan Application Detail Totals for Arvest Bank Group in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 6,912 $222,991,000 $32,000 $1,000,000 $74,000 $1,900,000
Refinancing 2,825 $160,402,000 $56,000 $2,143,000 $83,000 $1,002,000
Home Purchase 1,331 $101,015,000 $75,000 $2,253,000 $73,000 $1,266,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,590 $359,544,000 $41,000 $1,500,000 $81,000 $1,352,000
Not Provided 1,200 $42,342,000 $35,000 $2,143,000 $58,000 $643,000
Not applicable 424 $52,258,000 $123,000 $2,253,000 $41,000 $1,900,000
Hispanic 283 $9,789,000 $34,000 $320,000 $64,000 $1,000,000
Black or African American 278 $7,623,000 $27,000 $664,000 $62,000 $800,000
American Indian or Alaskan Native 183 $5,540,000 $30,000 $417,000 $53,000 $384,000
Asian 100 $6,854,000 $68,000 $579,000 $86,000 $523,000
Native Hawaiian or Other Pacific Islander 10 $458,000 $45,000 $180,000 $128,000 $332,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,068 $484,408,000 $43,000 $2,253,000 $76,000 $1,900,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,423 $400,152,000 $47,000 $2,253,000 $85,000 $1,900,000
Application Denied By Financial Institution 1,970 $51,182,000 $25,000 $1,100,000 $40,000 $473,000
Application Withdrawn By Applicant 674 $33,044,000 $49,000 $1,000,000 $63,000 $774,000
Application Approved But Not Accepted 1 $30,000 $30,000 $30,000 $32,000 $32,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank Group's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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