Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Aspire Financial Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,652 |
| Total Mortgage Loan Application Amount | $776,869,000 |
| Average Mortgage Loan Application Amount | $144,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $2,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,026 | $ 134,119,000 | $ 130,000 | $ 92,000 |
| Tarrant County Texas | 985 | $ 131,751,000 | $ 133,000 | $ 92,000 |
| Collin County Texas | 523 | $ 90,774,000 | $ 173,000 | $ 114,000 |
| Denton County Texas | 472 | $ 80,952,000 | $ 171,000 | $ 104,000 |
| Harris County Texas | 324 | $ 38,481,000 | $ 118,000 | $ 73,000 |
| Bexar County Texas | 136 | $ 18,086,000 | $ 132,000 | $ 76,000 |
| Ellis County Texas | 127 | $ 17,202,000 | $ 135,000 | $ 106,000 |
| Johnson County Texas | 116 | $ 15,093,000 | $ 130,000 | $ 82,000 |
| Kaufman County Texas | 92 | $ 11,955,000 | $ 129,000 | $ 82,000 |
| Parker County Texas | 92 | $ 13,913,000 | $ 151,000 | $ 95,000 |
| Rockwall County Texas | 77 | $ 12,197,000 | $ 158,000 | $ 97,000 |
| Fort Bend County Texas | 56 | $ 9,047,000 | $ 161,000 | $ 91,000 |
| Montgomery County Texas | 49 | $ 7,818,000 | $ 159,000 | $ 88,000 |
| Hunt County Texas | 46 | $ 5,666,000 | $ 123,000 | $ 75,000 |
| Brazoria County Texas | 43 | $ 5,632,000 | $ 130,000 | $ 91,000 |
| Grayson County Texas | 36 | $ 3,987,000 | $ 110,000 | $ 72,000 |
| Travis County Texas | 36 | $ 7,616,000 | $ 211,000 | $ 119,000 |
| Wise County Texas | 36 | $ 4,452,000 | $ 123,000 | $ 82,000 |
| McLennan County Texas | 34 | $ 4,591,000 | $ 135,000 | $ 132,000 |
| Henderson County Texas | 33 | $ 4,662,000 | $ 141,000 | $ 95,000 |
| Hood County Texas | 32 | $ 4,828,000 | $ 150,000 | $ 74,000 |
| Williamson County Texas | 31 | $ 4,831,000 | $ 155,000 | $ 93,000 |
| Galveston County Texas | 30 | $ 4,410,000 | $ 147,000 | $ 71,000 |
| Navarro County Texas | 26 | $ 2,716,000 | $ 104,000 | $ 55,000 |
| Van Zandt County Texas | 23 | $ 3,004,000 | $ 130,000 | $ 72,000 |
| Lamar County Texas | 21 | $ 1,904,000 | $ 90,000 | $ 71,000 |
| Smith County Texas | 21 | $ 2,625,000 | $ 125,000 | $ 83,000 |
| Wood County Texas | 15 | $ 1,650,000 | $ 110,000 | $ 60,000 |
| Brazos County Texas | 13 | $ 1,604,000 | $ 123,000 | $ 149,000 |
| Guadalupe County Texas | 13 | $ 1,467,000 | $ 112,000 | $ 65,000 |
| Fannin County Texas | 12 | $ 1,105,000 | $ 92,000 | $ 60,000 |
| Montague County Texas | 12 | $ 1,469,000 | $ 122,000 | $ 53,000 |
| Palo Pinto County Texas | 12 | $ 1,140,000 | $ 95,000 | $ 90,000 |
| Anderson County Texas | 11 | $ 1,126,000 | $ 102,000 | $ 114,000 |
| Comal County Texas | 10 | $ 1,239,000 | $ 123,000 | $ 72,000 |
| Cooke County Texas | 10 | $ 1,244,000 | $ 124,000 | $ 63,000 |
| Hill County Texas | 10 | $ 925,000 | $ 92,000 | $ 67,000 |
| Bell County Texas | 9 | $ 837,000 | $ 93,000 | $ 51,000 |
| Hays County Texas | 9 | $ 1,489,000 | $ 165,000 | $ 105,000 |
| Rains County Texas | 9 | $ 994,000 | $ 110,000 | $ 72,000 |
| Harrison County Texas | 8 | $ 698,000 | $ 87,000 | $ 74,000 |
| Nueces County Texas | 8 | $ 884,000 | $ 110,000 | $ 77,000 |
| Somervell County Texas | 8 | $ 1,097,000 | $ 137,000 | $ 83,000 |
| Brown County Texas | 7 | $ 676,000 | $ 96,000 | $ 62,000 |
| Freestone County Texas | 7 | $ 599,000 | $ 85,000 | $ 82,000 |
| Hopkins County Texas | 7 | $ 832,000 | $ 118,000 | $ 85,000 |
| Liberty County Texas | 7 | $ 688,000 | $ 98,000 | $ 70,000 |
| Washington County Texas | 7 | $ 1,363,000 | $ 194,000 | $ 97,000 |
| Wichita County Texas | 7 | $ 632,000 | $ 90,000 | $ 59,000 |
| Bosque County Texas | 6 | $ 859,000 | $ 143,000 | $ 64,000 |
| Midland County Texas | 6 | $ 1,093,000 | $ 182,000 | $ 110,000 |
| Red River County Texas | 6 | $ 433,000 | $ 72,000 | $ 66,000 |
| Wharton County Texas | 6 | $ 580,000 | $ 96,000 | $ 59,000 |
| Atascosa County Texas | 5 | $ 640,000 | $ 128,000 | $ 87,000 |
| Eastland County Texas | 5 | $ 447,000 | $ 89,000 | $ 40,000 |
| Erath County Texas | 5 | $ 493,000 | $ 98,000 | $ 60,000 |
| Jefferson County Texas | 5 | $ 537,000 | $ 107,000 | $ 123,000 |
| Leon County Texas | 5 | $ 490,000 | $ 98,000 | $ 65,000 |
| Rusk County Texas | 5 | $ 442,000 | $ 88,000 | $ 36,000 |
| Volusia County Florida | 4 | $ 516,000 | $ 129,000 | $ 79,000 |
| Bastrop County Texas | 4 | $ 610,000 | $ 152,000 | $ 99,000 |
| Chambers County Texas | 4 | $ 530,000 | $ 132,000 | $ 52,000 |
| Comanche County Texas | 4 | $ 286,000 | $ 71,000 | $ 33,000 |
| Gregg County Texas | 4 | $ 513,000 | $ 128,000 | $ 83,000 |
| Limestone County Texas | 4 | $ 410,000 | $ 102,000 | $ 91,000 |
| Matagorda County Texas | 4 | $ 460,000 | $ 115,000 | $ 60,000 |
| Orange County Texas | 4 | $ 656,000 | $ 164,000 | $ 62,000 |
| Potter County Texas | 4 | $ 184,000 | $ 46,000 | $ 37,000 |
| Taylor County Texas | 4 | $ 919,000 | $ 229,000 | $ 192,000 |
| Waller County Texas | 4 | $ 1,197,000 | $ 299,000 | $ 122,000 |
| Austin County Texas | 3 | $ 784,000 | $ 261,000 | $ 101,000 |
| Bowie County Texas | 3 | $ 158,000 | $ 52,000 | $ 27,000 |
| Burnet County Texas | 3 | $ 219,000 | $ 73,000 | $ 26,000 |
| Cameron County Texas | 3 | $ 221,000 | $ 73,000 | $ 71,000 |
| Delta County Texas | 3 | $ 126,000 | $ 42,000 | $ 20,000 |
| El Paso County Texas | 3 | $ 454,000 | $ 151,000 | $ 116,000 |
| Fayette County Texas | 3 | $ 733,000 | $ 244,000 | $ 96,000 |
| Gray County Texas | 3 | $ 290,000 | $ 96,000 | $ 46,000 |
| Hale County Texas | 3 | $ 291,000 | $ 97,000 | $ 110,000 |
| Hamilton County Texas | 3 | $ 330,000 | $ 110,000 | $ 108,000 |
| Jack County Texas | 3 | $ 298,000 | $ 99,000 | $ 74,000 |
| Jackson County Texas | 3 | $ 642,000 | $ 214,000 | $ 114,000 |
| Kerr County Texas | 3 | $ 290,000 | $ 96,000 | $ 39,000 |
| Morris County Texas | 3 | $ 103,000 | $ 34,000 | $ 30,000 |
| San Jacinto County Texas | 3 | $ 446,000 | $ 148,000 | $ 117,000 |
| San Patricio County Texas | 3 | $ 280,000 | $ 93,000 | $ 100,000 |
| Shelby County Texas | 3 | $ 193,000 | $ 64,000 | $ 52,000 |
| Uvalde County Texas | 3 | $ 250,000 | $ 83,000 | $ 39,000 |
| Victoria County Texas | 3 | $ 196,000 | $ 65,000 | $ 87,000 |
| Walker County Texas | 3 | $ 352,000 | $ 117,000 | $ 66,000 |
| Young County Texas | 3 | $ 339,000 | $ 113,000 | $ 69,000 |
| Wayne County Michigan | 2 | $ 145,000 | $ 72,000 | $ 75,000 |
| Andrews County Texas | 2 | $ 122,000 | $ 61,000 | $ 43,000 |
| Angelina County Texas | 2 | $ 108,000 | $ 54,000 | $ 42,000 |
| Caldwell County Texas | 2 | $ 249,000 | $ 124,000 | $ 67,000 |
| DeWitt County Texas | 2 | $ 192,000 | $ 96,000 | $ 94,000 |
| Falls County Texas | 2 | $ 147,000 | $ 73,000 | $ 39,000 |
| Gaines County Texas | 2 | $ 119,000 | $ 59,000 | $ 39,000 |
| Gonzales County Texas | 2 | $ 195,000 | $ 97,000 | $ 41,000 |
| Grimes County Texas | 2 | $ 227,000 | $ 113,000 | $ 64,000 |
| Hardin County Texas | 2 | $ 148,000 | $ 74,000 | $ 60,000 |
| Hidalgo County Texas | 2 | $ 219,000 | $ 109,000 | $ 36,000 |
| Howard County Texas | 2 | $ 137,000 | $ 68,000 | $ 135,000 |
| Kendall County Texas | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Llano County Texas | 2 | $ 268,000 | $ 134,000 | $ 80,000 |
| Lubbock County Texas | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Medina County Texas | 2 | $ 331,000 | $ 165,000 | $ 81,000 |
| Moore County Texas | 2 | $ 103,000 | $ 51,000 | $ 32,000 |
| Polk County Texas | 2 | $ 90,000 | $ 45,000 | $ 36,000 |
| Sabine County Texas | 2 | $ 235,000 | $ 117,000 | $ 88,000 |
| Stephens County Texas | 2 | $ 162,000 | $ 81,000 | $ 36,000 |
| Titus County Texas | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Tom Green County Texas | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Upshur County Texas | 2 | $ 335,000 | $ 167,000 | $ 82,000 |
| Webb County Texas | 2 | $ 228,000 | $ 114,000 | $ 91,000 |
| Jefferson County Colorado | 1 | $ 329,000 | $ 329,000 | $ 60,000 |
| Lee County Florida | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Pinellas County Florida | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Greene County Missouri | 1 | $ 214,000 | $ 214,000 | $ 55,000 |
| Oklahoma County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| York County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 176,000 |
| Aransas County Texas | 1 | $ 134,000 | $ 134,000 | $ 130,000 |
| Archer County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Bandera County Texas | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Bee County Texas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Blanco County Texas | 1 | $ 276,000 | $ 276,000 | $ 125,000 |
| Brewster County Texas | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Callahan County Texas | 1 | $ 77,000 | $ 77,000 | $ 126,000 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Cherokee County Texas | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Childress County Texas | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Clay County Texas | 1 | $ 37,000 | $ 37,000 | $ 77,000 |
| Coke County Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Collingsworth County Texas | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Colorado County Texas | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Coryell County Texas | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Dickens County Texas | 1 | $ 36,000 | $ 36,000 | $ 81,000 |
| Dimmit County Texas | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Ector County Texas | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Gillespie County Texas | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| Goliad County Texas | 1 | $ 248,000 | $ 248,000 | $ 71,000 |
| Haskell County Texas | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| Houston County Texas | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Jeff Davis County Texas | 1 | $ 80,000 | $ 80,000 | $ 107,000 |
| Kimble County Texas | 1 | $ 112,000 | $ 112,000 | $ 108,000 |
| Lampasas County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Live Oak County Texas | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Maverick County Texas | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| McMullen County Texas | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| Milam County Texas | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Newton County Texas | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Nolan County Texas | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
| Shackelford County Texas | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Trinity County Texas | 1 | $ 96,000 | $ 96,000 | $ 82,000 |
| Tyler County Texas | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Val Verde County Texas | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Wilbarger County Texas | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Wilson County Texas | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Yoakum County Texas | 1 | $ 116,000 | $ 116,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,366 | $434,243,000 | $129,000 | $1,500,000 | $88,000 | $2,100,000 |
| Refinancing | 2,281 | $341,851,000 | $149,000 | $1,440,000 | $91,000 | $1,967,000 |
| Home Improvement | 5 | $775,000 | $155,000 | $383,000 | $111,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,088 | $576,760,000 | $141,000 | $1,500,000 | $95,000 | $2,100,000 |
| Black or African American | 613 | $75,910,000 | $123,000 | $680,000 | $73,000 | $826,000 |
| Hispanic | 528 | $63,438,000 | $120,000 | $573,000 | $70,000 | $815,000 |
| Not Provided | 310 | $43,746,000 | $141,000 | $664,000 | $82,000 | $282,000 |
| Asian | 83 | $12,193,000 | $146,000 | $1,440,000 | $93,000 | $480,000 |
| American Indian or Alaskan Native | 17 | $2,690,000 | $158,000 | $348,000 | $93,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,132,000 | $164,000 | $504,000 | $95,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,730 | $657,252,000 | $138,000 | $1,500,000 | $93,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 838 | $106,322,000 | $126,000 | $300,000 | $67,000 | $226,000 |
| VA-guaranteed (Veterans Administration) | 82 | $13,084,000 | $159,000 | $403,000 | $74,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $211,000 | $105,000 | $118,000 | $47,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,529 | $489,245,000 | $138,000 | $999,000 | $94,000 | $2,100,000 |
| Application Withdrawn By Applicant | 1,574 | $212,411,000 | $134,000 | $1,500,000 | $84,000 | $1,126,000 |
| Application Denied By Financial Institution | 549 | $75,213,000 | $137,000 | $1,440,000 | $76,000 | $480,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 173 | $24,258,000 | $140,000 | $1,440,000 | $82,000 | $480,000 |
| Credit History | 153 | $19,914,000 | $130,000 | $559,000 | $74,000 | $445,000 |
| Other | 76 | $13,107,000 | $172,000 | $990,000 | $94,000 | $360,000 |
| Debt-To-Income Ratio | 63 | $6,752,000 | $107,000 | $250,000 | $48,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $6,861,000 | $134,000 | $784,000 | $76,000 | $360,000 |
| Employment History | 18 | $2,211,000 | $122,000 | $240,000 | $61,000 | $111,000 |
| Unverifiable Information | 12 | $1,818,000 | $151,000 | $650,000 | $58,000 | $162,000 |
| Mortgage Insurance Denied | 1 | $110,000 | $110,000 | $110,000 | $73,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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